2239875200 - Does this number belong to Cash Today Limited?

Cash Today Limited seems to be a payday loan company. Check whether the company is licensed in your state.

Information below may help your purpose:
http://forums.debtcc.com/paydayloan/internet-lending-in-50states.html

Cash Today Limited
Phone: 800-680-2177
Fax: 800-690-9926
1005 Terminal Way STE 102
Reno, NV 89502-2179


Other addres:
PO Box 10130, Reno, NV 89510-0130

These people are crazy...Cash Today Limited called me about 8 times a day at work, and I spoke with 2 different ladies yesterday...the first told me I could only pay with Credit or Debit, even if I was filing bankruptcy I had to pay them $385.00. Then later another lady calls and tells me to pay only $200.00 and tells me I can mail a money order to the address you guys posted above...THEN..the first lady calls me back this morning and tells me I have to pay them the 385 today, and they show no record of me talking to anyone else. I told the lady that I had already requested that she no longer called me at work, and that if she did so again I would contact my local law enforcement, and she hung up on me....What's the deal with this company, has anyone else dealt with them? And where can I find a cease and desist letter???

Thanks!

Hi Tabitha

Cash Today Limited has other business names:
Cash Today, Leads Global, Inc., Cash2day4u.com, Cash Today Factoring, Cash Today Commercial, HBS Service (Billing Dept) and Cash Today Ltd.

So, beware of all these companies.

Regards
Roxette

I have had the same experience. I speak to someone from Cash Today Limited who threatens to prosecute me for fraud, when I say that I am filing bankruptcy he actually laughed and told me that he would make sure that I am fired from my job. His next step was to call my supervisor and explain to her all about my past due debt. I am humiliated and tired of the harrassment. I am wanted to file some type of charges against these guys. I have been told that this is completely illegal...Does anyone know what I should/can do to get this to stop? I know that they are suppose to stop calling once I file bankruptcy so am sure that the bankruptcy courts will love to hear what they are doing to people~

Cash Today Limited is harassing me for quite sometime. Do they have the right to do it?

Cash Today Limited is threatening to talk to my supervisor. Is this possible? What does a cease and desist letter look like? I saw the other letter that was posted in another forum and I ws wondering if that was it? Please advise. I do not want them talking to my supervisor or anyone at my job. I am the receptionist here so I can kind of control where they go. But if they get smart they can easily get to my supervisor through the main menu. Quite frankly I do not know why they haven't done it before, unless they are doing illegal things.

Paula:

Although I believe it is not legal, but Cash Today Limited did talk to my supervisor. I faxed them a cease and desist letter and they called five times within 10 minutes! It is driving me crazy and I do not know what to do!

Hi All:

Twelve phone calls from cash today limited alone that I am ignoring and I faxed a cease and desist letter! I am complaining to the Attorney General's office in Nevada and also going to find out if there is any way to get them to stop calling me...

Cash Today Limited is supposed to follow the pdl laws of the state they are lending. Check the payday loan laws of your state http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html .

Cash Today Limited are crazy they have called my job at least 20 times today, and I've ask them to stop calling me at work and they keep doing it. Then when I stop answering my phone they start pressing zero and talking with other employees who are around my desk. I have had to leave my desk and go outside and call them. They dont get the picture, they just keep calling you and calling until they say whatever they have to say. They man who keeps calling me says his name is Alex, which I think that is a lie. They have called me from this number 442084922780 and have told me to call this number 1-800-670-4075. I tried to explain my situation and when I can pay. They wont take what you say and leave it. They keep calling you and harrasing you. It has gotten so bad now that my boss is upset and thinking about firing me. Now how in the hell will I be able to pay them if I dont have a job. I keep begging them to quit calling me and they keep on calling and calling anyway. Not every taken in consideration that I am going to get fired. The guy keeps calling anyway. I am at my ends rope. I am crying at work begging them to please stop calling me at work. I have ask them can I send them the money through western union and they wont let me. They told me that it has to be through an checking account or my credit card. I dont know what to do. If there is some lawyers who are out there reading this stuff and willing to take them on. Please help us!!!!

They are horrible. Cash today limited have been calling me so many times, they have probably called me 25 times today at my office. I have faxed them a letter 8 or 9 times referring them to my attorney's office and that all contact must go through him - yet they still call me! They've even talked to my coworkers and supervisors asking where I am and why I cannot answer their calls.

