2239875200 - Does this number belong to Cash Today Limited?

just remember it is in the uk who is calling and doing all of the scams... and they are not in this contry so you cant do anything besides not answering the phone or changing the number.. or you could tell them the CIA or the british intelligent is on there case... that is what worked for me...

They are wanting me to give them $100 to settle on a $200 loan, which would be fine EXCEPT I have paid them $35 every two weeks for over six months now. Sigh. But the first two payments were $75 and $65 -- so, I think they got enough money from me.

Yep that is GFSIL! I recognize the 442 number...THEY ARE TOTAL SCUMBAGS

:twisted:
We have had the same problem at our job. They keep calling for one of our Employees and she has no idea who they are. I have asked the (repeatedly) to stop calling because she can't take any personal calls at all. Today was the last straw. They called asking for her and I hung up. They called a second later and I told them we had fired her because they kept calling for her after we told them we would take such actions because their calls were becoming UNBEARABLE! They called 6 more times after that. I don't know who they are, but if you want to file a law suit, message me. This is ridiculous.

I had a loan with Cash Today for the amount of $200.00. I was told that they will deduct the amount from my checking account, for two consecutive pay periods, when the payment was due. That was back in May of 2006. I then went through a consumer credit counseling agency, who is helping me quite a lot. They told me that I will need to put a stop payment on the loan, because it will be consolidated, with my other loans. Last month, March 2007, I received a call from a representative from Cash Today Limited, stating that because of the interest accrued from the loan, which I did a stop payment on, that I now owe them $1000.00!!! I was floored. I explained them my situation, and they tried to negotiate a "deal" with me by lowering my payment to $600.00, with a payment plan. They gave me an address, in Nevada for a Western Union Moneygram or Quick Collect. I told them that I would see what I can do. Therefore, In order to get them to avoid harrasing me, I logged on to the Western Union website and was about to send them the first payment. However, I could not find their address. I contacted an operator with Western Union, and they told me the address or listing did not exist. I then did my research on Cash Today and came across this website here. If I get another phone call from them, I will send them the cease and desist letter. I will never apply for another payday loan, especially on line.

File a complaint with your AG..This company is fraudulant and does nothing but extort hard working people! How much did yuo pay on this $200 loan???

I too am being harassed by these morons. Today, I received a call from 442084922780 at approximately 12:45 p.m. As soon as I answered the gentleman, claiming that his name was "Ollie" or something like that. I could really understand him because of his accent. When I answered, he asked for me by my first name only, which from what I am told is illegal for debt collectors to do. I advise this gentleman to stop calling my job because I was not going to sit at work and discuss any personal business because it was against company policy. He started yelling and screaming at me "asking me when am I going to pay them." I told him that if I owed them anything please send me an invoice. He told me that he could not send an invoice. When I asked him why, he could not give me an answer. I told him that do not call my job anymore with that nonsense and he told me that he will call as many times as it takes me to pay their bill. After I hung up he called back and I asked for a supervisor and for the name and address of the company. He told me that if I called him back he would give me the name of the company and the name of his supervisor. After he started getting nasty with me I hung up again and he called my work number 11 times back to back within a 3-minute timeframe. I am sick of these people and I will hunt them down. I did some research and discovered that under the Federal Trade Commission's Fair Debt Collection Practices Act, one you tell a credit to stop calling you at work, they must stop calling immediately. Also they must send you something in writing indicating what you owe to the company. While I am typing this message these jackasses have call my job a total of 16 times in 3 minutes. These people are absolutely insane. I am going to contact the Attorney General's office in Maryland to see what remedies they can recommend. I work in a law firm and I am told that you can sue companies for harassing you like they do. If I come across any helpful information, I will post it for everyone's use.

That number is also related to GFSIL

Does anyone have an address for GFSIL?

GFSIL
1005 Terminal Way Suite 110
Reno, NV 89502
Phone 877-280-2337
Fax 877-280-2330

Its just a 'shell' location. They are actually located in the UK

MissD, pdls are illegal in Maryland, so get your complaint in to the Attorney General's office ASAP. You have done nothing wrong, but rather this company for loaning monies to a Maryland consumer.

You are so right--these people are complete,utter morons. And the only way you are going to get them to leave you alone is to file a police report. I know, because I had to do it.
These people are so crazy that they actually called me on Thanksgiving--and I also got calls at home and at work.
I am so sick of these offshore companies that think they are above US law!

I am thinking about going with T & C. Is this a good idea?

