ACS INC - What strategies should you adopt to avoid being scammed?

My Coworker called me frantic,telling me a lady asked for me saying I have 30 minutes before the police arrive with her at my job.I wasn't at work but hearing this I knew something wasn't right by the information given to my co-worker.So I take the "docket" number and the phone number which was 1-866-395-3059,and ask For Allison Forest who doesn't even exhist I suppose.I was given the amount owed was in the $800 range as I screamed at her for calling my job with that type of information.In the end she hung up on me and as I searched the internet for this company I see tons of things about this company being a scam!I just thank god she hung up ion me because,of course its scary thinking you are going to be hauled off to court but I knew something wasn't right by the calls to my job.I just hope these calls dont continue!Its kind of embarassing to say the least!

I got the same one here it is

DON'T IGNORE THIS MESSAGE
PLEASE DO NOT FORCE US TO TAKE ANY STEP AND RESPOND US IMMEDIATELY

Restitution Head of Department with "CASH ADVANCE??? is informing you about the law suit against your name and SSN.

We want you to note down the case number first. Your case number is "RF-1936" with total outstanding balance of $830.65

Affidavit:
We are pressing charges against your name regarding three serious criminal allegations:
count (1) Violation of federal banking regulations.
count (2) Collateral cheque fraud.
count (3) Theft by deception.

Now, this means three things for you. If you are under any state probation or payroll I need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

This is to inform you that the creditors do have all the rights and authorities to inform your employer what you have done in the past and what will be the consequences once the case will be downloaded and executed against your name.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $4468.89 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

I have a last question for you. Did you default this loan intentionally or is it because of the circumstances you were unable to pay the loan.

IF YOU ARE LOOKING TO MAKE THIS DEBT GOOD KINDLY E-MAIL US BACK.

OR


Do revert back in the next 2 business days and call us now on +1-310.928.1376 and one of the Account officers will be helping you in regards to this matter.
Thank you for being our customer.

Regards,
Cash Advance.

hi their yes it is one of the biggest scams going do not fall for it , these people are awful , low life, and they are not worth the stuff that accumulates around my mouth after drinking milk if I can be so precise, these people will be found and brought in their is no law saying you will be arrested for not paying a debt if that was the case everybody in the USA woudl be in jail
Sincerely Kevin

I Have been getting calls as well and today they sent me an email saying I owe 941.25 and that I will be brought up on all kinds of charges and I have 48 hours to respond. I am so glad I found this message board. I am reporting it immediately!!! They don't stop. When they first started calling they Had India accent and I couldn't understand anything, I started cussing them out and threating them as well. Thanks now I have a better understanding now i have to figure out how to stop them.!!!!!!!

(866) 450-7128???. ANOTHER BIG SCAM !!!!!!! Someone named Eric Simons, keeps calling from (866) 450-7128, claiming to be a "PROCESS SERVER", ready to "serve" me with "papers" about a so-called "bad" check charge regarding an OLD ONLINE PAYDAY LOAN! He left a "case number", and threatened to "find" me, with a uniformed police officer, and "serve" me with these so-called "papers". When I called (866) 450-7128, the person answering, claimed to be working for ACS LITIGATION FIRM. When I identified myself, and asked for the "particulars" regarding this so-called "case", the person at the other end started getting smart, making threatening commentary, and hollering "bye...bye...we'll see you in court". Sounds like another BIG SCAM. I'M REPORTING THESE FOLKS TO THE FBI INTERNET CRIMES UNIT.

The crime was not committed over the internet...it was over your phone. Contact the FTC and your state AG's office.

Does anyone have an address for ACS Inc? I, along with my work and family, have been getting threatening phone calls from them. Like many others I have read about on here, my caller states he is a process server and is trying to notify my of a court date, "which a judge has requested" my presence. I gave them my attorney's name and number and told them to contact her with all further information. I would like to send them a certified letter to keep them from calling anymore (or, at least, have documentation that I have requested this, so I have legal recourse). Any information anyone can give me would be greatly appreciated.