Cash Today Limited are unbelievable. And I am trying to type a letter begging them to stop calling me at work, but it seems like it wont happen. Especially if you (Pmburk) have written to them 8 or 9 times. I dont think they will. I'm just going to have to pay them asap. So hopefully these people will quit calling me and close out my dam account. I've told all my friends and family to never, never, ever do a payday loan online. It doesnt do shit but give you tons of heartache and pain.

I agree with you blackprincess. My sister is trapped in the same situation that I am trapped in. I told her not to do it, but she did anyway. i wish that I would have never gotten Cash Today Limited and that I would have just dealt with the financial problems at hand. Because now I am worse off than I was before and I have even defaulted on all my payday loans that I received online. I am trying to get everything worked out though.

Well, I wish I COULD afford to pay Cash Today Limited and get them off my back! My original $200 loan? Now they want close to $900 to close it out. I will pay what I can when I can, I just want them to stop harassing me at my office.

Are you currently in default with them? I havent gone through Cash Today Limited but I went through a couple of others that are affiliated with them and told them not to call me at my place of employment. Ever since then I havent received phone calls. I just cant wait to actually pay all of them off!!!!

Yes, I am in default. The loan was from June for $200. Now they are saying I owe something like $900! I am not at my office today so who knows if they will call up there and harass my coworkers or not. I am at home so if they call me here, I am going to instruct them not to call me at my office and only to speak to my attorney. We'll see how it works out.

A supervisor tonigot on the phone say i need to pay balance. i told them they debit my checking so much now its a negative and closed out. they couldnt understand says they will still debit my account. it took me 20 mintues to get mailing address.

I heard that they have their corporate office in UK. Is it true?

Some info I found out the seem to also be liscensed under the name Leads global inc out of the same address as cash today. Anyone find a away to stop them? I had close to 100 calls in an hour from them

Calling 100 times in an hour is a serious crime and is violation of the Federal laws. You should consult your attorney regarding this matter.

I can't afford an attorney. I ask for proof they say no. They said they will keep calling me and my employer till i pay or get fired. And they call me and while I am talking to them they continue to call on call waiting at the same time. I called BBB, Nevada AG and they all say file a complaint and they will look into it. But in the meantime am I suppose to recieve 500 calls a day from them?

No, you should file complaints against cash today at the FTC, BBB and Nevada AG office.

You should inform the company that you are recording all the telephonic conversation and will be presenting it to your lawyer for legal proof.

Also, you can send a cease and desist letter through certified mail with 'return receipt requested' which will put a stop to further collection efforts.

Regards
Roxette

Yes they have an office in the UK. I know this because when they tried to debit my account, they told me that I would need to call my bank and inform them that the transaction was coming from London. So they were trying to debit me from London, NOT from Nevada. Also, every single person I have ever spoken with from CTL has a foreign accent so thick I can barely understand them.

I am getting phones calls at home and at work. They will call at work and my coworkers tell them I am not there and hang up. They turn right around and call again and it usually someone that you cannot understand there accent. How can I get the phone calls at work to stop?

Hi

Welcome to the forums. As per the fdcpa law, the collection agencies are not allowed to call you at work. They are violating the law by making constant calls. I will suggest you to face their call once and know the purpose of it.

http://www.debtconsolidationcare.com/fdcpa.html

You can send them a cease and desist letter through certified mail with return receipt requested. Also you can record all the telephonic conversation and present it to your lawyer for urgent action.

Regards
Roxette

i have had a payday loan with them since 5/6/05, i have paid the 79.00 extension fee every 2 weeks for 9 paydays. that is almost 720.00, i can't afford to pay them the total amount. is there a law that says how much they can charge you? i know it is my problem to pay them back, but that is to the extreme. help

Hi Lisa,

Welcome to the forums. You definitely have the cover of Fair Debt Collection Practices act which restricts any lender or collection agency to falsely represent your account.

debt validation is a legal weapon by which you can ask the debt collection agency to give you the complete details of your accounts.

http://www.debtconsolidationcare.com/validation.html

After you send a written notice to them requesting to legally validate the debt, they will have to provide you with the following information:

• The details of the account.
  
  
• All the calculation should be shown of the amount that is owed.
  
  
• Any copies of the papers to be furnished that shows the payment agreement.
  
  
• Provide a verification or copy of any judgment if applicable
  
  
• The Statute of Limitation needs to be proven for the collection of the debt.
  
  
• Complete payment history showing the details of the creditors, payment history, amount of the debt, break up of fees/interest should be provided in paper.
  
