2239875200 - Does this number belong to Cash Today Limited?

Thanks, Eagles Fan. I sure will.

These guys are freaks!

I received a payday loan from Cash Today Unlimited in May 2005. I paid the loan and then closed the bank account. All of a sudden "Mark Johnson" from this company began calling me at work last week regarding this loan saying it was never paid. I told him not to call me at work and that I needed an address from him so that I could send a letter telling him not to call me.
I also told him that my employer does not allow these types of phone calls.
He would not give me an address. He said that they have offices all over the world and he could only give me a city and state (Reno, NV). He continued to call and harass me and said he didn't care if I lost my job that he would continue to call me until I gave him a bank account number to withdraw funds from. I told him that I would need something sent to my home address stating when the loan was taken and how much I supposedly owed them.
He was very hard to understand as he did not speak very good English. I believe he was from India. He said that he would not send anything to me and that I had to pay up or he would keep calling. I told him that I would call him today at 1pm to speak with him regarding this as I would be on my lunch hour at that time and could speak with him then.

He called at 9:30 this morning and said that I had agreed to call him first thing this morning with a bank account number. He said that if I did not call him back within the next hour that he was going to speak with my supervisor and garnish my wages. I then went to one of the owners of the company and spoke with her about this. She said that he could not just call and have my wages garnished. She said to ignore him which I did. He then began calling my work at 3:00 today. I told him not to call here, that I told him that he was not allowed to call here and that he needed to send me something in writing. I then hung up the phone. He called back and I had him speak with one of the owners of the company. He said he did not want to speak with her and that she was a liar saying that I was unavailable and to put me on the phone. She told him this is a place of business and to not call here regarding something personal. He said "how do you know this is something personal". She recorded the phone call and told him again not to call here. He continued to call back. The owner got back on the phone with him and he said to hold on that he had someone that needed to speak to her.
He then said he had the other owner of the company that I work for on the phone and would she like to speak with him (he gave the other owner's name).
She said no that she did not need to speak with him. "Mark" then said that he had been in contact with the other owner and he knew that we were not working and that we were just playing games. It just so happens that the other owner is out of the office today and there is no way that "Mark" could have spoken with him.

I asked the receptionist and she said that someone else called with a thick accent while we were on the phone with "Mark" and asked what the owner of the company's name was and she gave him the name. So, this is how "Mark"
got the owner's name. He then told the owner that was helping me that I had put her down as a reference, which isn't true, and now she was responsible for paying the loan. She laughed at him and said she wasn't paying anything. He continued to call right up until 4pm which is when his shift ends. I know this because he told me last week when he called that he only worked until 4pm. Now the owner that was assisting me told me that she needs to speak with the other owner to let him know what is going on. I'm afraid I am going to lose my job if these calls don't stop immediately. I have already told him he's now allowed to call, my employer has told him that he is not allowed to call, he won't give me an address.

I called his company three times last night and each time they answered using a different company name. Once then answered "Connections", next it was "debt collectors of America" and the third time is was "Cash Today Ltd.". I spoke with two individuals, both with foreign accents, who screamed at me about the money that I supposedly owe. I kept repeating myself telling them that I was not calling to discuss the money owed or not owed, that I was simply calling to tell them that they can no longer call me at work and that they are violating several laws by doing so. They said that they will call me at work until I settle this matter with them. Finally I spoke to a "Mr. Louis" who said that he was the manager of the Legal Dept. (yeah, right). He said that he would make sure that I was not called at work and that I would need to work out an arrangement to pay them. I told him that I do not owe them any money and that my attorney would be in touch. He assured me that no one would call me at work and that he was now handling my file. I told him that "Mark Johnson" called me 22 times at work yesterday, which is not an exaggeration. He said that this was against regulations and that they are not allowed to call me more than 3 times a day. He said that he was listening to the recordings and how many times I was called. I ended the phone call by saying "You are telling me that 100% no one will call me at work tomorrow, correct?" and he stated "Yes". I have recorded all of these phone calls. At 8:30 this morning "Mark Johnson" called me at work again. He said that he would call me every ten seconds until I agreed to pay the money. In the beginning, last week when he started calling, he said that I had to open a bank account for them to take installment payments out of. He said that I owed them $6,000 in interest. Now he is saying that he will settle for $201.00 via Money Gram. He said that I have to call him with the MG reference number no later than 12:30 on Thursday or he will start calling my work again. I just don't know what to do at this point. All of these calls are going through the receptionist at work and the owner of the company is not happy and is having the receptionist log the calls. I know that I am going to lose my job of 10 years over this if it doesn????????t stop.

