National Action Financial Services - Is it good to deal with?

I have received 2 automated calls from this company this week. They do not mention any name of whom they are trying to reach. Just says they are a debt collecting agency & they have repeatedly tried to make contact. I have never heard of or received anything from these people before this. Neither my husband or I have any reason to be getting a phone call from them. I decided to research the company and came across this thread. I was thinking of calling them back to find out who they are trying to reach & to tell them to take our # off their list. Now I am wondering if it is even worth the apparent hassle....

I got the call last week form National Action Financial , I was at work and thye ask my husband to hav eme call back. I wasn't sure who is was , so I retunred thier call from work. thye presured me into giving my bank account number saying thye ahd to have somehting right now. My husband is very upset with me, and I do not know what to do now. judy

Hello,
I was contacted today by a phone call that said this is important. please call 1-800-304-xxxx I cannot say what this is about but we've tried contacting you in the past with no luck. Please return this call ........
It was actually from National Action Financial Services about a debt that was written off and would have been off my credit report as of 1998. (7yrs) Calif
Mr Lynch, was what he said his name was and he wanted to know if I wanted to make arrangements to get this taken care of.
I told him that the acct was closed, charged off and no longer on my record and he said that the debt is still owed and can be collected on.
I told him the account he was referring to must belong to someone else. my acct, remained on my record and only after 7 yrs pass could I be finally rid of it.
I told him I believed that "The statue of limitations" had run out and no i didnt want any info on what they're records said. I said, I just had a my credit reports checked and there wasnt any account that matched the one he was referring to...
So thanks anyways and have a good day.

I hung up and thought what a crock of SHxT~!!!!

Normally I wouldn't even call back cause I don't have a debt problem.... but having lost both parents recently I may still get estate/ retirement info or paperwork. So I went ahead and called......
DOH !!!!

grrrr i have the same person calling me, mr lench daily. Unreal.. so i will keep disregarding his calls. my debts are from long long ago. 9 years.. they are not mine anyway, they were my deceased husbands

"I am cautious to speak to any so called "collection agency" who fails to fully identify the matter at the time of the call."

Until the collector verifies that the person on the other end is, in fact, the debtor in question, it is against the law for that collector to fully identify the matter that that debtor is being called for. The most the collector can disclose is that it is a "personal business matter", or something to that effect.

After having verified that they are speaking to the correct person (via SS#, date of birth, or residence...information that the collector ALREADY has, not that they are phishing for), the collector, by law, MUST fully disclose that the call is an attempt to collect a debt (mini miranda statement). NAFS employees are trained on all of these steps and to abide fully by the stipulations of the FDCPA.

There is a difference between rudeness and breaking the law. Also, if you made an agreement with a creditor (credit card, loan, or any other money lending method) and then broke that agreement, even if you are in debt due to disability, loss of work, etc., it doesn't mean that you are not still bound to the agreement that you made with that creditor. Creditors only hire out-of-house collections companies when you REALLY don't pay your bills...when you refuse, or go so long without payment that you 'forget' about the debt. It is not the collector's fault that you didn't abide by your agreement.

if the agreement is by phone then it is flimsy at best.btw some of these wonderful collectors do break the law.implying either legal or criminal action is breaking the law.threatening garnishment without a court order is breaking the law.NAFS has done those things and more.they were also rude as all get.plus i can't recall any instance on these forums of them agreeing to any payment plan or putting it in writing.NAFS people might be trained in the FDCPA,but reading the posts they hardly follow or obey it.

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I have been getting between 3-8 calls a week on my cell phone from this jerks. The cell phone number is one i've had only about 3 months now, and they are calling looking for the person who at one time had this same number. I know this person has not paid ANY of their bills, yet I am still recieving His/hers? debt calls because they are still giving this phone number out.

This particular call is from NAFS, and I just recieved another call from them less than 10 minutes ago. I have tried in vain to get my number off of their call list, but nothing has happened yet. I have not even yet been able to get through to talk to a live person at all.
I just happened across this thread, and noted that there are several other phone numbers listed for them.

