2239875200 - Does this number belong to Cash Today Limited?
Date: Mon, 08/22/2005 - 06:53
Submitted by bewitched_4_U
on
Mon, 08/22/2005 - 06:53
Total Replies: 881
I have told her about 20000 times NOT TO continue calling me at work and she just yells at me and tells me she'll keep calling until I pay them.
PLEASE HELP! If anyone knows an address for them that I can give to my attorney I would greatly appreciate it!
kidding
i was kidding the thing is they harra me as welll and they are the big looters...i have paid them 2000 dollars for the 200 dollars loan ...they kept on debiting my account for 79 every 2 weeks ...and when i saw my bank statement i came to know...can any one tell me how can i recover the money
While I was reading your previous two posts, I thought that you
While I was reading your previous two posts, I thought that you had the answer. LOL
Well, everyone here will suggest you to explain the situation to your bank and insist them to place a dispute with the company. In most cases, the company fails to verify the charges. In that case, you hold a strong case against them and this will help you to file a lawsuit against them.
I too am getting phone calls at work only my situation is a bit
I too am getting phone calls at work only my situation is a bit different. I told them to debit my account on 3/17/06 in the amount of $279.00, they did not deduct it until 2/23/06, now they say I have to pay an extension of another $279.00. Wrong answer!! I have contacted my local attorney and sent them a certified letter. I hung up on them today and he called me right back. I notified my supervisor prior to them attempting to contact her. Good luck to all who has to deal with them. Wish me luck too.
Contact your local AG office and file for harrassment as well as
Contact your local AG office and file for harrassment as well as find out if they are licensed to do business in your state. Having the Ag office on your side will keep these calls from happening.
Cash today limited
Pollyandsay composed a wonderful 22 page letter to send to the principal of cash today. Any ideas on how to get it to england?????????????????
You might like to see this thread to get some more information o
You might like to see this thread to get some more information on Cash Today-
http://forums.debtcc.com/heathmill/ownership.html
Letters should be sent using conventional mailing system always, you can use it as evidence in future too. Apart from that you can use facsimile or emails.
Here is a link to some information I have found from an ex-emplo
Here is a link to some information I have found from an ex-employee of Cash Today Limited.
This may help a lot of people.
network54.com/Forum/163221/message/1129222632/ex-employee+of+cash+today+revaling+imp+info
Domain Search on heathmill.com
The following information is what is listed for heathmill.com
Registrant:
HMM Services
Northway House
1379 High Rd, WHETSTONE, LONDON N20 9LP
UK
Domain Name: HEATHMILL.COM
Administrative Contact:
Richard, Conway richardc(at)HEATHMILL.COM
Heathmill Multimedia
Northway House
1379 High Rd, Whetstone, London N20 9LP
UKR
020 8343 9977 fax: 999 999 9999
Technical Contact:
BTNET btnet(at)BT.NET
Internet Operations Centre
154 St Albans Road, St Albans
UK
0800699879 fax: - 01992 897382
Won a battle, not the war
How about my husband's bank reimbursed him for the $158 Cash today frauduletly took from his account????? Well, Touche` Cash Today! Tomorrow, we will close the account, open a new one. Previous bank will be notified of fraudulent activties, YIPPPEEEE!!!!! No account information, no disappearing money!
cash today limited
these people are crazy. They called me and said that all I would have to pay to be clear is 279 and they are still debiting my account. SOMETHING WILL BE DONE IF I HAVE ANYTHING TO DO WITH IT I AM DOING RESEARCH. They have to call your bank to verify that your account can and will be debited.
They are full of it! They called me a few nights ago...AT 11PM!
They are full of it!
They called me a few nights ago...AT 11PM!! Told me they talked to my bank and said I needed to deposit money so they can pay them...
I told him he did not talk to my bank and that I just got off the phone with them...He stuttered for awhile and I made arrangements to pay via money order!
Pay them off....immediately, or they will continue to harrass you.
