ACS INC - What strategies should you adopt to avoid being scammed?

I received a call from Louis Oscar 831-527-3623 and I immediately knew it was a scam when they told me they had a serious legal lawsuit against me. LOL. Are you freaking kidding me! I hung up on them twice and they still called me back and left a message. He said he was with the Legal Dept at ACS or some crap like that.

Yes indeed i almosst fell into the tap! But alas I did not deposit my paycheck and they had the nerve to say pay and i gave them a sad story and thank god so I went and cancelled all my bank stuff and will never fall for this BS again!!! .. Yes ACS, Yes Indian accent.... Numbers are 347-590-4535 Neil Spencer and a Jeff Williams.... Oh and a gmail address people that is your tip off no way is any legit company using a gmail or yahoo........Yes they say and yes they say a loan from CASH ADVANCE USA. It was imbarrasing when they harrassed my co-worker! She even said I was on the verge of being fired and they still did not care..... I relly hope we can put an end to them... With all the debt people are scared and not researching these calls... They are preying on Americans....Sucks be smart people ask questions!!!! Scary though how they got our info in the first place think about that!!!

Yes, this happened to me too. Weird thing was that someone from that same company called me himself and told me that they were fraud and not to pay anything. So everyone please be careful! This is very scary!!!

They called my family and friends asking for me. Then i finally called them back and I spoke to a Mack Thomas phone number is 813-347-9440 He told me that i owed them 360.00 and that if i didn't pay them they were going to take me to court! I just don't understand how they got all my info? Does anyone know? Please answer! And there's another number that comes up on my called id-052-497-347

I received the same telephone call from the same telephone number. What should I do? I panic, they even contacted my daughter, so I provided them with my debit card information faxed it to them) and they did take the amount of $550.00 from my debit card from my checking account. They indicated on the form that this was a one time payment. Do you think that they will try it again? I have not seen any additional fraudraulent activity on my account.

Stupid me. Earlier this year, so much was happening to me financially, I thought that maybe I did make a mistake and forgot to pay someone.

Maybe, I should contact homeland security.

The Indians are in their country. Its the greedy American companies that are outsourcing our American jobs to India and Pakastan so idiots like this can make our lives miserable!!

I am a licensed attorney in New Jersey. These individuals called me too, attempting to shake me down for $15,000.00 on an alleged $500.00 pay day loan that I allegedly took out in September 2009 (which I did not). In speaking to the first guy at ACS, he gave me the number of their "law firm" in California. When I called the "law firm," I allegedly spoke to an attorney named "Ricky Phillips." In questioning "Mr. Phillips." I asked for his state bar number (Quick tip: If someone claims to be an attorney, ask for their bar number, we all have one and we're required to provide it if asked for it). He wouldn't give me his, but he gave me his alleged managing attorney's bar number. The managing attorney's bar number was 12214. When I searched the California State Bar database, there was an attorney with that number. Unfortunately, that attorney has been DECEASED for a while. So, fulfilling my ethical obligation to report unethical behavior, I notified the California State Bar, the California Attorney General's Office and the FBI. I then called Mr. Phillips back and informed him that I informed these agencies that he was engaging in the unauthorized practice of law and that, because fraudulently parading yourself as an attorney is a major offense, I was ethically obligated to report this to the appropriate agencies and that I did so. I am interested in hearing other stories like this. Also, if anyone actually gets a legitimate address and contact information for these folks, I'd be interested in filing a class action suit against these individuals.

They called me too and I finally did enough research on it. I was dumb and gave them Information, never had it happen to me. Then once I gave them info they harrassed me at work. Then I finally got smart called a friend of mine who works for cash advance usa and said that they are fraud. I called them up gave them a piece of my mind. also told "James Johnson" I hope he feels good about himself for stealing money even it may be from a single mom who needs to feed their kids who have hardly no money. I got the response of "I do feel good about myself cause I make alot of money doing what I do" I told him to go to hell. and hung up on him. yeah I was a total idiot. I even had to change my phone number so they would stop calling me. I hope one day they get caught and someone gives them what they deserve.

kmpesqnj I have a fax number and a phone number dont have it now and well I had found an address and I am working on getting it for you

:rolleyes:Oh yes, "Nick Foster" just called me - definitely NOT his given name. The number they called from is (315)215-0532. I stated that any claims they believed they had against me were to be forwarded to me in writing so that my attorney could respond to them. They of course stated they had nothing as it is ready to go to the court for the police to come and pick me up. I have contacted the FTC and also told them to cease and desist calling me and that I will be placing a call and email with a follow up letter to the Attorney General of Wsisconsin to follow up on this false accusation and extortion attempt. No back pedaling just some random shouting that I could not understand and a hang up...