A man named Andrew called me today..opening up the conversation with "where are you, bast#$%?" I was like..what?? He told me that the police were coming for me right now..and he hoped I liked jail. He called me 8 more times before he finally told me what company he was calling from. I explained to him that i wanted to resolve it and asked him for moneygram info and dollar amount..he hung up on me!!...
Finally after 25 harrasing calls from him, another guy called me and told me that he was a police officer from Fl. and that he was being sent out to get me..lol..I live in CA. Anyways, I was finally able to seriously talk with the second guy..and I paid my bill this afternoon..but..what the heck is up with this company..they are seriously whacked!!!

Moxy, what they did to you is illegal. What company was he calling from, Bass and Associates? You should report them to your local police department and the FBI for impersonating a police officer. I am glad that you did not take them seriously. These companies and their illegal tactics have to be stopped.

Hate to be a wet blanket here, but just because you paid the bill doesn't mean that they won't be calling you again, so don't be surprised if it happens. Did you get anything in writing showing that you are paid in full?

I agree with Ks..Be prepared. If you paid by money order or check make sure you keep all receipts. You'll get it worked out, though..Congratulations on paying them off. And like Sassy said..Report these creeps!

Has anyone been able to determine what company has hired this collection agency to harrass people?

I wish it was so simple! CashToday isn't a collections agency but its own IPDL and is offshore.

So these AzzHats have been stealing from people under this name for a minimum of 2 years and under other names prior too. To make matters worse the authorties in the UK will not get off their


**** and do something about it.

Here is the down low which you can figure out if you read the entire 45 page post, other post, speak to various agencies including but not limited too NV Attorney General, FTC, BBB and your local attorney general. Basically no matter what they tell you on the phone they are operating illegally inside the US. They will make all kinds of threats but none of them hold water. The person I am helping has been told by multiple collecters that they will go to prison, they will be fired from their job, they will be killed in their own home, they will be prosecuted in other countries and so on over a supposed $500 debt.

The scam they are running is they will call and call and call and call until you give in and pay them. Their problem is that is the only thing they can do. THEY HAVE NO LEGAL POWER IN THE US. They can not sue. They can not touch your credit report. They can not file any criminal charges. They have no underground connections to attack you in your home. They can not garnish your wages. The reason they can do none of these things is because they have to come to the US courts to do it and once they do they will have all kinds of agencies all over their butts.

The best advice is do not take cash advances from any company period. If you have fallen into the mix with these guys the best advice in my opinion is to simply hangup when they call. Do not participate in dialogue with these clowns. My friend receives various numbers of calls. Some days he will receive none and some days he will receive 20 in a row then he might go for a month period and recieve none. Remember that THEY HAVE NO LEGAL POWER IN THE US. Remember that they used your weakness of needing $200 dollars to steal your information so they could harrass you. Also you should change whatever contact infomration you can. If they call your cell get a new number. If they call your home get a new unlisted number or use a cell only. If they are hitting your bank account close it and follow up with the bank to make sure no charges are being inccured. Remember that this is illegal activity and is considered banking fraud. You are not responsibile for the charges or the multitude of over draft fees a bank might try to stick you with.

Their biggest scam is they try to harras you at work. I have advised my friend to hang up immediatly when he receives a call at work from these clowns. If they call 100 times he hangs up 100 times. I have advised him to inform those he works with that he a victim of fraud and has had his information stolen and they are now harrasing him over the phone for money so if anybody in the office receives the phone call they know not to give any information and to immediatly hang up.

Whatever you do, do not give them your banking information period. If you want to try and settle do it with money order only after they have sent you a settlement aggrement. Send it via certified mail. It is very difficult getting them to settle since really all they want is to keep charging your bank account. Keep all receipts and records. I am a stubborn SOB so I would not pay them a penny since I know they have no means to collect but if you want to settle I would settle for no more than 300 dollars which is the initial $200 + some fees. Keep in mind they probably already hit you for a bunch of fees until you closed your account.

Good luck and be strong. Tell them to F off and hang up.

[color=Red]****Adult term removed - Jason[/color]

Amen!!
Only thing I would add to that is this: Immediately file a police report in your town! These morons are operating out of Terminal Way in Reno, so make sure something is sent to Reno police.

Yeah lets take this company down! I hate GFSIL and they are the most evil of all companies! They were just fined 50 grand and told to stop using Reno NV as a lender address!

Let's do it sister!!