After that stunt, i would tell them to take a very long walk off
After that stunt, i would tell them to take a very long walk off a short stubby pier
play with them at their own game......
just a thought...
everyone start calling them...every 10 minutes..once an hour..once a day..whenever you have the time...leave a message..."leave Me alone".....everyone call it all day long and don't ease up. they pay for the calls...it's their 800#. leave enough messages, you will fill up their box and they can not do one friggin thing about it.
as well..when they call...say you don't have time to talk..ask for the operator's home number..you can call him/her later on at their house..lol... or just say thank you and hang up..over and over and over...they will stop. they are losing money by calling the same person over and over again if that person is not paying.
just a few thoughts from a caring friend.
they are leaches acting illegally..i'm furious reading what you are all going through...time to make it public..call NBC, CBS, ABC...anyone that will listen. print off these pages. everyone complain..turn their butts out of town.
it's a two way street.
Chrissie
email from them
I had a email this morning from this company telling me I was in the rears and I must contact them ASAP before further action taken. I never even got a payday loan from this idiots.
got this email today - man this company is wierd - quiet for a m
got this email today - man this company is wierd - quiet for a month...this this:
THIS IS A DEMAND FOR PAYMENT
Loan Agreement Dated: 06/29/2005
You needed money urgently and we provided it as a short term facility based upon the information you gave us in your application. It was not intended to provide long term finance.
We want to work with you to find a mutually acceptable way of repaying this facility. However, to do this we do need to begin to communicate.
Please contact us in one of the following ways:-
??? Call us on 1-800-670-4075 to discuss your arrears and arrange a new payment or
??? Click on the link below and complete the attached proposal form setting out your proposals on how you intend paying off the overdue balance.
Click here to fill in the proposal form
If you are unwilling to make contact with us, your account will be passed to our Investigations Team so that we can check whether the information and references you provided in your original application were accurate and for recovery action to commence against you .
Please don't stick your head in the sand and ignore this email ??? the problem is not going to go away. Contact us NOW and let's try and sort it out. If you are prepared to work with us in good faith, we will try to work with you.
Yours sincerely
Nat Williams
Collections Officer
yes! i sent them a reply quoting the CA state ursury laws and
yes!
i sent them a reply quoting the CA state ursury laws and that since loan date, I have paid them over 1000 and not only has the loan been paid in full, they acutally owe me a refund...any other suggestions??
In the letter that you will send to Cash Today, request for the
In the letter that you will send to Cash Today, request for the detailed statement of all the payments made till now. This will make them clear if they further need any money from you.
Hey they must be busy, we got the same message in an email. I s
Hey they must be busy, we got the same message in an email. I sent them back the letter stating they're not licensed, etc. I told them how much we had paid since we took out the loan etc. and haven't heard anything. When did you get it? It came to our email address on Sunday night around 9 p.m. That is the first thing we have heard from them and we've been with T&C since December.
correspondense from Darren at cash today
I refer you to my previous e-mails. They have covered this already.
I solely await your response to my offer and I will not respond to or deal with any e-mails that relate to facts and details that I have already covered.
Darren W
--------------------------------------------------------------------------------
From:
Sent: 27 April 2006 14:12
To: darrenw
Subject: Re: Re Cash Today Account
I will send again what i sent two days ago:
As far as your assertion that I am bound by the laws of the United Kingdom, that would be acceptable if Cash Today Ltd. was following the laws of the United Kingdom themselves
The United Kingdom Consumer Credit Act of 1974 states:
Quote:
"53 Duty to display information Regulations may require a person who carries on a consumer credit business or consumer hire business, or a business in the course of which he provides credit to individuals secured on land (other than credit provided under an agreement which is an exempt agreement as a result of section 16(6C)), to display in the prescribed manner, at any premises where the business is carried on to which the public have access, prescribed information about the business." "20 Total charge for credit (1) The Secretary of State shall make regulations containing such provisions as appear to him appropriate for determining the true cost to the debtor of the credit provided or to be provided under an actual or prospective consumer credit agreement (the "total charge for credit"), and regulations so made shall prescribe- (a) what items are to be treated as entering into the total charge for credit, and how their amount is to be ascertained; (b) the method of calculating the rate of the total charge for credit. (2) Regulations under subsection (1) may provide for the whole or part of the amount payable by the debtor or his relative under any linked transaction to be included in the total charge for credit, whether or not the creditor is a party to the transaction or derives benefit from it. 60 Form and content of agreements (1) The Secretary of State shall make regulations as to the form and content of documents embodying regulated agreements, and the regulations shall contain such provisions as appear to him appropriate with a view to ensuring that the debtor or hirer is made aware of- (a) the rights and duties conferred or imposed on him by the agreement, (b) the amount and rate of the total charge for credit (in the case of a consumer credit agreement), (c) the protection and remedies available to him under this Act, and (d) any other matters which, in the opinion of the Secretary of State, it is desirable for him to know about in connection with the agreement. (2) Regulations under subsection (1) may in particular- (a) require specified information to be included in the prescribed manner in documents, and other specified material to be excluded; (b) contain requirements to ensure that specified information is clearly brought to the attention of the debtor or hirer, and that one part of a document is not given insufficient or excessive prominence compared with another. 