Yes i have recieve a phone call from acsinc they gave me,the same old whoop de doo too thank you for your help .how do i make a complaint

got calls also from a Danny Dawn... 347-709-3360... how did you get them to stop calling? what should I do???

I think I was just scamed by these people. They threatened with the same going to jail, I committed computer fraud, etc. The person who called and left messages was a Russell Williams but when I got nervous and returned the call I spoke to a Jeffrey Stewart. Both had accents. I wasn't going to do it but being a single mom, one of my children is handicapped and missing a payment with a cash loan it scared the crap out of me..I ended up faxing a copy of my photo DL to them with my authorization to pay $632.87 - since I couldn't come up with the money that day the man said he felt sorry for me and gave me time to go to Walmart and get money cards. I have 2 fax #'s and 2 phone numbers.

fax#'s: 206-203-4079 and 206-350-1811 (this one never worked)

phone#'s: 213-799-2296 and 310-999-2296

I did think something was up when I tried to call them back and both numbers came up as invalid. I then faxed them and said if I didn't get proof of who they were I would contact the DA's office where I reside. The man called me back and said he doesn't need to be stressed out so since I wouldn't cooperate that he was just filing the charges and they would be at my work to arrest me!! So I got scared all over again and got money cards at Walmart and called Jeffrey Stewart with the information. He said he would call back with a confirmation and never did - I called today and said what happen to my confirmation - the gentleman gave me one and said Mr Stewart would call me back and he never did. I can't flippin believe this..I work hard for my money and struggle so's it is. I want my money back..

I'm suppose to get a certified receipt in the mail so when I get it I will have more info to supply.:mad:

They have called me several times, the last time i told the guy i had that i consulted a lawyer and unless i had something in the mail, he is not to call me at work or on my cell phone and that this is a SCAM!! all he could say was o.k. and i said good bye

We too received a phone call from ACS with a very strong accent Eastern..Threating us with a law suit and do my husband's ss# and called him at work..Saying that he would lose his job. My husband told him that, he was going to contact his lawyer and the person hung up. It's scary,,,What else do these people know about us!!

Today is Thursday, February 17, 2011 and I went to my real estate office to be told that a Mr. White from A C S, Legal Department called asking for me. I called back and asked for Mr. White. A very rude man asked me for my personal information and would not transfer me to Mr. White. He told me "F _ _ K YOU" and called me a "B _ T_H" and hung up on me. I tried to call back and got voice mail repeated. When I returned home this evening, there was a voice mail at my home business phone number from Mr. White, demanding that I call and stating that a lawsuit was filed against me. I checked the records of Lee County Government website, and no lawsuit is filed against me, so this company is a scam artist. They stated they are in Brooklyn, NY.

I have reported them and made complaint with the Do Not Call Registry online, with the complaint being accepted, as I've never done business with A C S.

I will not respond and make any payments to them. Let's all work together to prosecute these scam artists who are not at all professional and a bunch of losers.

:p

These predators are buying our info from payday companies like it is just a regular mailing list. I get calls from these types regularly every 2 months. I let them give their speech about a legal action has been taken against my name and ss# and that they want my attorney's info. I tell them to send me something in writing about it and then they act surprised that I don't know anything about the case. Then I tell them that I know it is a scam and to not call me again or I will file charges and I hang up. Sometimes that works but one guy actually called me back and told me he was coming to my house to f*** me. I laughed and said yeah, right and hung up. He never called back. Never pay anybody anything unless they give it to you in writing and then still do research. This forum has taught me to question everything.