I do not want to call from any phone owned or operated by any of my family members for fear that they will start calling THAT number too. My only other option is a pay phone.

I get collection calls on this person nearly daily, and while some I've managed to stop, others like this one, don't seem to give a damn whether or not, or even how many times, I've told them I have no clue who the person is they are looking for, and take the number off their lists.

The other thing - every single one of the calls I have been getting have been 'robot calls' - didn't those become ILLEGAL - like just recently? How do I get these calls to stop without changing my phone number?

They keep calling my cell phone about a debt but I owe no debt. This is a fraudulent company and I'd like to know how to stop them.

Don't mess with those a******s... just call your states Attorney Generals office and file a complaint. Ask NAFS for two things... ask for their physical address and tell them to send you a debt validation letter.


Let's keep it clean, OK? - Uncle Wulf

people, this idiot are just working for scraps, i got a call as well no knowing i have no debt but keeps harrassing me at my home # when called back no one is there to talk to but some automated answering machine they have set up because they know their operating an illegal system people.....if u bite gotcha....if it continues...call ur state the office of the attorney general and file for complaint..and also file for a complaint to american collection association agency at 18009573328

The people there are royal douches, you try to be nice and talk to them and they hang up on you. They were calling my number (cell) that I've had for years under a fictitious name. So I called to tell them to stop because I am not this person. In the middle of my talking I was hung up on by what I think was the manager, because the first lady didn't even want to talk to me.
I'm looking up their BBB, and submit one more complaint to what seems like they would have a big pile.

I am getting calls from this company. When I call back to tell them I know for absolute certain that I have no outstanding debt (nor does my ex) all I get is someone's voice mail. I am not leaving my name as they have not used my name yet. While I paid a few bills a few days late 20 years ago, I have never had a bad debt nor am I anywhere near being behind now. I have excellent credit. So I have to assume this company is scamming. I have had this phone number for at least 7 years (changed it a few years ago to start a home business) and have lived in this home for 15 years so I don't think they could be looking for someone else.

We'll see - I called again and finally got a "Mr. Blinding." Right. So anyway, he said a name I have never heard before was who he was trying to contact. I was curious who they would say they were trying to contact because my name on my phone id says something completely different than who I am (something similar to my old company name). The name they said they were trying to contact could have been a garbeled version of the name listed on my phone number so I still wonder. We'll see if they stop calling.

A cease-and-desist letter should solve the problem. Send it certified mail, return receipt requested. The address is at the top of this page.

File a complaint to the FCC, it's very easy to do online. If you speak to one of these criminals first thing to do is to be sure to ask them for their physical address/location and a debt validation letter, make certain they send the letter by snail mail to your residence.

Record dates and times they call with their recorded messages.

i keep getting calls from these people at rediculous hours of the morning (sometimes like 5 a.m. or earlier), they are automated calls, and i don't even know the person they are calling for. any advice on what i should do to hopefully make these calls stop?

When I get these types of calls that are illegitimate since neither my wife nor I have ever had any debt go into collection, I tell the caller "I'm sorry, he/she no longer lives here but I can give you a number where you may reach him/her". I then give them the phone number for our state's Attorney General's office. They never call back.

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THIS COMPANY IS HARRASSING ME!
This company should really stop harassing people that want nothing to do with this company. I turned 18 in August and have receiving phone calls ever since on my U.S. Cellular phone from this ???National Action Financial Services??? and I DON???T NEED ANY services what so ever. It has been stating that the phone call is for a Paul W. Aber. This company is harassing me under a voice recorded system. I get about five calls a week from this company and when I don???t answer they leave a message repeating over and over the menu what to choose from. Quite frankly we live in a society were people act ridiculously stupid.

At&T gives out phone numbers to different people. If no one calls you back that means that you definetly have the WRONG person on the line. That is your clue to stop the harrassment calls. Are you Stupid, do you need to be at the psychiatric hospitals.
I am in Vallejo, California. Don't belong to Blockbuster & never will. Stop these stupid phone calls.