63 Duty to supply copy of executed agreement (1) If the unexecuted agreement is presented personally to the debtor or hirer for his signature, and on the occasion when he signs it the document becomes an executed agreement, a copy of the executed agreement, and of any other document referred to in it, must be there and then delivered to him. (2) A copy of the executed agreement, and of any other document referred to in it, must be given to the debtor or hirer within the seven days following the making of the agreement unless- (a) subsection (1) applies, or (b) the unexecuted agreement was sent to the debtor or hirer for his signature and, on the occasion of his signing it, the document became an executed agreement. (3) In the case of a cancellable agreement, a copy under subsection (2) must be sent by post. (4) In the case of a credit-token agreement, a copy under subsection (2) need not be given within the seven days following the making of the agreement if it is given before or at the time when the credit-token is given to the debtor. (5) A regulated agreement is not properly executed if the requirements of this section are not observed. Amendments to the Act 2.-(1) The Act shall be amended as follows: (2) In section 61 (signing of the agreement), in paragraph (b) of subsection (2) (unexecuted agreement to be sent to debtor or hirer by post for signature), for "by post" substitute "by an appropriate method". (3) In section 63(3) (duty to supply copy of executed agreement), for "by post" substitute "by an appropriate method". (4) In section 64 (duty to give notice of cancellation rights), for "by post", in each place where it occurs, substitute "by an appropriate method". (5) For section 69(7) substitute- Citation, commencement and interpretation 1.-(1) This Order may be cited as the Consumer Credit Act 1974 (Electronic Communications) Order 2004 and shall come into force on 31st December 2004. (2) In this Order, the "Act" means the Consumer Credit Act 1974(b). "(7) Whether or not it is actually received by him, a notice of cancellation sent to a person shall be deemed to be served on him- (a) in the case of a notice sent by post, at the time of posting, and (b) in the case of a notice transmitted in the form of an electronic communication in accordance with section 176A(1), at the time of the transmission.". (6) In section 176 (service of documents), in subsection (2) (permitted methods of service), for "by post" substitute "by an appropriate method". (7) After section 176 insert- "176A Electronic transmission of documents (1) A document is transmitted in accordance with this subsection if- (a) the person to whom it is transmitted agrees that it may be delivered to him by being transmitted to a particular electronic address in a particular electronic form, (b) it is transmitted to that address in that form, and (c) the form in which the document is transmitted is such that any information in the document which is addressed to the person to whom the document is transmitted is capable of being stored for future reference for an appropriate period in a way which allows the information to be reproduced without change. (2) A document transmitted in accordance with subsection (1) shall, unless the contrary is proved, be treated for the purposes of this Act, except section 69, as having been delivered on the working day immediately following the day on which it is transmitted. (3) In this section, "electronic address" includes any number or address used for the purposes of receiving electronic communications.". (8) In section 189 (definitions), in subsection (1), insert the following at the appropriate places- ""appropriate method" means- (a) post, or (b) transmission in the form of an electronic communication in accordance with section 176A(1);"". ""electronic communication" means an electronic communication within the meaning of the Electronic Communications Act 2000 (c.7)"". (9) In that subsection, in the definitions of the expressions "give" and "serve on" for "by post" substitute "by an appropriate method". Amendments to the Consumer Credit (Termination of Licences) Regulations 1976 3.-(1) The Consumer Credit (Termination of Licences) Regulations 1976(a) shall be amended as follows: (2) In regulation 7, for "by post", in each place where it occurs, substitute "by an appropriate method" The OECD has issued guidelines for European businesses who conduct business across borders. Cash Today Ltd. has violated these guidelines. |
RECOMMENDATION OF THE OECD COUNCIL CONCERNING
GUIDELINES FOR CONSUMER PROTECTION
IN THE CONTEXT OF ELECTRONIC COMMERCE
http://search.oecd.org/officialdocuments/?hf=10&b=0&sl=official_documents&s=desc(document_lastmodifieddate)
Duplicate Content removed as per forum rules - Mike
Cash Today Ltd. is accountable to follow the laws in the United Kingdom being that that is where the corporate office is located, as well as the guidelines set forth by the OECD, being that Cash Today Ltd. is located in a European Member country. Cash Today Ltd. has incorporated in the states of Delaware and Nevada, thus Lotus Leads Inc. and Leads Global Inc. are subject to follow the their respective states. very state in the United States of America requires that a license be obtained in order to distribute consumer credit. Does your company have a valid license in any of the 50 states? I think not.
