18007721413 - whose number is this?

You go Tania. You are so great :D

I just received a message from LTD claiming they are in an asset and liability investigation for my corporation. So I called them back and they are trying to collect on a bill from Dell that has been paid for over a year. They are lying scumbags. And the old debt was under my name, not my corporations name. Her name is Sonya Jackson supposedly. Can I sue them for this deceitful tactic?

I JUST WAS REPORTING LTD FINANCIAL SERVICES IN THIS SITE:
http://800notes.com/Phone.aspx/1-800-741-2100#pvlf1evoofADkQQjJgOeq1Q

PLEASE READ MORE COMPLAINTS OF LTD FINANCIAL SERVICES,
HERE IN THIS FORUM.
http://www.debtconsolidationcare.com/collection-agencies/dv-letter.html

#1 you are probably a debt collector yourself. #2 you were obviously too busy sucking the blood out of people to notice that in none of the posts did anybody say that they shouldn't have to pay the debt that they know they accrued. They are saying that this company portfolio recovery associates is calling them repeatedly and violating the Fair Debt Collection Act. No, just because they are calling does not necessarily mean that they are harrassing you, however, more than 2 calls a day is harrassment. As is the agent cursing at you before you curse at them, threatening legal action, calling you at work or at a relatives house, or calling before 8am or after 9pm. So, get your facts straight before you mouth off and try to defend your very sad parasitic life.

THANKS, CAK.I REALLY APPRECIATE EVERYTHING YOU ARE
SAYING HERE.I HOPE TO SEE YOU ALWAYS IN THIS FORUM.
PEOPLE LIKE YOU IS A BLESSING OF GOD.
THE GOOD DEBT COLLECTOR DONT NEED LIE TO PEOPLE ABOUT DEBTS THAT DONT BELONG TO HIM AND CONTINUED
TO HARASSED THE WRONG DEBTOR UNTIL THE END AFTER
STEALING MONEY ALREADY FROM HIM A NON DEBTOR.(MY HUSBAND)
I THINK SOME BAD COLLECTORS ARE ALWAYS MAKE COMPLAINTS ABOUT CONSUMERS.IF A CONSUMER HAVE A
LEGITIMATE DEBT AND DONT PAY IS BETTER TAKE HIM OR HER TO THE COURT AND GET THEIR MONEY.
I UNDERSTAND THAT WHEN A DEBT IS A LIE IS BETTER
HARASSED AND LIE TO GET EASY MONEY.
EASY MONEY THEY GET FROM MY HUSBAND BLIND AND MENTALLY ILL AND IT IS A CRIME SO BIG BECAUSE THEY LIE AND HARASSED HIM TO GET EASY MONEY FROM HIS
DISABILITY CHECK.
BAD PEOPLE GO TO PAID EVERYTHING THEY DID AGAINST
MY POOR HUSBAND.THESE PEOPLE ARE COWARDS!
DIAGNOSIS RETINITIS PIGMENTOSA .(MY HUSBAND JOHN DOE)
"THIS PATIENT IS IN URGENT NEED OF PSYCHORAPY AND CHEMOTHERAPY ON A REGULAR BASIS".
I WANT JUSTICE FOR MY HUSBAND.

This company has reported this debt when in fact they do not own this debt. Also, they not only called and left messages that were totally nasty, THEY also called my neighbors leaving messages on their answering machines AND even had one lady to come to my home to give me a number to call. CAN YOU BELIEVE THIS? I thought there were laws against this type of harrassment.

I jsut recieved a call from these "portfolio recovery" people....didn't answer though..and I dont owe anyone anything?...Kinda odd I think.. :roll:

I CANNOT BELIEVE PORTOFOLIO RECOVERY CALL TODAY AND LEFT ANOTHER PHONE NUMBER TO CALL THEM.
69*18007721413 HAVE MANY COMPLAINTS IN WHO CALLED US EITHER.PEOPLE ARE ANGRY ABOUT BOGUS ACCOUNTS AND
ZOMBIE DEBTS AND I'M VERY ANGRY EITHER BECAUSE THE GOVERNMENT IS DOING NOTHING FOR CONSUMERS.

I am free from any old debts so I don't know why they keep calling since they often don't leave a meesage. My caller ID shows several different numbers when they call.