At&T always reuses phone numbers and these phone numbers are given to other people. If no one calls you back Jack that means that you definately have the WRONG person on the line. That is your clue to stop the harrassement calls, which happens to be 3 - 4 times per f.... day. Are you Stupid, do you need to be at the psychicatric ward in the hospitals.
I am in Vallejo, California. I'm re writing this message to explain further. STOP these stupid phone calls.

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I used to work for NAFS and a lot of times the accounts were so poorly documented from the original creditors or lacking dates that it made it hard for the collector to properly identify the debt or when it started or if it was out of stat.... now i dont condone any of the illegal practices they are accused of but i know a lot of the collectors there are just doing what they are told by the crooked management team. Jobs was always on the line when i worked there.... it was a call and say this or pack your desk atmosphere..... so i agree that its wrong but a lot of the people working there for $8.08/hr are just trying to put food on their familes tables.

I just received a call from National Action Financial around 5:10pm EDT and was told to call a "Mr. Lynch". I was advised that this was a call from a debt collection agency. I don't owe anyone and called the number to find out what was going on. Some woman (more like a girl) answered the phone and tried to verify my name. I asked her why I was being called. The girl gave me a birthdate and an address that were both wrong with regards to my birthdate and address. I was trying to gain more information from the girl and she became rude and said that "either it's you or it isn't", basically and then told me "Let's don't play games here"! As I was telling her not to call me anymore she hung up mid sentence. Hopefully I will not hear from them again. However, I have received a previous call from someone looking for some woman with the same first and last name as myself, but that person was professional and apologized for making the mistaken identity. NAF is HORRIBLE! I'm going to hold onto the information I gathered and if they call again I am going to report them.

Mothers fuckers i am not Margarita Rodrigez.

I am reciveng phone call from your fucking automatic
services that i am Margarita Rodrigez and i have to pay for blockbuster account. my phone number is 510 491 5667 remove this number from your list or call me to make sure i am not Margarita Rodrigez.

I got a cold call that did not identify who they were looking for. When I called the number back using *67 to block my number, they basically wanted me to leave all my personal info including SSN on their voicemail. I just hung up. Part of the automated call said they have tried to contact me numerous times, this is the first time I received a call and I have only 1 credit card I used these last 7 years that I pay at the end of the month.

I reported them to Federal Government. What they are doing is illegal. https://www.ftccomplaintassistant.gov/ This helps get these slime balls out of business. Please be as detailed as possible.

My daughter, who is a minor has received harassing collection calls for over 2 months for a "Lawanna Eagle Ball". We have no idea who this is and when we called Blockbuster to advise of the illegal calls they demanded our names, address, phone number even though I told him these were calls made to the wrong phone number and they needed to correct the error. He had the nerve to make me hold while he looked up OUR names, not "Lawanna Eagle Ball"!! He then said we neither one had a blockbuster account! I said I just told you that they were collections calls made to the incorrect #. The closest blockbuster is in the next town over 40 miles away!! He gave me blockbuster customer service #. They also demanded our names, phone# as I explained to this rude person all over again. She said she would put in a request but it would take up to 10 days for the calls to stop. I advised her that they could not harass a minor child's phone with incorrect, harassing collection calls and she hung up on me! Never shop in a blockbuster amercia because they know National action financial services practices illegal collection practices and the representative advised me they did not care they were trying to collect a debt. I told her to google the name "Lawanna Eagle Ball" and call her phone # for their $44.50 because my minor child was not paying this persons debt!! Also, never shop in the blockbuster on Pierce Ave in Macon, GA. After advising them of the illegal phone calls they did not care!

I have had my cell phone for 3 years now and for some reason, National Action Financial Services, keep calling me about every 3rd day asking for this guy. I have no idea if he had my cell phone before I did and I don't care. I have tried to talk to someone but never can get anyone except your computer. He hasn't had this number in 3 years that I know of. I am getting very tired of getting calls from you. Thanks for your help.