Yea the district attorny is a very important step you must take

I wish I had read these before, I should have gone after these guy's instead, I ended up pay 800.00 dollar's for a 200 dollar loan. The guy kept harassing me at work, I told him I couldn't get calls at work , to call me at home and I would work out a payment plan. He refused to stop calling me at work, he theatened my boss, called my co-worker a liar. He kept calling over and over again tying up our lines. First he said 600. then he changed it to 800. He said if I missed any payments I would have to start all over which I know is not legal. I would love to try to go after these guy's , any one have ideas.

I have made several posts here about cash today. I have also read the advice, complaints and everything else this forum has on it. I wrote to cash today return receipt to their offices in NV. That letter never got delivered.

I also made a complaint to NY attorney general who forwarded it to NV it was then forwarded again to State of Nevada Financial Instututions Division. They wrote back to me on June 5, 2008 saying that cash today and its other companys and Global Finance Cash Advances and their other companies were ordered to cease and desist from operating and/or engaging in deferred deposit loan service and short term loan service or any other lending activity within NV until such time as becoming licensed by the Financial Institutions Division to operate and/or engage in such activity. As of this dated the entities remain unlicensed. Furthermore, Corporate Office Services, Inc at 1005 Terminal Way in Reno NV has reported that they no longer serve as the resident agent of (the United Kingdom based) Cash today, ltd and therefore have stopped accepting their mail. Then they said they were unable to assist me with my complaint.

I also wrote the the FTC and they accepted my complaint but i have not heard anything from them.

I received an email from cash today about 2 months ago and i responded and attached the cease letter that i tried to mail them. I then received emails from brian carter of cash today. I repeated my requests for paper documentation through email and his only response was that he had recordings that he can play for me if I would call. In none of his emails has he mentioned original loan amounts, fees, etc. He did say that the loan was taken in 2004. I must say that the phone calls stopped during this entire process so that was nice. They offered me a settlement amount of $60.00. I have already paid them $420.00 untill i started reading this forum and decided to stop payments. Yesterday 6/13/08 the phone calls started again at 8:30 at my work. Only one then but at 10:30 I received 6 phone calls in a row from a Sam of investigations department he would not say it was CTL but I knew it was. I told him he was not suppose to call and asked him to please stop calling and I hung up on him. He also called once asking for my supervisor and I asked him if I could tell her who was calling he hung up. Previously he had yelled at her and tried to tell her that she could be held responsible for my debt.

I then emailed them and again asked them to stop calling me and that I had requested paper documentation from them and that their recordings were unacceptable. I then got another phone call from a case worker at CTL and I told him he was asked not to call and please dont and then hung up. He emailed me blah blah blah they are trying to work with me, the loan details had been explained etc., and that they wanted me to call.

Now What!! I been up thinking about my next step. Does anyone have any suggestions? Im considering paying them the $60.00 and being done with it but im afraid that I will have the same problem that some of the other people on here have had where they call back a year later and say they still owe money? I just want this to end because the calls at work as you are all well aware are embaressing and causes alot of stress! Any help anyone can provide would be greatly appreciated.

Also, I found information about WV Attorney General suing CTL as well. Do a search at google and type in

"Attorney General Darrell McGraw and Cash Today ltd

click on the first link. That may be of interst and help to someone.

these company is totally fake.......owner of the company is also dodgy...if anyone want the full details i can provide u...i have done lot of research on this company...i can answer to all u r questions...just let me know if u want....

