PDLs Online In Texas...Help!!!!!!

Hello KatietheGreatie,

From your query it is clear that you are on the verge of Payday loan default. But always try to avoid default, otherwise both the payday loan lender as well as your financial institution will charge NSF (Insufficient Fund Fees) from you and consequently your cost will magnify.

Hence, the first thing you can do is to follow 7 Steps to Become debt free and avoid default. Through this you can guide yourself to become debt free.

If your need is Urgent and want Expert help then you can opt for debt consolidation. It will help you by consolidating all 5 of your payday loans into one so that you can payoff your accumulated debt in affordable monthly installments. You can go through the following forum for a clearer idea: -
http://www.debtconsolidationcare.com/forums/about2430.html.


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Regards,

Phoenix

Hello KatietheGreatie and welcome! I'm sorry to tell you this, but there is only one sure way to stop the withdrawals, and that is to close your account, it sounds like you've already decided to do so. If that isn't an option, then tell the bank to put a hard debit block on your account. Before you close your account, read this information at the link below. http://www.debtconsolidationcare.com/paydayloan/close-account.html

Please do not let any of these pdl's know you are going to close your account, until AFTER you have done it! I will post your pdl laws shortly. Hang in there, you have come to the right place, there are people here who will be able to guide you through this. :)

You will find the Payday loan laws for Texas here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

In Texas, most pdl's are actually CSO's. The laws posted above would not apply to these companies.


Of the companies you've listed, Payday One, Cash Net USA, and ACE are for sure CSO's. Think Cash is an installment loan, so totally different laws for that one.

Dinero I will have to check, I haven't heard of them before.

Thank you all...I am just about to call my bank and put ahard block on there so I can close it out as soon as I am able to do so. The dinero one is listed by my bank as DINERO INV FUNDI LOAN PPD
I have been having anxiety attacks trying to figure out how to get out of this. I don't want to cheat anyone, I just got in over my head! Thank you!

I also have a pay day loan from Dinero and can find no web site for this lender to figure out how to pay it off. In May you responded to "KatieTheGreatie" that you were checking on them. Have you found anything so I may contact them? Thank you.

Name: Dinero Xpress # 17

Address: 5773 E Highway 83, Rio Grande City, TX 78582
5773 E Hwy 83
Rio Grande City, TX 78582
File Number: 20080062
Status: Initial Registration
Expires: 6/12/2009
Account Bond: 5018735
Surety Company: SURETEC INS CO
Additional Locations: 0

Is that the company? It is a storefront in Texas . . . .

I don't think so, I'm in Chicago and I can't find any record of ever signing anything for this loan. I think I'll place a stop payment and see if they contact me.

Yeah, it wouldn't be that one . . . .

If it's an internet place, and they have no website or way to easily contact them, odds are they are going to be unlicensed.

This ppd have been taking money out of my checks since november i'm tired of this. i need help to stop then .i only got 300 from they got at least 900 back just from taking from my bank account

Are you in TX?

What is the name of the payday loan company?