nationwidecash.com

washred3

Which state are you located?

Register so we may PM you.

Florida..I have sent them the Florida Law and also have filed complaints against them with the Florida Dept of Finance, Attorney General of Florida and of New Mexico.

You need to stand your ground and demand in your letters that they mark you paid in full and follow up with the agencies you have filed your complaints with. How long has it been since filing the complaints?

I received a letter from the AG of florida and I finally have a case # from the Florida Dept of Finance Regulators and I am still waiting for a response from the AG of New Mexico. I asked Nationwidecash.com for a copy of the so contract so I can forward it to the Florida Regulators and also a breakdown of why I still owe them $420.00 on a $300.00 loan that I have paid $360.00..have yet got a copy of the contract..

Follow these links.

http://www.debtconsolidationcare.com/forums/deal-oc.html

http://www.debtconsolidationcare.com/settlement/licensing-requirement.html

Request for an itemized statement so that you can review the charges and fees tucked by the company.

I would continue to stand your ground and demand that they mark you paid in full. If you have to send the letter by e-mail and faxing it multiple times a day do it. You have paid way over the principal and legal interest rate allowed by law. I just read an article about NM taking a hard stance against the internet pdls in their state. I'm going to try and find it, and I'll post the link.

I received the letter about wire fraud, and about my employer could get sued for me using their computer..I e-mailed them back and told them to please do their homework, that I did not request anything from them on my work computer and it was on my home computer and I had proof of it. Their letter is a computer generated letter..

washred3

They cannot charge you are your employer with fraud,wire fraud,bad checks,arrest,felony or anything else. Nationwidecash is hoping you will say..."Oh please Nationwidecash man,I'll send you the money you are extorting from me,just don't get me in trouble!"

The "letter" they gave you is generic,everyone receives them.

Don't buy it!!!!! You have already paid what you owe!!

I agree..the woman there needs an attitude adjustment class..that letter did not phase me at all..She e-mailed me today and told me the calls will not cease and I can contact anyone I want, but that doesn't matter because the loan is governed by NM. I told her to please send me a copy of the contract that the Regulators and the AG would like to view it. She said they would settle on $300.00..I don't think so as far as I am concern I have paid them in full ($360.00)

Also washred3,consider this. Any "Investigation" would be an extreme cost to them. It's not worth the $300.00 they are shaking you down for!

I agree..what are they going to get out of an investigation anyways..I paid them the principal + more

I am sure the NM AG would like a copy of their threatening letter in reference to the suing of a employer for the use of their computer to get a loan...

washred,

It sounds like you are doing the right things so keep up the good work. It may take a little time to hear back from the AG's office in either state. Have you sent a copy of the threatening letter into the AG's office? If not, I would follow up with this ASAP. I heard that from a different internet lender when I defaulted on a loan. I'm glad you realize that it is a scare tactic. Hang in there :-)

I just got the fax yesterday..they faxed it to my office..I am sending the letter tomorrow and also copy of the last 2 e-mails...

Do you have a physical address for Nationwide Cash? If you do, I would send them a certified letter with return receipt required stating that you can no longer accept phone calls or any type of correspondence at work. This way you will have proof that they received the letter. Also quote your state laws in the letter. Check out Polly's blog because she has a great template letter for such a situation.

I am also dealing with these guys. Scott Williams threatened to have me arrested I quickly told him that I was recording the conversation and that I knew he could not arrested me than he sent me to a lady with the fraud department who also tried to threaten me till I told her I was recording it than she sent me to Jimmie Blake the compliance manager who I have been exchanging emails with he of course told me they did not have to abide by Arizona laws and that he would settle for $300 I said really because you told me earlier in an email that you would settle for $250 and he was like oh than I'll settle for that. I had talked to someone at the NM AG's office who told me that they had to abide by my states laws I just need to find the persons name if anyone else has a name please send it to me. Well he said he would investigate Scott for threatening to have me arrested. I told him as I had overpaid the first loan and I would pay the second principal if he gave me a refund for the first. I also asked him why their website states they do not lend in certain states if they are allowed to go by NM laws. He also said he never received my complaint from the NM BBB I said I would be happy to re email it.
Anyone have any ideas?

Meinaz - don't let them threaten you..have you received their wonderful letter on about using your employers computer?? I told them to do their homework before they send out letters like that and it is also against the law to send out those letters. I filed complaints against them to the AG NM, AG of Florida, FTC, Florida Dept of Finance Regulators etc..They told me that they don't have to follow other states laws, and it says so in their contract..I told them to please forward me the contract and why now they want $420.00 more from me since I have paid $360.00 on a $300.00 loan..no response yet, so I can forward it to the AG of NM and Florida, and the regulators.

This company is being investigated by other states from what I read..

Who here has spoken with "Mr. Mitchell" at Nationwide...ooohhhh ME ME ME!!! What a CHUMP! Don't let them intimidate you, they just blow alot of hot air!

Collection Laws are FEDERALLY, not state mandated. I retained Langhorne Law to deal with them. Once you inform them that you have retained counsel to represent you, they are not allowed to call you any more. They are not going to call your boss/ friends etc either because contacting a third party is also in violation of Federal Law and then you would have a witness to their crime

"They told me that they don't have to follow other states laws, and it says so in their contract.."

