National Action Financial Services - Is it good to deal with?

NAF is also calling my sister for a debt they say I owe. However, I have never received a letter from this CA and I've been living at the same address for 10 years. How would they know my sisters phone number? We have different last names plus she just got the new number a few months ago. Is this legal? What can I do to stop them from harrassing her?

what is it? My mother recieved a message or something about my fiance' and that he needs to call them back. How the hell did they get my moms number? And why would they be calling my mom not his?? confused. help..plez.

I got a phone call from my mom saying that they are calling for my fiance. He never ever got a loan from there...so I am kind of confused. They said that if he doesnt call with in 24 hours they will be some kind of proceedings againt him.....???

Pay your bills diatribe deleted - pi$$ off - ND

i keep getting calls from the same agency, but i have never had any debts at all so i know they cannot be calling for anything but to scam!

Send them a Cease & Desist letter, file a complaint with the FTC, the FCC, and your state Attorney General.

National Action Financial Services, Inc. calls every other day
I filed FCC complaint 5/20/09
NAFC received my cease and desist letter sent certified mail, return receipt requested 6/15
another robo phone call received 6/17
Attorney Generals Office - complaint filed 6/17
FTC - complaint filed 6/17
Wish me luck.

First of all Ark, you assume that everyone can keep from getting behind, some have surprise medical issues that causes them not to work, and then they get behind. Nobody EVER thinks that will happen, but it does not excuse these nasty hateful collectors like the ones at NAFS that lie, interrupt you, hang up on you, refuse to give you the company address and tell you they don't have to stop. I spoke with "John", "Adam" (whom I think is actually John, too), and some woman, who refused to let me talk, refused to give me the address, and hung up on me multiple times. They don't want to deal with people who have any sense, they are BULLIES!!! Only a BULLY takes advantage of the week or ignorant. Move away from Buffalo if there aren't any jobs. That's like saying I have to be a drug dealer or prostitute because i can't find a job, no go somewhere you can find one. Also they would get further with people if they weren't so mean and nasty. If a person gets that way with me, they will NEVERRRRRRR!!!!!!! get what they want!!!!!!

You are probably the same *** who I just talked to that hung up on me three times and refused to give me any information. You guys are breaking the law, and what about the debts you are trying to collect for that do not belong to the people you are messing with. If you guys would follow the law people wouldn't get upset, but you refuse to follow the law, you refuse to hear people out, you start out with a nasty cynical tone in your voice, and you wonder why people tell you off. My mom used to always say, "you get more flies with honey than you do with vinegar" but you *** don't get that because you are ignorant, so you disrepect people and accuse people of being dead beats. I hope you or your family has a serious medical problem that causes you to lose income so you can't pay your bills and the credit card company refuses to work with you and trumps up rediculous amounts of charges so that things are so out of hand you cant recover, because that happens ALLLLLLL THEEE TIME!!!!!!!! Real people have bad things happen, and they don't want to not pay, but these companies have NO MERCY and next thing you know, a little $200 bill is over $1,500 and it's out of hand. You guys are creeps, you aren't helping anybody, you don't want to HELP anybody, your a freakn lier!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

No personal attack, please -Jason

Does anybody know if NAFS verifies that you have paid off your debt? I had to pay off an old blockbluster debt over two weeks ago and when I went in the other day, the woman working said i couldn't rent anything because i still owed them money. How can I be sure NAFS received my payment?

this is a bunch of crap! this is just an excuse 4 these low life DEBTORS to do what they want and not pay their bills when i go to work @ n.a.f.s or NATIONAL ACTION FINANCIAL SERVICES ill be dailing your # @ 8am your time stop makin excuses and PAY YOUR BILLS if people paid their bills we wouldnt even be in this turmoil so as i will say to about 200 of you dead beats tomarrow get your check book & pay your bills like decent americans should

this is a bunch of crap! this is just an excuse 4 these low life DEBTORS to do what they want and not pay their bills when i go to work @ n.a.f.s or NATIONAL ACTION FINANCIAL SERVICES ill be dailing your # @ 8am your time stop makin excuses and PAY YOUR BILLS if people paid their bills we wouldnt even be in this turmoil so as i will say to about 200 of you dead beats tomarrow get your check book & pay your bills like decent americans should

lolz.

