I'm preparing to file Chapter 7 (pro se) and I have a question as it regards Unexpired leases:
I share a lease with my roommates and I wish to continue to "assume" the lease after my discharge (hopefully!) When filling out the form how I do indicate that I wish to continue assuming the lease? Will this also come up in my 341 meeting with the trustee?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.