These people are off the hook! My best advice to you is to file an immediate harassment claim with the FTC. Don't waffle, do it today! They MUST be stopped! The FTC is watching these slimeballs and as they are an offshore company, they are the correct agency to deal with them. And do NOT pay them one more penny!

I have the link to file a compliant with the FTC as my signature. Click it and you can go strait there. :D

hi
this forum is for everyone who is getting harrasment calls at work..regarding cashtoday payday loan,to pay the money back, i have the best idea to get rid of this company, a small step from everybody can make a big difference, if u want to get rid of them just email me and i'll give u best option personal info deleted, solicitations are against TOS rules.
Edited by Shazzers

This is your help. Cash Today LTD is based out of the UK. Below is a link to "consumer direct," the UK agency which accepts complaints regarding business regulated by the Office of Fair Trading (which licenses debt collectors in the UK).
consumerdirect.gov.uk/after_you_buy/making-complaint/
Additionally, the link below is to an association similar to ACA. If the company is a member of this association you could make a complaint there as well.
csa-uk.com/csa/contact-us.php

Dont be afraid of them. Their loans are illegal. I never read in all the complaints where they actually contacted the payroll department for anyone.

I have researched Heathmill, based on what I have read here. Heathmill has changed their name:
H M M Services Ltd.
Northway House
1379 High Road
Whetstone
London
N20 9LP, England
Line Of Business
Wholesalers of Computer Peripheral Equipment

Key Information
D&B D-U-N-S Number 346240690
Company Registration Number 2757898
Company Type Private Limited Company
Branch Status Headquarters (Has branch locations)
Number of Branches 1
Ultimate Parent Name Harris Holdings Ltd
Ultimate Parent D-U-N-S 543771307
Ultimate UK Parent Name The Heathmill Village Ltd
Ultimate UK Parent D-U-N-S 543749691
Ownership Date 1992

Key Numbers
Fiscal Year-End November
2002 Annual Sales (mil.) ?5.2
1-Year Sales Growth 4.1%
2002 Annual Profit (mil.) (?0.1)
1-Year Profit Growth 51.9%
Total Employees 245

More Financials
Key People
Director Aaron Gershfield
Director Aaron Gershfield
Company Secretary Ian F Harries
Company Secretary Kandiah Thiagalingam

Primary UK SIC Code
51.840 Wholesale of computers, computer peripheral equipment and software

Primary US SIC Code
5045 Computers, peripherals & software

There is not any information available about The Heathmill Village Ltd.

Harris Holdings Ltd.
103 Mayals Road
Mayals
Swansea
West Glamorgan, SA3 5DH, Wales
Line Of Business
Structural Steel Erection

Key Information
D&B D-U-N-S Number 543771307
Company Registration Number 3265052
Company Type Private Limited Company
Branch Status Has no branch locations
Number of UK Subsidiaries 8
Ownership Date 1996

Key Numbers
Fiscal Year-End May

More Financials
Key People
Director Keith Harris
Company Secretary Carole Harris

Primary UK SIC Code
45.250 Other construction work involving special trades

Primary US SIC Code
1791 Structural steel erection

*Notice that Harris Holdings has 8 subsidiaries. I am trying to uncover who they are.


This is the info that I have on both:


HEATHMILL
Registrant:
HMM Services
Northway House
1379 High Rd, WHETSTONE, LONDON N20 9LP
UK

Domain Name: HEATHMILL.COM

Administrative Contact:
Richard, Conway richardc(at)HEATHMILL.COM
Heathmill Multimedia
Northway House
1379 High Rd, Whetstone, London N20 9LP
UKR
020 8343 9977 fax: 999 999 9999

Technical Contact:
BTNET btnet(at)BT.NET
Internet Operations Centre
154 St Albans Road, St Albans
UK
0800699879 fax: - 01992 897382

Record expires on 15-Dec-2007.
Record created on 16-Dec-1994.
Database last updated on 22-Feb-2006 17:38:09 EST.