I just got an email from ACS, with the same BS. Telling me I will be in jail/court by tomorrow; signed by the US Attorney :-). Thankfully, because of your post, I didn't fall for this.

Thanks!!!!

I'm curious. Was it signed by the U.S. Attorney General, Eric H. Holder, Jr. or was the signature just "U.S. Attorney"?

Too funny.

I dont know who this Christopher Hinkle is... but i thought this was insane.. they didnt even spellcheck the email.

CASEFILE#:D865017
LOAN INFORMATION
DUE AMOUNT-$865.21
LOAN COMPANY- ACS INC.
You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.


WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +1-408-837-0077, from 0930 to 1830 (EST).
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON +1-408-837-0077
UNITED STATES OF ATTORNEY
I Christopher D. Hinkle have never taken aloan from this company or commited any type fraud or deceived any one.I have had my Idenity stolen from me in which I have contacted the proper authorities.And I have never commited a crime in my life.I served our country with great pride and i find this insulting.I am a upstanding disabled veteren .I will contact the F.B.I and the state Attorney General Along a corraspondence to the US Army CID. Sincerly Christopher D.Hinkle USNavy &UsArmy Retiered
Copyright ?? 2006 ACS INC | Privacy | Terms of use
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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

I have been receiving phone calls from them; now I got an email from them. IGNORE IGNORE IGNORE IT. A little over a year ago, Pittsburgh's Channel 4 news did a story on another scam that tried to get me. One common item about these scams, at least with me, is that I have used ONLINE PAYDAY LOANS out of necessity. When I have had a loan out, that is when the calls started.

Andrew Stockey (reporter) called back some of the numbers that had called me. They first talked to him, then talked gibberish to him, then hung up on him. Our local police department did some investigating for me. They said none of the numbers are legit and are probably made from disposable cell phones (Andrew Stockey said the same thing). Our police said if anyone ever came to our house in person (they said they would do this one particular evening) to dial 911 immediately.

THIS IS ALL A SCAM. Do not call back; do not answer emails.

I just read your letter, I recv'd the same calls and now an email with everything you said. I know I don't owe anyone. What do I do to stop this and them??
confused

Stay off the phone and ignore any communication....it is a total scam.
Better yet, report them to your state AG's office.

I received a call out ofcompletely nowhere yesterday. I spoke with a man who told me that i owe $188. i played along like yea..yea. yes ok. Then he asked me to settle it and i asked if i can do payments. I added can you explain the taxes and fees because he told me that there are fees. added up to $350. then i made a mistake up giving my card number but my bank declined their transactions. Theyre a scam.

LOAN/DEBT INFORMATION

DUE AMOUNT-$986.45

LOAN COMPANY/LENDER - ACS INCORP.

*

We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.

*******************

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.

*

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

*

Now, if you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

*

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

*

And once you found guilty into the court house than you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.

*

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery assets location department at +1-443-352-0002, from 0930 to 1830 (EST).

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON +1-443-352-0002.

*

Regards,

ACS Incorp.

Copyright ? 2006 ACS INC | Privacy | Terms of use

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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

I never took out a loan for that odd amount also i'm going to be legally prosecuted in 'the court house'. What court house? These people are ridiculous to think i'm going to fall for this. They need to be stopped! Also they sent this from a gmail address! Really? [email]legaldept.acs.usa@gmail.com[/email]. Note that the english is rather terrible, 'contact us THRU email'. If you get an email from that address ignore!!!!


*

now they are emailing people and when i started asking questions they could not give me a direct answer.
florida residence

You forgot to add Harry Walker to the list. I had gotten an email of them stating they are going to take me to court. I sent them a response requesting info (in prompto contacting FCC and Better Business Burea) and they didn't respond.I know they were a scam.

