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877-281-2220 and/or 800-871-7730

Submitted by Angel on Fri, 03/02/2007 - 03:24
Posts: 186
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Good morning!!!
I received a voicemail from both of these numbers...one on Monday and then one just last night. I call them and I get Bass & Assoc. and also, Jackson Phillips, I don't want to put them off if they are legit, but I want to get my research first. Does anyone know anything about them? Please let me know. I have been burned in the past by Anthony Galloway, so I just want to double check from now on. Thank you all very much!!

Btw....why do they all end in "& Associates"?


"Btw....why do they all end in "& Associates"? "

They like to think it is intimidating, especially if it alludes to a law firm.

Send them DV letters, and seperate letters restricting communication to mail only. Make sure you send them CMRRR.

"I don't want to put them off if they are legit, but I want to get my research first."
I'm sure they've collected their fair share of bogus debts, but I've read that both of these companies love to use bogus tactics when attempting to collect. Make sure you never give them banking info, either (pay via money order/cashier's check).


Submitted by Morningstar on Fri, 03/02/2007 - 04:39

Morningstar

( Posts: 1633 | Credits: )


I am warning my readers of an online payday loan company and their so-called collection agency. The name of the collection company, which is based in Jacksonville, Florida, is BASS AND ASSOCIATES. This is not to be confused with the legitimate Bass and Associates. The company I am speaking of stole the name of two real companies located in Arizona, Iowa and Nebraska. You can not find the company I am writing about, through the Internet. Allow me to explain why the fake company are crooks. A friend of mine was short of cash a few months ago, so she applied for an online loan with a company calling themselves; ARROWHEAD INVESTMENTS, another company which can not be located on the web. They deposited the amount into her checking account. Over a short period of time, the loan was repaid, using a method allowing for the loan company to withdraw the amount owed. However, and this is where it gets crooked, the loan company continued to withdraw money, without authorization. Pretty soon, the only option, which the bank informed her of, was to close the account all together, to cease anymore stealing of her money. She thought that it was over at last. It wasn't quite over, since she received a call recently, at her work from Kelly, an employee of BASS AND ASSOCIATES, the fake company. This Kelly, who lacks a last name, went on to state that they were filing motions in a court of law, and that she better get an attorney, and that she will be arrested due to committing bank fraud, check fraud and an array of other white collar crimes, unless of course, she wire money within the hour to their account. I received a frantic, tearful call from my friend, relaying what was told to her. She left work early, in tears and in complete anguish. I personally called this company back to investigate their claims and to have them restate the ramifications which they stated to her. The 'boss', DAVID JACOBS, refused to repeat their threats to me. I then asked for their fax number so that I can send them a letter stating to never contact my friend again, unless it is through a mediation organization. This Mr. Jacobs, refused to share their contact information. During the conversation, he referred to me as a moron. Very professional? No way. So, today, I contacted the Florida Attorney Generals Office and shared with them the actions of BASS AND ASSOCIATES. I was informed by the A.G. office, that this particular company is already under investigation. If anyone is interested in calling this company, perhaps to just ask how the weather is in Jacksonville, the number is as follows: 1-877-281-2220. Also, ask for Mr. Jacobs or Kelly.I ask all readers to call at least once, and tell them how you read all about them on my site. If you have dealt with this company also, let me know. I am not a friend of organizations who intimidate or harass hard working people. If you have information to add to this story, let me know, even your own dealings with certain collection agencies. Your thoughts?
P.S. DAVID JACOBS, you are a loser who will one day get what is legally coming to you, and I will see that it happens. It won't matter how many times you change the name of your company, or that you know anyone from Mt. Laurel, New Jersey. I told Mr. Jacobs to Google my name, and so far, he has had my name Googled four times from New Jersey. I am recording the Internet Address, which is: 70.91.149. I imagine that these crooks use a router to throw people off of their trail. Trust me, the Banking and commerce regulators and Attorney Generals from two states are involved with this case. You crook.

Information on this 'company':
Bass and Associates (name stolen from a real company in Arizona, Iowa and Nebraska, not legitimate name)
Names given during calls: David Jacobs,Kelly, no last name given, and Paul Rodriguez (may also be alias names)
Known phone number: 1-877-281-2220 (Phone number may also change, for concealing and relocating purposes, well used practice of crooked companies)
David Jacobs mobile phone: 1-904-982-0091 (This number is on his answering machine voice mail)

Physical address of crooks, given to me by Florida Attorney Generals Office:
314 West 44th
Jacksonville, Florida 32208 (This address is the one on file in the state of Florida, subject to change, I'm sure.)
This is a link to many others who have had this same crooked company threaten them:

Forum which shares dealings with these thieves


The following information was obtained through the Better Business Bureau:

Quote:

Bass and Associates
9378 Arlington Expressway
Suite 323
Jacksonville, FL 32225
MAP
General Information

BBB File Opened September 27, 2006




BBB Member This company is not a member
Type of Business Collection Agencies


The information in this report has either been provided by the company, or has been compiled by the Bureau from other sources.