Domain servers in listed order:

NS1.EASYDNS.COM 216.220.40.243
NS2.EASYDNS.COM
REMOTE1.EASYDNS.COM
REMOTE2.EASYDNS.COM 212.100.224.80

INTERIM CASH

Registrant:
Domains by Proxy, Inc.
DomainsByProxy.com
15111 N. Hayden Rd., Ste 160, PMB 353
Scottsdale, Arizona 85260
United States

Registered through: GoDaddy.com
Domain Name: INTERIMCASH.COM
Created on: 06-Jul-05
Expires on: 06-Jul-07
Last Updated on: 21-Oct-05

Administrative Contact:
Private, Registration INTERIMCASH.COM(at)domainsbyproxy.com
Domains by Proxy, Inc.
DomainsByProxy.com
15111 N. Hayden Rd., Ste 160, PMB 353
Scottsdale, Arizona 85260
United States
(480) 624-2599

Technical Contact:
Private, Registration INTERIMCASH.COM(at)domainsbyproxy.com
Domains by Proxy, Inc.
DomainsByProxy.com
15111 N. Hayden Rd., Ste 160, PMB 353
Scottsdale, Arizona 85260
United States
(480) 624-2599

Domain servers in listed order:
NS1.BLUEHOST.COM
NS2.BLUEHOST.COM

Domain name:
interimcash.co.uk

Registrant:
Leads Global, Inc, Corp

Registrant type:
Not supplied

Registrant's address:
1005 Terminal Way
Reno
NV
89502
US

Registrant's agent:
Register.com Inc [Tag = REGISTER-DOT-COM]
URL: register.com

Relevant dates:
Registered on: 05-Jul-2005
Renewal date: 05-Jul-2007

Registration status:
Registered until renewal date.

Name servers:
dns23.register.com
dns24.register.com

CASHWDAY4U

Organization:
Leads Global, Inc, Corp
George Meade
1005 Terminal Way
Reno, NV 89502
US
Phone: 1-811-811-3111
Email: danielap(at)leadsglobalinc.com

Registrar Name....: Register.com
Registrar Whois...: whois.register.com
Registrar Homepage: register.com

Domain Name: CASH2DAY4U.COM

Created on..............: Tue, apr 13, 2004
Expires on..............: Mon, Apr 13, 2009
Record last updated on..: Mon, Feb 13, 2006

Administrative Contact:
Leads Global, Inc, Corp
George Meade
1005 Terminal Way
Reno, NV 89502
US
Phone: 1-811-811-3111
Email: danielap(at)leadsglobalinc.com

Technical Contact:
Leads Global, Inc, Corp
George Meade
1005 Terminal Way
Reno, NV 89502
US
Phone: 1-811-811-3111
Email: danielap(at)leadsglobalinc.com

Zone Contact:
Leads Global, Inc, Corp
George Meade
1005 Terminal Way
Reno, NV 89502
US
Phone: 1-811-811-3111
Email: danielap(at)leadsglobalinc.com

Domain servers in listed order:

NS1.EASYDNS.COM 216.220.40.243
NS2.EASYDNS.COM 209.200.151.4

if u wnt more info plz contact me at iamthemark4u(at)gmail.com

this people are taking my piss off, can anybody can do anyhting or i have to pay $6000 to them wht should i do,can any one help..

First off, how much was your original loan for? And what state are you in? If your loan was for $300, which is Cash Today's normal MO, then no, you don't owe them $6000. You would only pay them back what you actually borrowed.

i borrowed somewhere around $200 long back in 2005, they call me yesterday all of sudden and left a nasty message a person by name of mark johsnon says he will send someone at my work place, which is stupid, after reading all this forums above i understood they are fraud can we do something to stop them permanently and get US rid of them, if anyone has more info about them please letme know.

First off, breathe. They are not going to send anyone to your job--as they would have to come from England and doing that for a $200 loan isn't going to happen. How much did you pay on the loan in 2005? And if they harass you anymore, file an immediate claim with the FTC.

if i file claim with FTC,what will happen, is someone taking some actions on them.

