877-281-2220 and/or 800-871-7730

Yes i just received a call yesterday at my place of employment, it was from a company named bass and associates. The girl that i was speaking to tried to tell me they were a collections department and that i had a bill that was unpaid and that i would have to have my lawyer call them, she was sounding very suspecious so i asked to talk to her boss, then she connected me to a woman named regina payton 877-281-2220 her ext. 323 she was very rude, would not let me speak. She just kept telling me to have my attorney call her that there was nothing else she could do. I asked her what the name of the company that i supposedly owed, she would not tell me. She said that it was out of there hands. She also told me that to have my employer to be ready because there were going to start taking my paychecks. She was very hateful, rude, and would not explain anything. I asked told her i wanted to speak to her boss, she said that she was the boss. She also told me that she would just hang up on me and if i wanted to call back that she would hang up again. Please anybody help me!!! I am very upset about this, i have never had any problem with my bills or anyone speaking to me that way before in my life. If anyone has any ifo please let me know!!! Thank you so much

Punkinseed: Have you visited my site about these crooks? Don't give these criminals a dime. They are under investigation for utilizing illegal tactics.

Hey Anthony, I did read your profile. She has called again. How do I get them to stop calling me? Its been about a week in time diffrence? Please Help

Punkinseed: If you come to my site, on the side of my site, you will see a link that reads: "If collection agencies are harassing you, send them this letter". Send them the letter via certified mail. This will prove that they signed for it. It is a 'cease and desist' letter, which binds them by law to not contact you again, and while your at it, send them a 'letter of validation', and then the ball will be in their court, meaning they must validate any debt in which they say you owe. If they do not validate, you don't pay nothing.

Pumkin- Anthony is right.........get it validated....

Hi well I was very unfortunate to have to deal with this also. They have been calling me at work threatening me. When I first took out the PDL's to pay my hospital bills I had some problems with my checking account. I had to change the account number due to some fraud. I was able to reach most of the PDLS except two. Now Bass and whatever is calling themselves Division 310 of the federal government.

I tried to explain to a man by the name John Strickland what was going on and he told me that I had to come up with 999.60 by 2pm or they were going to put me in the system. I was frantic. He passed me to Kelly Young who told me that they were going to sue me with my bank. I called my bank and they had no idea what was going on. I found the information of the PDL and emailed them. They called me again the next day at work, now they told me that I was going to go to jail. I told Kelly that I tried to reach the PDL and she called me a liar. I told her not to call me at work because she would get me fired and she told me that was the least they would do to me.

I contacted the Attorney Generals office and filed a complaint more else should I do?

Yes, you need to send Bass and

**** a letter of validation and a cease and desist letter, via certified mail. Come to my site, and on the side is a link which reads, 'sample letters for all collection needs.' If you need anymore assistance, let me know.

[color=Red]****Adult term removed - Jason[/color]

Lortiz: Here is the letter to send them, it combines both the letter of validation and cease and desist.

Stop being harassed:
Sample Debt Validation/Cease and Desisit letter. Do not pay a collection agency any money without first sending this letter. If you have any questions, please contact Anthony.

Quote:

Lortiz, it sounds like you have a very good case to sue under the fdcpa. Threatened litigation, threatened jail time, name calling... That's a good $3000 just for those. Try for sections ???? 1692 d, ???? 1692 d(2), ???? 1692 e, ???? 1692 e(4), and ???? 1692 e(5) of the FDCPA. I could go on. They seem to have violated almost the whole of the FDCPA. You can bet that I would be seeing them in court if I were you.

Lawstudent,unfortunately fdcpa only allows 1K of statutory damages per suit.The multiple violations are used to remove bonafide error defense and to prove willful noncompliance to go for punititive damages.

I'm dealing with the same group. They did the same shpiel. I filed a complaint about them with the FTC. I was told they had five days to send me correspondence about the debt. They added that if I didn't hear back from them, then I should speak with a lawyer about filing suit against them for not following the Fair Debt Collection Practices Act.