Has anyone had problems with money above and beyond what these %ricks claim that you owe? I'm about to just pay the damn thing, but I'm hesitant about giving out a bank account number-they claim that is the only way they can do this. I'm being harrassed daily at work, and it is beginning to anger everyone.

Will they leave me alone if I just go ahead and authorize full payment and let them take it?

The AG I spoke to said they had been fined a lot more than $50,000. Its more like $50,000 per complaint but the fines are not sticking since they are trying to fine a company that resides outside U.S. borders. The BBB has something like 100,000 complaints on these clowns. Thats why they can not sue though. If they even try they would be slapped with so many fines as soon as they stepped foot in the court room. Actually it would probably be worse than that for them because what they have done is criminal. I suspect they would get jail time if they were taken into custody.

What we need to do is figure out a way to cost these guys money. I am curious how much it cost them to make a call to someone they are collecting from and also how much it cost them to receive a call on there 800 line. Another option is to try to shut down all their phone lines inside the US and to shut down there place of business in NV. I am not sure how to go about this or how hard it would be. Another idea I had was to sign that NV and UK address up for every peice of junk mail that exists. If we worked together we could have that mail room flooded with magazines and advertisements. I've already signed them up for about 100 mailings but we need 1000x that.

DO NOT GIVE THEM ANY BANKING INFO! They will just dip into your account whenever they want! TRUST ME on this!

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My phones are pooled at work. The hang up option is fine on the cell, but the work harassment will cost me alot more than the 700 they are asking for. I have the money, I just want to make sure this stops.

That was my post BTW Dollars.....

Can't we get Interpol on these guys or something? LOL

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That is why they insist that you use a banking account..if you send them a money order they cannot scam a bunch of money from you!

I just found this forum when I was search for an address for Cash Today. If only I had know about all the problems this company has caused I would have never taken out a loan from them. I want to pay them off as soon as possible without encouraging any harrassment from them. So far they have taken out three "extension" fees strarting at $80 and say they decrease the fee by $5 every two weeks on my pay period if I don't call them to pay it off. What is the current status on them? Is there a contact person that I can just e-mail and ask for the payoff so I don't have to speak to anyone that will just harass me?

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Thank you for the info. I wish there was more that can be done to put these idiots out of business. There has to be international lending laws in place that should be enforced. How can a company get away with unlicensed lending via internet? I see that they operate out of the UK. Is there a government office where consumers can file a complaint or do they have to be UK residents? I see that much has been done here in the US to make complaints but the problem lies across the ocean.

I have just wired 400 dollars to them after recieving an email verification from Cash Today that my loan is paid in full. I will keep you informed as to whether they stop the work harrassment. We will see.

I personally closed my bank account right after the money was deposited 6 months ago; I recieved no email, phone call or other alternative for contact to verify the terms or contract, so I got worried RIGHT AWAY, and closed the account.

Immediately after the account was closed, I recieved just one phone call, asking me to wire 300+ dollars to satisfy the debt. My response was that I would do it (I take responsibility for my own stupidity), on the condition that they sent me at least an email detailing my loan and ways of contacting them. They never did and I didn't send the money.

5 months later (roughly last week) the phone calls started. Constant, and the more I hung up, the quicker they called back. I hate giving in, but given my work situation, I had to settle with these guys.

Cash Today is not under any US jurisdiction so the FDCA does not apply, and filing any kind of suit against them would be highly diffucult, but I'm guessing possible.

At this point, they seem willing to work with you, albeit with the terms of a 1000% apr. I paid double the principle, and that sucks, but I literally couldn't take the work calls. I probably wouldn't lose my job, but I can't bear it personally.

If anyone needs to contact them, forget the addresses you might find- the Reno is a front for paperwork, and I doubt any UK address is long lived.

Call 1-800-435-9660 and ask for a manager. Forget trying to get a name; I had one conversation where his name changed in the course of the phone call from Patrick to Alan. Personable guy actually, but the last call I made he called himself Chris. In my case, I just told the truth....I had 400, no bank account and I was willing to give it to them in exchange for an email documenting that the loan was paid in full. Finally, I got it. Go MoneyGram.

I apologize to all of you for giving in though....I know in goes against alot of advice I've seen...correct advice at that.

Sometimes you have to do what is best for your individual situation . . . . . .

Anyone familiar with the Office of Fair Trading within the UK?

This outlines some of the same rules the FDCA does, and definately prohibits the practices of Cash Today.

