Between Heathmill and Cash Today Ltd. and all its several dozen affiliates; this is perhaps the biggest worldwide scam going today. The best thing to do is ignore them. If you can't hire a lawyer. Trust me, this is what I have done. I owe these people nothing...yet they still call my job over 50 times a day. Aaron Gershfield is nothing but a weasel and a coward that hires slaves for pennies an hour. Heathmill needs to go down!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.