The person who called my husband at work and at home his name was Mr.White also..Told , him the exact same thing..Thanks, for your story. These people our jerks. Glad to have googled this page..Because, it's scary when your being threaten with court and losing a job.

they have been doing this to me too, i work at a law firm, they called me, cursed at me, when i could tell they werent legitimate. i indeed want to file a class action against these people, it will be the first thing i do out of law school next semester. would be nice to combine forces. i also plan to start a website on wordpress to organize their m.o. and and movements, so this will be the first thing people see if they take the time to look on the internet, they are ruthless.

i also recieved a couple of calls and at first i was going to give in to them but then i thought ive never had an online payday loan for over 300 or more so i asked who the loan was with and they said they had no idea and that the loan was done in between 2009 and 2010 i began to ask questions and he began to get upset and hung up but me still curious just thought that we had just be disconnected, well today my friend said someone called her with the same story about her going to court and going to jail for not paying $800 off a $300 loan so i began to think is this a scam so i actually called the number bback that called me and thats when all hell broke loose they began to give me a false address and city and state i told them that every time i called it was a different story with them and he told me to go to hell and i told him that he:razz: was not very professional and he told me to get lost or something and i told him that the website said this was a scam and he told me that i shouldnt believe everything i see, but as a previous writer wrote they knew all my info such as name number job address etc. really wierd but im at peace now knowing that im not alone....praise God

OMG! This is exactly what i was told on three different occasions But they say there officer mike johnson, officer kevin jones, and officer robbinson they told me on one occasion that i owe 675 and made me right a paper for payment and fax it to 1347-649-2155 and they called me 50 times a day at home and 30 times at my job they also said the sheriffs will be at my house to arrest me on check fraud and theft by deceiption because i took a cash loan out on line when i ask them who the company is they tell me they can"t give me no information i will be arrested then finally they gave me a name of a company and they said i don"t owe them anything . on the next note it was p hone number 1 215 853 3390 and 1 347 229 1908 1 416 364 1112 1 916 395 0000 they had all my information and i thought it was ligit and me also got takin for 250 dollars and they are all of pakistanian descend how could they get away with this .

Oh dear. You're not going to get a receipt in the mail. You've been scammed. Don't give these a-holes any further info if they contact you again. If you have to answer your phone when they call, just hang up on them immediately. If it's possible, I wouldn' answer their phone calls at all. Most importantly, don't let them scare you. There's absolutely nothing they can do to you other than harrass via telephone.

Selocka - if you're interested, the 800notes website already has a 100+ page thread on these piece of s&@t scammers. People are listing the numbers they are spoofing, the phony names these scumbags use, their ridiculous scripts and MO's, etc. Very crazy, as well as informative. This scam is VERY widespread and rampant right now. It's scary and disconcerting what these pieces of garbage are doing to innocent, hard-working US citizens!

Also Slone Logan what kind of name is that for and Indian guy! are you kidding me???? How do I get them to stop calling my job? I know you guys have had the same problem. This sucks. They say I owe $391 and i really was stressing out. I'm going to tell them that I've been recording there calls and have reported them to the FBI. tHE # I got was 347-560 and the fax was the 646 area code based out of Brooklyn NY. I change my house number now i need to change my cell too. wish i could change my job #!!!!!

Can't help you at home. I'm an employer. These people are targeting someone I employ - H.S.
I told them I fired their ass because these phone calls took away too much time from work so "H.S." could no longer be reached at this number.
Then I told H.S. so he could play along on one of the million home calls they get each day with crying, wailing and threats to commit suicide then stop answering his phone.
We'll see if it works LOL

Add another number to their scam phone numbers 973-929-2279. It's a northern New Jersey number. Recognized it right away as my first wife was from northern NJ. A Jack Winston threatened me with court action tomorrow if I didn't pay $472 they said I owed to ACS for a online loan. I have never done business with a company called ACS. I asked what ACS stood for and he would not answer me. Then I asked for documentation of the loan and he said it was all electronic. I asked him to send the electronic documents as a attachment in a email and he said he couldn't and I would only see them when the case went to court tomorrow. I said good luck with that, since I knew the court system doesn't work like that. He said if I didn't pay they would send an officer out to arrest me and put me in jail. I just laughed and told him OK, send your officer and hung up.

