How can I get out of the mess created by Freedom Debt Relief?

If you would like to speak with someone at Freedom Debt Relief you may call us directly at 1800-655-6303 and request to speak with a member of the management team otherwise any customer service agent will be willing to assist you.

[QUOTE]
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Unregistered Replied on 04-24-2010, 10:37 AM

Sub: Robert Blomberg 786 360-6542
Quote:
Originally Posted by Anonymous
As the Founder of Freedom debt relief, i take offense to a competitor taking 'pot' shots with fake testimonials (as Rise Above Debt Relief did above and in even more eggregious and unethical posts elsewhere).
Anyone that wants to see our customer service statistics (average 99% of calls answered in under 30 seconds in March, and less than 10 seconds of client hold times) or resolution statistics (FDR settled over 3,764 in the past month - how many did our so called competitors resolve?)
We work hard for our clients. Always did, and always will. Call me directly if you have questions.


Call who?
[/QUOTE]

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If you feel as though you have been mislead,you can also check with your State Attorney General office, they are actively involved in monitoring the industry.

I work for FDR in the customer service department and this is not a typical result. FDR has served over 75,000 clients with over 60,243 account resolutions in 2009 alone. I would suggest if your neighbor doesn???t feel he was serviced properly he should contact FDR???s customer service department directly at 1800-655-6303.
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Kinda funny to watch the owners and employees of such "credible" places like FDR go back and forth with other companies on a message board like children. Kind of speaks to the professionalism of the company--no? Just a tip from a former FDR employee (got out after 3 weeks, if I wanted to join a cult then I would have found one), don't even think about giving them any of your money--it's all lies, lies, lies.

i did some searching back in dec 09 and i talked to several debt settlement companies, asking for their fee structure etc. searching for info online at ftc and other govt sites, it plainly tells you to stay AWAY from any settlement company that charges their fees upfront (other than maybe a few hundred dollars as a retainer fee to begin), but you can expect to pay a small monthly maintenance fee, but that they should NOT charge you any other fees until they ACTUALLY do a settlement. also each state has their own laws about the max percent fee they can charge you (ex: 13% of savings per settlement). in my state the max is 10%, and the 3 firms i checked with all charge 15 or higher.
one firm told me that they do not send out notices to creditors that you are under their program until AFTER they collect the first monthly payment. well, this is a bbb accredited firm, attorney backed, etc. we provided our info, received email to go to the website and sign in to officially be in the program. within 48 hours, after reading all the fine print on the website, we decided the fees and details were not acceptible. we called and cancelled our enrollment. mind you this was dec 09. in late march we received 2 notices, one on each of our discover cards from zwicker & assoc stating that they were handling our DFS accounts and to contact them. we didnt know who the heck DFS was, so i called asap and inquired. found out it was discover.. we had NEVER missed or been late with our discover payments, and accounts were still open (so we thought). well, the lady at zwicker told me that discover had received a letter that we were enrolled with debt settlement firm and they do not do business with them, so they closed the accounts and sent them to zwicker immediately after receiving that notice from ds firm. boy were we mad! i explained to them what we had done and that we were NOT enrolled in the program and that they should never have gotten the accounts. i went off on zwicker and hung up, tried to call discover bank,and kept getting sent back to zwicker but would hang up. i called the ds firm and blasted them, as they had to have sent out that letter immediately (within the 48 hours)after we enrolled and before we cancelled. they sent me a copy of the second notice they sent to creditors stating that we had cancelled our enrollment.. what got me is the fact we enrolled and cancelled in december, yet discover didnt get the first letter until late MARCH ! however damage was done, and discover customer service couldnt help me, as they account was locked out to them, and i had to deal with their atty based collection agency.
since i talked to 3 different ds firms, and being burned by one of them, every so often one of the others calls to see if we are ready to enroll with them, they slam other firms, and do everything they can to try and pressure you into signing with them.. there is NO WAY i will even consider working with a ds firm now! i would rather file bankruptcy than to deal with them ! they all charge way too much in fees and create a worse credit nightmare for consumers. we can settle our own debt for FREE, no fees! but we do have to tolerate dealing direct with creditors and listening to phones ringing off the wall.
so keep in mind that all banks DO NOT work with these ds firms.

