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payday scam

payday scam

Submitted by jnmteal4 on Fri, 09/12/2008 - 09:06
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I have been getting calls from different men with very strong indian accents, they say they are from some legal department and that there is a lawsuit against me with some very serious charges, such as theft fraud, and so on and that I could be facing jailtime. these people dont want to give any info you ask them, they tell you a case number and that they want to help you. they then tell you that you have a certain amount of time to give them a certain amount of money either by money gram or credit card. when I asked who was filing the charges they said cashnet. then they gave me a number for cash net that was bogus! they then tell you to pay a smaller amount and that it is from a payday loan that you recieved. I didnt give them any money and noone else should either! they will not give you proof of the charges. they told me that after I pay the would provide me with verification.I have done research on this and even called the police! they give me names such as Andy Taylor, Robin Williams, Arnold Whatson, and they even called my sister and said the name was Jimmy Carter. report this crime and dont give any info. Has anyone else recieved calls from these people? one tim they said they were from united paralegal...


Also sounds like united pay service/united legal and all the other names they go by. But you are doing the right thing by filing complaints. Another thing you can do is check to see if recording calls is legal in your state. You can then record their next call and then you will have proof as to what they are saying. I know some people have done this.


Submitted by puddlejmpr on Fri, 09/12/2008 - 10:48

puddlejmpr

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I actually first got calls from United Legal in early Sept. and found from one of these blogs that it was a scam. I contacted FBI, FTC and my attorney general.
I thought it was done but Jimmy Carter, nice name, called yesterday, same company, this time different number, I refused to talk but he kept calling my work. I again, contacted all the companies and this time called the police. The police called and they told him they are hired from Midland Mortgage. Has anyone heard of this company?? And are they tied to these scammers or is it a front?


Submitted by on Wed, 09/24/2008 - 18:41

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i got call too said name is officer brian to call 831-480-6327 they went by attorney and legal service. tried calling late at night phone says 41222279 unavailable. how can the number change. they scamed me out of 1,050 but bank gave back


Submitted by on Sat, 10/04/2008 - 20:38

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I got one the other day from Mike Anderson from Federal Banking Association. No such thing! They accused me of being racist because I said I could not understand them. I filed a complaint with the FTC. I also, little ashamed to admit it, was so mad that I blocked my number and called them repeatedly for two days telling them I knew they were frauds, that I was recording the call, had reported them, and would press charges if I even thought they had called me.


Submitted by shoppinbuczek on Fri, 12/19/2008 - 15:54

shoppinbuczek

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I KEEP GETTING CALLS FROM 866-994-7554


Submitted by on Wed, 03/18/2009 - 09:19

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i was looking for a loan and i did severl loan on line and one day i receved a call from men he said that i am approved for 5000 loan but i have to pay $935 first and thats gone be my first payment tour to the loan so i did made a payment they keept asking me again and again thats how i lost my $3700 i dont know what to do now, this is the frist time i have applyed for loan


Submitted by on Thu, 03/19/2009 - 20:12

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Just be advised that internet payday loans will EAT YOUR LUNCH!!!

I had gotten a couple of them at Christmas time. Bad idea!! I now have over 3000.00 in NSF charges to a bank because they are trying to withdraw funds 3-4 times A DAY!!!!!!!

Dont do it. If you need a payday loan, which I recommend as a last resort, go to a storefront with a paper check do not allow anyone to electronically debit from your account. These companies are owned by parent companies and they change the name and ID # and amounts of the debits so the bank cannot trace them. The bank will not stop them unless you get legal council....IT has been truly a nightmare. The bad part about it is that you cannot stop it because if you pay the loan off, they automatically deposit another loan into your account and the cycle starts over.......
JUST DONT DO IT.


Submitted by on Fri, 04/24/2009 - 10:12

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I have been harassed by the same people with the indian accents- the funniest thing is the one person pretended to be 2 people! They claimed I had federal charges pending against me- so I called all the courts with NO RECORD of my name. These people are frauds! I have 11 missed calls from them right now. The numbers are 585-919-0331 & 202-629-9367.


Submitted by on Mon, 04/27/2009 - 11:04

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I got a call from someone named Steve Dawson and they said they were with the legal department from cah advance and said I owed them $451 dollars and I could pay now to avoid a lawsuit and I have never took a loan out from them or even heard of them. They have strong Indian accents and would not give me any information. I was wondering if anyone else has gotten a call from them?