----- Original Message ----
From: darrenw
To: rachel kaiser
Sent: Thursday, April 27, 2006 11:05:39 AM
Subject: RE: Re Cash Today Account
Ms Kaiser,
We are UK based company and as such we are not governed by US laws.
The terms and conditions, to which you supplied verbal signatures of acceptance, are as legally binding under UK law as a written contract. They were also very clear - at no time have you made payment of the full balance to close the account, as required under the terms and conditions of the loan to which you agreed, and as such the loan remains unpaid as explained previously.
Your determination that because you feel you have paid enough the loan is paid off I'm afraid is not a valid position to take, you made a legal agreement relating to this loan, you are obliged to fulfill the agreement in line with the terms and conditions.
I have made a very reasonable offer and as much as I understand your position and appreciate your situation it does not detract from the facts as I have stated them.
Regards
Darren W
--------------------------------------------------------------------------------
From: rachel kaiser email address removed as per forum rules - Mike
Sent: 27 April 2006 13:22
To: darrenw
Subject: Re: Re Cash Today Account
Darren:
To summarize my earlier letter:
Cash Today Ltd. company is breaking the ursury laws in California, where you are not licensed to lend, Nevada (same) Delware, etc., and in the UK...Agreement or not (which is not legal and therefore null and void), the loan was 200.00 loan taken in June. IF a 79.00 fee was taken from my bank account every two weeks (which it was), beginning mid July, that means, thru December I have paid you at least 1000.00 ...the loan is paid.
Please send me a summary of all mnies you have been paid by me to date
----- Original Message ----
From: darrenw
To: email address removed as per forum rules - Mike
Sent: Thursday, April 27, 2006 9:45:05 AM
Subject: Re Cash Today Account
Ms Kaiser,
Thank you for your e-mail dated April 26th in response to our request for the clearance of your outstanding balance with us. It has been passed to me to address,
I must firstly state that there will be no refund in this matter.
Your current balance with us is $753 to clear the loan, but taking into account the amount you have already paid to us, and as a gesture of goodwill, I would waive the accumulated fees totalling $553 and will accept a payment of the amount originally loaned, $200, to close the account. This cane be sent via Money Order to our mailing address in Nevada.
You have already broken 1 agreement to pay us by Money Order in February, again with a fee waived - this will be our final offer.
The terms and conditions to which you agreed were very clear and are also repeated in the e-mail payment reminders that we send, on each payday you have 2 options - 1) pay the processing fee only to extend the loan, the full balance will still be due on the following payday or 2) pay the full balance to clear the loan.
At no time during the course of this loan have you requested to pay off the full balance so therefore we have proceeded to take the fee only on each payday, as per the terms and conditions.
I understand that you have made payments to us (although we have received nowhere near the $1400 figure you quote) but that does not change the terms to which you agreed at the time of taking the loan.