I am not sure if this is a competitor attempting to slander FDR or a malicious
employee, but I have been working with FDR for over 1 year and feel very good about the company and the number of people we help every day. This statement does not reflect the truth about FDR and its shared values and we pride ourselves on the highest standards for our clients.[QUOTE]
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Unregistered Replied on 06-07-2010, 04:02 PM

Sub:
Kinda funny to watch the owners and employees of such "credible" places like FDR go back and forth with other companies on a message board like children. Kind of speaks to the professionalism of the company--no? Just a tip from a former FDR employee (got out after 3 weeks, if I wanted to join a cult then I would have found one), don't even think about giving them any of your money--it's all lies, lies, lies.
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My husband is going through Freedom debt and they have not done us any good. They never call back when they say they are going to. We were told a lot of things that they would do and haven't done. We were told they would start to negotiate once they had forty percent when we got into the program the one account was $8000 now it's $10.000 and my husband was served with papers to go to court. They have over forty percent and have not started to negotiate. This is the second one we are going to court for they did the same thing with the first one. So I would like to ask Brad where is our help you said you could give us.

[QUOTE] Quote:
Originally Posted by anonymous [URL="http://www.debtconsolidationcare.com/forums/../forums/showthread.php?p=419568#post419568"][/URL]
for those that are for freedom debt relief, you obviously have not done your research with fdr or perhaps work for them and that's why you're defending them. They are a rip off!!! Who charges a service fee before they work for you? That should be a big red flag for those who are considering joining this agency. They take your money for as long as they can and they only settle your small accounts. Your big accounts are the ones that end up in a courtroom and they settle your account for the same money you owed in the first place. To make matters worse these judgements stay on your credit report for at least 7 years or until you pay the debt off. So what does fdr really do for you? I'm not talking because i'm a jealous competitor as many of these comments say, i was simply a victim and i don't want others to be sold a dream of your credit being in good standing after 3 years of dealing with them....it's pure bs!!! I wish i would have found out sooner what a scam this agency is, but it took a year before i realized what was going on. Fdr is being sued left and right, their latest lawsuit was in colorado (march 2009). If they were such a great agency as some of these commentators say...then why are they being sued? I'm taking drastic measures and even writing to the state attorney of new york. I hope freedom debt relief rots in hell!!!! How dare they take people's money knowing the rough times people are going through! For those that feel stuck if you're in the program...ur not. Speak to a banruptcy lawyer for "free" and they will help you.

"Quote"
all companies charge a service fee. Name one that doesnt. Its not a red flag, its a service. Thats how it works. [/QUOTE] [COLOR=black]FDR does charge fees for its services, as stated in our contract and during phone calls when people sign up for our program. If you are a client and have not been serviced properly please contact FDR's customer service department.[/COLOR]

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Good evening,

I'd like to tell about my experience both positive and negative in the 15 months I was part of the Freedom Debt program. In the end I had 3 accounts which had gone legal over a 6month period. In the end I cancelled the program in the middle of June as I was to be served with a summons from Cap One. I filed Chapter 13 and wish i had done it a year and a half ago.

Positive experiences with Freedom:

1. They always answered calls quickly and recapped every call at the end.

2. They appear to be a good choice if you only have a few 5 or less 3000 or less settlements. They settled a total of 5 of my 14 accounts during the 15 months and was in the middle of a 6th.

The positives aside here are the problem area.

1. The first four months were mostly their main fee which I understood and was fine with. There is then about 2 or 2.5 years of a monthly fee in my case around 190.00. Most of the settlements were drawn out over 5 or more payments. This left very little money each month for new settlements and made me have to keep increasing the monthly withdrawal amount.

2. They were not always consistant with the dates they withdrew the money for settlements. They claimed to do them earlier to get them paid off quicker but in reality this did no such thing.

3. Towards the end when it was getting rough and 3 accounts went legal they transferred to advanced collection but essentially this changed nothing other then me having to be transferred each time I called to talk about it. On at least 1 occasion a settlement was made without enough funds to even start the plan. This made my account negative at the time a fee was charged for this happening.

4. Though customer service was very quick and efficient, when problems arrose I literally got 3 different stories from 3 different reps.

5. I did not receive timely emails or communications after the first settlement or two regarding the account being settled or settlement being completed. Customer service called me once or twice in the first 4 months to see if I had any concerns etc but that stopped after that point.

6. At the time that I cancelled the program I had about 1200 in the dispersal account. I had 2 Cap One accounts legal with the same local law firm. One of them was less then the 1200 I already had but no negotiations ever occurred even after I called in to let them know.

7. I got notice of lawsuit, cancelled, filed chapter 13 well to my unpleasant surprise while going through my Credit Report to fill out necessary paperwork not 1 of the 6 settlements showed correctly on any of my 3 consumer credit reports. I never was provided with any sort of proof of the settlements in writing other then 1 small legal account which was settled after me calling in day after day to get it worked on.

