Does anyone know if CCR Associates is a SCAM or not?
CCR and Associates is a collection agency. You can read more abo
CCR and Associates is a collection agency. You can read more about them in the following thread.
http://www.debtconsolidationcare.com/identity-theft/ccb-fraud-division.html
I'd suggest that you send a DV to them.
Following the FDCPA norms, you may request your collector to sho
Following the FDCPA norms, you may request your collector to show you a proof of what you owe (your debt). The process of doing this is known as debt validation (DV). Within 5 days of your initial communication, the collector has to send you a DV notice stating your right to get your debt disputed by 30 days.
This notice must contain:
* Debt amount
* Creditor's identity
* Consideration that the debt will be valid unless disputed within 30 days
* Notification that your debt has to be verified by 30 days
* Notification that your creditor's name and address can be requested by 30 days
You can take a further look on what debt validation is all about
You can take a further look on what debt validation is all about from the given page:
http://www.debtconsolidationcare.com/validation.html
You can even get a sample debt validation letter here:
http://www.debtconsolidationcare.com/letters/sample6.html
Anna has certainly come up with a good resource. The debt valida
Anna has certainly come up with a good resource. The debt validation letter is also quite helpful. It shows you how to proceed under such circumstances.