Submitted by on Tue, 06/30/2009 - 15:18

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My parents just got 4-5 calls from them within an hour. A strong Indian accent each time, sounds like they are calling from a cell phone, the reception is extremely bad. I tried to hang up on them, but they wouldn't hang up. Just kept saying "hello? hello? hello?" Finally my mom talked to them and they said that her number had been randomly selected for a free cell phone from Verizon Wireless. My mom talked to them twice and I talked to them once telling them to stop calling, they had already called, etc. I read on another post that someone else had the same thing happened, and Verizon has been notified, because this is clearly a scam


Submitted by on Thu, 07/09/2009 - 09:18

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I had a similar calls from the guys with the accents. They said I had taken out a payday loan online and owed money and I was going to be sued and taken to jail. I said no, I never did the loan. I had filled out an online application but did not take the money. He asked how I could prove it...I said with my bank statements that would prove I never recieved the deposit.
What worried me was thus guy had the last 4 of my social and my bank account. He wanted me to confirm them but I would not.
When I called the AZ AG office, they actually asked if they could pass my name and numnber to the FBI as they are investigating it. When I talked to the FBI agent he said that these guys move so fast they have a hard time tracking them down. He also told me it is easy for these guys to get the last 4 of your bank account or social. it makes them more believeable with that info. He siad they would eventually try to get me to give them the rest of the numbers through a settlement agreement.
After I talked with the FBI agent these idiots called back. I told them I had reported them to the AG office and that seemed to have worked. They are no longer calling me.


Submitted by azpenguin15 on Tue, 07/21/2009 - 22:07

azpenguin15

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I too had this call just yesterday. Scared me to death I even called an attorney. threatened with sending the sheriff to pick me up at work. That I committed some sort of fraud and had to pay 1095.00 now. They were able to help me if I cooperated and reduce it to 820.00. I did not send any money but had my daughters name and sister and said they too were going to be arrested and charged with being an accomplist. He was so hard to understand but what I could pick up was extremely threatening. Don't send any money. My attorney reported this to consumer fraud with the State and banking regulatory.


Submitted by on Fri, 08/28/2009 - 19:21

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i get calls from people who are guys then i had 1 female call me and gave me the same speall about how this is fraud and legal action will come apon me and they have my name, ss#, and drivers # all because of a payday loan and all these people who do call are all foreign.....talk will an accent but have broken english.........well they do call they sound like they are reading from cue cards.......doesn any one else have that same problem? My bankrupcy attoney thinks its all a scam too.......the last name i got was from a mike philips from a # of 1-347-342-0495


Submitted by on Fri, 09/18/2009 - 14:43

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DO NOT TRUST ANY ONE! someone called me stating that they were David johnsonton, with an indian accent, from Crimial Investigations out of New Jersey and they would not give out very much info. I contacted my local police department also. All they wanted was a payment with credit or debit card or they would press criminal charges aganst me. They even had the nerve to call me at work!!!!!


Submitted by on Wed, 09/23/2009 - 12:49

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I recieved a message frm a number, what looks like overseas, 052797815???? The man called with a very heavy middle eastern accent, said he was from legal services and tht i was being sued for a bank out in florida( i think he said united federal bank), he said i was being sued for $6000 for a payday loan that i did not pay back. I told him there was no way in hell, i have never taken a payday loan.I went on to tell him tht i have never been in trouble with the law or court stuff and tht i had no idea what he was talking about. He became upset and said you are being charged with 3 counts of basically what translated to bank fraud.I told him tht was a lie... I told him to F*** off and hung up. I then recieved a call later tht night, i didnt answer it. But then i started recieving the calls at work, I answered and said tht person does not work here( myself). what do i do to get rid of this. ITS A FRAUD... HELP!!!!!


Submitted by on Wed, 10/07/2009 - 09:12

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I will be able to shade some light on this issue.

Those people who are having loans and they haven't paid then their OC transfer it to CA.These CA in turn hire an english speaking call centre guy/gul from either India/philipines and thus they try to collect the money.

Now most of the time person's names being identical they call to the third person who actually do not owe anything to these companies.....

These third persons are you guys....
so take a cool...

keep in touch....


Submitted by manoj gopale on Wed, 10/07/2009 - 23:28

manoj gopale

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I believe the saying is "shed some light". Well let me shed some light into this problem. I have never taken a loan out for anything ever, no payday loan, no bank loans, NOTHING. This man who called, threatened me, mind you i do not take kindly to threats from anyone and that is not LEGAL procedures in the united states. This man some how found my info and is tryin to extort money. I have contacted the fbi, federal trade commission and state attorney, the are aware of the scam and have informed me of my legal rights as a united states citizen. In this country(united states) there are proper regulations on how debt collectors, financial institutions and banks are suppose to collect debts. These people are FRAUDS!!!! They prey on people who they think they can extort, unfortunately unsuspecting victims give in to the fear and give them what they want. BUT not me... I know if someone is suing me, proper court documents must be presented and i have the right to dicuss my case in a court of law.That my friends is the law. You have rights. Not even the third party can call and make threats.