"http://www.budhibbs.com/collectorpages/national_action_financial_service.htm"

Sue them and make them pay YOU!

will i see money ever again

sent 250 dollars 2 cover 25 dollar bill by accident

i agreed to have my payment auto withdrawn from my account after being harrassed and cuused at at yelled at,It was only supposed to be taken out on the first now they have taken it out on the 30th causing an overdraft of $38,I agreed along with them to have it on the first because I only get paid one a month,why did this happen and how do I get my money back!!!

NAFS is the worst collection agency I have ever dealt with. I had the "honor" of dealing with them several years ago. I had a charged off account that was bought by Cap One. I was making payments to them through the Westmoreland Agency. They were sending me statements, and I was making payments every month with no problem. Out of the blue I get a call from someone named Delvin if I remember correctly. He wants twice as much as my last statement balance from Westmoreland. I told him I was making payments, and he informed me that they did not count, as he owmed the account now. I could not even call Cap One according to him because they purged their files when he bought the account from them. I was still getting my statements and making my payments to Westmoreland. He finally called me on a Saturday morning and I had enough. I told him that I wanted to conference with Westmoreland, but I did not have three way calling. He told me that could not be done. Strange, he tried to make me do that another time, and got mad because I would not give him the number. I hung up with him and called Westmoreland and spoke with a very calm and rational gentleman, and explained my situation. He told me that the account had been contracted to NAFS, but they still owned it. He told me he would call Delvin and get it straightened out, and recall the account. I nver heard from NAFS again, although I did have an urge to call them back a week later and find out how they were doing. Decided it was probably not a good idea. Now, I would not have a problem with it, seeing how they treat people.

Allen, close your account and open a new one. NEVER give your banking information to a CA, NEVER agree to making payments unless it is in writing on a company letterhead and signed by a manager. Then you can send them a money order if you like. Go to your bank and tell them your money was stolen by these crooks and tell them to replace your funds.

An alternative to dealing with NAFS or any other collection agency is to contact the creditor who you had the account with directly and arrange to pay through them. I had 2 very traumatic experiences with collection agencies one almost resulted in filing a lawsuit. Therefore, I refuse to deal with them. Period end of story. I don't care what the situation is. If I owe money fine I pay it. But, I always go back to the original creditor first and work it out with them and tell the agency to take a hike. My credit is great now but it wasn't always this way and I have had some major problems in the past. It might take some time to clean up your credit but its alot quicker and alot less painful if you do it yourself and avoid the agencies.

I am paying them off right now, they sent me a settlement offer of1700 plus change on a 5000 chase bill. I sent them a certified debt validation which they answered correctly and promptly and have been nothing but a great help. But then of course i have only had to deal with one person. So that may be the difference. I have made 2 payment and have 4 more to go.

They are rude as hell and have all the incorrect information a debt from 1996! WTF! then she says, 'Well I would assume you would want to take of this!" Well BITCH dont make assumptions and dont call my phone anymore!!

I got a call from them and it was automated, when I tried calling back and using my reference code it didn't work. Also, I get a call from just the phone number "1", and a lady leaves her name and says that if I don't call back within 24 hours they will sue me. She never says what she is calling about. Just says my name, her name and the phone number and extension. I'm assuming its NAFS.

I just got a voicemail from someone who called himself Christin Gelbo, from the National Action Financial Services. He described having tried several times to contact us but failed. He spoke of a problem with our taxes "down at the office," and asked us to call a number he give, and, he said "I'm the tax collector." He said it was very important that we get in touch with him.

I was immediately suspicious because he didn't address either of us by name. And of course, our taxes have been paid in full. Interesting to learn that they are scam artists, because that's exactly what I thought it was - some kind of scam. I'm pretty sure it must be a crime to impersonate a tax collector (unless you are one of course) for the purpose of pulling a scam!

I won't respond, obviously, and if they try to contact us again, I'll be contacting the BBB, the FTC and the FCC about it.

I just received a letter from NAFS today. It states I owe Citibank $3372.72. I have NEVER opened a Citibank card in my life! The debt collector was very rude and told me he was very tired of hearing the same thing all the time! I contacted Citibank and they do not I ever opened an account with them??? NEVER! Beware of these frauds!

As for the "so funny" reply. I've been getting calls on my cell phone from this company and I'm NOT "Anita J. Stocksdale", and I do NOT owe Blockbuster $10 in late fees or any other fees.