You have accumulated a lot of unpaid fees as we have received no payments in 2006. This has caused the large balance outstanding but our loans are short term advances, they are never meant to be treated as a long term loan. This loan was taken on June 29th 2005, nearly 10 months ago. In the same way a hotel is a short term answer for accommodation need it is not priced in the same way as an apartment. They are priced differently according to the different needs they serve.
This offer will remain in place for 14 days, if we have not received payment in that time, we will be left with no option other than to pass the file to our Legal, Fraud and Investigation team to resolve this.
.
I await your response confirming your acceptance.
Regards
Darren W
Cash Today
i wont respond anymore -they cant do anything - where are they g
i wont respond anymore -they cant do anything - where are they gonna sue me, if they aren't within us laws???? and i love how he keeps ignoring my repsonse that they are breaking UK laws too....ridiculous
Where's he going to take you to court? In CA? I don't think so.
Where's he going to take you to court? In CA? I don't think so..They know they're not licensed.
Is he going to pay for you to go to UK? I don't think so.
They're idiots..lol
thanks Jessie - know matter how equiped i am with knowledge - th
thanks Jessie - know matter how equiped i am with knowledge - the calls and/or emails are always unsettling
I know...If you read my GC Services thread you can see how upset
I know...If you read my GC Services thread you can see how upset I was yesterday afternoon. I'm still waiting on a call back from an attorney. Just come here and vent and you'll feel that much better! :) Plus you'll be getting paid, you can't beat that...lol :)
Everyone, this is fabulous news though. A few months ago we coul
Everyone, this is fabulous news though. A few months ago we couldn't get a response, let alone someone with a name to reply to our emails and requests. Now they are all coming out of the wood work, so to speak to "settle" with us...!
This is great...everyone keep up the good work and Knowledge IS Power!!!
I sent them "the letter" and haven't heard anything since and th
I sent them "the letter" and haven't heard anything since and that was on Monday. I'll probably keep paying them for a little while longer through T&C until I think I've paid them off. They have never contacted us before that email and we've been with T&C since late Nov 2005 so I'm not terribly worried about them. I surely don't want to email them again after what the response was that rkai got. The loan my hubby got was for $200 and we've paid them over $800 so I should probably stop but not yet, soon.
i got his reply today - in reposnse to a letter POlly helped me
i got his reply today - in reposnse to a letter POlly helped me with:
Quote:
Ms Kaiser, Let me be very clear as I feel it is necessary for you to get some actual solid information that is accurate. I have been a UK resident all my life and have only ever left the country for vacation and for short term business trips, none of which have ever taken me to India. I have no idea who Maruti Technology are. I deal with all escalated complaints and as such I will not be forwarding it to anyone else. You made a legally binding contract, you are obligated to meet the terms. My offer stands as stated in the previous e-mails. I implore you, for your own protection, please take advice from a registered Attorney and not from unregulated websites and their member????????s who seem to think that their opinions are the same as legal advice, it is a dangerous practice and I do not want to see you or anyone else suffer because of them. Due to ongoing legal processes, I cannot make any further comment, as much as I would like to. I am happy to help you however I can so that we can get this resolved, but please note my points above. Darren W |
Sounds like empty threats, don't believe a word of it. They are
Sounds like empty threats, don't believe a word of it. They are all liars, sure would like to see him post on here...!
Hey Darren...why don't you come out and play?
Glynnie - we've heard nothing except the email. I'm not really
Glynnie - we've heard nothing except the email. I'm not really worried about them. Have you heard anything else?
sue
Sue thanks for answering. No I have not heard from them either except for that one e-mail last week.
I have not responded to it because if I have fell through the cracks then I prefer to stay that way. I do not want to draw attention to myself with that place.
I FOLD
:cry: So after NO help from the BBB and a TON of harassing phone calls, at work, at home and on my cell, I decided to end the game and fold.. GAME OVER.. They WIN.... :oops: During the time I was validating my rights, they continued to add additional fees to bring my balance even higher that the $1027.00 I already paid??? ugggg. To add injury to insult, although I stopped them from collecting the bi-weekly continuation fee from my bank account, they managed to change the amount and take out two more payments for lesser amounts... Snakes... I received a call from "Sean" today and he offered me to settle for the actual amount of the debt.... I am too weak to go on and boy do they know it... Blood Suckers... So let's see on a $200 loan, they managed to get from me $1371.00 AHHHHH! Call me a sucker. So my words of advice to those in this position, if you got it in you, FIGHT! Don't let them brake you like they have done to so many others. Also, if anyone is ever interested in doing a class action lawsuit with the group.. Please be sure to let me know???Who knows maybe there is power in numbers.