A few times they have left a recorded message to call them, so I called and the guy asked for my telephone number and I just thought it was a scam so I didn't provide any information to him.

There is no reason for anyone to call and try to collect a debt from me, so unless they send me a letter I will not respond to them. Sometimes I get calls for the previous person who had my phone number, therefore I think this may be why I get calls from Portfolio.

They don't leave a message stating my name or reference number - are these people scam artists?

It often happens that you will get such calls for the previous person who had your number. Otherwise, the collector has five days by law to send you written statement regarding the alleged debt.

Portofolio is calling here again!!!
I told i go to call the sheriff and put them in the jail.i think these people are thieves and they ask my husband many things.i told them i go to complaint about them with fbi.
18007721413

They told my husband that he is
Telling them the account is in his
Name and i told them he is not
Telling this account is in his name because is only in my name and is from 1991!!!
The man told my husband that i
Dont speak english and because
This my husband have to pay for
Me!!!
The new law of portofolio recovery
Associates for stealing money from
People that is a non debtor!!!

I'm not the owner of this account
Because i dont speak english.
My husband speaks and write very good
English but he is mentally ill and
He needs a woman like me.
I'm proud to be me and i'm proud
To be a member of debt consolidation
Care forum that is a great forum
And have many wonderful people,
That are talented people very
Intelligent members that are debit
Experts and really are great
Friends and i love to see all
Simplicity and love these great
Members have in their hearts.
Thanks!!!
If you need help ask here.
God bless this forum always.

I FOUND MORE ONE PHONE NUMBER HERE.
1800 383-8013(PORTOFOLIO RECOVERY
ASSOCIATES).
18003832292
1800 383 5914
1800 383 8122 ARE PORTOFOLIO PHONE
NUMBERS EITHER?
THIS ONE IS PORTOFOLIO RECOVERY ASSOCIATES

http://www.whocalled.us/lookup/8003838013

I just saw in rip off this telephone of portofolio recovery associates thieves and i cannot forgive these people because they are thieves and they really dont care to put 2 debt collectors to harassed my husband last time they call here and he
Is not a debtor.but i dont speak english portofolio
Collector said and i believed my husband have to be
Their victim always!!!
These people are already paid a 1000,00 fee when ltd 77074 and portofolio thieves took a 1000,00 from disability check of my husband.
I put the page 13(my luck number)and the luck number
Of my first guardian angel of this forum finsfan13.http://www.whocalled.us/lookup/7573216278

Http://www.debtconsolidationcare.com/ltdfinancialservices-12.html

Yesterday i received a letter from financial services fromjerry patterson from financial services in florida.first was willie barnes that didnt care
About my husband blind and mentally ill because in
The debt fair collection act is against the law
Harassed a wrong debtor,taking money from a wrong
Debtor.harassed him for 2 years and lie to him that
He goes to prison if he didnt pay them.
Ltd 77074 commited a crime against my husband and
Portofolio recovery associates is associated in
This diabolic abuse act.after 7 months of making a cpmplaint in december of 2006 to the attorney of florida and more 5 months waiting financial services to answered because i have to complaint in this fopum for they answer my complaint.
The lawyer that disapeared is not affiliated with them and he wrote me a letter like this:
"if you have retained a lawyer for this matter,please disgard this letter.i am a 2004 graduate of the florida state university college of law admmited to pratice in the state of florida2005 and member of justice of florida since 2006".my 2
Complaints forms was paid a 40,00 to notary public
And send march 7-2007 and the only answer i received was this letter (march 27-2007 in the envelope he send me. I send e mail to him and he wanted to take this case but he disappeared and didnt answered me anymore.i think he was a bad man either but he was
Trying me to helping and i didnt understand why he disappeared.
Now i know.
Look the letter i received from jerry patterson yesterday after i send all copies of (7)checks9150,00) my husband a non debtor was forced to give to ltd 77074 and portofolio recovery associates because i have both names of them in all checks my husband gave to them in an account of 1991
From nyc only on the name of tania alvarez,
July 26-2007 i received a letter fromjerry patterson from financial services of florida telling my last payment in this account was received in may 2005.
If i didnt make any payment in may 2005 and is forbid in the fair debt collection act harassed
And tell a non debtor that if he dont pay he goes
To prison and they took 7 checks illegally from
A non debtor.
This account is past sol wasnt me they harassed
And stoled money was my husband blind and mentally ill.
And portofolio recovery associates
July,26-2007
Mrs tania alvarez

SANSSLUCY YOU ARE RIGHT.
IN SEPTEMBER I GO TO SEND AGAIN NEW COMPLAINTS AGAIN
TO FTC AND THE NEW ATTORNEY BILL McCOLLUM.
i send complaints to Ftc for Ltd 77074 and now i go to
send complaints about Portofolio Recovery Associates.