I've been receiving harasshing and threating phone cals back to back from ACS Law Firm of California. They are phonies and claim to be a debt collection agency. THEY ARE LIARS! THIS IS A SCAM! The callers have a very heavy foreign, possibly Indian decent. The first guy name is Jack Logan. He immediately started demanding I give him ym ss# or else an law enforcement officer was coming to issue a warrant for my arrest. I asked him on what grounds. Again, he insisted that I give him my ss#. When I refuse to do so,he became enraged over the phone. I laughed and told him to "STOP HARASSHING ME" you jerk. I then hung up the phone and he called me right back. I hung up the phone and Jerkoff Jack Logan called right back. I then asked him why are you calling again? I'm
not paying you one cent of my hard earn money. I asked him that you are aware that you're harasshing a governemnt employee on a government phone call, so please let me advise you that all of our calls being recorded. He hung up. Later that Day, I received a phone call from a strange number on my cell, and yes it was Jack Logan again. I laugh and he immediately started to trying to read a statement from an affidavit and demanding that I remain silent while he read this affidavit he just received by fax that I'm about to get arrested. I told him to go suck one and I'm not getting arrested for some scam that his crminal mind has screme and put together. He continued to say that I owe Cashnet a for a payday loan. You borrowed $300 and you can settle out of court for $800, if not, and this case is being download in court and then i will have to pay a the cost of $7000. I chuckled and said, bitch please! I don't owe any one anything and it works in your favor to stop calling and threathening me. So, he called me again and I asked to speak to his supervisor. He put some Indiam speaking woman on the phone named Stacy and I said you guys are killing me . I asked to speak with the owner or the supervsior and she said she is the supervisor and I laughed so hard adn told her no way, You can't barely prounouce your name. Now, please may i speak with the supervsior of this fraudulent operation. I told her I'll hold, b/c now I'm on my lunch break and I a have unlimited talk time so please give me the goon who is running this criminal sting operation. I was on hold for about 3 minutes and some indian guy with a heavy accent got on the phone and said yeah, I'm supervisor. I said and sir may i have your name and he said yes, I am Allen Thomas. I said okay Mr. Thomas why are you people calling me and he said will you owe a payday loan andwe have your social security number, address and place of employment and we have a warrant for your arrest and if you don't pay this money by 11:00 a.m. i have a warrant for your arrest and you will be arrested. I told him first of all I am not paying you criminal luantics are commiting fraud. You are calling innocent people trying to threathen them into paying you bastards money that they definitely do owe to your indian asses and probably do owe to anyone else. This is America sure we have rights and I have the right to confront whatever charges are being brought against without being threathen by some overseas but plugs. This guy became really irrate with me and he started yelling at the top of his lungs and i said please this is too funny. He hung up the phone. About three weeks later, which on 3/17th I got another phone call on my cell phone, this time it was another heavy indian accent man by the name of Lawrence Becard. He immediately started rambling off my numbers and he said he knows where i lived, I have to pay $700 by a debit card or else I will be arrested and lock up for check fraud and then he gave my ss# and i was so pissed. He said if I didn't not comply, all he could do is wish me good luck. I advised him that this phone call is being recorded and again sir you and the other scammers will not get a DAM DIME of my money. So kiss your own ass and I don't care if you do have my ss# i've have already alerted the FTC, credit bureasu and if anyone is going to be arrested its going to be a bunch of non-speaking english indian scammer. I told him that I'm also contacting the AG's office and I will turn in all my recorded messages. So, he hung up the phone and then call my cell about 2 hours and I refuse to answer in the event he would leave another threathening voicemaila nd he did. I'm now contacting the AG's office, FTC and I plan on filing a complaint any and everywhere I can until s on and complaint against this fradulent bogas company and I could sue their ass. I advised him they are stop and hopefully they will be out of business and prosecuted.

Blow is a list of phone numbers they use 760-111-1000, 510-991-1004, 337-407-1368, 323-843-9370, 424-239-6150.

I wish everyone good luck and please do not be intimidated by these lying criminals.