This post is 47 freaking pages long. We as a group retain countles pages of phone records, even more bank records, and enough address and phone numbers to track down these dogs, take them to court in their own country, sap any resources they could ever dream of and come away with an end to this. At the very least someone will get to see London. It's an awesome town!

I need anyone interested to email me.

Unfortunately that presents a problem. I really have no way of knowing who is with me and who is against.

But something tells me I'll be able to tell.......

send your email to email address removed per forum rulesI am serious and I am absolutely ready to pounce.

Problem being the Office of Fair Trading is there to protect UK citizens from this kind of company. They are lending to US citizens, so the company isn't hurting people in the country it's located in. So the UK would have to spend time and money on something that doesn't even affect it's citizens. There are no laws specifically addressing this situation. It's one of the reasons the US government warns that you shouldn't take out loans with foriegn countries . . . . .

The other problem is I seriously doubt many have the money to hire a lawyer in another country . . . . Have you called one yet to see if it's even possible?

I think a better bet is flooding the UK with complaints about this company . . . . It's free, and if they get enough maybe they will take action.

I'm not saying it's not a good idea what was posted above, I just don't think any lawyer would want to take on the case. There is no international laws regarding this sort of thing, so what laws did they break? They broke various US State laws, and probably federal too . . . . .

Do you have the number to the Office of Fair Trading? I would like to be prepared. I haven't received the phone calls but I haven't offered to settle with them yet. So far they have taken three "extension" fees out of my account each time decreasing by $5. I don't know if they are justifying that as going towards principal or what. I am so nervous about attempting to settle with them. I don't want them calling me period.

Last week, I received a call from someone by the name of Rayniel, from the same number. This time, he stated that he is calling from HBS Services, on behalf of Cash Today Limited, and wanted me to send a payment via Western Union. I still cannot find their name at all through Western Union. In other words, they are scam artists. In addition, I faxed the cease and desist letter to them, yesterday (16 May2007). Now, someone by the name of "Mike Brown,"with an Indian accent, called me at my work, stying that he is calling from the legal department of Cash Today Limited. He spoke very fast and I had to tell him to slow down. He stated that he wanted $100.00 deducted from my checking account on the 15th of each month. He also stated that they do not accept Western Union. I even told him that I no longer have a checking account, that I receive paper checks. He told me to open a checking account, by the 11th of June 2007, so the deductions will take effect each month. I told him that I will mail money orders. He became a bit argumentive, stating that they need to deduct from a checking account. I fugured that I was getting nowhere with him. I need some advice now on how to get him and the other reps from his company to stop harrassing me.

I am dealing with them now. Last week I emailed them a cease and desist letter taking away any rights they had to anything. I told them the account was closed. Outlined my payment plan per money order. I told them they had 24 hours to reply, I heard nothing. Today I get 1 call I told him he was not call me here and hing up. The second she tried to be my friend, I knew the number so I asked where she was calling from and she told me. I repeated they were not to call at work and hung up. They called once more I just didn't pick up. Friday I will send the money order with the letter once more. They are getting what I send them and that is it. Thanks to this forum I have learned that they cannot strongarm me anymore.

Good for you--and if they harass you anymore, start documenting and file a police report immediately!

They have actually called me about 5 times this morning. I have caller ID at work and I just kept picking up and telling them home number please. They have stopped calling. When I first got the phone he said his name was John and he was "investigating my loan". Funny thing in Rhode Island we have a news reporter who does what they call "Call for action" She is doing payday loans tonight. They called again. I hung up.

I just filed a report with my AG and the FTC. I again faxed the letter I sent them telling them not to call me at work only at home.

Good for you!

Your TV station's doing PDL's?? That's great--and make sure they expose this sleazy company!!

At this rate they keep it up they will be paying me (like that would happen)

They just called again like 10 times in a row...I told them to call me at home he said you are not there. I said leave a number and I will call you back. He said then call me right now and I said no when I get out. He said I will be gone home by then I said oh well not my problem. He did mention the letter I sent him.

As far as I know that is what my mom told me. I have a meeting so I will tape it and watch it later. I may even call this reporter after I see what is said.

One of the local TV stations in the city whereI live is covering a story on payday loans tonight too. I think it would be good to expose the illegal lending practices of this company and how they harass their customers. Internet payday lending, especially those that are offshore, needs to be exposed because they are NOT complying with state and federal laws. This may lead to better regulations of this type of industry.

I just refaxed the cease and desist letter bolding and blowing up the part about where to call me and where not, but I have a feeling it won't work.