I would LOVE if they gave me the option to actually tell them they have the wrong person, but the option does not exist. There is no way to talk to an actual person. When I try calling the same 800 number back, guess what? I get the SAME RECORDING asking for "Anita J. Stocksdale".

I went to bbb.org, looked up the name of the company using the zip code 14221 and company name National Action Financial Services, and filed a complaint.

I CANNOT get over that Blockbuster is using such an unreputable debt collection service. It really makes me angry at THEM. Such a large company with SO MANY people in their database should be able to come up with a more professional way to handle their $10 late fees.

All the debt collectors are fairly tough, and often rude. Sending a C&D letter is a good idea, and I think you might also ask the person on the phone for a personal name and id number. Start asking them questions. They are required to verify debt if you ask. If you ask and they fail, then I suggest you call the credit reporting agencies and get your report. If they're on it, contest it in writing.

I hate when people say "if you didn't let your bills get this far behind you wouldn't have thee problems" Wow two bachelors degrees and you work in debt collections. If people didn't have problems that caused them to not be able to pay their bills and have them go into collections you wouldn't have a job. Not all people in debt just decided one day not to pay their bills anymore. When a company charges off the debt they get to claim a loss so they can't get paid for the debts they claimed a loss on. Collection companies pay like twenty cents on the dollar then add a bunch of crap to jack the bill even higher then harass people and lie to them to scare them into paying them. And there is no collection agency that is a respectful company.

Check out Budd Hibbs website, collection agencies have requirements and make them validate the bill and make sure it is not sol. Then if you want to pay them bargain the amount down otherwise you will give them a nice big profit if you pay in full. Get validation first and proof you owe the bill. If you waited to long and have judgments against you see a chapter 13 or 7 lawyer about what your options are to get rid of the judgments.

This company is an absolute embarassment to the collection industry. finally returned the auto-dial call to see why they're calling me as i have no debt. as expected they're looking for someone i don't know, but gave me attitude when i told them to remove my ph #. Told the rep i didn't like his tone & he informed me that wasn't going to make him help me get my ph # removed from their system, then he hung up. Call back three times to get a supervisor... no luck, but on the 4th call, finally got the rep to confirm my # was removed. Any company giving their debt to these clowns should be ashamed.

[QUOTE=Anonymous;402320]every single one of you in here are ** no . i work at nafs, i am a very good collector i am very professional, i am very polite, i am very educated. i also have to deal with *** like you every day. people who will do anything to get out of paying their bills. they lie they hang up i have people tell me they are dead i dont care if the debt is thirty years old you took out the loan you defaulted on the contract you owe the bill have some self respect. you should all be ashamed of yourselves for trying to pin your debt on the taxpayers of this country."they took the car so i dont owe it" "that card is four years old i dont have to pay anymore" if this is really how you think i want a loan from you! let me borrow 5k from you i promise ill pay it back :-).. *** i will call you and your mom and your neighbors until you man up and pay your bills. and i dont care if you think im a scumbag or a "bottom feeder" i have perfect credit i own a home have two cars and a boat all i did to get it was help people fix their credit

***
no personal attack, please - Jason[/QUOTE]


this guy shows that we are all right . he just admitted that even if a bill under state law is no longer valid he will still harress you for it . there are stautes of limitations put on bills . it be differant if you were actually trying to get money for a legit bill . but your responce shows what your made of . we dont think your a bottom feeder we know you are by your actions

i too have reported this company to the state attornys office . they have called me for the last two months trying to collect on my wifes fingerhut bill which was less then 1000 dollars 9 years ago . they now say she owes 5000.00 they called my cell number asking for her . i told them that this bill was past the statute of limitations laws and that my wife had no money . my wife has medical problems high blood pressure and other aliments i recieved for two months now phone calls where there is no real person there . today i finally called the 800 nimber to tell them to leave us alone i refused to give them her number as i do not want her harressed like they have done me . these guys ues differant names each time , they keep talking even when you try to discuss the issues so i went off on them and he said you are being recorded well thats fine i told him that the good LOrd will take care of him and he needed a real job instead of harressin poor folks . he got my blod pressure up and im tired of there tactics . its time for a class action suit for a classless company

please, to the humanoid at nafs.you have all those things because you broke the law as everyone at nafs does.so nice not to have any morals huh?i don't pay cretins who make fools of themselves.whether it is on the phone,or this forum.your blither won't make this forum go away.in fact we get stronger knowing we get to you people.your post proves that wonderfully.