I have been receiving calls from these people for over a year now. I have been threatened with lawsuits, jail time , and even the loss of my job! None of this has happened. Law firms don't call people to tell them that they are being sued. I asked for paperwork about any pending lawsuits. It never gets faxed to me. I did finally get them to send me a form for payment of a so called payday loan. It was a generic form from a company called ACS. It doesnt even state who I owe money to. i played along with their game for awhile. But i am getting kind of annoyed by these guys. I finally told them that I know its a scam. But that has not stopped them from calling me. I have contacted my police department and the FTC. Obviously, our country can really not do much about overseas scams. Hopefully, they will mess with the wrong person one of these days and it will all come to an end. In the words of these guys.. I wish you good luck as the situation unfolds upon you!!!

I rec'd a call from Brian Taylor-He has now been promoted to an assistant attorney w/United Nations Legal Dept.His heavy Indian accent has not improved and he is still demanding money or going to have me arrested. He knows my SS#, where I live and wanted me to call him back to confirm my addres(right on, Brian--hold that line open for me). I contacted the UN and local police department. It is a shame that these overseas scams try our patience.

yeah they've called me plenty of times too, like x40 a week, which is scarying me too like all of you people. IF THEY DO CALL, JUST KEEP ASKING QUESTIONS, & IF THEY HANG UP U JUST KEEP CALLING BACK. DO NOT AGREE TO ANYTHING PLZ! THESE PEOPLE HAVE HUNDREDS OF DIFFERENT NAMES AND THEY CALL UR FAMILY, FRIENDS, ANYBODY TO GET INTO TOUCH WITH U. JUST CUSS THA S**T OUT OF THEM WHEN U ANSWER! PLZ DO NOT FALL FOR ANY OF THEIR CRAP!
IT IS A HORRIBLE SCAM!!!!!!!!!! THANKS TO ALL OF YOU WHO HAVE CUSSED & GOT BACK AT THESE STUPID INDIAN DESERT TOWEL HEADS!!!!!!!!:):):evil::evil::evil::evil:

I NO ALL U PEOPLE HAVE GOTTEN CALLS FROM THESE DUMB TOWEL HEADED HEAVY ACCENTED INDIAN PEOPLE. I JUST RECIEVED 2 CALLS FROM THESE JACK A'S 1 MINUTE AGO I ANSWERED IT AND THEY SAID U OWN 4,000 $'S & U WILL GO TO COURT TOMORROW,MAYBE EVEN JAIL!!! I TOLD THEM TO LAY OFF AND THAT THA (FBI) WAS TRACKING THIS CALL. HE HUNG UP AND CALLED WITH THA NAME RICHARD, I ASKED HIM WHAT LAW FIRM HE WORKED AT. HE HUNG UP AGAIN. IT IS JUS SO VERY FUN TO MESS WIT THERE HEADS. PLZ DO NOT FALL FOR THIS SHIT PLZ!!!!!!!!!!!! AND ALSO A TIP: CUSS THA F**K OUT OF THEM AND SHOULD STOP CALLING!!!!:evil::evil::evil:

I also have been toke by this scam. The person that called me was John Hudson. said i owed 500 dollars. I am to pay it off in two installment payments od 572.00 . I made one payment and ran accross this site.I have file the harrasment with FTC and sent him a email he has changed the phone number to 917-398-5568, but i no longer answer. The company I am suppose to owe is Advance Pay day Loan.

:p:confused:I have experienced the same as everyone else..I have called the Houston Police dept which told me there is nothing they can do...I have filed a claim with FTC AND FBI ,but they did say these people were hard to catch..they work on lap tops in India in cafe shops and use untraceable numbers...Do not give them any information !!! So far they have not got a dime from me and won't but also my husband and my son called them "harrassing "them .My son told him (Mike Smith )"yea right "to get off his lazy ass and get a job , stop trying to steal from working AMERICANS...he said he hates AMERICANS...I pray I dont hear from them again..