Customer Experience
Based on BBB files, this company has an unsatisfactory record with the Bureau due to unanswered complaint(s).

Customer Complaint Data
The company's size, volume of business and number of transactions may have a bearing on the number of complaints received by the BBB. The complaints filed against a company may not be as important as the type of complaints, and how the company has handled them. The BBB generally does not pass judgement on the validity of complaints filed.
Number of complaints processed by the BBB since the firm's BBB file was opened in September 2006: 13
Number of complaints processed by the BBB in the last 12 months: 13
Complaints Concerned:
Service Issues (8 complaints)
5 Resolved
1 Delayed Resolution
2 Company did not respond

Credit or Billing Disputes (4 complaints)
2 Resolved
1 Unresolved
1 Delayed Resolution

Contract Disputes (1 complaints)
1 Delayed Resolution


Additional File Information
According to information in BBB files 9378 Arlington Expressway, is The UPS Store, and not an actual office for this collection agency.
Licensing Information
This company is in an industry that may require licensing, bonding or registration in order to lawfully do business. The Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.

Additional Information

This Business Operates under the Names Bass and Associates


Addresses 9378 Arlington Expressway, Suite 323, Jacksonville, FL 32225 MAP


Phones (877) 281-2224, x317




Reported on Thursday, January 11, 2007
As a matter of policy, the Better Business Bureau does not endorse any product, service or company. BBB reports generally cover a three-year reporting period, and are provided solely to assist you in exercising your own best judgment. Information contained herein is believed reliable but not guaranteed as to accuracy. Reports are subject to change at any time.
The Better Business Bureau reports on members and non-members. Membership in the BBB is voluntary, and members must meet and maintain BBB standards. If a company is a member of this BBB, it is stated in this report.
???? 2007 BBB of Northeast Florida

Written by author Anthony Lemons


Submitted by Anthony Lemons on Fri, 03/02/2007 - 05:15

Anthony Lemons

( Posts: 1828 | Credits: )


Sorry I was not logged in. I may dealing with this company and they don't call me every day. They kind of call me twice a month to see you I am going to pay again. But I already have pais $650.00 to them through money gram. My PDL's that I took out only add up to 800.00 the principle amount. But they added all this interest and told me that I have to pay 750.00 for each three loans and they total out to $2,250.00. But I line in NJ and in my state PDL's are not allowed at all they are prohibited. I need help on how to deal with these crooks. I have as well spoken to David Jacobs and his assistant that has my file as she claims Patty Moore. Her ext is 315. What should I do I need help!!!!????


Submitted by jcf0727 on Fri, 03/02/2007 - 06:56

jcf0727

( Posts: 73 | Credits: )


Great info Anthony! I have dealt with Bass and Associates. I was dealing with a "Stan Morman" 1-877-281-2220. He also said I would be arrested if I didnt 2500 to them for 4 pdl's. Would not give me any details or nothing in writing. I just needed to pay that day or I would be "downloaded" to my county. Also stated I had committed internet fraud, yada yada OH I had crossed state lines??? What does that mean anyway? I filed the proper complaints as well. I am on the team to have them shut down! :)

Good reading this morning! :)


Submitted by Tweety71 on Fri, 03/02/2007 - 08:35

Tweety71

( Posts: 2061 | Credits: )


Just from personal experience and dealing with Anthony Galloway (another bogus co.), I would stop paying them. I forked over close to $400 and then finally realized that they weren't legit. I can't get my money back and the loans that I was supposedly paying back, never received a dime.


Submitted by Angel on Fri, 03/02/2007 - 09:22

Angel

( Posts: 186 | Credits: )


I have had recent interaction with Jackson Phillips. A woman called my house, rude as can be, left a message that unless I took action by cob that day, yada, yada, yada. Based on the information I got from this site, I called her back and told her pdl's were illegal in my state, that I had contacted the AG's office and they wanted a copy of my contract. I told her I was prepared to do that, but what I wanted most of all was for the loan to 'go away'. It was a 300 loan that I had paid 180. I told her I would only pay them the remaining 120 I owed. She asked me to hold on, came back a few minutes later and agreed to it. I completely bluffed her. But what she DID tell me was that it most likely IS illegal in my state. I did the same thing to three others with the same result.