I agree, get those complaints to the Attorney General's Office immediately. Since they are in Florida, they will be sucked into the whirlpool that Bass and Associates created.

Wow. After reading the battle that Tania has been fighting I am not so sure I want to call them back. I had a collection that was paid off through LTD in july 2005. A few monthes later I started getting collection letters again on that same account from other collecting companies. With each one I would refuse to pay and state the reason as the fact that the debt was paid off in july 2005 through LTD Financial. Well guess who now has that debt again. You guessed it LTD Financial. I thought well ok good I will call them they can go back in their own records and see that yes indeed it was paid in 2005 get it straightened out and all would work olut. Now I am thinking that not what will happen when I call them. The reason I know ltd is the one calling now is because i looked it up on who called us and found the link to here. Probably still wouldn't have had the number to look up if we had not been home tonight instead of at work due to the fact my mom is in the hospital. Have been getting 3 to 4 calls a day minimum from blocked and unknown numbers that leave no messages. Anyway someone was home tonight to answer the phone and take a message. The woman Jennifer just left her name and number so I looked it up to see who it was.
Tania I am sorry for what you have been going through and pray for comfort and strength for you and your husband. I hope you are able to get this resolved soon.

We should start recording conversation with LTD Fin. and posting on youtube.com and expose their tactics. Its one thing to say it happen as opposed to letting everyone hear for themself!

Ashlee thanks for your kind words.
Expose you are right about put the horrors of ltd 77074 and company "portofolio recovery associates" that have always worked with ltd 77074 like a client
Because is illegally 2 collection agencies harassed
People and they use a word "client" because they
Need to use a good cover and we can see the dirty
Work they do.
Portofolio recovery associates send letter here about a false account that really look like them.
Like ltd 77074 and like all people like them.
"authorize withdrawals from your bank account."
Fax number is 757 321 2519
I dont own this bill anymore.
This account is from 91.
The name of my husband is not tania alvarez.
God is watching everything.

Thanks anthony for always help me and help many people
In this forum.thanks!!!

LTD called me today. They did a geographic phone look up and found me with a listed number on the same street as my neighbors whom they are harassing. So they called me and lied and said my neighbors phone was disconnected and would I give them my neighbors other number(s).

I went to my neighbors and it turns out it isn't their debt. It's a business debt of someone by the same name. The debt is owed by the business and the husband has the same name as the person who owns the business. They requested for the company to stop calling them and now they've called me.

Does anyone know offhand what my rights are? I don't want to hear from them again and neither do my neighbors.

laurie

LTD 77074 IS A VERY BAD COLLECTION AGENCY.
PORTFOLIO RECOVERY "ZOMBIE ASSOCIATES COLLECTING ONLY ZOMBIE ACCOUNTS GET MORE RICH EACH DAY.
IT IS BECause some corrupts employees from government That consumers poor OR poor blind mentally ill like my husband or disability PEOPLE still Been harassed AND I HAVE 2 phone calls from portfolio recovery associates , today.
They dont scream anymore since i found this great forum but they still want money from a 1991 account
and today i get 2 calls from PORTFOLIO RECOVERY
ZOMBIE AN ASS AND I THINK IS ILLEGAL TO CALL 2 TIMES A DAY.
I TOLD "WILLIE BARNES" FROM FINANCIAL SERVICES OF FLORIDA WHAT LTD 77074 AND PORTFOLIO RECOVERY ASSOCIATES DID TO MY HUSBAND BLIND AND MENTALLY ILL.
THEY TOOK A 1050,00 IN CHECKS OF 150,00 FROM MY HUSBAND THAT WAS NOT A DEBTOR IN THIS ACCOUNT OF 1991.
I SEND ALL COPIES OF CHECKS TO THEM.THIS ACCOUNT WAS ONLY IN MY NAME:TANIA ALVAREZ.
WILLIE BARNES AND HIS FRIEND FROM FINANCIAL SERVICES OF FLORIDA DIDNT CARE ABOUT INNOCENT CONSUMERS AND I DONT CARE ABOUT HIM AND THEIR FRIENDS EITHER. FORGIVE ME GOD,I DIDNT FORGIVE BAD PEOPLE.I'M NOT A SAINT,I'M A HUMAN BEING.I'M A GOOD LADY BUT I CANNOT FORGIVE BAD AND CORRUPT PEOPLE.
SORRY ABOUT MY ENGLISH BUT I'M VERY ANGRY WITH BAD PEOPLE TODAY.