Do not give these guys any of your information or any money. They are scam artist! Constantly changing their numbers and names for that fact. These numbers i've concluded are probably prepaid cell phones used for them to conduct their fraudulant tactics. That's why you are receiving numerous calls from what sounds like Indian guys with names like John Smith, James Wilson, Richard Johnson, Austin White. The numbers are to throw us off, with no central location of where they are. They are frauds who will stop at nothing to get money from you if they sense you are buying into their scheme. Just to confirm these guys are scam artist, my friend did a test. This really happened: My friend called the number they gave me and ask to Austin, the guy on the other line says he can help, but needed to know the number that they called him on. But of course, they never called him, they called me, so my friend gave him his cell phone number and a fake name "Rex Morrison". They then asked him to hold on, but the phone was just muffled or placed down, while they were discussing it in another language, about 2 minutes later the guy picked up the phone and said "Oh yes, Mr. Morrison, you took out a loan for $350, and have defaulted on that loan, with interest you owe $547. But we are willing to settle if you pay $300 today. Keep in mind, Rex Morrison is a made up name. They thought they had an opportunity and they took the bait. It's a scam!!!!!!! Beware

I just got a call this morning from a Nicki Alan at ACS saying she was from their legal department and was trying to reach T, (my ex-husband), and that my home number was given as a contact person. When I asked them what it was about all she gave me was that he had written a check back on May 22nd 2011 and that it was over $1,000 and that they were trying to give T an opportunity to straighten the issue before he would be served and suit filed against him in court. She couldn't tell me who he wrote the check to or any other detail except her name, the ACS case #503382TX and the phone # 1-866-599-5916. Well I managed to contact my ex and he said that he went through this whole ordeal a couple of months ago and that it was a scam. He didn't have a checking account so that was a red flag right there. I called the number back after researching on the internet and proceeded to give them the 3rd degree, asking questions like what does ACS stand for, the response was that it didn't stand for anything. I asked where their company was located and she said she couldn't give that information out. The lady (not Nicki), became rude after I told her that her answers were vague and the whole thing sounded like a scam and that I was going to report it to the police. She then replied fine, go ahead and hung up on me.

ACS - Absolute Conniving Scumbags

They claim I owe them from a payday loan from 2 years ago but will never give me the pay day loan company name. Every time they call they add a couple hundred dollars to the balance. They harrass me, call me a whore, etc.. threaten to take me to court, etc.. everything you all have experienced.

I have been harrassed by these Mofos for the last 6 months. The first few times they called, I was stupid and paid them. Then they just started to access my bank account and take money w/o authorization. I did some research and found out they were con artists and clsoed my account. I guess that pissed them off.

They call from 4 AM to 4 PM on my cell phone. They attempted to call me on my work number. Being that I work for a government agency, the staff thinking that I was being harrassed or threated by an irrate client, transferred the calls directly to the Sheriff's Department. Needless to say they don't call my work # anymore, but they still call Mon-Fri from 4 AM - 4PM on my cell phone wheter it is David Johnson, Spencer Reed or Dennis Peterson.

They asked that I wire them money through moneygram. Through the information they gave me, I was able to locate thier parent company and physical address in the U.S., it is ADA Business and Marketing LLC:
http://www.adabusinessandmarketing.com/index.html
http://www.bizapedia.com/ny/ADA-BUSINESS-AND-MARKETING-LLC.html

As you see they are operating out of India/Pakistan with a shell company in New Jersey.

This morning they called and told me to Western Union the money in a "person-to-person" wire transfer to Sergio D. Diodoarda in Galloway New Jersey 08205.

They must think I am frickin' stupid. I reported them to the FTC, FBI, BBB and the California State Attorney General's Office.

Scam Artists and Telephone Terrorists.

I googled trying to find the business to no avail, they wanted me to get a MoneyPak debit card and e-mail them the info for the payments, this is after I blocked them from my cell phone. I played along for awhile!!!!
From: ACS INC Sent: 11 Apr 2012 14:44:14 GMT To: ACS INC Subject: Reference - Account Number 6537-752; Subject - Lawsuit.
This is in reference to your Account number 6537-752 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.
Your account with ACS is in Final Collections. According to our records, your outstanding balance is $985.33
Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
It is quick and easy: Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-585-326-0000
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $4447.25 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $985.33.
Thanks for being our customer,
ACS Legal Department
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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
This is about the online payday loan which you had with Advance Cash Services.
Do revert back with your intention.
Best Wishes.

This is in reference to your Account number 9421-55 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.

Your account with ACS is in Final Collections. According to our records, your outstanding balance is $746.55

Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.