  
• A copy of the original signed loan agreement between the debtor and the original creditor establishing the debt between both the parties also has to be produced.
  

in need of money i asked for a loan from cash today. There emails are under cash2day4u. The loan was for 200.00 i received a call from them at 1st stating that the total amount of the load would be 259.00, not long afterward i received an email stating to click on the statement below to process the loan. when i applied i told them my pay dates were 8/26 and 9/2 i figued they would take the total amount due out on 8/26 but they only took out 59.00, then i just assumed the 200.00 would be taken out on 9/2. i have recieved 3 emails this week saying to click on this to process. But after that it shows if you don't contact us with in 3 days we assume you want an extension. i called them and asked them how much was owed and was told 259.00. i asked why and was told that the charge on 59.00 on 8/26 authorized and extension and from here on out if i click on that process bar they will deduct 59.00 until i call them and say i want to pay the loan in full. i replied back on the same email they sent me stating not to extend. they emailed me back that i could either pay 79.00 on 9/2 or 279.00 the full amount of the loan in full on 9/2

[color=red][size=2][Link made inactive as per forum rules-Mike][/size][/color]

Hi Sue,

First of all, I would like to know whether these actions taken by the company were mentioned in the terms and conditions of the agreement deed. If not, then you should consult your attorney.

Regards
Roxette

no these terms were not mentioned. The only thing that was mentioned was that the chrg would be 59.00, i have already taken action through my bank to put a stop on any charges that come through from this company. i am wanting to get there address, so i can send them the 200.00 i owe and leave it at that. Is the address of 1005 Terminal way suite 110 reno, nv there address. I called them after seeing this address in another message and was told by them they aer located in london, thats all the man would say.

Yes, that is the address where they are presently located. Besides, they have their head office in London. It is from there that they debit the accounts of the consumers.

You can talk to Darren Webb, Customer Service and send a written explanation about the whole issue. Also, hiring an attorney will be helpful.

Regards
Roxette

Thanks for the help, when them i send them a money order this weekend for what we owe which is 200.00 the 59.00 was debt out last Friday. I will send a letter attention Darren Webb in customer service. Thanks again Sue.....this was my first time to get a loan off the internet i've learned my lesson,

I just received yet another phone call. I have sent in a complaint to the Nevada Attorney General's office and am really starting to consider asking for a restraining order against these people. I have faxed them a cease and desist letter and they will not stop. I am going to send another letter with return receipt advising them that the harrassment must stop. Do they really think they are above the law???

Dupont...you're definitely doing the right thing by complaining to the Attorney General! They are certainly going further than they should be and it seems like they're being vindictive. If they continue calling you, you CAN get a restraining order...then, if they call you, they'll have to go to court.

This company is pretty stupid...I too got about 30 calls in one day at work, then they told me I could only pay via check by phone or debit, then 3 hours later another lady calls and tells me I can send a money order and gives me an address...shortly after that the first lady calls yet again! I told them they were a bunch of idiots and that I'm enough of an idiot with my own money, that I don't intend to share it with other idiots!

Please contact the BBB as as well as the Atty General to put these people out of business.

Hello all. Cash today limited is really based in the UK. They use they US Address as a front. Call there parent company ICS and ask for Cash Today's number. They may ask you why you need it. Tell them someone from the company called you, but gave this number to call back for cash today. Talk with a manager at there headquarters in the UK. ICS #1800-865-3707

are they allowed to call you that many times isnt there a way that you can get a lawyer and sue for harrasment and even sue for distress for the stress the are causing you,you should try to look into that

You can definitely consult your attorney and file a case against them on charges of harassment.

As per the fdcpa law, their is no such rule which allows the collectors to make repeated calls. Hence, you can write a letter to them and if they don't follow it, you can take further actions against them.

Regards
Roxette

After telling them to quit calling the first time...be polite and just say I will only communicate with your company through mail.

When they call a second time...ask for their name, and ask what company they are with. After they answer tell them the call is being record, and they have broke the law. Mention that you have told them you will only communicate through mail, and that you are not contacting your lawyer.

HANG UP AFTER!

Make sure you document EVERY CALL. The little tap things to record calls are only like $3.99 from radio shack. It's like a little suction cup that goes on the receiver and has a cord to be plugged into a cassette recorder (usually about $25)

but at least doument times/names/called id information (save logged calls)

I did send them the cease and desist but apparently in the letter I sent it was mainly talking to a collection agency. So now I will resend it with direction to the lender. Is this okay? Is it okay to resend a letter with the corrections? I know it looks bad.