This has happened to me twice in two years with these people claiming that I owe them money by pretending to be different collection agencies. One even called me with a thick Indian accent, stating his name was Charlie Brown. I responded to him if Snoopy was around, he got angry and hung up on me. One even stated that he couldn't have a payment unless it was on a Prepaid Walmart card, which is virtually untraceable unless an account is opened with Walmart and you get the account number attached to your social security number. So, these scammers kept calling me 4-5 times a day until I blocked every number that they called me from. Three months later, they have resorted to threatening emails that they were going to take me to court for violation of federal banking, collateral check fraud, theft by deception and EFT. I'm not entirely sure if they know what EFT is or not because it is simply an electronic funds transfer from the bank to the place where the check was written. They seem to think EFT would be the biggest one that they could get me on. I would think the first three were way worse then the EFT, but apparently they don't think so. I'm laughing hysterically at their statements because I have one payday loan with a highly reputable company and that is where I currently live now. So, I know this this has scam written all over it, especially when they don't know our judicial system works. I have yet to be served with any paperwork from this company or the like. For that matter, I've never even heard of them. Scam, scam, scam people.
A note of advice to persons filling out payday loan forms online, once these people have your information, that's it. Immediately notify the three credit bureaus for fraud on your social security number.

I can't believe that all these comments are from 2010 and these people are still ripping people off now in 2012 why haven't they stopped what can't anyone stop them this is crazy i almost paid them too :confused:

got an email from these doofuses today substantially the same as what other people have reported here over the last two years (!) phone number i was provided with was 802-768-1001 - vermont (these bastards really get around). called and a man with an indian accent answered. if you go to www.800notes.com there are numerous complaints regarding these people under this new number.

I just got a lovely e-mail from ACS via my personal e-mail account with the usual threats, etc. First time I've ever been harassed via e-mail. Wonder if anyone else has been so blessed. Plenty familiar with the phone calls and have already a thick skin and ability to ignore. So now will just be labeling this spam along with all the other unwanted communications.

Yep, also received email from them. As you said, just put in spam bucket.

[COLOR=black]ACCOUNT -20-88747
LOAN/DEBT INFORMATION
DUE AMOUNT-$986.45
LOAN COMPANY/LENDER - ACS INCORP.
[/COLOR]
We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

Now, if you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery assets location department at +1- 203-347-0111, from 0930 to 1830 (EST).
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON +1- 203-347-0111.

Regards,
ACS Incorp.
Copyright ?? 2006 ACS INC | Privacy | Terms of use

If you have not done so, report them to the FTC.

Hello My name is Chunnika & I received an email stating the same, but for a larger amount... Although unlike your state of redisency It is okay to do payday loans.. I am not for sure what to do
..I need advice on this

That is the exact for the same amount

Don't pay. It's a scam. Your SSN cannot be put on hold...

I love how the amounts are all the same in the emails that everyone got. This is a huge scam......

ACCOUNT -07-56112
LOAN/DEBT INFORMATION
DUE AMOUNT - $945.67
LOAN COMPANY/LENDER - ACS INC.

We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

Now, if you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery assets location department at +1.203-347-0111, from 0930 to 1830 (EST).
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON +1.203-347-0111.

Regards,
ACS INC.
Copyright ?? 2006 ACS INC | Privacy | Terms of use

Typical spam letter and BS.

Hmm.. looks like they owe you money Ticked Off, because your balance with them is negative!

There is no debtor's prison, and by law, they are not allowed to threaten you with prison.
I'd just laugh at them and hang up.

I received a call this morning from a lady stating she was tyring to serve me court papers where i was being sued for a debt, she could not discuss the debt with me but i could call 888-318-7402 and talk with them, so i did and they say I owe 1100.00 for a 300.00 payday loan this is hig due to legal fees now and that if i gave them a credit card they could reslove the issue now i hung up, they call back left message with a new number to call -877-349-5001 called them told them to send me somthing about all this and then we would talk so they emailed be a letter with a lower balance and yet another number to call 888-216-8123. I have no intention of calling them again, call my county clekr said she had no papers on file to serve me with, so should I report this to FTC?