This made things difficult and still is as I was not sure to include the 5 accounts in my BR due to them not showing settlement. Anyway, in conclusion, I believe Freedom to be useful in the case of smaller accounts where you do not have a large amount of CC debt to settle. There is simply not enough money accrued with the fees etc to get to CC collection companies for settlement in a time quick enough that they do not go legal. I believe with many accounts you are better looking at other options like Chapter 13.

All of this said it was not a totally unsatisfying experience just kind of disorganized and incomplete. I see the 2.4% legal account number above and was told that as well but had 3 accounts go legal in 6 months. Two of these were with a supposed non aggressive collector in Cap One.

Anyway my money was refunded in a prompt manner from the account setup for withdrawal so no issue there.

Hopefully this is a constructive review for those thinking of going this route.

Thanks

Quote:

[QUOTE]
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Unregistered Replied on 07-07-2010, 06:36 AM
[URL="http://www.debtconsolidationcare.com/forums/../forums/newreply.php?do=newreply&p=720269"][/URL]

Sub: #[URL="http://www.debtconsolidationcare.com/forums/../forums/showpost.php?p=720269&postcount=67"]67[/URL]
Quote:
Originally Posted by anonymous [URL="http://www.debtconsolidationcare.com/forums/../forums/showthread.php?p=419568#post419568"][/URL]
for those that are for freedom debt relief, you obviously have not done your research with fdr or perhaps work for them and that's why you're defending them. They are a rip off!!! Who charges a service fee before they work for you? That should be a big red flag for those who are considering joining this agency. They take your money for as long as they can and they only settle your small accounts. Your big accounts are the ones that end up in a courtroom and they settle your account for the same money you owed in the first place. To make matters worse these judgements stay on your credit report for at least 7 years or until you pay the debt off. So what does fdr really do for you? I'm not talking because i'm a jealous competitor as many of these comments say, i was simply a victim and i don't want others to be sold a dream of your credit being in good standing after 3 years of dealing with them....it's pure bs!!! I wish i would have found out sooner what a scam this agency is, but it took a year before i realized what was going on. Fdr is being sued left and right, their latest lawsuit was in colorado (march 2009). If they were such a great agency as some of these commentators say...then why are they being sued? I'm taking drastic measures and even writing to the state attorney of new york. I hope freedom debt relief rots in hell!!!! How dare they take people's money knowing the rough times people are going through! For those that feel stuck if you're in the program...ur not. Speak to a banruptcy lawyer for "free" and they will help you.

"QUOTE"
all companies charge a service fee. Name one that doesnt. Its not a red flag, its a service. Thats how it works. [/QUOTE]

FDR does charge fees for its services, as stated in our contract and during the phone calls when people sign up for our program. If you are a client, please contact customer service.

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Unregistered Replied on 07-21-2010, 12:51 PM

Sub: #[URL="http://www.debtconsolidationcare.com/forums/../forums/showpost.php?p=725940&postcount=72"]72[/URL]
Quote:
Originally Posted by Anonymous [URL="http://www.debtconsolidationcare.com/forums/../forums/showthread.php?p=724268#post724268"][/URL]
I work for FDR and the settlements you speak of are not typical. We are very fortunate that we are able to obtain great settlements for our clients as you can see on our website. There are exceptions sometimes and this may have been the case. We are very committed to settling our client’s debts in a short period of time for as little money as possible. You are correct, there is a possibility that an unpaid account may go in to a “Legal” status although that possibility is roughly 2.4% of accounts. If you would like to discuss your account please contact customer service.

I would love to but no one at customer service has answers for us they say they will call back and they don't call back. I paid off the last one that went to court and one other. I don't have the money for this one! They got there fees up front and paid one little one off. How is that fair? They say they start trying to settle at 40% that has not happen and now it has gone from $8.000 to $10.000 [/QUOTE]

FDR does charge fees for its services as stated in the contract. Fees and interest charged by your credit card company are determined by the original creditor and your contract with them. This is also advised in your contract with FDR that those fees and interest will still apply.