Submitted by on Fri, 10/09/2009 - 08:33

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i have been getting calls from 231-784-2070 the indian guy says his name is kevin johns and that i owe cashnet 1000 but i can settle out of court for 827 and he also stated that if i didnt pay that i was gonna be charged for fraud and embizliment and that they would issue a warrent for my arrest there was also a man same assent calling sayong he was from hudson law firm and his name was ron anderson and they called my job and left the name and number as steve johnson from american legal but all with the same number and when i hang up on them they leave threating voicemails which i have reported them to the company they say i owe money to and they are doing an investigation on this


Submitted by on Mon, 10/19/2009 - 10:46

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Once again, this is one of the biggest scams out there. If you get a call like this, notify the FTC, the BBB and your local police department immediately--and tell the crooks you are doing it. Most likely the calls are originating from a call center somewhere in India and they are preying on the fact that people will be scared and will payup without exercising their legal rights which are: to have the debt validated in writing--and most importantly, NOT to go to jail for a civil debt!!!
What I would like to know is this: although it's clear that the calls are originating from India, who is hiring them?


Submitted by kscornell on Mon, 10/19/2009 - 18:29

kscornell

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[QUOTE=Anonymous;490318]Yes received same call they told me that the police where coming to my home to pick me up for fraud. Thay have my bank info and ss#. They told me to buy a prepaid visa card and mail to an address in california.[/QUOTE]


In addition to filing complaints with the agencies discussed above, and notifying your local police department, file a report with the US Postal Inspection Service. This is not some consumer-help agency. This is a real, federal law enforcement agency, complete witrh badges and guns. The Postal Inmspectors have jurisdiction over a wide range of federal laws involving the mail. They have sharp teeth, and they aren't in the least shy about using them.


Submitted by unclewulf on Mon, 11/02/2009 - 18:04

unclewulf

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I got a call from 800-670-2137. Said they were collecting on a pay day loan I had 4 years ago. Called my work repeatedly....when a cp-worker said I was not here "Frank" said I know she is you B$@tch! She hung up and he called again and again. Finally I called back and they wouldnt give me an address or anything. It was a total scam...jut wanted a credit card or bank account #. I'm not a fool. The problem I had was the guy basically said until I give him some money he will just call over and over and over until I get fired. It was blackmail. The police said all I could do is file a harrasment charge. There must be more I can do?? These people somehow have my personal info!!


Submitted by on Tue, 11/03/2009 - 06:03

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I got a weird call from someone with a heavy accent but who said their name was Alan O'Connor claiming I had borrowed $150 online and making all kinds of threats. I never took out a pay day loan online! He was insisting I gave the name of an attorney but would not send me anything directly. Said he was out of California, representing Cal Smith attorneys for paydaythree.com. Anyone else run across them?


Submitted by on Mon, 11/09/2009 - 12:52

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Same thing has been happening to me. They call and say I owe money for a payday loan and that I will get taken into custody if i dont pay. They call from a california number. They said I owed some company, so I went and looked up the company online and called them myself. The guy at the actual payday company said they had no records under my name and come to find out, you cant even get a loan threw there company unless you live in Utah, which I dont. He told me it was a scam and lots of people had been calling to ask what was going on. They call me all the time and have started calling my work. If I tell them to stop calling, they call even more, like 5-10 times within minutes.


Submitted by on Wed, 11/11/2009 - 18:35

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you cant just hang up on them because they just keep calling back. It makes for a real uncomforatble situation at work. I call them everyday now just to harrass them. They are in India not in CA. They use a ficticious address which is actually a Mailboxes etc address. They have admitted to me several times they dont use their real names because they are told to use fake names by their employer. They are really pretty dumb and try to use intimidation to get money out of you. Just call their bluff then keep calling them back repeatedly and they will stop.


Submitted by on Mon, 11/16/2009 - 08:31

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I too keep getting these calls....813 388 4157 and when he went to tell me his name it took him almost 4 to 5 seconds to say it. They say there from ACS and took out a loan from Advanced Cash USA in which I have not done. They call your number anyomous then tell you to call a certain number.


Submitted by on Thu, 02/11/2010 - 17:35

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Quote:

Originally Posted by dawnlango7
Good luck, let us know how it turns out...
I filed a complaint with the FBI as well


Excuse me can I ask you where you went to file a complaint with FBI? I had a cash loan three years ago and I paid it all off through my checking account. Now they are harrassing family members at their homes asking for me and leaving case# and for me to contact them. I want to file a complaint because I do not want my 85 year old mother being harrassed anymore by these scams.