How do I get NAFS to stop calling me about someone else's debt? They have been calling me for over a year and are now calling me daily. I have called the company to ask them to remove the number but then get another call the following day. They are driving me crazy!!

I owed Chase Credit card $23706.04 and they settled with NAFS for $6000.00 & I paid it In March 2009. Now they want the rest of the money and have put a rock on my bank account and we are having a hell of a time. We have our home loan with BOA and a home equity note also, the money they think that is ours is home eqiuty money for bank protection, they willnot release the money until they receive all of the money we owed them is paid. I cant even pay my bills because the money is held up. what am I supposed to do. we are older people I am 69 and my husband is 79, our retirement ss goes to the bank. Is it possible that you all could fax a letter to the bank BOA that we setteled this amount in the first part of 09. I dont think this is legal what they are doing. I dont have the money to go to a lawyer. Something has to give and in a hurry. We dont know what to do. If you answer my email I will give you the details on where to send this and any more info you need. [email]marywright401@yahoo.com[/email] Please help if you can. I want to tell you I was very pleased with your services on collecting the money for chase. Sincerely Mary Wright

Told me I had a BofA debt from 12 years ago and asked to settle for $290 saying BofA wouldn't have a record of it since it was sold to a collection agency. I asked them to email or fax account #s and their info. Said they couldn't email since it wasn't secure. When I pushed to verify debt agent said "I thought you were serious about being responsible and paying your debt, but now can tell you are not. We will continue to inquire on your account making your credit worse and worse." Then hung up.

What can I do to 1. clear them from my credit history and 2. be sure they are prosecuted for scamming people.

Amazing...I get calls from this company; yet I have monthly withdrawals set up to pay them back so I call today to make sure I'm good to go with the scheduled payments and it took 2 people to locate my account - 1st guy wanted my SS# I said I prefer not as I was providing them with the reference #'s from the letter they send me each month - then a woman (rather harsh) got on the phone and couldn't understand "Why won't you give us your SS# that's how we look up the accounts?" I'm told her if the info "they" provided me on the letters "they" send to me is not sufficient to locate my account, I'm certainly not giving out my SS# over the phone! "Oh, you have a letter?" to which I answered Yes that's what I told the other gentleman. Well then they needed the #s above my mailing address. Whallah they found me! What a joke. Then they transferred me to a 3rd party where I was able to confirm my balance due, and that I was good to go with my routine monthly payments through April. No my wonder is WHY are they calling my home if I'm set with my scheduled payments. Oh and did I mention they wanted to know if I could pay the settlement amount? Excuse me if I could don't you think I would to get this off my back!? I merely wanted to call them to ensure all was fine and I end up with frustration overload. I'm certainly making sure I maintain my records of payments.

What if the person has passed away. I called them and they were saying the debt could go to my sisters boys. They are 16 & 18

These people keep calling over a debt from my 1st marriage(we divorced in 1997), which I also filed chapter 7 on it. When I tell them this they YELL at me and one guy even cussed me.
I get calls daily stating it is from a Marshall Maxwell. I call the 800# back and it this national action financial services. The call is recorded, BUT the man on that recording sounds very rude and pompus.
I have been reading up on these jokers online, and see that they have an F with the BBB. They have also settled some law suits out of court, due to shady collection tactics. Did that not teach them a lesson or what?
I think I am going to direct these people to call my attorney. If they continue to call I will ask my attorney what steps I can take to file a civil action against them.
What about a class action suit, since I have seen hundreds if not thousands of complaints against them here online?