Cash Today is NOT a payday advance center. It is a front to screw people out of large amounts of money. Even if you do send them a payment, they will return the check, and then tack on fees for returning it to you. Even if the money is good. To be honest, you could do better borrowing from the one-eyed mafioso down the street, then you could from Cash Today. Avoid them at all costs. They are only there to screw you out of every penny you have. They harass you, and refuse to follow any kind of cease-and-desist or do-not-call orders.

Cash Today is NOT a payday advance center. It is a front to screw people out of large amounts of money. Even if you do send them a payment, they will return the check, and then tack on fees for returning it to you. Even if the money is good. To be honest, you could do better borrowing from the one-eyed mafioso down the street, then you could from Cash Today. Avoid them at all costs. They are only there to screw you out of every penny you have. They harass you, and refuse to follow any kind of cease-and-desist or do-not-call orders.

Cash Today is NOT a payday advance center. It is a front to screw people out of large amounts of money. Even if you do send them a payment, they will return the check, and then tack on fees for returning it to you. Even if the money is good. To be honest, you could do better borrowing from the one-eyed mafioso down the street, then you could from Cash Today. They harass users for no reason, refuse payments, and are general ****. Not to mention the only reason that the only payment method is check or credit card, is because they want to steal identities. I've heard of several cases of their clients identities mysteriously being stolen, by CashToday employees. Seriously. You could steal from the Mafia and get it easier then from these people.


[color=Red]****Adult term removed - Jason[/color]

I filed a complaint with the FTC and they have call me indicating the the FCC is going to shut them down and wanted to interview me with my experience. My suggestion is that each and everyone of you file a complaint with the FTC and lets get them shut down for good!

I took out a loan and they told me for a whole week they sent the money to my account. When I pressed them for information (and a few choice words), they told me they JUST sent the loan. I asked them for a physical address to repay the loan, they have yet to do it and I told them I will not pay them until they do! they called me for 30 minutes back to back to back and just rang the phone and hung up. They asked for my supervisor and I transferred the call and they hung up on her! They will be hard pressed to be repaid by me,

BE VERY CAREFUL!!! In 2007 a bogus company got my banking information and started to hit my account for all these different amounts. They luckily never got a penny from me as i use my bank just to cash checks, however i had $700 in nsf fees which i was later able to get removed. Just this morning I got a call from this cash today limited that i have a loan i stopped making payments on so i asked the guy when did i take out this loan and after he fumbled around for a bit he said "sometime in 2005"!!! I laughed as loud as i could in the phone and told him, good luck then hung up my phone. I took my first loan ever out in august 2006 with paydayone and have used them for almost 2 years no one else so i knew he was lying. If you are not 1 million percent sure you took out a loan with that company, DO NOT give any personal information, do not accept there call, they are bogus. Also make sure if you have a bank account that no funds are to be taken from your account unless its from whatever company you may have bill pay with etc. Give them the name of the "collection" agency that is calling and the "loan" place that you allegdely had a loan thru and let them know they are not allowed to withdraw any funds they are a fraud!!! I hope this helps any of you that are dealing with this. Its the newest form of identity theft!!! Look Out!

OMG...so now they are forced to troll for names to harass? Thanks for the warning--and I'm glad you were able to get rid of them!

Wow! That's a scary story! It almost makes you want to go back to the olden days of hiding your money in your mattress!

po box 1141
Capalaba,QLD, 4157, Australia,

This is where all comments are sent, if you call the number on the website. Here is the phone number if you know how to call overseas, 1300 622 318

You can call them for free overseas on the state side 800 number that is posted in this thread. There is no reason to spend your own money calling them toll. Unless you just want to screw with them I wouldn't even waste your time or breath calling them because you will stale mate.

I have not done a cease and desist letter with Cash Today LMT. (Yes, unfortunately I am a b***h in their little scam.) but that's really only because my checking account they had is closed and that I no longer work where I used to anyway so I can pretty much ignore them.

My question though, is whether or not there is anything being done? Class action suits, the government shutting them down, etc. I mean, if there's a class action suit or something I want in on it, and if the government is shutting them down I want to know what that means for me. I realize there's 50+ pages of information here, but a lot of it is just complaints and general advice. If something already has been done, how does it affect me?