I'M ANGRY WITH BAD PEOPLE ALWAYS.
I'M ANGRY WITH PEOPLE KILLING INNOCENT PEOPLE.
I'M ANGRY WITH PEOPLE STEALING PEOPLE AND I THINK IS UNFAIR SOME WHITE COLLAR PEOPLE DONT PAY FOR THEIR CRIMES.THEY GET RICH!!!
I THINK GET RICH LIKE THIS IS A CRIME.
I'M SICK OF WHITE COLLAR CRIME.

Get that machine that sends phone numbers you know are junk to the answering machine without ringing your phone. Do Not answer the phone if Caller ID shows you the number is not someone you know. Let the calls go to the answering machine. Do NOT call back.

Answering the phone puts you on the "live numbers" list and you will continue to receive calls. Don't answer, and in three to six months the calls should stop. :P

Dear friend summer07 thanks for your
Advise.
I ignored always these calls but
Sometimes when i take the phone call
And i see is them.i hang up the phone
Very fast.
My husband blind and mentally ill that
Is cuban and speak and write very well
English is the target of bad debt collectors,
Thanks very much summer 07 i really appreciate
Your great advise.
These people never harassed me in their
Lives and these old account from
1991 was only in my name:tania alvarez.
My husband is not a debtor in this account,
Ltd 77074 stoled from his disability
Check(1050.00)and they ciontinued to
Call here their target my husband
Blind and mentally ill.
I dont forgive ltd 77074 and portfolio recovery
Associates and i'm sure god will never
Forget them either.

I'm sure god will never forgive ltd 77074 and portfolio recovery associates bad debt collectors.
My husband needs help and he dont need to be a target of bad debt collectors.
I dont think is fare to make a target a person very sick and blind.
My english is bad but i'm the only person in this world my husband get to help him.
I know people of debt consolidation care never cares about my english because they are wonderful human beings and they like people good like them.
I have a good heart and a lot of good feelings and
Because it i'm welcome here and everybody with a good heart is welcome in this blessing forum.

Everyone is welcome here. Especially you, Tsacgiv.

"TEARS CAME TO MY EYES" (KAREN 2NDBAND).
TEARS CAME FROM MY EYES EITHER WHEN I READ YOUR WONDERFUL WORDS TO ME.
THANKS ANTHONY LEMONS.

listen everyone, I am a collector,at first I wanted to
help people resolve their financial problems,but after
only a few weeks of hearing the countless lame excuses
that debtors give for not paying their bills, it made me sick, give the collectors a break,many of them are very professional. I guarentee that if you do that job for just one day you will quickly realize that most debtors are some of the biggest liers on earth.

Give me a break mr collector.
A good collector is a good collector.
The problem here is not about good debt collectors but about bad debt collectors.
Mr collector i dont like when you call my house like
Today to harassed my husband blind and mentally ill for an account of 1991 from nyc not in his name.
mr collector i hate when you tell lies about a debit that never exists to my husband blind mentally ill.
mr collector i dont like when you get angry because
I tell about you and other bad debt collectors in this forum.
Conclusion:
A good debt collector didnt care about people complaints about bad debt collectors because he is not a bad debt collector.
My brother is a collector in dallas,ny husband was
A collector in nyc and he had collected 2000 accounts every month in nyc.i know many debt collectors very nice.
Mr collector from portfolio recovery associates
And ltd 77074 and affiliates collections i dont lie!