You know that this is a scam. I would report them to the FTC.

they have been doing the same to me so i threatened them as well heavy accents

Hello there, I just read this info online. I've been getting these email and calls that I owed them almost $1000, but they don't want to provide any info regarding the account. And it's true they do have a middle eastern accent. What do you think I should do??

Ignore!

I received an email from legal.acs.incorp.usa, requesting stating
[COLOR=black]We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. [/COLOR]
[COLOR=black] [/COLOR]
[COLOR=black]It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter. [/COLOR]
[COLOR=black] [/COLOR]
[COLOR=black]UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY[/COLOR]
[COLOR=black][FONT=Arial][COLOR=black]And once you found guilty into the court house than you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.[/COLOR]
[COLOR=black] [/COLOR]
[COLOR=black]We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery assets location department at +1- 203.347.0111, from 0930 to 1830 (EST).[/COLOR]
[/FONT][/COLOR]

Really, you think "we going to take you to court house" sounds legit??? Scam.

OMG these people have my SSN!!!! I am taking this to the police dept today on my way home!!! Please beware because they are probably trying to commit some type of fraud with your identity!

I recieved and email from acs and all it had was from acs inc and to acs inc and said they were going to take someone to court cause there was no name for who it was for and they had a case file number 44783 and a 786 406 6099

Don't pay them anything they are a scam.

There is so much wrong with that 'notice' that I don't even know where to begin. Put a hold on your SSN?? They still trying to say that crud? Sheesh. Its a bunch of utter BS...and prosecuted as a criminal..no. Not gonna happen. Ignore them...scoff at them if they call...do not be intimidated in the least. It is hogwash.

Oh and I forgot to address this amusing part:

Quote:

I still think the miranda warnings are the greatest.

I got ae-mail threat for $812.00 phone 786-406-6099 when I called they hung up. They have also called me several times at home saying I was going to go to jail;)

Ask them if they'd be willing to come join you and catch.

today they sent me an email stating that i owed 4300.00 for check fraud and internet theft. not true. they tried about 6 months ago for employee financial fraud. i was scared until i googled them. thanks for your information..

I've gotten several calls from this company. The first 20 times (seriously they called 20 times in one day on a Saturday while I was spending time with my daughter) they called I finally answered. "Steven Brown" gave his speech and gave me a number to a "lawyer" after I cursed him out for a nice long 45 minutes. I called the number he gave me. No answer, so I did the same thing. I called 20 times. Finally some kid answered and in the background I could hear other people saying their name is Steven Brown. And I heard kids laughing and crying in the background. They stopped calling after I cursed out the kid who answered the phone and left a nasty voice message on the "manager's" voicemail. I got a few more calls from other people (without Indian accents). I called back (after research showing that they were all scams) and left messages. Today I got a call saying they will sue me, blah blah blah. I was actually worried for a moment, but then when I called back I heard ACS and was like SCAM! The woman's name was Andrea. She sounded African American (from LA or something). She gave me a call back number of 877.858.3513. I called and left a message since no one answered the phone. They are a waste of time and energy.

I received an email from this company and the phone number they want me to call is 786-409-6099. They threat end me that I am going to be prosicuted in court, and that my employer will be called blah blah blah.

I think they tried calling me I called my bank because they said I had wrote bad checks(funny since I seldom to never write any been almost 2 years since the last one)they said it was a fishing scamm and not answer them. today I got a note in my email saying I was ignoring them with that name and they gave this phone number to call [FONT=Arial]786.406.6099 I will not be calling it
but its crazy I was thinking its a phone comapny I have never used. might give them a call and will never use them lol:confused:
[URL="tel:786.406.6099"][/URL][/FONT]