A piece of Bass and Associates history. Click to enlarge.

hey a coworker of mine got this bullcrap call and i want to help her and the rest of you guys out. how can i help? also how do i get pass the secretary b/c they ask me for an acct number or my name and of course they can't find me b/c i never borrow from them. So how can i help?????? let me know i am willing to call everyday till they r gone.
Good luck everyone with this crooks.

Have your coworker file a complaint with the Florid Attorney General.You can do it online.

exactly...........do it online.......This company is full of CRAP!

You can also find my Pub topic about Bass victims and retrieve the reporter's email in it.The reporter is local to Bass's home town and is very interested in hearing from everyone.

and how about me. what can i do? i really want to harrasss this as....e.

Do the same file online complaint with Florida attorney general and go to my Pub post on Bass victims.Get the email address in there and contact the reporter.

Cajun, where can I find the topic with the reporters email?

I've been emailing them all, just in case.

It got buried with all the others.Look in the Pub for Important info for Bass Victims.

Thank you for all the info. Just another quick question have anyone heard about another company down in florida that claims to help you clean your credit. Their name is CCRS they are down in miami . i will appreciated any input in this matter. thank you guys keep up the good work!!!!!!!!!!! :D

'Google' their name. If it pops up, it may be legit, if it doesn't, watch out. Check with Miami Better Business Bureau, just in case.

Anthony are you not speaking to me?

Thank you anthony deeply appreciated. they show up but i don't know.their name is Clean Credit Report Services. maybe someone know about them.

I take it not...LMFAO.............

Sorry Tweety, popping in and out of threads.

Lito, you can also do a lot to clean up your credit report. Just get copies of your report from all three agencies and dispute anything on them you feel is invalid. It might help, it might not. I was able to clean up my report quite a bit because I had quite a bit of stuff on there that I shouldn't have. My credit score went up by 80 points by having a bunch of stuff removed that shouldn't have been there.

Ok Anthony- I'm not going to PM you again because of your gf giving me crap about it.......Just saying Hi!

My personal opinion is that you can clean up your credit personally without hiring someone and you do give up some of your federal rights when someone is hired to do it for you.See the Facta amendment of the Fair Credit Reporting act and The Credit Repair Organization act for detailed info on this.

well thank you guys. i appreciated every bit of help that i gather here.

I was called by a Victoria Walters 1 800- 871-7730 ext 386 And she threatened to have me put in jail for internet fraud...If I paid $736.90 within the Hour I would be ok. I was seriously freaked out but then I thought about it, my payday loans had been paid off months ago. So I did some research, found this message board, I called Ms. Victoria and she refused to give me the name of the company. then my co-worker called and she said it was Victoria Walters and Associates. So we can add that name to the list!! I am in this for the long haul and I am filing the complaint as we speak.

I just fell victim to this company. I left work in tears on Friday trying to round up $722.21 towards a balance of 1222.21. I paid 300 on saturday and 422.21 yesterday all because I was scared of being brought up on charges of bank fraud, internet fraud, etc. I was bullied and the lady i was working with, REGINA, was threatening to cause trouble with my job. She was legal counsel for her clients, which she refused to name. Thanks to this site, I found out they were a collection agency. I immediately called to get the names of her "clients" which I only got after talking to a supervisor who denied that Regina ever threatened me with court, etc. After I got off the phone, I called the companies and they never heard of Bass & Associates. After reading this I went to Attorney General and filed a complaint, I also called Department of finance and services and the florida bar who are sending me forms so I can file a complaint with them. I was also advised to contact my state attorney general to file a complaint as well.

This is a very shady company! Please everyone take all appropriate action and lets stop others from being victimized.