:idea:

Portfolio recovery associates just call my house today saturday at 8;25 am and the answering machine took the call.i disconnect my phone and i gave a complaint in who called us either.
No attorney general of florida can stop portfolio recovery associates.
Financial services of florida received all 7 checks copies of my husband payments(a non debtor in this account of 1991) and they send a letter here about my last payment in 2005.
My husband have not a joint account with me in
Citibank or anywhere else.all his checks are only in his name.my husband is john alvarez and not tania alvarez and is illegally to call here at 8;25 am in saturday very early morning.

portfolio recovery associates call today 9:am and
My answering machine took the call and began to make a terrible sound like hell.
Yesterday portfolio recovery associates call 2 times and the answering machine make a terrible sound either.
My answering machine is doing this terrible sound
Only when portfolio recovery associates try to leave a message here and it is like a strong rain falling over my answering machine when portfolio recovery
Calls...

Collecting bills is a deadly game, i got out after 20 years , the country turned soft on debtors , they scream , cuss scream at you has a collector , u have bosses saying do what it takes to collect the money , thank god i got out and am now in moviesa

:shock: :shock: :roll: :roll: :lol: Collections is not hard to make money in if you know how to do your job. Regarding LTD Financial,I stuck my long nose in this topic to let everyone know they just got fined hard by the FTC for law violations.

I'M SO HAPPY BECAUSE LTD 77074 GOT FINED HARD
FOR FTC VIOLATIONS!!!
I HOPE portfolio recovery associates IS THE NEXT TO
BE FINED FOR FTC.
THANKS GREAT CAJUN!!!

:lol: :hug: :rose: :lol:
THANKS VIKAS FOR LTD FINANCIAL SERVICES POST.
THANKS FOR ALL YOUR GREAT POSTS.
THANKS TO ALL GREAT MEMBERS OF THIS FORUM FOR ALL GREAT POSTS EITHER.
THANKS!!!
I'M VERY HAPPY BECAUSE LTD 77074 DESERVED TO PAY FOR ALL THEIR CRIMES AGAINST GOOD CONSUMERS.
I TOLD MY HUSBAND AND HE IS VERY HAPPY EITHER AND
I PRAY TO GOD TO THANKS HIM FOR THIS FANTASTIC MIRACLE CALLED JUSTICE.

:lol:

portfolio recovery associates CALLS AT 8:27 AM AND THEY ARE CALLING FOR THE SAME ACCOUNT LTD 77074 WAS CALLING HERE.IF THEY TOOK MONEY FROM A NON DEBTOR HERE AND HARASSED HIM TELLING HIM THEY GO TO TAKE HIS APARTMENT
(NOT IN HIS NAME,ONLY IN HIS BROTHER NAME) AND PUT HIM IN JAIL FOR THE Same account OF 1991 ONLY IN MY NAME TANIA ALVAREZ.
PORTFOLIO RECOVERY ASSOCIATES WAS A CLIENT AND PORTFOLIO STILL CALLING HERE TRYING TO TAKE MORE MONEY FROM HIM THAT IS NOT A DEBTOR.
I THINK PORTFOLIO RECOVERY ASSOCIATES DESERVED TO BE FINED LIKE LTD 77074 AND I'LL SEND A COMPLAINT AGAIN TO FTC AGAINST THEM.