Submitted by on Sun, 03/07/2010 - 16:48

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Dude you just saved me from identity theft, first an english speaking girl called me asking all this stuff about me winning money, then these indian guys started calling saying they would wire money to me if i filled out a survey, upon them telling me to go to paydaypickup.com i thought it sounded phishy, so i googled it and your response came up. Thank you so very much










Quote:

Originally Posted by jnmteal4
I have been getting calls from different men with very strong indian accents, they say they are from some legal department and that there is a lawsuit against me with some very serious charges, such as theft fraud, and so on and that I could be facing jailtime. these people dont want to give any info you ask them, they tell you a case number and that they want to help you. they then tell you that you have a certain amount of time to give them a certain amount of money either by money gram or credit card. when I asked who was filing the charges they said cashnet. then they gave me a number for cash net that was bogus! they then tell you to pay a smaller amount and that it is from a payday loan that you recieved. I didnt give them any money and noone else should either! they will not give you proof of the charges. they told me that after I pay the would provide me with verification.I have done research on this and even called the police! they give me names such as Andy Taylor, Robin Williams, Arnold Whatson, and they even called my sister and said the name was Jimmy Carter. report this crime and dont give any info. Has anyone else recieved calls from these people? one tim they said they were from united paralegal...


Submitted by on Wed, 04/21/2010 - 14:34

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I've been getting these calls over a period of months now. They stop for awhile and then begin again. I've been told they are in call centers in India--and it may be that some of them have no idea what they are really doing. If it weren't for the fact that they keep calling my workplace harrassing me, they would be quite laughable. The fake names with the heavy accents is ridiculous, and the fact that they know nothing about our law enforcement or legal system is even dumber. They have managed to learn the word "affidavit" in reference to legal documents, but even if criminal or civil charges were warranted, an affidavit is nothing and means nothing, and is not the proper way to file a charge against someone. I've been told they buy up prepaid cell phones on trips into the US from different areas like CA which is why they have CA phone numbers, although they're in India. However, they have to have people in this country acting as agents to receive money. How much those agents know is questionable. still, they have my address, ss#, checking account, and work phone number, and boss's name. I gave them a fake routing number.


Submitted by on Tue, 05/04/2010 - 00:57

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Quote:

Originally Posted by Anonymous
I've been getting these calls over a period of months now. They stop for awhile and then begin again. I've been told they are in call centers in India--and it may be that some of them have no idea what they are really doing. If it weren't for the fact that they keep calling my workplace harrassing me, they would be quite laughable. The fake names with the heavy accents is ridiculous, and the fact that they know nothing about our law enforcement or legal system is even dumber. They have managed to learn the word "affidavit" in reference to legal documents, but even if criminal or civil charges were warranted, an affidavit is nothing and means nothing, and is not the proper way to file a charge against someone. I've been told they buy up prepaid cell phones on trips into the US from different areas like CA which is why they have CA phone numbers, although they're in India. However, they have to have people in this country acting as agents to receive money. How much those agents know is questionable. still, they have my address, ss#, checking account, and work phone number, and boss's name. I gave them a fake routing number.

Don't even talk to these people, hang up immediately, the more you talk to them, the more they will call.


Submitted by Shazzers on Tue, 05/04/2010 - 06:13

Shazzers

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Hi,

This is true that payday loans are very difficult to be re payed as they are accompanied with a huge amount of interest charges which can be even much more than the actual amount borrowed.Payday loans are truly a nightmare,so even if it is required to get another loan to pay the payday loan off you should as well do that!!!!!!!!!!!


Submitted by Rebecca Miller on Tue, 05/04/2010 - 12:33

Rebecca Miller

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Quote:

Originally Posted by Rebecca Miller
Hi,

This is true that payday loans are very difficult to be re payed as they are accompanied with a huge amount of interest charges which can be even much more than the actual amount borrowed.Payday loans are truly a nightmare,so even if it is required to get another loan to pay the payday loan off you should as well do that!!!!!!!!!!!


rebecca should get counseling immediately.how can you come on a thread about a scam in INDIA,and honestly state someone should get a loan to pay not only this scam,but any other pdl.ridiculous at best.please rebecca,you're giving me a migraine.


Submitted by paulmergel on Tue, 05/04/2010 - 12:45

paulmergel

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i have been called since march 2010 from these hindu guys from california saying im being arrested for cyber theft told me they were the legal dept of easy cash usa, i told him he wwas scam... i have his direct line 8187463405 canoga park cali, unlisted , any reputable company would list their name, and come on you indian fucks with names like charles hall and dan wilson they need to give real names like leiphambeeefrreee like the rest of them.... i have reported to FTC BBB Privacy protection and the attorney general of california..... dont believe them they are just trying to steal ur money....


Submitted by on Tue, 05/11/2010 - 09:54

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