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At first I was scared when someone was calling my work and asking for me...I do not know what has happened these people from Bass & associates
1-877-281-2220 are calling me telling me that if I do not pay by the end of today this was friday afternoon I will have a motion in the court for me to be arrested for online bank fraud and check scams. All I know that is due back it 394.00 not $722.20<-- that is what they are asking me for more than double of the amount borrowed???Seriously.. why would they call me and say they are going to put me into jail I have a family to take care of..all I thought is why is this happening to me.. Then I called them back 1 hour after they sent a authorization form over and the number had a busy signal the whole weekend...that is what made me suspicious that there was something wrong. Then today she calls my work once again and I was not it at the moment and then she left me a message on my cell stating I need to contact her back immediately (or else??) or have my retained attorney call them back. WHat the heck should I do???? Her name is Ellen Shar this is wierding me out and I do not know what to do I do not want to go to jail nor do I need to be harrassed.

Listen, everybody. Don't pay these losers a dime. It will never go towards the debt anyway. They are operating illegally, and use threats and accusations, which are illegal under federal laws. Read the following about them and then, please share it with everyone that you know:

I am warning my readers of an online payday loan company and their so-called collection agency. The name of the collection company, which is based in Jacksonville, Florida, is BASS AND ASSOCIATES. This is not to be confused with the legitimate Bass and Associates. The company I am speaking of stole the name of two real companies located in Arizona, Iowa and Nebraska. You can not find the company I am writing about, through the Internet. Allow me to explain why the fake company are crooks. A friend of mine was short of cash a few months ago, so she applied for an online loan with a company calling themselves; ARROWHEAD INVESTMENTS, another company which can not be located on the web. They deposited the amount into her checking account. Over a short period of time, the loan was repaid, using a method allowing for the loan company to withdraw the amount owed. However, and this is where it gets crooked, the loan company continued to withdraw money, without authorization. Pretty soon, the only option, which the bank informed her of, was to close the account all together, to cease anymore stealing of her money. She thought that it was over at last. It wasn't quite over, since she received a call recently, at her work from Kelly, an employee of BASS AND ASSOCIATES, the fake company. This Kelly, who lacks a last name, went on to state that they were filing motions in a court of law, and that she better get an attorney, and that she will be arrested due to committing bank fraud, check fraud and an array of other white collar crimes, unless of course, she wire money within the hour to their account. I received a frantic, tearful call from my friend, relaying what was told to her. She left work early, in tears and in complete anguish. I personally called this company back to investigate their claims and to have them restate the ramifications which they stated to her. The 'boss', DAVID JACOBS, refused to repeat their threats to me. I then asked for their fax number so that I can send them a letter stating to never contact my friend again, unless it is through a mediation organization. This Mr. Jacobs, refused to share their contact information. During the conversation, he referred to me as a moron. Very professional? No way. So, today, I contacted the Florida Attorney Generals Office and shared with them the actions of BASS AND ASSOCIATES. I was informed by the A.G. office, that this particular company is already under investigation. If anyone is interested in calling this company, perhaps to just ask how the weather is in Jacksonville, the number is as follows: 1-877-281-2220. Also, ask for Mr. Jacobs or Kelly.I ask all readers to call at least once, and tell them how you read all about them on my site. If you have dealt with this company also, let me know. I am not a friend of organizations who intimidate or harass hard working people. If you have information to add to this story, let me know, even your own dealings with certain collection agencies. Your thoughts?
P.S. DAVID JACOBS, you are a loser who will one day get what is legally coming to you, and I will see that it happens. It won't matter how many times you change the name of your company, or that you know anyone from Mt. Laurel, New Jersey. I told Mr. Jacobs to Google my name, and so far, he has had my name Googled four times from New Jersey. I am recording the Internet Address, which is: 70.91.149. I imagine that these crooks use a router to throw people off of their trail. Trust me, the Banking and commerce regulators and Attorney Generals from two states are involved with this case. You crook.