This guy Ron keeps calling here looking for someone who hasn't live here for over two years. I have told them three times to stop calling. They have the person's home phone number but insist on calling me. Not only are they harrassing me, they are extremely rude. They also leave me messages that they are a debt collection agency and are looking for this person and provide details regarding the unpaid debt. Isn't this a privacy issue since I have already notified them that they have the wrong person?

They've been calling me and leaving messages the last couple of weeks. I finally called back and told the girl that even if I did incur the debt, which I pointedly did not acknowledge, that the bill (something like $200 from the late 90s, and I'm not so sure that I hadn't actually paid it) was uncollectible because the SOL had expired.

She transferred me to a "bad cop" type guy who tried to trick me into acknowleding I owed the debt by asking about the original creditor. I told him to do his own homework and that's when he got nasty. He tried telling me there is no SOL as this is not a criminal matter. I told him there is and not to pretend he didn't know otherwise.

Finally, he huffed "I'll just document as a refusal to pay. Is that what you want me to do?" Then he hung up on me.

Actually, I had some fun talking to these morons.

i don't have that item that i owed becuse i returned along time ago and i don't know what they are charging me

This is very helpful information. I just got through a situation with the ASSET MANAGEMENT GROUP. -who are scammers as well. I received two vmails on my unlisted cell to call a Mr. Braun-but the woman didn't say my name.
I will not be calling these people. I'll check my credit report and dismiss these calls as scam calls. My phone isn't even in my name, it's part of a family plan.

Quote:

I was contacted by this company at 8:16am , I don't start work normaly until 8:30am. I came in early this morning and let the call go to voice mail since it was not a business listed in my directory. After listening to the womans sloppy - half - a$$ed message while sucking on a jolly rancher, I became worried sick to my stomach. I called the number and spoke to a man named Mr. Miller. I had to give him my social to pull up my information since the woman who left a message didn't have the common courtesy to leave her name or an account number for me to reference. He made me aware of a VERY old cc bill I owed that had somehow made its way to collection. I advised him I need a written form of the bill and the original debt. I also told him that is was in our conversation currently they ARE NOT TO CONTACT ME BY MY WORK phone. I gave him my cell number and requested not to be called during my business hours which are from 8:30am-5:00pm. All of which he was more than happy to acknowledge. I updated my mailing address so they could complete my request as well.
All of this correspondence in VAIN!
Not but 5 minutes after I hung up with Mr. Miller; the woman whom called orginally (April) called 2 times back to back. She left no voicemail the first call and a very rude message the second call. She stated I had no option at this time to request a letter or any more time...blah blah..
I was flamming F****ing mad at this juncture! I called Mr. Miller's number which I had obtain in my first call back to the company. I started to tell him I had just recieved 2 calls after I had just spoke to him and specifically requested that I NOT be contact during these hours! He put me on hold and swiftly transfered me to April. She immediately starting talking over the top of me when I told her she was not supposed to be contacting me per my specific request... She kept saying 'your request doesn't matter' over and over each time I was trying to tell her that I had just update my contact information and time... she still shouted right over the top of me 'your request doesn't matter'..
I ended up hanging up on her naturally.
I was more than willing to work out some sort of payment arrangment upon the reciept of my requested information regarding the original bill... BUT NOW... they can go to hell!
I faxed them a formal request for a copy of the original debt and all contents leading up to there handling of the matter.
(I used a form I printed from the web site... thank you so much!)
I am also mailing a certified copy, and keeping a copy for myself.
I am also reporting them to the FTC and FCC.
They are garbage and horrid, pittiful excuses for human scum.

OMG! These people are driving me nuts! They keep calling for someone I never heard of. I finally used the 866 number listed here and finally got a live person on the phone. I explained and they hung up. So I called again. She took the number from me and then hung up. So I called AGAIN and was told there was no such number in their system and she hung up AGAIN!

