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Profina Debt Solutions – is it a good company to manage debt?

Submitted by on Mon, 10/27/2008 - 07:00
Posts: 202330
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The other day one of my friends suggested profina debt solutions to me. Anyone here has any prior experiences with this particular debt management company?

Please advise.


Profina debt solutions or Incharge debt Solutions address and contact numbers
2101 Park Center Dr Ste 320, Orlando, FL 32835

Ph- +14072917770

Websites -
w w w. incharge. org

w w w. inchargedebtsolutions. org


Submitted by on Mon, 12/01/2008 - 22:53

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I was really pleased with the company's debt consolidation and services!! I started with 4 credit cards and slowly but surely knocked out each one through their program. I didn't have ANY problems whatsoever in the approx 4 years I was enrolled!! I would definitely recommend them!! If the quality of services have diminshed from the year 2000 to 2005, when I was using them, I am not aware of it!! One thing which was good, the monthly fee was set based upon how much you thought you could pay and not a flat rate fee (don't know if this is still the case).


Submitted by on Mon, 01/05/2009 - 17:24

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After using their services, my advice to anyone thinking about going to InCharge would be to stay far away from them. Call you creditors yourself and arrange to make payments. InCharge has absolutely no clout with companies, and will take your money to make the same monthly payments that you could send for free.
InCharge has a laundry list of companies who WILL NOT work with them, including both of the credit card companies that I called them about.
That little fact didn't stop InCharge from telling me that these two companies work with them all of the time, and I later found out that neither company talked to my InCharge "representative"--and would not deal with them even if they had called.
InCharge took an "account fee" to make payments to them, which constituted fraud. Also, there is no way that the payment schedule/time frame that they gave me when I called would ever pay down the debt that I had. It's a hook to get you to sign up.
The California Attorney General's office banned Profina from doing business due to their unethical business practices. Then Profina changed their name to InCharge (as if this changed anything) in an attempt to get around the AG.
Two years into their "program" I found out about their practices (scams) and began making the payments directly to my cc companies.
I then found out that all of the so-called groups who put the "seals of quality" on the InCharge website are run by InCharge board members--unbelievable.
And finally, to the Profina/InCharge employees who troll the 'net posting (bogus) positive claims about the company, I am not affiliated with any debt consolidation company.
I am just hoping to prevent other people from being scammed by these crooks, and they are CROOKS, because by the time they get there, many InCharge clients have been put through the financial and emotional wringer (divorce, etc.), like I had been.


Submitted by on Thu, 01/22/2009 - 15:25

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A few years ago I was in debt for about $25,000 in credit card bills. I was at the end of rope ane had actually considered suicide. I was deperate and started crusing the net and found Profina. I called and the began setting up a payment program I could afford. Some of the cards even deducted the interest rates and other lowered thye amountn I owed. I had to cut up all of my cards which was hard at first. aIAt took me 4 or 5 year tom pay it allmof but I am now debt free and do not have a credit card. The key to success is to stay away from the credit cards they are bad news.


Submitted by on Mon, 05/17/2010 - 17:21

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