Information on this 'company':
Bass and Associates (name stolen from a real company in Arizona, Iowa and Nebraska, not legitimate name)
Names given during calls: David Jacobs,Kelly, no last name given, and Paul Rodriguez (may also be alias names)
Known phone number: 1-877-281-2220 (Phone number may also change, for concealing and relocating purposes, well used practice of crooked companies)
David Jacobs mobile phone: 1-904-982-0091 (This number is on his answering machine voice mail)

Physical address of crooks, given to me by Florida Attorney Generals Office:
314 West 44th
Jacksonville, Florida 32208 (This address is the one on file in the state of Florida, subject to change, I'm sure.)
This is a link to many others who have had this same crooked company threaten them:

Forum which shares dealings with these thieves


The following information was obtained through the Better Business Bureau:

Quote:

They have been contacting me as well and my money has been paid, i will call them back today to tell them i know they are not a legitimate company! Thank you for the posted information.

Scoobyaddict: If they insist on calling you either at work or at home, please send them a Cease and Desist letter, via certified mail. You may get a sample letter on my site.

Hello Everyone,

I'm Christopher from Los Angeles, and I got this call from a Julie Flynn claiming to be from a attorney's office ready to file charges of me for bank fraud. She wanted all types information and I did not give her anything but she wanted me to moneygram 900.00 in one day or else get arrested from the state police. I am going to contact my California Attorney General's office and let them look into this. This is wrong for these people to call you and use these tactics to get people to pay. I hope we all can shut these people down

I received a message on my voicemail from this company leaving this number. I've done some research on this site and they are the same as Bass and Associates. I sent them months ago a DV letter request and never received one. I also requested they not contact me at my office and only correspond through mail. they have called my office and left a message on my work phone. what do I do about this? can i file a harrassment lawsuit against the company even though they have used a different name and phone number?

You may be entitled to damages. Do you have documentation that they received your DV and request to not contact you at work? Such as tracking number from postal service? If so, you may get a free phone consultation with a local lawyer in your area, and if you do have proof of them violating the federal laws, which they are doing, the lawyer may take your case for free, knowing that there is proof to file for damages. Let us know what happens, also, in the mean time, file a report with the Florida Attorney Generals Office ASAP.

how can i get a tracking number from the postal office?

i contacted my post office and they stated there was no way to track it. i guess i will have to send another via certified mail?

I have talked to these people on more than one occasion. Each time I talk to them I offer to pay them what I can afford at the moment. The last time I talked to them they (Clare Chesterfield) refused the amount that i wanted to send. Correct me if i am wrong, but if i am offering a payment to a legitamate creditor of collector- they can not turn it down can they? Now the have began to contact my friends and family and that is way out of line. They called an ex girlfriend that just got a new number about two months ago on the new number. I want to know how to rid myself of these people once and for all.

GC, do not pay them. Your money will vanish and not go towards the debt. Contact the original creditor and pay them, not Bass and Associates.

You must send them a Cease and Desist Letter via certified mail. I posted a sample letter below. Just copy and paste it into your MicroSoft Word, and edit it for yourself. Make sure to keep the receipt with the tracking number from the Post Office to prove that they signed for it.

Sample debt validation letter and Cease and Desist letter in one. Do not pay a collection agency any money without first sending this letter. If you have any questions, please contact Anthony. Be sure to send this letter via certified mail, to prove that they signed for it.

Quote:

I have been dealing with a lady named kathy monroe, she called my job with the same mess about fraud charges and all of that with arrowhead investments. I told her to do what she had to do. I couldnt get the money in two hrs. Im just waiting to see what happens.

Than you so much for the info they called my old work today and now i am armed with the info i need thankyou

Bass and Associates have been recently sued by the Florida Attorney Generals Office. Here is the news story: http://www.jacksonville.com/tu-online/stories/070307/met_181746454.shtml

these people are calling me NONSTOP literally and finally when a message is left is threatening with no real details...they haven't written any official letters so Im' not answering their calls. They don't sound legitimate