So...use this number 1-866-529-1899 to get a live person on the phone but be prepared for rudeness. Tell them to put you on their "Do Not Call" list whether or not you owe them money. They don't deserve to collect due to their obnoxious behavior.

why is it that no one understands debt?, i am 21 yrs old and have been doing collections for 2 yrs, never ever have i went sour on a bill that i caused, my mother taught me to get my priorities together and pay my bills. i do understand that collectors can be rude and take things to the extreme at times, but im so sick of debtors playing the victims! i do not believe it is right to take a 5k credit card out, buy urself whatever your heart desires and not pay it back, do u not see ur hurting ur credit along with others who will pay their loans back. that is why interest rates are so high!! HELLO!!! and can we get it together and stop blameing bad debts on the recession, i call debtors cell phones, turn ur service off until your not in debt!! or when u pull a credit report and people have 3 different car registrations and other open lines of credit! if you put effort, make a payment or set up a settlement its only going to help yourself!

Quote:

thatbillcollector, maybe you do not understand some of the complaints here. This company tries to collect old debts past the statute of limitations. The reason there is a statute of limitations is that people should not have to worry about being contacted about some old debt THAT THEY MAY HAVE ALREADY PAID.

Think about it, if you called me tomorrow and said I owed 98 bucks on old Sears charge card back dating back to 1986, do you think I would have some sort of record after all these years to prove that I actually did pay it? How would I prove that I don't owe it? It's not reasonable to allow for collections after a certain period of time because who holds cancelled checks or other payment records for years and years and years, particularly for relatively small sums of money?

If this statute wasn't in place, then shadey companies like NAFS would be harrassing people all the time for old debts that may have already been paid and long forgotten about. It's one thing to attempt collection on recent debts, and I have no problem with debt collectors who try to do so within the limits of the law, but NAFS is not one of those companies.

well armadillo.before this forum started.places like NAFS treated their jobs like therapy sessions.they can vent against an unsuspecting populace while feeling better about themselves.the people who work at places like NAFS have issues,and work them out by acting like cavemen or women on the phone.when in reality they are probably walked on by everybody.it's sad really.the SOL,and FDCPA exist because of places like this.this forum as well.

I keep getting voicemails from national action financial services, saying that i have a blockbuster debt of $10. I have checked with all blockbuster locations i have ever rented from, and i have no debt. Every time i call back with my "code" all it says is to give your credit card information and pay it off. There is absolutly no option to speak with anyone, and i am not going to give my card information to a recording on a debt i do not have. is this a scam to obtain my card information and take my money? what should i do?

yes it is a scam.report them to your AG.

Interestingly, I just received a letter from NAFS (I live in AK, a "no-call" state, thank goodness, or I'm sure they'd be harassing me with phone calls) regarding an account I paid off years ago (cc opened in my name by an ex, not my doing... which is a whole different discussion). Anyway, I found it interesting after reading all of your posts that at the bottom of this letter, they end with : "For problems relating to the handling of this account you may contact our compliance department at 1-800-847-9106." Clearly, it's an issue with them. I wonder if this number would be of help to any of you. Doubtful, but since I didn't see it listed anywhere on here, I thought I would share. It's a shame this place behaves in such a terrible manner before trying to actually help a person resolve their issue first. In truth, it just makes them work more. Anyway, good luck to you all.

I have received almost daily phone calls from this company for the better part of 2 months which is a recording, stating I owe a small amount (less than $30) to Blockbuster. The recording only gives me the option making a credit card payment over the phone and nothing else! Red flags went up in my head like you wouldn't believe. I haven't rented from blockbuster for years, infact my neighborhood franchise closed 2 years ago. I went to the next nearest store and they could not find any evidence of debt. I was also given a corporate number to Blockbuster who also confirmed I owed no debt to them. Yet the phone calls keep coming daily and I don't know how to stop it!!!!