Good for you Tania!! :D

FINSFAN13 YOU TOLD ME:"REPORT THESE PEOPLE!!!"
THANKS FOR GIVE ME THIS WONDERFUL IDEA.
I THINK I NEED TO REPORT ABOUT PORTFOLIO RECOVERY
ASSOCIATES BECAUSE THEY HAVE PARTICIPATED OF THE
SAME ABUSE AGAINST MY HUSBAND HERE AND LTD 77074
AND portfolio recovery associates ARE PARTNERS OF CRIME BECAUSE THEY DIVIDED THE MONEY STOLED FROM A NON DEBTOR HERE BLIND AND MENTALLY ILL.(MY HUSBAND)
THESE PEOPLE LIE ABOUT MY NAME,TANIA ALVAREZ(PERJURY CRIME,I NEVER SIGNED ANY CHECK FOR THEM IN 2004 AND 2005)
THIS ACCOUNT FROM 1991 WAS PAID FOR A NON DEBTOR THAT WAS HARASSED LIKE HELL HERE AND I ,TANIA ALVAREZ HAVE NOT ANY JOINT ACCOUNT WITH MY HUSBAND.
NATWEST ACCOUNT IS ONLY IN MY NAME.
I USE WASHINGTON MUTUAL AND MY HUSBAND USES CITIBANK.
MY HUSBAND RECEIVE HIS DISABILITY CHECK OF 623,00 IN CITIBANK.
LTD 77074 AND PORTFOLIO RECOVERY ASSOCIATES ZOMBIE
TOOK 7 CHECKS OF 150,00=1050.00 IN 2004,2005 FROM CITIBANK.
ALL 7 CHECKS ARE SIGNED FOR JOHN ALVAREZ AND NOT TANIA ALVAREZ LIKE PORTFOLIO RECOVERY ASSOCIATES
TELL IN THE LETTERS.
I DIDNT GAVE ANY CHECK TO THESE BAD COLLECTORS IN 2004 OR 2005.THIS ACCOUNT IS PAST SOL AND IF THEY HARASSED A NON DEBTOR(MY HUSBAND) AND GET CHECKS FROM HIM ILLEGALLY IS BECAUSE THEY ARE THIEVES AND LTD 77074 GOT FINED AND NOW PORTFOLIO RECOVERY ASSOCIATES THAT WAS THE PARTNER IN THIS CRIME AND CONTINUED TO CALL HERE TO HARASSED MY HUSBAND FOR THE SAME ACCOUNT NEED TO GET A FINE EITHER FROM FTC.
I PRAY TO GOD TO GIVE TO THIS PEOPLE EVERYTHING THEY REALLY DESERVED LIKE SOME TIME IN JAIL FOR EXAMPLE.
THANKS FINSFAN13 GUARDIAN ANGEL NUMBER1.
I'LL REPORT THESE BAD PEOPLE AGAIN TO FTC BECAUSE IS A DOUBLE CRIME HERE.

ABOUT LTD 77074 PLEASE READ THIS ARTICLE IN THE NEWS:

http://www.msnbc.msn.com/id/21658386/

portfolio recovery associates CALL TODAY IN MIAMI
8:06 AM AND DIDNT SAY A WORD.
THE TELEPHONE THAT CALLED MY HOUSE TODAY AT 8:06AM IN MIAMI,FLORIDA WAS 1800-7721413.
I THINK FTC NEEDS URGENTLY TO STOP THESE PEOPLE FROM PORTFOLIO RECOVERY ASSOCIATES EITHER.
I FORGOT TO TAKE MY PHONE OF THE HOOK TODAY AND THEY WAKE UP MY HUSBAND THAT SLEPT FEW HOURS IN THIS NIGHT.
I TOLD MY HUSBAND ABOUT LTD 77074 GOT FINED FOR FTC AND PORTFOLIO RECOVERY ASSOCIATES WILL BE THE NEXT ONE TO BE FINED FOR FTC,EITHER.
MY HUSBAND TOLD ME HE DONT TAKE THEIR CALLS
ANYMORE BECAUSE THEY WANT TO DO ANOTHER IDENTITY THEFT WITH HIM BECAUSE PORTFOLIO RECOVERY ASSOCIATES
IS A CLIENT OF LTD 77074 SINCE 2004.
MY HUSBAND TOLD ME THAT IS MORE DIFFICULT TO FTC
STOP A BIG GANG VERY RICH LIKE PORTFOLIO RECOVERY ASSOCIATES.
I DONT UNDERSTAND WHY THESE PEOPLE FROM PORTFOLIO RECOVERY ASSOCIATES STILL CALLING MY HUSBAND THAT IS
NOT A DEBTOR AND THEY STOLED ALREADY 1050,00 FROM HIS ACCOUNT AND THEY WANT MORE MONEY BECAUSE
WAS EASY TO STEALING MONEY FROM A BLIND AND MENTALLY ILL PERSON.
THIS PEOPLE DESERVED GO TO HELL WHEN THEY DIE.
THIS PEOPLE HAVE A HEART OF STONE AND THEY DESERVED TO GO TO JAIL EITHER.