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[QUOTE=Anonymous;753345]If you want people to call you directly, then why are you listed as 'Anonymous' and do not provide your full name, Official Title, and contact telephone number??????? I would LOVE to talk to you because I have an ongoing account that has been in 'negotiations' now since January, 2010 and I'm in a full blown Court battle (on my own, Pro-Per I might add) due to the incompetence of one of your 'so-called' Advanced Collection Team Negotiators! I can't even get her to communicate DIRECTLY with me, I've been lied to about the status of my current account, AND it should have NEVER gotten this far in the Court system if AT ALL.
So .......... IF you are who you 'say' you are, SHOW YOURSELF and be accountable. Remember, what goes around comes around - it's called "Karma" and those of you who hide behid the evil guise of 'helping those in financial trouble' just remember - It could be YOU someday and then you will suffer the same as you make other suffer today or something worse that might just come your way per the "Big Plan" from the "Big Guy". Please contact me at [email]blosborn4@aol.com[/email] and I will be readily available to speak with you directly and off public posting websites. Let's see what you're made of..........[/QUOTE]
The person who you are referring to, states that they are a founder of our organization and encouraged you to call him directly. I will email you with my direct contact information so we can discuss your program and this particular account. FDR prides ourselves on helping our clients through their difficult financial times and although we cannot stop a creditor or anyone from taking you to court we will assist you and all of our clients to the best of our ability.

I would call 866-833-6398 they don't take any upfront fees and you pay the creditor directly and they only charge a small fee after the settlement letter is sent directly from the creditor or it's agent. They can settle between 20-35 cents on the dollar.

I work at Freedom Debt Relief and we offer a phenomenal product. I would encourage
consumers to shop around for the best product.

[QUOTE]Anonymous
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anonymous Replied on 10-04-2010, 08:43 AM

Sub:
I would call 866-833-6398 they don't take any upfront fees and you pay the creditor directly and they only charge a small fee after the settlement letter is sent directly from the creditor or it's agent. They can settle between 20-35 cents on the dollar. [/QUOTE]

I am disgusted by these fools! They settled two of my credit cards with small balances-$1000 and $1200 within a few months. But the big one-$23,000 was never settled by them because it was written off 6 months after collection attempts-and FDR didn't even know this until 2 years later. To add insult to injury, thir so called FEES were over $4,000, DON'T use this company. I wish I hadn't and I know now that there are others who will charge reasonable fees and do a much better job for you.

To anyone involved with Freedom Debt Relief.....GET OUT!!! My wife and i were facing an enormous amount of debt due to medical bills and loss of jobs. We tried EVERYTHING we could possibly think of and then enrolled with FDR. We paid around $800 to them for close to 10-12 months and got NO settlements from any creditor. In fact, we were handed law suits by 3 different creditors. We had to get rid of FDR and hire a bankruptcy attorney. We are now involved in a class action law suit against FDR in which we may be entitled to a refund of all the fees we paid to them. They are dirt, scum, and ripping you off.

[QUOTE]Anonymous
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Ripped Off Replied on Today, 11:02 AM

Sub:
I am disgusted by these fools! They settled two of my credit cards with small balances-$1000 and $1200 within a few months. But the big one-$23,000 was never settled by them because it was written off 6 months after collection attempts-and FDR didn't even know this until 2 years later. To add insult to injury, thir so called FEES were over $4,000, DON'T use this company. I wish I hadn't and I know now that there are others who will charge reasonable fees and do a much better job for you. [/QUOTE]

FDR does charge fees for their services which are disclosed upfront prior to joining the program. Once you have saved sufficient funds FDR will work to negotiate and settle your debt for less than what is owed. FDR openly discloses they do not make monthly payments to your creditors and does not make regular contact with your creditors until sufficient funds have been saved.

If listed in ernst & young it is because they are milking the public and yes they are b i g money makers.

Sorry - I have to agree with many of these complaints. I'm at the end of my run with this company - I've already paid an additional 6 months and I had to settle a $5,800 account separately because they "missed" it. An attorney's office was serving me when I found out it had been missed. FDR said sent me to their legal department who said "sorry, once it goes that far we can't do anything but help negotiate payments" So, on top of the monthly payments to FDR I am also paying on an additional account that was part of the initial accounts handed over to this group. One of my accounts started with an approximate balance of $400. When they paid it off it had increased to almost $826 and they settled for $372. Trying to get through these last months has been frustrating. Each person I speak to gives me a different answer on my last 3 accounts. Who knows when those will be paid off. The people at Customer Service are very, very nice, but as I said, everybody's answers are different so who knows what is true and what isn't. On the upside, they did prevent me from having to file bankruptcy which I appreciate.