I listened to the phone ring for hours on end... no answer. I'm resorting to sending a snail mail letter AND fax of dispute. We'll see what happens. When calling the 800 number there are only options to either pay or repeat the message. No customer service whatsoever.

for the people who blog in and say that they work for this company you are totally bottom feeders. I mean come on there's no reason for a company or it's employees to use such tactics is just downright disgusting! I've received calls from this number as well and I get my credit report every year so I know for a fact that I don't owe anyone any money so I just let the call go to the voice mail and hit DELETE. Let them waste their money making the call it doesn't bother me one bit it's their dime, quarter or whatever they are paying. LOL I'd suggest that anyone who gets a call from them just call them back repeatedly and hang up or say funny things or even do a "phone tap" to record and send to your local radio station. I'm sure they'll just LOVE it! Maybe I'll do a SNL skit the next time they call and act like I'm from India and record it and put it on youtube! LOL

I have been getting calls for a woman named "Shannon Basel" at my cell phone number, 954-822-9456. I want to make this perfectly clear...SHE NO LONGER OWNS THIS PHONE NUMBER!!! Please take this phone number out of your records...otherwise I WILL report your company to the BBB for telephone harassment and sue you with the utmost vigor!

These folks keep calling my phone from various numbers, sometimes as Anonymous (no caller ID), and leave a message for the name of a person who has never lived at my location, never had the number. They're taking a shot in the dark, I guess hoping I'll answer at least once so a real person can try to harass me into giving up some $ for something I don't owe. These people are scum.

My number is unlisted, unpublished, on the national do-not-call list. I have never taken one of their calls. What motivates them to persist? There should be nothing special about my number to make them focus on me. Harassment!

they did the same thing to me as the gentleman in ohio they called me about a deliquent blockbuster account which does not exist. Watch out for these guys!

Ok, National Action Financial Services have called me almost every morning asking for someone else. It is a tape recording and I canot get through to a human (perhaps they do not have any). I have no idea who they're calling about I dont have an account in arrears . The automated message just said that "You must call . Can someone please advise. Thank you.

I have received a few phone calls from 1-800-304-8519, saying they needed a call back about a problem. The last time they called I picked up the phone to tell them to stop calling my home. Come to find out this is not a real person, it is a recording wanting me to call them back. I never answer the phone to a number I do not know. Resently, someone called for my ex-husband(cleared that up right away). This caller I understand has already been sued. There address is as follows:
165 Lawrence Bell Drive
Suite 100
Williamsville, NY 14221-7817

I plan to send them a letter to inform them I have already sent a letter to the Attorney General Henry McMaster of SC and if they don't stop call I will seek an Attorney and bring a suite against them.

Thank you for your time,
Joyce Digges

I just got a call from them about an old Verizon account they say I had. When I tried to tell the man that I have NEVER had an account with them he spoke over me so I couldn't speak. I told him I didn't understand why they would be calling me he spoke very slowly and then asked if I understood then. He was incredibly rude. I told him I wasn't paying anything and then he ended the call by saying "I will tell my client to bullseye your credit and then you will be sorry you didn't pay." Then proceeded to hang up on me.

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I keep getting messages from you that he owes money to blockbuster. We just recently acquired this no from us cellular and would like for you to remove us from the list to call people as it no longer belongs to him. Can you remove us from the calls ?

Thanks, Sonny

PS the cell no.is 865 705-5240 and our home phone no
865 573-9179 if you have questions.

I cant seem to get NAFS to release to me my account number so i can include it in my debt validation letter how do i get this info from these low life scum bags

action financial sent me a postcard and called me. i have no idea what the card or call were about.
they appear to be fishing for information.
these cowards hide behind anonymity and distance and irritate people to no purpose.
why are they allowed to continue this nonsense?

How do i go about reporting/suing this company for constant harassing phone calls. The law must protect these activities, or they wouldnt be doing this. They called and made it my top priority to call them back, or there would be consequences. They didnt even have the right person!!! I have had this number for 7 years!!! When i was continuously spoken down to and insulted, these unprofessional low-lifes, had fun with the fact i got upset. They continued to speak to me like i was a criminal. Where does the law protect them from these calls and harassment? I need to know. Thanks.

National Action financial Services was purchased by Sitel corporation in Oct 1997 and then Sitel Corp. was sold to Client Logic inc... Jan 2007... I worked at Nafs for 13 yrs and always was able to do my job in a professional and legal manner..Not all of the employees were breaking the law. But it seems that it's truewhat say, it only takes a few bad apples to spoil the whole barrel...