I've already filed a complaint with the FTC.

As far as I know very little is being done about them. They reside in the UK so they are pretty much untouchable by our legal system. Everyone they abuse is a foreigner to their country also so I don't think UK is doing much about it either. You could try filing complaints with those foreign agencies though along with all the appropriate U.S. agencies. The easiest thing to do is just ignore them though.

I have consolidated my bills and these people keep calling me at work and my boss. They will not obey the cease and desist order. i am afraid my job is in jeopardy because of these offensive phone calls.

Have your boss tell them you quit or were fired. They will not follow a C&D. You should never answer there call again on any phone including personal lines. The best thing you can do is change all your contact phone numbers.

exactly dollars i couldn't have said it better.

I have also been receiving phone calls from them. In 2005 I took out a loan with them (will never do again) for 200.00. I filed bankruptcy and due to a paperwork error they were not included in my bankruptcy. I have been dealing with numerous threatening phone calls at work, I have faxed them a letter requesting to contact me at home that it is illegal according to the "Fair debt collectors Act" to contact me at work. I have asked them repeatedly to send me something in writing showing how much I owe them, they have refused everytime and hang up on me. I have filed complaints with the FTC and the consumer complaint division in NJ. They have said there is nothing to send in writing it was all done electronically, they have tried to get me to give them a family members bank information, they have called me numerous times at work. The gentlemen I have spoken to tell me I can either settle my debt by paying by money gram 600.00 or if I want to make other arrangements it may cost me up to $6,000.00. I have asked them everytime to send me something in writing and each time they say they can not.

I am trying to find an attorney that will handle this on my behalf as well as anyone else who has gone through this with them.

As a result of my bankruptcy and them calling I do not and can not open a bank account in my name so I have nothing for them to take.

Let me know if any one wants to join me in suing them for harrassment and whatever other charges we can bring against them.

Mary in New Jersey

Mary,

Don't bother paying an attorney unless you have an Attorney or better yet a thug in the UK that can actually do something to these guys. A U.S. attorney won't be able to do squat for you in this case. Your bankruptcy means nothing to them. Filing amended papers to attach these guys won't stop the calls. These guys are criminal thugs that hide in another country and harrass people over the phone for money. I would reccomend three things. First read this entire thread from page 1 to page 60 or whatever it is just so you know what kind of scumbags you are dealing with. Second don't ever talk a phone call from them again. If they call either don't answer or hang up unless you feel like getting a good laugh and then you can make fun of them. Third, change any contact phone number they have of yours if you can change it and have your boss tell them you were fired for to many collection calls at work.

I know exactly what all of you are talking about, I took out a loan with them back in 2005, then ended up filing bankruptcy. I have sent them the cease letter, they still keep calling. I have asked them numerous times to send me in writing exactly how much I owe them, their answer is they can't because it was all done electronically. Their solution is to either pay them 600.00 through a money gram, or make installments which could total up to $6,000. I have filed complaints with the FTC several times giving them names and telephone numbers. Cashtoday has even threatened to contact me references on my application and have tried to get me to give them bank account information for my family members to settle this. The only way it is going to be settled is if they send me in writing what I owe or they can file the papers to have it deducted from by paycheck and in that case they will only get 10% of my salary every two weeks not the amount they want.

I am trying to find an attorney that will help with a class action suit against them for harrassment at the very least. If anyone out there can help, please let us know.

I know these guys did you wrong like many others on these boards. I don't want to sound like I don't sympathize with you or completely agree with you. These guys are the reason I am here. Just for the record I am completely against PDLs but my wife took out some without my knowledge. These guys were one of them and they made all kinds of threats to my wife until I told her to never accept one of their phone calls ever again. That was over a year ago. After a few months of not answering they pretty much quit calling accept on a rare occasion. Her phone numbers have all changed now so they don't call anymore.