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Sub: #[URL="http://www.debtconsolidationcare.com/forums/../forums/showpost.php?p=781537&postcount=84"]84[/URL]
[URL="http://www.debtconsolidationcare.com/forums/../forums/newreply.php?do=newreply&p=781537"][/URL]

Frustrated FDR client Replied on 12-18-2010, 08:40 PM
Sorry - I have to agree with many of these complaints. I'm at the end of my run with this company - I've already paid an additional 6 months and I had to settle a $5,800 account separately because they "missed" it. An attorney's office was serving me when I found out it had been missed. FDR said sent me to their legal department who said "sorry, once it goes that far we can't do anything but help negotiate payments" So, on top of the monthly payments to FDR I am also paying on an additional account that was part of the initial accounts handed over to this group. One of my accounts started with an approximate balance of $400. When they paid it off it had increased to almost $826 and they settled for $372. Trying to get through these last months has been frustrating. Each person I speak to gives me a different answer on my last 3 accounts. Who knows when those will be paid off. The people at Customer Service are very, very nice, but as I said, everybody's answers are different so who knows what is true and what isn't. On the upside, they did prevent me from having to file bankruptcy which I appreciate.



[/QUOTE]

Unfortunately a small number of accounts enrolled in to the FDR program can be sent by the creditor to a be collected on by a law firm. FDR is fortunate enough to have a team of negotiators that specializes in legal negotiations. Should you like to discuss your specific situation please contact FDR’s Customer Service department.

I was with Freedom for 2 years I paid $466 a month with $138.44 going to service fees every month. They guaranteed they would help me, promised every credit card company works with them. Freedom wound up cancelling me because Chase won't work with them theygave me back $4000 and kept $3322 in fees. I negotiated with chase for 25%. Freedom is made up by liars and thieves DO NOT USE THEM!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

I am a current client with Freedom Debt Relief, and have been since Aug of 2007. We have given your company 27K dollars to settle our debts. Month after month paid 1K towards our settlements, only now 3 years into it to realize your company has not heald up it's end of the bargain! We almost lost our home due to the enormous amount of money we in good faith gave you to settle our debts. AND what did you do? Pocket it! Only 10K of debt has been settled, I have 2 remaining accounts, one that you let DOUBLE itself to a whopping 36K dollars!! And now my husband and I are being told that we are to continue to keep paying your company until 4/2012. In which time we will have paid you 43K dollars for an original enrolled debt of 48K!
This is not half as was advertised, this is not anything even close! Your Director of Customer Service has no class, he actually laughed and told me that his draft of over 1000 dollars amonth had nothing to do with us almost losing our home. Plus he can not add, has no explanation for the numbers and the 9K plus missing? Oh and by the way I can not print the FDR client portal information of my accounts...so I took pictures of the screen. Why? Why can not print my own information, or why do not gewt monthly mailed statements? Perhaps the reason is simple...so no one can see the FRAUD YOU ARE COMMITTING!!! DO NOT SIGN UP WITH THIS COMPANY< AND BY THE WAY THEY OPERATE UNDER MANY DIFFERENT NAMES! THEY ARE NOT BBB APPROVED! THey have an F!!! RUN, RUN, AS FAST AS YOU CAN, LIARS!

I wholeheartedly agree...they are making millions off of us. They are currently being sued by their clients enrolled from 2004-2010. They are being investigated by Attorney General of NY, and they settled in 2008 for a million dollars...NOT BECAUSE THEY ARE INNOCENT!! DO NOT SIGN ANYTHING FROM THESE PEOPLE! SHAME ON YOU BRAD STROH AND ANDREW HOUSER...STANFORD?! ALUMNI SHOULD BE ASHAMED!

Seriously what a bunch of crap! You KNOW what you are doing to people. You are not sorry...The Customer Service is a joke! The Director is an arrogant, obnoxious, idiot who talks "down" to you, in order to help you understand what they have done. The ONLY BIG PROBLEM is it DOES NOT make any sense becuase it is manufactured numbers and LIES!!!! So the continuous run around and BS gets really old. I imagine it is pretty difficult to say"Hey, we are robbing you blind, don't care at all about you, are squeezing you for every dime, and then we will toss you to the other waiting wolves" Yep that is what they would have to say...IF THEY TOLD THE TRUTH!!! DO NOT BELEIVE ANYTHING THIS COMPANY SAYS! THey oiperated under other names, change addresses, and are theives! Shame, shame on you!

Yeah because they are Sales Driven Company! They make money by getting you to sign away your miserable life with them. It is a total misnomer" Freedom Debt Relief", should be called "SUCK YOU DRY" for the vampires they really are....


NEVER EVER SIGN UP WITH THESE PEOPLE, IT IS NOT ONE CUSTOMER, IT IS ALL>>>CLASS ACTION LAWSUIT CURRENTLY HAPPENING!!