As far as the fdcpa law is concerned, if the creditors or the collection agency is in violation of the law, you can use your consumer rights.

Ben

well I have re-wriitten the letter and would like to know if this is something that is okay to be sent to them. I am copying this letter as an example to those who are not sure like I was as to how the letter should sound.

September 6, 2005
Cash Today Limited
1005 Terminal Way Suite 110
Reno, NV 89502 Via US Certified Mail

Re: Acct Ref. # __Usually your SS#

To Whom It May Concern:

This letter is being sent to you in response to a notice and calls by your company. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.

This is NOT a request for ???verification??? or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you
.
What do I need you to provide as the debt validation.
??? What the money you say I owe is for;
??? Explain and show me how you calculated what you say I owe;
??? Provide me with copies of any papers that show I agreed to pay what you say I owe;
??? Provide a verification or copy of any judgment if applicable;
??? Identify the original lendor;
??? Prove the Statute of Limitations has not expired on this account
??? Show me that you are licensed to collect in my state
??? Provide me with your license numbers and Registered Agent
??? Complete payment history. (I need to have proof of my payment history ,what the amount of the debt was when the loan started, and what fees/interest has been tacked on to this debt and how you determined these fees.) This requirement was established by the case Fields v. Wilber Law Firm, Donald L. Wilber and Kenneth Wilber, USCA-02-C-0072, 7th Circuit Court, Sept 2004..
??? Copy of the original signed loan agreement. This is a basic contract law.

At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureau's (Equifax, Experian or TransUnion) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company,

I will not hesitate in bringing legal action against you for the following:
??? Violation of the Fair Credit Reporting Act
??? Violation of the Fair Debt Collection Practices Act
??? Defamation of Character

If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days investigating this information and during such time all collection activity must cease and desist.

Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.
If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. The response must be in writing. Anything else is not acceptable.

I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.

It would be advisable that you assure that your records are in order before I am forced to take legal action.
Please be advised that any communication with me, Name, other than in writing will be recorded.

Best Regards,

Name



Is this okay? If not what should I put so that they do not call anymore.

Also what should I do if they refuse to send anything in writing? Because before I send them anything I want to know in writing exactly how much is owed and how it is calculated. This is my right, right?

Hi Paula

This letter is absolutely correct exercising your legal rights as a consumer. Make sure that you send it through certified mail with return receipt requested. Your receipts will be a valuable proof to your efforts in making the payments.

Do keep us updated with the latest.

Regards
Roxette

Also just to let you guys know dont do aple fast cash loans online. They are the same way but alittle worse. They charge interest for each day you are late and the interest aint cheap. I took out an $250.00 payday loan with them and I was out of work for an year, explained this to them. Told them I can pay them $50 a week. Well my bill at the end when we went to court ended up being $2500 for an $250 dollar payday loan. Dont do it, stick with Money Tree or the Check cashing place's the rest of these are headaches.

Word of advice for those who are still going through the problems with Cash Limited today. The best way for you to get them off your back is make a deal with them pay when you say. Have them to send you a paid in full letter and they will quit calling you. Unfortunately, I have contact 4 different laywers and said that it is almost impossible to get them. They have been trying for years, the courts have told them to stop and they keep changing their locations. That is why they are in Nevada, sin city.

Thanks for the info I am sure it will help someone along the way. As I myself almost went through with Cash Today Limited.

Is that $2500 appearing as a negative remark in your credit report?

I guess it must be hurting yor credit. Sigh!

Hi sue,

Stop clicking onto those emails that say click here to process, because they will keep taking out your money. I understand the set up to be that if you dont call them for an extension they will take the full amount out of your account which yes it is $279.00. If you call the 1-800 number (1-800-680-2177) it will give you different options and you press which one, fits you. Word of advice if you can pay the full amount girl do so and never go here again. You see this forum we are all having so many problems with them and nobody help us. They will call your job and harrase you and all your coworkers, they will even try and talk with you boss. They will try everything possible to get you fired, which the MF's dont realize that if you get fired you really wont be able to pay them. They think you dont pay them now, then I'm wondering how in the HELL they think you will be able to pay them without a job. Idiots I swear.

Yes, it did until they took me to court and the judge ruled in my favor saying that they are asking for too much. They had to completly take it off my credit report and I was only ordered to pay them $250, plus a late fee of $100 and $25 dollar NSF. I didnt have to pay the court fee's or their attorney fee's and I represented myself. But for some reason I cant seem to fight off Cash Limited Today.