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National Enterprise Systems: How to deal with this debt collector

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HEllo and thank you for this valuable resource!

I'm having some trouble with National Enterprise Systems.

They have been calling several times a day for weeks. I have had some shouting matches with them and they have threatened to call every single morning, first thing "so we're the first thing you think of when you wake up."

So when I did get a contact there and discuss my debt, she threatened "legal proceedings" if they don't get a resolution immediately.

I was scared and gave her my bank info for an initial payment after the holiday. Now I think that was a very bad idea (read somewhere that they will often take more than was agreed), and am scared about what they might do.

They keep calling constantly. When I try to get this particular contact on the phone, she is always busy.

What should I be doing here?

NES collects for many creditors across the country using any illegal tactic available to scare people to make give check info that they can not keep. They try to get you to give check account information so they can still run a check even though they no it is not good just so their clients think they collected money in that month, My goal is to organize as many people across the country to bring this company down and close them for company wide fdcpa violations.

Sub: #11 posted on Mon, 05/14/2007 - 13:01


They took my information and postdated a check for the end of the month. It was 21 days between i gave them my information and they tried to take money out of my account. Which is illegal. On a post dated check for more than 10 days a collection agency must send you a written letter stating that they are going to withdraw the money within 5 days of them cashing the check. It is a federal law. Anyone wants to get together to take them down let's do this.

Sub: #12 posted on Fri, 06/15/2007 - 22:06


yea I gave them my info as they said they would take involuntary measures to collect my debt, which by the way is $120 parking tickets from Ohio U last year. By now w/ interest it was 132.50 and OU sent the debt to the Ohio Attorney Generals Office. I missed a payment with them and the Ohio Attorney Generals Office sent the debt to NES. yeah go figure

Sub: #13 posted on Wed, 11/07/2007 - 12:24


I would imagine Natinal Enterprise Systems would serve you for unpaid tickets, in the state I live in the campus police for my state university are certified law enforcement. Citations they write are the same a officer would write. Did you call Ohio AG's office and verify this?

Sub: #14 posted on Thu, 11/08/2007 - 05:12

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The people at National Enterprise System are trained to collect a debt. Remember you the consumer signed on that line, taking full responsibility for making the payment. Merchandise that you charge on your credit cards isnt free, you have to pay for what you charge for, because the debt aint gonna go away.

Sub: #15 posted on Wed, 11/21/2007 - 16:31


Since you post defensively for NES I would wager that you work for them. If so I was wondering what states forward unpaid traffic citations for them to collect on? Where I live if a person has unpaid citations it is dealt with via court (usually after a period of time if they continue to go unpaid a warrant is issued for that person so that they may appear in court) just seems kinda strange as it doesn't appear to follow any judiciary system that I have ever encountered.

Sub: #16 posted on Wed, 11/21/2007 - 22:02

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Further more, what attorney general acts as a medium for debts, he would have to have a lot of deputy attorneys to be able to do that.

Sub: #17 posted on Thu, 11/22/2007 - 07:49

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Actually attorneys general offices do have a multitude of divisions, it wouldn't surprise me if there were a separate division dedicated to that.

In NY, the attorney general's office has a division dedicated to suing people for personal injury actions against state officials!

In NJ, there's a separate division dedicated to town's with low numbers and homeowners who refuse to clear leaves out of the street after the deadline has passed.

Attorneys General by their very name handle a number of different aspects of the law, not just the common thought of aspect in criminal law. Who enters appearances on behalf of the state in civil lawsuits? The attorney general's office. I guess out there, the attorney general also collects debt owed to the state.

Sub: #18 posted on Thu, 11/22/2007 - 08:00


Insightful as always, thanks hockeyman

Sub: #19 posted on Thu, 11/22/2007 - 08:02

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Thanks for this post. This is really good information to have. :-)

Sub: #20 posted on Sat, 11/24/2007 - 12:04

eleroo eleroo

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