ok..i need help i am soo stressed out.. i had a credit card with associates that i opened in 99 i stopped making payments in 01 since, i was pregnant and didnt work..in late 05 i started making payments to midland credit management of 50 a month on a 1600 debt..i defaulted in one payment and then they transfered my acoount to nelson watson and associates they contacted me on dec. and they told me that i needed to make a payment for the whole amount or they would take further legal actions against me..so i agreed with them to make payment on the 20th of dec and 20th of january of 50 dollars until, i obtain my tax refund to pay them off..now the problem is that i wont have the money until the 2nd of march and NOW theres problems they want their money or else they are telling me that they will take me to court..what is the statuate of trying to collect on debt? i live in florida..they are making it seem like i dont want to make payments and being difficult..they even told me that it was my fault that i dont have the money since i should of filed my taxes diffrently....HELP WHAT SHOULD I DO???
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