You got it! 100% RIGHT!
I have contacted the BBB, the attomeny general of CA, NJ, NY, and the FTC. Also the counsel for the lawsuit...make sure you get yourselves put on the TRIAL LIST like we did!
LIARS AND THIEVES, committing fraud, screwing people, heartless, arrogant scum!

"Oh my" FDR you really are laughable...posting BS again we can all see.

http://online.wsj.com/article/AP9170cc4cf29e47858541da8c1356ad50.html

http://online.wsj.com/article/AP9170cc4cf29e47858541da8c1356ad50.html


Calif. debt-relief co. paying $1M in NY settlement
Article

ALBANY, N.Y. ??? A national debt-relief company has agreed to pay more than $1 million to end a New York state investigation into its practices and to refund more than 5,000 New Yorkers who enrolled in its program since 2003, Attorney General Eric Schneiderman says.

Freedom Debt Relief, based in San Mateo, Calif., misled debt-saddled consumers about the amount of money they would save and the services it would provide, taking profits in upfront fees and leaving people further in debt, Schneiderman said.

"This office has zero tolerance for those who prey on the vulnerable to make a profit, and will continue to root out the kinds of deceptive practices seen in this case," he said.

Andrew Housser, company chief executive, said it provided data showing they had settled more than $1 billion of unsecured debt nationwide, including more than $60 million for New Yorkers.

"We obviously disagree with the way the attorney general's office read the data FDR provided. ... This closure puts the matter behind us and gets us back to our focus: getting the best possible resolutions for those consumers who are most in need," he said.

The company did not admit or deny wrongdoing in the agreement signed March 3.

The company agreed to pay $1.1 million to former customers, offer current customers refunds if they withdraw from the program, and pay $100,000 in penalties to the state, he said.

The agreement noted that Freedom Debt stopped requiring upfront fees last October, conforming to a new Federal Trade Commission rule that changed the landscape for those promising to help people with debt problems that burgeoned in the nationwide recession. Ongoing investigations by the state are focusing on whether debt-relief companies are breaking that rule.

Investigators found the company said it would negotiate directly with its customers' creditors, promising to reduce total debt by 40 percent to 60 percent. Customers made monthly payments to a designated account, from which the company deducted fees, while they quit paying creditors directly. When they were unable to meet the required monthly deposit schedule they were dropped from the program.

The attorney general's office reported receiving 5,455 consumer complaints last year about debt collection, credit card billing and debt settlement, second only to 7,024 complaints about Internet issues including privacy, spyware and consumer fraud.

Last month, the office announced actions against Buffalo-area debt collectors who preyed on military personnel and others, including the misdemeanor fraud conviction of one collector, $145,000 in civil penalties against two others and banning an attorney from the business.

Jennifer Givner, spokeswoman for Schneiderman, declined to say Tuesday how many other debt-relief companies are under state investigation.:rolleyes:

:rolleyes:

My wife and I paid over $800 per month for @ 10 months! The entire time we were "assured" that our accounts were being settled. We received 3 lawsuit notices in the mail and had to fire Freedom Debt Relief and file bankruptcy...which was honestly much easier and we are much better off today for doing it! Yes, it's on our record - but we have learned to be alot smarter. I cannot wait to see what the lawsuit against Freedom brings. I hope they go down.

[QUOTE]Unregistered

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Sub: #[URL="http://www.debtconsolidationcare.com/forums/showpost.php?p=807537&postcount=87"]87[/URL] Lies of FDR...all LIES!
Replied on 02-27-2011, 10:58 AM
[URL="http://www.debtconsolidationcare.com/forums/newreply.php?do=newreply&p=807537"][/URL]

[COLOR=#000][/COLOR]
I am a current client with Freedom Debt Relief, and have been since Aug of 2007. We have given your company 27K dollars to settle our debts. Month after month paid 1K towards our settlements, only now 3 years into it to realize your company has not heald up it's end of the bargain! We almost lost our home due to the enormous amount of money we in good faith gave you to settle our debts. AND what did you do? Pocket it! Only 10K of debt has been settled, I have 2 remaining accounts, one that you let DOUBLE itself to a whopping 36K dollars!! And now my husband and I are being told that we are to continue to keep paying your company until 4/2012. In which time we will have paid you 43K dollars for an original enrolled debt of 48K!
This is not half as was advertised, this is not anything even close! Your Director of Customer Service has no class, he actually laughed and told me that his draft of over 1000 dollars amonth had nothing to do with us almost losing our home. Plus he can not add, has no explanation for the numbers and the 9K plus missing? Oh and by the way I can not print the FDR client portal information of my accounts...so I took pictures of the screen. Why? Why can not print my own information, or why do not gewt monthly mailed statements? Perhaps the reason is simple...so no one can see the FRAUD YOU ARE COMMITTING!!! DO NOT SIGN UP WITH THIS COMPANY< AND BY THE WAY THEY OPERATE UNDER MANY DIFFERENT NAMES! THEY ARE NOT BBB APPROVED! THey have an F!!! RUN, RUN, AS FAST AS YOU CAN, LIARS!






