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Mann Bracken: Is it difficult to deal with them?

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I am trying very hard to pay off all my credit card debts. I - being a total idiot went to a debt settlement company. They "suggested" that I not pay my bills, and that they had great relationship with creditors.... What a lie.

Anyway, I am now in a dmp. I'm trying to pay off all my loans 100%. However, Mann Bracken Llc. wants a lump sum payment. I do not have the funds to give them the payment. I offered to pay it off through the DMP program. No deal. They said they would continue with the arbitration and see me there.

Is there anything I can do? I tried calling Chase directly. They said I could only talk to Mann Bracken law firm is a collection agency which threatens to take you to arbitration. Read the discussion to know the way out. that they no longer had the account.

The lady on the phone was very nasty. She told me if it went to arbitration I could pay her attorney fees and court cost. All of this is true information. So not misrepresentation.

I think I may be stuck. But I have a budget, and I am trying to pay everyone. That leaves me very little wiggle room when it comes to something like this.

Suggestions would be greatly appreciated.

Thank you,


MBNA charged off my cc...then MannBracken (GA) started their stuff...then they sent it to arbitration...then sent that to a FIA cards services here in CA...who filed a civil case against me to "confirm arbitration" and now has a court date to get a judgment against me...what should I do?

Sub: #51 posted on Thu, 02/26/2009 - 11:03


I too have been contacted by Mann Bracken. I tried to call Citi and they said it had been turned over to Mann Bracken so I would have to deal with them. They want over 2,000 dollars a month to try and settle this. I am a recently divorced single mom who has just got her career started. They have said all kinds of mean threatening things such as garnishing my wages. Can they do that? Should I send them what I can and see what happens? I live in Texas.

Sub: #52 posted on Tue, 03/03/2009 - 18:41


Get a tape recorder and start taping those calls. They cannot garnish your wages in TX. The mere mention of wage garnishment is a violation of the FDCPA. Have they sent you anything in writing? Click on the link in my signature for the TX Finance Code. Also, get a copy of the FDCPA and read it a couple times, it will definately help you. Do not send them any money until they validate the debt. Be cautious, they will file suit. What county do you reside in?

Sub: #53 posted on Tue, 03/03/2009 - 19:11

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(Posts: 4671 | Credits: )

anyone know if mann bracken is registered to collect in Arizona?

Sub: #54 posted on Wed, 03/04/2009 - 13:40


I too just received a letter from them, stating they want their $ within 5 days of date on letter, which leaves me 2 days. Any suggestion on how to handle them. I'm in California.

Sub: #55 posted on Sat, 03/07/2009 - 22:29


They'll settle Chase accounts @ 50% of balance. Everything else you can get even lower. The best time to settle is the last day of the month around noon. Here's the direct # (678) 801-2698

Sub: #56 posted on Sat, 03/07/2009 - 23:35


I tried to settle my account and every time someone agreed to a settlement they were taken off the account and I was told that it had not been locked in and then they wanted more money. I sent them a 5100.00 payment in January and agreed to make monthly payments of 224.00 for six months and then pay a lump sum of 1500.00 after that. Last night I got a call asking for 415.00 to be paid immediatley as the attorneys where looking at my account and were not locking it in at what was agreed in January. HELP what can I do

Sub: #57 posted on Thu, 03/12/2009 - 05:39


dp, you should have never paid them a dime! Don't pay them anything else until you have an agreement in writing! Hope you didn't pay them by personal check or debit card, if you did, close your bank account asap before they empty it.

Sub: #58 posted on Thu, 03/12/2009 - 12:41


I have a judgement for money from April 2005 for $2800. this was filed by Sage Financial LTD, Attorney William Enerson. I contacted several people today to attempt to settle only to find out the account is now handled by Mann Bracken. The amount of money they now want is $4200, due to accrued interest from the original judment date. I refused to pay, they offered to settle at $3000. I refused to pay that as I would like to not pay over $1000. I do not recall this card or who it was origninallly with (was wild college kid, got a card, spent the money, never paid). Is there any loophole im missing here or way I can pay a one time settlement without going broke????

Sub: #59 posted on Fri, 03/13/2009 - 10:16


Ok, I have worked with a debt management program, and it has helped. I hadn't heard from them in awhile as just about all my accounts are either paid off or written off, as far as I can tell. So then all of a sudden they contacted me regarding Mann Bracken. Get this - Mann Bracken keeps insisting that I justify my reason for not paying off the debt. I keep replying that they should send me something in writing to justify the debt as I do not recognize the account. They keep replying is my hardship financial or medical. WTF?? Hello, tell me what supposed account this is before you demand any information from me.

Of course I haven't heard from them, either in writing or by phone.

And check out their website (can't post the link though) - they make themselves sound so profesional, yet there are stories posted all over the Internet about how they really operate!!

Sub: #60 posted on Wed, 03/18/2009 - 08:52


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