Any contract can be nullified if it is in violation of Federal or State Law. A contract is not a get out of jail free card when it comes breaking the law

They are also being investigated by a few states, also they don't think they have to following state laws, but I found out that in Florida a PDL (store front & internet) have to be registered or licensed in Florida and I found out they are not..I got a phone call at work from Lynne today and I asked her if she wanted to talk to the Florida Regulators and explain why she is still trying to get $420.00 out of me when I have paid them $360.00 on a $300.00 loan and she said she did not have to talk to anyone. I also told her that she is not suppose to call me at work and that I was advised (which I was) to have everything in writing via e-mail or US Postal service.

here is the address I use for Nationwide to submit my money order to each month, they are cashing the money orders so the address must be correct

Nationwide Cash.com
Ambassador Financial
314 N. Riverside Dr
Espanola, NM 87532

Washred, Stand your ground and dont let these people intimidate you. They are so full of scare tatics it amazes me. Just like Roadwarrior said its not worth it to them. Take Care and keep posting. KYSIDE38

kyside38 - I am standing my ground, they don't intimidate me..I paid the balance and plus..I received a letter from the AG of NM and they will look further into my complaint against Nationwide Cash. Their contract says they have to follow UNITED STATES LAWS and NEW MEXICO LAWS..last I checked my address I do live in the United States..I know FL is the tip of the south, but we are still considered the US..thanks for all your support, this forum has helped me and many others out...

Washred, Good for you. It takes people like you to hopefully shut these vultures down. Good Luck to You. KYSIDE38

Thanks kyside38..we do need to put these people down, they don't want people to pay early that is why no one can't get ahold of them..they want to collect the fees..that is gouging, and that is against the law too

I had talked to someone at the NM AG's office and they told me they had to go by my states laws but now I cant find that persons name!!!! Anyone else talk to the NM AG's office?

no, but I wish I did if you find it let me know..I received a letter today from the NM AG's office in reference to my complaint, it just said they would investigate..

Here's what I heard...Dial extension 101 or 102 (the one that isn't Dennis Williams himself) at Langhorne Law and you will reach the owner of Nationwide Cash/Ambassador funding.

Pretty Serious Stuff. How do you know? Reveal what you know. KYSIDE38

Are you for real. Dennis is really helping people and they are actually getting results. Or are you from a PDL spreading slander against him for helping people get out of the trap. I am suspicious of your post and the purpose behind it. I believe I read posts from you before.

Did you say slander?? Call the phone number and try both extensions. Do it right now, before he has a chance to cover his tracks.

EXT 102, somebody by the name of David F states he is not available to take the call and to leave a message, nothing about this company. EXT 101 just says that the party isn't available to leave a message. How do you get this is the owner of the pdl?

Steelers1--

I believe "The Watcher" is trying to intimidate people so they won't retain Langhorne Law(Dennis Williams) because whoever this person is, knows that Dennis is aware of their scare tactics and he also knows that the majority of these internet pdls are not licensed in the borrower's state. "The Watcher" is probably working for some pdl company and they know that their days are numbered and they can't afford to have any more complaints to the AG's office. I believe Dennis is helping people and not taking them for their money. For instance, look at Suehoneybee's situation; Langhorne Law was honest with her. If Dennis was out to make a quick buck, he would have taken he money.

I posted a thread for Dennis, I know he will respond to it.

I'll check into this 102 thing. I inherited a top-of-the-line phone system when I took over my office space, so perhaps its something leftover from that. I don't have anyone named David working for me. As far as I know, though, I've got every unused extension pointing to my desk.

I just got my IT guy out of bed to check this. 102 had been set to forward calls out of the system altogether and we missed it when we programmed in my numbers and extensions. It's now been fixed.

Thanks Dennis, I had a difficult time believing what the Watcher was saying. I think you are honest and straight forward with people and have a sincere desire to help them escape the pdl trap. :D

There is a famous quote and for the life of me I can't remember who said it, (Martin Luther King Jr I think???) But it goes:
"If they are shooting at you, than you are doing something right"
So I guess this is someone taking a shot at Dennis. He and his staff are doing a great job for me so far.

This is a response I have received from Nationwide Cash:

Quote:

my principal was $300.00 and I paid $360.00

Washred, I would take this to the authorities. They are threatening you. One place to get in touch with is the FBI. I would also phone Attorney General. This is WRONG!!!!! People should not be allowed to do this. Keep us Informed. KYSIDE38

Wow! That is pretty over the top. You need to send this information to the Attorney General of Florida AND New Mexico. New Mexico may have loose usury laws but I'm sure they do not condone this kind of behavior from companies that call their state home.

Do what kyside said! Get in contact with the AG and go to the FBI. These people just don't get it. They seem to think they are above the law. You also need to get in contact with the NM AGs office and file a complaint and send a copy of this e-mail. I spoke with the regulator regarding one of my pdls located there and she and I both discovered that they weren't even licensed to lend in NM either. NM will look into your complaint as well.

And by the way, NM will tell you that Nationwide has to abide by YOUR state's pdl laws, so they will not receive the "back up" they believe they will get. NM will tell you what I said, Nationwide has to follow the consumer's state's pdl laws.

Washred, New Mexico Attorney General Patricia Madrid Phone 800-678-1508. Ask to speak to consumer and antitrust division. Hope this helps. KYSIDE38 :D :D

Here's another good contact, her name is Evette, (I think-Gonzales) (505)476-4566. She is the one who helped me out.

thank you all so much..I did file a complaint with the AG of NM and Florida..I received a letter from the AG of NM and they will investigate. I am going to forward this e-mail to them too. I told Lynne at Nationwide cash that threatening is Against Federal Law and I will report this. I will keep you all posted..thanks again for all your support

Nationwide just doesn't give up..my latest e-mail from them. I have paid my principal plus 60.00

Quote:

I guess this is just another scare tactic. What does Nationwide cash look like showing up in court when they gave you a loan with not being licensed in your state. Have you filed a complaint with your AG's office?