Mann Bracken can be difficult to deal with. Many consumers have complained about them being rude and harassing. Also, Mann Bracken LLC is often non-cooperative and normally demands the entire debt amount. Hence, you can have a tough time dealing with them.
What to do when sued by Mann Bracken
Mann Bracken often pretends to be a law firm (see here). However, when you're sued by Mann Bracken, don't panic. Remember that you need to be properly served with the summons for appearing before the court. You have a right to get proper validation of the debt from the collector. You may also try to contact a lawyer of Mann Bracken Law firm directly and discuss a settlement with him. Read more...
Our community member Skydivr7673 has confirmed that some states require the collection agencies to be licensed in the state to operate legally. Hence, when contacted by Mann Bracken, you may look up for the licensing details in the state licensing database.
When you're served by Mann Bracken, don't fail to reply to the summons. One consumer had stated that Mann Bracken didn't show up on the court date and thus he got his case dismissed. But he kept checking the court site and came to know that he is again being sued by the collector in a county where he doesn't reside. Learn more...
What to do when asked to participate in debt arbitration
If you're not interested to participate in the arbitration process, you may send the 'Refusal of arbitration letter' to them. To conduct the arbitration successfully, Mann Bracken would need to prove that you have given your consent for it and also that the account was with the original creditor during the period of arbitration. Learn more...
Avoid making mistakes when dealing with the CA
This consumer when contacted by Mann Bracken has sent the validation letter as per requirement but at the same time she started sending $50 to the collector towards the loan. Mann bracken cashed out every check but never validated the debt.
Please don't commit such a mistake; you're giving up your rights by not demanding the validation. This way you can never know whether you're paying the right collector or if the money is applied towards the loan repayment. Send the validation letter to Mann Bracken through the certified mail with return receipt requested (CMRRR). The collector can't continue with collection activities till it validates the debt.