Rosen and Loeb

Date: Tue, 05/31/2011 - 18:08

Submitted by anonymous
on Tue, 05/31/2011 - 18:08

Posts: 202330 Credits: [Donate]

Total Replies: 3

Got a claim from this office. They say that they don't have to show proof that I owe money, but can give me a % off if I pay up immediately. If I want proof, I would have to pay in full. They've obviously got my personal information.

Hi! Welcome to the forums! Yes, you are absolutely right. You sh

Hi!
Welcome to the forums!
Yes, you are absolutely right. You should not pay any money to them without getting the debt validation letter. Under the FDCPA laws, the collection agencies need to send you a debt validation within 5 days of initial communication.

lrhall41

Submitted by Good Nelly on Tue, 05/31/2011 - 20:50

( Posts: 2846 | Credits: )

You should also check the SOL (Statute of Limitations) on the de

You should also check the SOL (Statute of Limitations) on the debt before you make any payments. If the SOL on that debt has expired, then the CA will not be able to file a lawsuit against you even if you do not make any more payments on the account. However, the SOL may start all over again if you start making payments. So, you should check whether or not the SOL on the debt has expired before you start making any payments on the credit account.

You can find more information on SOL here:
http://www.debtconsolidationcare.com/statute-of-limitation.html

lrhall41

Submitted by MarieGarcia on Tue, 06/07/2011 - 03:53

( Posts: 17 | Credits: )

If you want proof of the debt, send them a DV letter IN WRITING.

If you want proof of the debt, send them a DV letter IN WRITING. They do not have to send anything to you if you verbally ask.

lrhall41

Submitted by SOAPLADY on Tue, 06/07/2011 - 12:13

( Posts: 17315 | Credits: )