Trust me when I say if I could see these guys go to jail or get their pants sued off I would be onboard in a heartbeat. The problem is they are offshore and no U.S. Attorney or Federal Agency has any jurisdiction over them. They have committed all kinds of U.S. crime but they are pretty much untouchable through our legal system. I think they stay clean in the U.K. so U.K. officials won't go after them. Basically they are operating in a loop hole unless our government can convince their government to shut them down or send them here for prosecution. That is why you won't see a class action lawsuit against them.

I still stand firm on the best solution is to not take their calls and change your numbers at least until the U.K. government gets off ther butts and does something about these criminals.

I completely agree with everything that is said here--but I strongly believe that the only thing a foreign government is going to listen to is money. The new Presidential administration, whether it be an Obama administration or a McCain administration is going to have to tell the governments where these offshores hide that unless steps are taken to halt their criminal actions, the US will look at reducing foreign aid accordingly. That is going to be the only way that action will happen here.
In the meantime, I would advise that the next time these yo-yos call, tell them that you have filed a police report in your town against them. I would still file with the FTC and other agencies as that is the only way that this problem is going to be documented with the government. Otherwise, nothing will ever be done, as they will not think there is a problem.

have been receiving the same phone calls from cash today unlimited. I took out a loan with them in 2005 for 200.00. I ended up filing bankruptcy and closed my checking account. Ever since then I have been getting phone calls at work numerous times a day, threatening to keep calling me until I get fired (that will ensure they get their money). I have also asked them numerous times not to contact me at work according to the "Fair Debt Collector's Act", they disregard that. I have also asked them to mail me exactly what I owe them, they say they can not it was all done electronically. Before my checking account was closed, two payments had been made to them, they do not even acknowledge them, they keep telling me that if I agree to pay them 600.00 in a money gram that my account will be closed and if I can not do that then the amount I owe them could go as high as $6,000. I have filed complaints with the FTC several times, the local division of consumer affairs in NJ.

In the numerous phone calls I have received from them, they have threatened to contact my parents, they have also tried to get me to give them family members bank information so they can deduct the amount I owe from that, they have also threatened to keep contacting me at work. I get the name and tel number they are calling from, ask them again to send me something in writing stating how much I owe, when they start yelling and threatening me I hang up on them. I am not paying them anything until they send it in writing.

I am trying to find an attorney who will sue them for harassment and anything else they can toss in, if anyone knows of an attorney willing to shut them down, let me know.

DollarsandSince for your response. Sounds like a good idea to me. That is pretty much what I am doing is hanging up on them. The other thing that I have found that works sometimes is to tell them to send you something in writing which we all know they are not going to do.

My next step is to have my boss answer the phone when they ever and they will call again is to tell them I got fired. When they call me at home it comes up as an "Unknown Caller" I act like I am going to answer and then hang up. They end up calling back a few times but after that they get frustrated and stop.

If anyone comes with anyother ideas, please let us all know.

Mary

I would suggest you change your personal phone numbers and keep them unlisted. That will stop all home collections coming from any collectors including these idiots. When they called my wife at work it was on her line so she pretended to be someone else and informed them she was not allowed to take personal calls. When they tried other lines she had other people tell them the same thing. At first they called a number of times a day but after a couple weeks of getting the same response the call volume dropped to maybe one per month. She switched companies now so they have no contact info for her anymore.

Mary...was your BK dismissed or discharged? Was this included in your BK? Since your probably dealing with collectors calling from another country, there may be nothing you can do that has teeth but if it was discharged in BK, get with your BK Attorney.

itook out a loan with this company over 1 year ago, and they just called me a couple weeks ago saying i owe them over $2500. problem is when i asked "Sean" what my original loan amt was he said $350. when speaking to another person they said $200! one person said i owe $2500, one said $1200 and another said $2700! they called my job every 10 minutes for 2 hours straight. they harrassed and called my coworkers and my supervisor liars! i paid my loan off within 3 weeks so i don't know why they're saying i still owe them money. the last person i spoke with was on tuesday and i asked for an itemized copy of what they say i owe and have paid and like other posters have stated, they wont send me anything. i asked for the address to send a money order and they won't take money orders. she threatened to have my wages garnished however, i know that they can't do that in the state of north carolina. i told her to go ahead and she paused. i was being as kind as i could, but i told her to get her "legal team" together and have the paperwork sent to my employer. i work in the corporate office and have already spoken with payroll and of course they will not garnish my wages because it's against the law. i haven't heard from them again yet. i told her to do what she had to do on her end and i would do what i had to do on mines. even if they do start calling again i WILL NOT PAY ANOTHER PENNY WITHOUT PROOF OF WHAT THEY SAY I OWE!