LTD 77074 AND portfolio recovery associates ARE 2
COLLECTIONS AGENCIES FROM HELL.
I PRAY EVERY DAY HERE AND GOD IS WATCHING THEM.
I HOPE PORTFOLIO RECOVERY ASSOCIATES GET FINED EITHER.
I HOPE MANY BAD COLLECTIONS DOING ALL TYPES OF ILLEGAL THINGS AGAINST INNOCENT CONSUMERS PAID THE RIGHT PRICE FOR THEIR CRIMES.

"EXCLUSIVE LTD FINANCIAL SERVICES EMPLOYEE POSE AS A DELL FINANCIAL SERVICE."
designertoday.com/News/4706/EXCLUSIVE.LTD.Financial.Services.Still.Being.Deceptive.even.after.1.3.Million.Fine.by.FTC.aspx

Honestly. I am a debt collector. And I have seen every scenario start to finish in this job. But to call portfolio recovery associates crooks, and liars, and say they are harassing you is a bit extreme.

They are not harassing you if you owe the money. Look at it this way...If YOU loaned somebody (lets say) 25,000 dollars, and they did not pay it back...Wouldn't you want that money back?

Also, when you sign up for that credit card, cell phone, mortgage, car or anything else that involves using your credit report to apply for, you are signing a contract saying that you have intent to pay. So the company is trusting you to pay that loan back to them.

Now...as far as saying they cant call you at 8 am. Read the rules listed in the fdcpa. The Fair Debt Collection Practices Act. It entitles debt collectors to call your house at your time from 8am to 9pm.

And to speak for myself here...not all debt collectors are bad people. Honestly, if you even gave us the time of day, and speak to us instead of yelling at us and calling us names, you would see we are just like you.

And, most companies will ask you if you want to make monthly payments just to get rid of the money you owe. If its so many years old, ask them for a settlement! They may be able to give you a great deal, and you cant get them out of your hair once and for all.

One last thing before I go...If they are calling your house, and you say you are not the person they are looking for...they will want to verify some kind of personal info. So if you are NOT the person they are looking for, VERIFY IT! Your number is taken out, and they wont call you!!

Hope this clears up some stuff for you.

Bye now.

MY HUSBAND WAS A DEBT COLLECTOR IN NYC AND HE BECAME BLIND AND MENTALLY ILL AND HE LOST HIS GOOD JOB,
HE DID NOT DRIVE ANYMORE(HE LOVES TO DRIVE IN NYC)
HIS ONLY BROTHER DIDNT INVITE HIM TO HIS HOME.
MY HUSBAND HAVE A BIG FAMILY BUT SINCE 2004 WHEN HIS MOTHER DIED NOBODY CALL HIM ANYMORE.
MY HUSBAND'S WORLD WAS CUTTING IN PIECES AND I WAS THE ONLY PERSON BESIDES HIM(I'M HIS WIFE SINCE 1983).
ANY BAD PERSON THAT HARASSED AND STEAL MONEY FROM MY HUSBAND BLIND AND MENTALLY ILL HERE IS NOT MY FRIEND BECAME MY ENEMY.
DO YOU THINK BE A BLIND PERSON IS EASY?
DO YOU THINK IS EASY TO BE HIM?
DO YOU THINK A NON DEBTOR BLIND AND MENTALLY ILL DESERVED TO BE HARASSED EVERY DAY,NIGHT,WEEK END AND HOLIDAYS?
I CARE MORE FOR MY HUSBAND THAN FOR ALL OF YOU TOGETHER FROM portfolio recovery associates AND LTD 77074 AND I REALLY DONT CARE IF ARE OFFENDED AND I REALLY DONT CARE ABOUT YOU.
ANOTHER THING IMPORTANT I HAVE TO SAY HERE IS THAT I REALLY CARE FOR THE WONDERFUL PEOPLE IN THIS WORLD,LIKE MY FAMILY AND ALL GREAT MEMBERS OF THIS FORUM AND GREAT GUESTS EITHER.
A GOOD DEBT COLLECTOR WILL NEVER CAME HERE TO TELL ME I'M WRONG ABOUT PORTFOLIO RECOVERY ASSOCIATES OR
LTD 77074.