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Sub: #[URL="http://www.debtconsolidationcare.com/forums/showpost.php?p=807538&postcount=88"]88[/URL] Liars and thieves!
Replied on 02-27-2011, 11:02 AM
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I wholeheartedly agree...they are making millions off of us. They are currently being sued by their clients enrolled from 2004-2010. They are being investigated by Attorney General of NY, and they settled in 2008 for a million dollars...NOT BECAUSE THEY ARE INNOCENT!! DO NOT SIGN ANYTHING FROM THESE PEOPLE! SHAME ON YOU BRAD STROH AND ANDREW HOUSER...STANFORD?! ALUMNI SHOULD BE ASHAMED!






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Sub: #[URL="http://www.debtconsolidationcare.com/forums/showpost.php?p=807542&postcount=89"]89[/URL] Liars!
Replied on 02-27-2011, 11:09 AM
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Seriously what a bunch of crap! You KNOW what you are doing to people. You are not sorry...The Customer Service is a joke! The Director is an arrogant, obnoxious, idiot who talks "down" to you, in order to help you understand what they have done. The ONLY BIG PROBLEM is it DOES NOT make any sense becuase it is manufactured numbers and LIES!!!! So the continuous run around and BS gets really old. I imagine it is pretty difficult to say"Hey, we are robbing you blind, don't care at all about you, are squeezing you for every dime, and then we will toss you to the other waiting wolves" Yep that is what they would have to say...IF THEY TOLD THE TRUTH!!! DO NOT BELEIVE ANYTHING THIS COMPANY SAYS! THey oiperated under other names, change addresses, and are theives! Shame, shame on you!






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Sub: #[URL="http://www.debtconsolidationcare.com/forums/showpost.php?p=807545&postcount=90"]90[/URL] Liars!
Replied on 02-27-2011, 11:15 AM
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Yeah because they are Sales Driven Company! They make money by getting you to sign away your miserable life with them. It is a total misnomer" Freedom Debt Relief", should be called "SUCK YOU DRY" for the vampires they really are....


NEVER EVER SIGN UP WITH THESE PEOPLE, IT IS NOT ONE CUSTOMER, IT IS ALL>>>CLASS ACTION LAWSUIT CURRENTLY HAPPENING!!






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Sub: #[URL="http://www.debtconsolidationcare.com/forums/showpost.php?p=807549&postcount=91"]91[/URL] LIARS and THIEVES
Replied on 02-27-2011, 11:20 AM
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You got it! 100% RIGHT!
I have contacted the BBB, the attomeny general of CA, NJ, NY, and the FTC. Also the counsel for the lawsuit...make sure you get yourselves put on the TRIAL LIST like we did!
LIARS AND THIEVES, committing fraud, screwing people, heartless, arrogant scum!






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[LEFT][LEFT]Liars

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Sub: #[URL="http://www.debtconsolidationcare.com/forums/showpost.php?p=807550&postcount=92"]92[/URL]
Replied on 02-27-2011, 11:23 AM
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"Oh my" FDR you really are laughable...posting BS again we can all see.







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we have been with FDR for almost 2 years they have taken close to $12,000 from us. and has paid off one dept of $1,800. we are now being sued by a company so we called FDR and they said they can't help us with this company. even tho we listed them 2 years ago with them. now that they are suing us we are on our own. can we get any money back that we have paid FDR if we Quit them? this is a mess and I'm so sick about this. Shirley

Please give me your phone number because have I got a story for you. I joined Debt Freedom Debt Relief a year ago. I had 5 creditors enrolled in the program. Guess how many accounts they settled in 1 year . . . 1 account for $800. My monthly draw was $602.00! Please tell me where my money went? I know, it went to pay all the thousands of people to answer your phones in less than 5 minutes. I called many times about the inaction on my accounts to no avail. I had neighbors harrassed by phone calls from my creditors and I also received a summons! I called about the summons and they email me paperwork on how to answer the summons! This is what I was paying for. Don't fall for their wonderful story of debt relief, all they do is wait it out while you are harassed with phone calls, people knocking on your door, calling your relatives and neighbors. I did everything they told me to do and they settled one account. The smallest account I had with them. Don't fall for it. I got out and the day I stopped payment on the auto withdrawal, I settled 3 accounts.