I have the same problem as Lili (posted on Fri, Aug 15, 2008). My loan was in 2006 and Cash Today Limited was the company. I defaulted on my loan and agreed to pay them, but just couldn't catch up in the payments. I'm married now and Cash Today Limited contacted me at my work and said that I owed them $3,600 now (interest & late fees included) and that it needed to be paid right away or they would contact my work. My husband contacted them and had a hard time understanding them (they had a very strong middle eastern accent). My husband paid my loan off and had to pay an extra $131.00 service fee. Found out that the extra $131.00 was to have the money wired to them so we were thinking that their office is overseas. After paying them off we thought that would be the last of hearing from them. Not so!! Just last week (August 13th) they called my work again and left a message that I needed to call them. My husband got on the phone with them from home and he talked with a Mark. Mark said that we have to pay $480 to close the account which shocked my husband. He told Mark to mail us documents indicating what we already paid the $3,600 to Cash Today Limited and the reason for the extra $480. My husband was not going to pay that til we got the document, then he hung up on Mark. On August 14th we got another call from Mark saying that I owe $4,700 which we don't know what that was for. When my husband asked him, Mark said with was for a different account through Cash Limited which he said was not associated with Cash Today Limited thou they have the same phone number. We asked again for documents validating the amount and they said that they wouldn't send us any until we agree to pay over the phone. My husband said no payment til we get the documents and they got very pissy with us. To this day they are still calling me at work and on my husbands cell phone. We are in the process of sending a cease & decease letter to them and what we want to know is should we file a claim also with the Washington State Atty General's office also since we live in Washington? I'm tired of getting calls at my work and not sure if this cease & decease letter will work, but don't want anyone at work to know about my problem. Can anyone suggest anything else?

Absolutely file with your state AG and do it tomorrow! You are right--Cash Today is an overseas company (based in London) and is one of the worst ones out there. DO NOT pay them one more penny! Being that they are overseas, also file a claim with the FTC. Keep us posted!

Kscornell - I will go and file at my state AG office, if I can find it. Is there a FTC website that I can go to or do I have to go to their office and file the claim. We are new to this. Can anyone give suggestion or send me the link.

The FTC is short for the Federal Trade Commission and I would go to FTC.gov to find out how to file a complaint. As this is a federal website, this would be a good place to file a complaint against them, as they are out of the country. I know other members have done this. Me, I just filed a police report with my local police dept to get them off my back and that worked.

I've just filed with the FTC online and now going to file with the WA Atty General's office. I'm still getting calls from them, but they get transferred to my voicemail and they don't leave a message. We just don't pick up the phone from them anymore.

in washington you need to file with dfi (department of financial institutions) you can do it online on pone or vial mail

these people with cash today wont stop calling and harrassing me...what can we do to get them to stop.

They called my work almost every minute for about 2 hours a day, until the HR manager finally got fed up with it and told them that there was no way they were going to talk to us and that every call they had made was recorded and she told them to stop calling or she would turn the recordings over to the police for harrassment. I haven't heard from them in awhile (expecting a call soon) I sent complaints to my state and the FTC and the state they claimed they were working out of. That state sent them a cease and desist letter on our behalf. Maybe thats why they haven't called in awhile. But keep insisting that they send you something in writing. And do not call until they have sent it to you.

That appears to be their final effort on a person to extort money. I read another post about a year ago where they did that to a person that worked for a hospital. They never did that to my wife but she flat out ended communication with them over a year ago and never answered one of their calls since. After a few weeks the calls tapered off to almost nothing. She has since changed all of her phone numbers and no longer works for that company so they have no contact info anymore. That seems to be the ultimate solution to get rid of these guys.