Cash Today Ltd
Thank you I just recently stated having harrassment problems that caused me three days suspension from work due to this company - because of this site and forum I hope to have recourse against this company. Ben thanks for the link to the legal letter I hope it stops the harrassment. Jerry
Hi Jerry I am glad that you now have a let to stand on. Guide
Hi Jerry
I am glad that you now have a let to stand on. Guide your employer to this forum so that he also gets aware of the illegal activities of Cash Today and hence, take back your suspension notice.
Need an Address -
David or Roxette
I have read several of the blogs concerning this company. There is several mentions of a UK address If this is the home office of this company - does anyone have the address and who is in charge of Human Resources or Customer Service - I'll even take the name of the President of the Company. I went to the link that was provided by Roxette and copied and certified/return reciept request a letter today and on Sunday when I return to work I am going to fax them the letter also. Thank you for having this forum - I thought I was all alone on this problem - sorry to see it was 34 pages long. Would love to join in a class action suite against this company.[color=darkblue][/color]
Jerry, Cash Today has the headquarters in the UK but they have a
Jerry, Cash Today has the headquarters in the UK but they have a customer care in Reno, NV. You can use the address below to contact them.
Cash Today Limited
1005 Terminal Way Ste. 110
Reno, NV 89502
Phone Number: 800-680-2177
Email Address: darrenw(at)cash2day4u.com
Cash today unlimited????
For the past two or three days I have had that same number 442084922780 call me, each time its a different person, They keep asking for a betty something, my name is cassandra. I have told them 4 different times to stop calling me that i am NOT betty, they still call, i am so annoyed i dont even know how they got my cell number in the first place. It doesnt seem like anything i say does any good.
Send them a Cease and Desist letter stating that they are contac
Send them a Cease and Desist letter stating that they are contacting the wrong person. It could be that the person they are looking for previously had your cell number before you recived the number and that is the reason for calling your cell phone.
David; :DThanks! I got the address from an earlier posting bu
David;
:DThanks! I got the address from an earlier posting but you gave me an email address - I forward a letter via certified mail - will fax the letter on Sunday whe I return to work and have emailed a copy to the email address. I am also going to provide a copy to my boss along with your forum website addy. I hope tis stops. Thanks for all your help
BBB Address for complaints againt Cash Today Limited
My Complaint ID : 2217978
The BBB Who will take the complaint
BBB of Northern Nevada, Inc.
991 Bible Way
Reno,NV - 89502 2122
:x Let's get these guys closed down and sent back to the UK. We have to work in numbers to stop this kind of harrassment.
Another e-mail
Got another e-mail. Still no phone calls.
Quote:
The arrears position on your account has not yet been resolved. Your account is now seriously overdue. The loan was provided to you as a short term facility based upon the information you gave us in your application. It was not intended to provide long term finance. We are attempting to make contact with you on the phone, but if you read this email before picking up one of our calls or voicemails please:- ??? Call us today on 1-800-670-4075 to discuss your arrears and arrange a new payment or ??? Click on the link below and complete the attached proposal form setting out how you intend paying off the overdue balance. Click here to fill in the proposal form You can send payment by ACH, Money Order or Credit Card. Bank and service charges will be assessed on all returned payments and may be reflected in your account balance. If you are unwilling to make contact with us, your account will be passed to our Investigations Team so that we can check whether the information and references you provided in your original application were accurate and for recovery action to commence against you. However, if you are prepared, in good faith, to make contact and work with us, we are still positive about finding a solution to this. Nat Williams Loans Officer |
Question
Has anyone who has gotten any such e-mail been contacted by them?
Seems like in other posts they just start calling without bothering with an e-mail.
I like many of you have already paid past the principle and do not feel as though I should have to pay anything else.