[QUOTE]
skdp

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Sub: #[URL="http://www.debtconsolidationcare.com/forums/../forums/showpost.php?p=851640&postcount=96"]96[/URL] freedom debt relief mess
Replied on 04-30-2011, 11:20 AM
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we have been with FDR for almost 2 years they have taken close to $12,000 from us. and has paid off one dept of $1,800. we are now being sued by a company so we called FDR and they said they can't help us with this company. even tho we listed them 2 years ago with them. now that they are suing us we are on our own. can we get any money back that we have paid FDR if we Quit them? this is a mess and I'm so sick about this. Shirley


[/QUOTE]Without being able to pull up your program and review all of your enrolled accounts it is difficult to be specific regarding your situation and we would love to be able to clarify and help you out as much as we can. Your debt settlement program is specifically designed for people who can no longer make monthly payments on their accounts. Although legal action does not happen often, the debt settlement company cannot prevent legal action by creditors. This does not mean we stop working for you when it happens. FDR will continue to negotiate on accounts and at times it helps bring the creditor and us to a negotiated settlement for our clients to avoid judgment and garnishment. If a direct settlement is not possible, we will guide you through the process. For further questions or review of your specific situation call customer service as there is a specific team available to assist you with these issues.

[QUOTE] FDRvictim

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Sub: #[URL="http://www.debtconsolidationcare.com/forums/../forums/showpost.php?p=867133&postcount=97"]97[/URL] my story with Freedom Debt Relief
Replied on 05-19-2011, 12:31 PM
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Please give me your phone number because have I got a story for you. I joined Debt Freedom Debt Relief a year ago. I had 5 creditors enrolled in the program. Guess how many accounts they settled in 1 year . . . 1 account for $800. My monthly draw was $602.00! Please tell me where my money went? I know, it went to pay all the thousands of people to answer your phones in less than 5 minutes. I called many times about the inaction on my accounts to no avail. I had neighbors harrassed by phone calls from my creditors and I also received a summons! I called about the summons and they email me paperwork on how to answer the summons! This is what I was paying for. Don't fall for their wonderful story of debt relief, all they do is wait it out while you are harassed with phone calls, people knocking on your door, calling your relatives and neighbors. I did everything they told me to do and they settled one account. The smallest account I had with them. Don't fall for it. I got out and the day I stopped payment on the auto withdrawal, I settled 3 accounts. [/QUOTE]
First of all I would encourage anyone posting on a blog site not to divulge any personal information like a phone number. As far as our program at Freedom Debt Relief, we have helped 90,000 clients and settled over 1 billion dollars in debt, so I can confidently say we are doing something right. I assure you that our service department is here to provide just that, service. If you have any specific questions why an account was settled over another one or at anytime you want to know the status of any account please do not hesitate to call us. Unfortunately, many people do not get into debt overnight and we cannot resolve it that fast either. But we do work diligently in our clients corner to help them through this process.

We have been with Freedom Debt Relief for over three years now and are waiting for our last of twelve cards to get resolved. We could not of ever taken this journey without them. Yes it was hard and yes we got a lot of collection calls and even was sued by one of our companies a year into our journey. However if you realize that it will take time and follow the program you will have success. They helped us send an answer to the court when we were sued and helped negotiate a settlement with the law firm. Anyone who thinks that getting out of debt should be an easy process has not taken ownership of their situation. We say all the time that Freedom is designed to teach you to live within your means so that you won't find yourself in this situation again. Thank you to every helpful person at Freedom.

Freedom financial is a big scam they do not help all they care about is getting money out of you. they come up with one big lie after the next. do not trust them.

You guys at freedom financial should do everyone a favor an close up shop you are not wanted with your big scams and lies .Freedom Financial should be ashamed of them selves for ripping off hard working Americans.Everything about this company is a scam .YEAH RIGHT EVERYBODY CAN GET OUT OF DEBT IN THREE YEARS.WITH NEW DEBTS AND LEGAL ACTION AGAINST YOU AND TAXES ON THE NEGOTIION THEY GOT YOU.Wish i never heard of this company. I WANT MY 2000 BACK.FREEDOM FINANCIAL GO TO HELL WHERE YOU BELONG