A solution to most of these problems. Don't answer the phone if you don't know the number that pops up on caller ID, don't leave your name on your voicemail greeting message, that way they can't verify your point of contact. For thier fruitless efforts, they will stop calling after a few weeks and will proceed trying to make contact through through the mail. If this company is not known for suing, then ignore the mail, if you please, but I highly suggest a prompt DV (debt validation) request sent certified mail w/ return reciept. This prohibits them from continuing collection attempts for 30 days unless they can provide the debt validation. Usually they cannot, since the debt has been bought and sold numerous times by now and the origional docs are lost in transfer, or its an old zombie debt with no origional record. This usually prompts them to get aggrivated, give up and sell it on to the the next JDB (junk debt buyer). Since most JDB's buy for $.07 on the dollar then inflate the origional amount, then the DV will catch them in a lie, so if they by chance do try to sue for judgement, you can call them out on thier lie in court, or it gives you leverage during pre-trial conference. For collectors that sue, its just a numbers game. If they collect on 3 of 10 cases they file a week, then they made profit. 50% of the defendants in the cases they file won't show up in court, so they automatically collect on default judgements. 70% of the people that do show, are scared & intimidated and will pay whatever the scumbag paralegal or lawyer, thats there on the DC's behalf throws on the table. Thats what they count on. The remaining 30% that show up in court actually did thier research, fight it, and demand to go to trial. Alot of the time, the CA won't show up for trial (either scared, know you have an upper leg on them, or just won't spend the time or money on your $2K debt they bought for only $140) so you win and the case gets dismissed by default. You can take it further and ask the judge to award you a monetary award, against the plaintif for time lost. I suggest you NEVER deal with anyone other than the origional creditor, Never answer the phone, make them deal w/ you through the mail (paper trail) and make them work for the money they'll harrass you for. ALWAYS send a DV request, certified mail w/ return reciept, and don't do anything with them until you get it.

Here's a good example of a DV request letter.

Date
National Action Financial Services, Inc.
165 Lawrence Bell Dr. Ste 100
PO Box. 9027
Williamsville, NY. 14231-9027
RE: Account: 1234567890123456789
Dear Sir/Madam:
I have been contacted by your agency for an alleged $2,401.38 debt. I'm sure you are aware of the provisions in the Fair Debt Collection Practices Act (FDCPA), and I am requesting validation of this debt. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation which is binding on me to pay this debt. I request that you stop contacting me on the telephone and restrict your contact with me to writing, and only when you can provide adequate validation of this alleged debt. To refresh your memory on what constitutes legal validation, I am giving a list of the required documentation:
Complete payment history, the requirement of which has been established via Spears v Brennan 745 N.E.2d 862; 2001 Ind. App. LEXIS 509 and
Agreement that bears the signature of the alleged debtor wherein he agreed to pay the original creditor.
Letter of sale or assignment from the original creditor to your company. (Agreement with your client that grants you the authority to collect on this alleged debt.) Coppola v. Arrow Financial Services, 302CV577, 2002 WL 32173704(D.Conn., Oct. 29, 2002) - Information relating to the purchase of a bad debt is not proprietary or burdensome. Debtor must phrase their request clearly to obtain: The source of a debt and the amount a bad debt buyer paid for plaintiff's debt, how amount sought was calculated, where in issue a list of reports to credit bureaus, and documents conferring authority on defendant to collect debt.
Intimate knowledge of the creation of the debt by you, the collection agency.
I'm sure you know, under FDCPA Section 809 (b), you are not allowed to pursue collection activity until the debt is validated. You should be made aware that in TWYLA BOATLEY, Plaintiff, vs. DIEM CORPORATION, No. CIV 03-0762 UNITED STATES DISTRICT COURT FOR THE DISTRICT OF ARIZONA, 2004, the courts ruled that reporting a collection account indeed is considered collection activity.
While I prefer not to litigate, I will use the courts as needed to enforce my rights under the FDCPA.
Understand that the actions I am taking come in part to protect myself from fraudulent collection practices, consumer protection and identity theft. Any found violations will be reported to the New York Attorney General Andrew M Cuomo.
If this alleged debt, and amount is in fact valid, and true, I will be willing to negotiate a settlement.
I look forward to an uneventful resolution of this matter.
Sincerely,

John Doe
202 Debtors Ave.
Anywhere, US.12345

I got a new number recently and for about 3 weeks now, I have received numerous calls from NAFS about a woman I don't know. I decided today I'm going to do something about it. From my experience, there's no way to get to an operator via them calling you. So, THANK YOU to an earlier post that gave this number 1-866-529-1899. First call I made, I talked to a sassy young lady. I told her that the person their looking for doesn't live at this number so I didn't want them to call. She asked for my area code, I replied. Then there was a big pause, I asked if she wanted the rest of the number and she hung up. I called again, got the same lady and asked her to put me on the do not call list, she stated they don't have one and then put me on hold for 2-3 minutes. I was transferred to another lady, who was courteous, she actually took my number down and said that it will take 24-48 hours to be removed from the system. Yay. I will be sure to post again if that was a lie.

I just got a call for my soon to be ex-in law. How they got my number is beyond me. Neither of my children use my number as a reference for anything. Recommendations?