As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.

Contact us on 1-585.326.0000

If you do not take immediate action:

We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $3,890.38 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $746.55


Thanks for being our customer,
ACS Legal Department
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i just got an email from acs incorp([EMAIL="acsinc.colletction@gmail.com"]acsinc.colletction@gmail.com[/EMAIL] saying that i owe them 885.26 . they have share previous letters which this is the first email i got and they want me to use my debit card are call them and make payments arrangements. i try the number 1-585-326-0000 but no one answered. yes this is a scam. i don't know who these people are. they said they would and press charges against me.

This is what I got [COLOR=black]585.326.0000[/COLOR]
[COLOR=black][FONT=Arial][/FONT][/COLOR]
[COLOR=black][FONT=Arial]This is in reference to your Account number 0184563 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.
Your account with ACS is in Final Collections. According to our records, your outstanding balance is $966.66
Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-585.326.0000
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $3,890.38 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name $966.66
Thanks for being our customer,
ACS Legal Department
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These people have made threats to me, they call all hours of the day and night.I have no idea what it was about and the more questions I asked the more angry the man got,so I asked for the manager and he put me on hold and in secs he comes back trying to disguise his voice and I laughed and he went bolistic and said the marshals would be at my house at. 8 a.m than went from owing 200 dollars to 900 dollars.I finally called the phone company and reported their number and made a report with metro. My lawyer said the only people that can come after you for money is the gov period.

I want to thank you for posting some of the numbers to ACS. I DO recognize a few of them. However,..when they call me, they say they are from 'Financial Processing'. Then they ask me to "verify a debt I have with them." They wouldn't even tell me what the "debt" was concerning. So,..I hung up.

Ok so today I recieved an email on my work address from [EMAIL="acs.inc.legal@gmail.com"]acs.inc.legal@gmail.com[/EMAIL], same as all of you threatning me and telling me I would be sued and they would let fbi and so know, with a return phone number of 3109281376. I have been tricked brfore and knew that there was something wrong because of the gmail.com on the email address. Thanks for all info.

Newest Message from the company...05/2012

DON'T IGNORE THIS MESSAGE
PLEASE DO NOT FORCE US TO TAKE ANY STEP AND RESPOND US IMMEDIATELY

Restitution Head of Department with "CASH ADVANCE??? is informing you about the law suit against your name and SSN.

We want you to note down the case number first. Your case number is "AP3198" with total outstanding balance $830.67

Affidavit:
We are pressing charges against your name regarding three serious criminal allegations:
count (1) Violation of federal banking regulations.
count (2) Collateral cheque fraud.
count (3) Theft by deception.

Now, this means three things for you. If you are under any state probation or payroll I need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

This is to inform you that the creditors do have all the rights and authorities to inform your employer what you have done in the past and what will be the consequences once the case will be downloaded and executed against your name.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $4468.89 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

I have a last question for you. Did you default this loan intentionally or is it because of the circumstances you were unable to pay the loan.

IF YOU ARE LOOKING TO MAKE THIS DEBT GOOD KINDLY E-MAIL US BACK.

OR


Do revert back in the next 2 business days and call us now on +1-310.928.1376 and one of the Account officers will be helping you in regards to this matter.
Thank you for being our customer.

Regards,
Cash Advance.

I hope you kept a copy of that message. You need to give a copy to your local police department and your state AG's office. The only one who broke laws is them!!!

who do i need to get a hold of to report this they sent me an email saying i owe money

Do you owe money? You really havent given us enough information. Maybe reply to the email??

No,..PDL CA's aren't allowed to threatened, etc. They can't take you to jail and so forth. I HAVE found out (by web research..) that several PDL's are located overseas somewhere. It's annoying when they continue to tell me they will show up at my door, etc.

My wife and I just got the same E-mail about how we owe the same amount about how our ssi# will be held and all on a 900+ loan. Guess they let up a bit on calling and now ask for u to call them. The # they gave was area code 716 whitch is Boston,NY. Watch out for this new way they are.

this is exactly what happend to me!...on more than one occassion AND when you catch on to them, they've already gotten your personal information and trying to steal from your personal bank account via fraudulent wire transfers and paypal--