Submitted by bettywright1950 on Fri, 03/02/2007 - 21:13

bettywright1950

( Posts: 10 | Credits: )


I believe they are. I live in Arkansas. Office front pdl's are legal. It's a gray area as far as internet pdl's. The AG office wanted me to file a complaint. I haven't yet but plan to on paydayloanyes. Another huge complaint I have is that the company I took the loan with, the company that debits my account and the companies that call are ALL different. I think they do that purposefully. Try to confuse.


Submitted by bettywright1950 on Fri, 03/02/2007 - 21:32

bettywright1950

( Posts: 10 | Credits: )


There is something else I have noticed. I see every court case filed in my county. I have NEVER, EVER seen a case where any of the internet pdl's were plaintiff's. I have seen some store front pdl's file but never an internet. That also reinforces that they are not legal. I also could not find where any of them were registered in my state.


Submitted by bettywright1950 on Fri, 03/02/2007 - 21:36

bettywright1950

( Posts: 10 | Credits: )


If anyone is actually considering sending any money to Bass and Associates, you need mental help. If they can not send you an official debt validation, then do not send them money. It is also against the law for them to report a debt to a credit bureau, without first following the legal paths, such as sending a validation of such debt. If they do report you, you can enjoy the benefits of THERE money to compensate you for mental anguish and other illegal practices. Throw a litle harrassment and extortion in there too.


Submitted by Anthony Lemons on Sat, 03/03/2007 - 18:47

Anthony Lemons

( Posts: 1828 | Credits: )


Most Internet PayDay loan companies do not wish to enter the courtroom. It brings too much attention to their other activities; such as dealing in states that they are not licensed in. If you get a loan from a company, which you find out is not legally allowed to make loans to people in your state; take the money and run. It is all yours, and they dare not make a big issue out of it. They would rather lose a couple hundred dollars, than lose thousands in fines and penalties.


Submitted by Anthony Lemons on Sat, 03/03/2007 - 18:51

Anthony Lemons

( Posts: 1828 | Credits: )


Guest, if you borrow money, even if the terms of the loan is illegal, you still owe the money you "borrowed."

"so far every loan ive taken out turns out to be not legal in my state but then i still get harassed....."

Lets think logically for a second...they break one law, how hard is it for them to break a second, and then a third... These companies bank on a combination of two things: ignorance of the law, and desperation. No one not in the dark is likely to go through this, but a lot of people have no idea what the law says, and what they'll be in for when go through a loan shark company.


Submitted by Morningstar on Mon, 03/05/2007 - 05:24

Morningstar

( Posts: 1633 | Credits: )


Without knowing everything that Bass collects on, I would have to say it depends on a few things. Most importantly, how much they say you owe, and how you came to owe it. If you borrowed money from an internet payday lender, the chances lessen, as many of these "lenders" are unlicensed and/or operate outside of the law.

You've undoubtably seen that many of the posters have experience with this company, and they do have a habit of making illegal threats. Start a new thread and post the details of your situation. I'm sure everyone would be glad to help.

Edit: Very doubtful...if the loans were not legit, I wouldn't expect to see them in court, except as defendants:wink:


Submitted by Morningstar on Mon, 03/05/2007 - 06:24

Morningstar

( Posts: 1633 | Credits: )


They have to be licensed in the state they are doing business in. There is at least one exception to this: In Pennsylvania, they can do business over the internet, provided they are lending in accordance with the laws of the state that they are licensed with (and lending out of). If they aren't licensed anywhere, it is my belief you only owe them the principal.


Submitted by Morningstar on Mon, 03/05/2007 - 08:52

Morningstar

( Posts: 1633 | Credits: )


1 BASS & ASSOCIATES wawdce 2:2006cv00356 03/15/2006 450 03/24/2006
2 BASS & ASSOCIATES nyedce 1:2007cv00399 01/29/2007 890
3 BASS & ASSOCIATES flsdce 0:2007cv60180 02/12/2007 890
4 BASS & ASSOCIATES, P.C. arwdce 5:2006cv05080 05/05/2006 480 06/29/2006

Lawsuits against them in the past year(federal court).
Enjoy! :mrgreen: :mrgreen:


Submitted by cajunbulldog on Mon, 03/05/2007 - 10:39

cajunbulldog

( Posts: 4850 | Credits: )


Does anybody know anything about this company? They are calling and harrasing me and I finally contacted the police.


Submitted by on Tue, 03/06/2007 - 11:11

( Posts: 202330 | Credits: )