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National Enterprise Systems: How to deal with this debt collector

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HEllo and thank you for this valuable resource!

I'm having some trouble with National Enterprise Systems.

They have been calling several times a day for weeks. I have had some shouting matches with them and they have threatened to call every single morning, first thing "so we're the first thing you think of when you wake up."

So when I did get a contact there and discuss my debt, she threatened "legal proceedings" if they don't get a resolution immediately.

I was scared and gave her my bank info for an initial payment after the holiday. Now I think that was a very bad idea (read somewhere that they will often take more than was agreed), and am scared about what they might do.

They keep calling constantly. When I try to get this particular contact on the phone, she is always busy.

What should I be doing here?




Henderip, just type DV into the search engine at the top of the page.

Sub: #81 posted on Thu, 11/13/2008 - 07:47

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Or type "debt validation letter" in google..lots of samples come up.

Sub: #82 posted on Thu, 11/13/2008 - 11:59

goldenbast goldenbast
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(Posts: 2885 | Credits: )

This is my preferred boilerplate for a DV letter. Customize to your own situation, include the attachment, and fire that sucker off.

http://www.debtconsolidationcare.com/collection-agencies/ better-structure.html

Sub: #83 posted on Thu, 11/13/2008 - 16:59

unclewulf unclewulf
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(Posts: 3172 | Credits: )

My wife received a call from a Lisa Martin from NES about a debt the acquired on her Sears card. They told her that she owes them $2,500 due by monday or there will be court charges and fees involved. She told my wife that if she couldn't come up with the money, then she would have to file for bankruptcy.

I called Lisa and she spoke so fast that it made my head spin. I told her to send me a bill and then I will take care of it. She said that this needed to be taken care of today. She said that I could pay $600 by monday and then make bi-weekly payments of $100 until my wife's debt was paid off. She demanded that I give her my savings or checking acct #. I told her to transfer me to her supervisor. I got switch to a Steve Gantz that said he was the acct. manager. He said that he talked to his attorney and they will settle for $1800. I told him to give me the companys info so that I could send a banks cashier's check or money order. He refused and said that they only accept payments over the phone. He wanted me to fax him a letter or release then call them with my bank info. I told him that I would do that in 5 min. Thirty minutes go by and he called my wife wanting to know where his money is. She told him that he would have to talk to my husband. I am waiting for the phone to start ringing tomorrow (monday).

Question, what is the address to NES so that I can send them a DV ?? What else should I do to protect myself ??

Sub: #84 posted on Sun, 11/16/2008 - 18:54

Unregistered


NES is a CA...collectors do not consult with law offices or lawyers. So he is boldface lying to you.
How they accept payments is also a lie....they accept all forms....he just wants it now!!

Sub: #85 posted on Sun, 11/16/2008 - 19:00

SOAPLADY SOAPLADY
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(Posts: 17319 | Credits: )

DON'T GIVE THEM ANY BANKING INFORMATION!!! Don't send them a dime until they validate! What state are you in and when is the DOFD?

Sub: #86 posted on Sun, 11/16/2008 - 23:40

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I am in PA

Sub: #87 posted on Mon, 11/17/2008 - 02:56

Unregistered


They called and harrassed me. Awful people. They actually have been sued for the way they handle there debt collections. I am currently suing them for calling and harrassing me and making b******t threats. If they keep harrassing contact and consumer attorney.

Let's keep it clean, please. - Uncle Wulf

Sub: #88 posted on Mon, 11/17/2008 - 19:28

Unregistered


This same "National Enterprise Systems" or whatever they call themselves have been calling us all the time since we moved here. I wonder if it's possible to either:
1. Sue them (preferable, as I don't owe them anything and don't even know who, besides "you", that's what they say, they are calling for).
2. Somehow stop or block them from calling this number, though I don't know if it's possible.

So, they call and say they need to talk to "you", which could be anybody but it's definitely not me. I decided to call back (they GAVE the number, it was NOT on caller ID!) and try to straighten this out so they'd stop calling here. The nasty, filthy woman on the line was so unbelievably rude I could barely believe it. She kind of laughed when I said that this recording keeps calling and leaving a message for "you", whoever that is, and had every intention of being civil. The next words out of her mouth, before any other questions or info was "could you hold please?" OH OH OH!, that burned my bum badly, like I can afford for them to waste even MORE of the phone time with this crap! I went off, then the moronic person on the other end just started yelling and doing her best to talk over me, which got absolutely NOTHING accomplished.

Funny, not long after we get another call, this time from an NCA, which I imagine is another CA. I answered the phone with "who is it?", and I could tell there were two people on the line. One sounded suspiciously like the a-hole I had talked to at the other place, and the same scenario took place. It's ridiculous. I have a handicapped person living here and she can't take this kind of stress day after day because we got someone else's debt-ridden number. This is crazy!

Sub: #89 posted on Mon, 11/24/2008 - 16:03

Unregistered


Sick, talk with them long enough to get an address then send them a C&D letter CMRRR, I would also tell them that all calls are being recorded.

Sub: #90 posted on Tue, 11/25/2008 - 02:10

Unregistered



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