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How to consolidate payday loans and get out of debt

Date: Thu, 08/25/2005 - 15:20

Submitted by m_hicks_2003
on Thu, 08/25/2005 - 15:20

Posts: 4 Credits: [Donate]

Total Replies: 254


Can I consolidate payday loans without turning them over to a collection agency? I don't have any defaults, but I'm not making any progress, just paying about $600 a month in interest.


got into a very bad bind and needed to take out some payday loans,and as everybody here knows how that goes.needless to say i have about 7 loans out for a total of around 2500 that i owe one has already taken me to court over it.i just want to consolidated them so that i can start paying them back.thats why i need the # to T&C.Thanks


lrhall41

Submitted by on Thu, 06/08/2006 - 14:49

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Before you talk with any consolidation company, first see if you can strike the deal on you own. Talk with your lenders and get some payment arrangements done. Explain the situation in the same way like a consultant will be working for you. If you opt to work with T&C, you will have to pay the retainer fee and you have to be regular in your monthly payments. I am not against T&C, but I am emphasizing towards some saving without professional help. Why will you pay for something when you can manage it on your own?? You can always compare your options later.


lrhall41

Submitted by Gretchin on Thu, 06/08/2006 - 14:54

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I see you are referring to t& c what does that stand for is there a phone number


lrhall41

Submitted by on Fri, 06/09/2006 - 11:03

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I registered and I also called the 800 number on this screen, and a law office called me back and said they could only do credit cards, and that no-one does payday loans consolidation. Please help with a way to contact, each payday loan that passes, I get buried further and further.


lrhall41

Submitted by on Fri, 06/09/2006 - 16:03

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I have registered twice and have just tried again, and it tells to try again, because my name is already there.


lrhall41

Submitted by on Fri, 06/09/2006 - 16:05

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Can you give me information on t & c please at least a contact


lrhall41

Submitted by on Wed, 06/14/2006 - 12:15

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I am starting to feel like there is no way out. I have registered, I have put my password and still nothing. Any information to get me going would be really helpful, will T & C really help?


lrhall41

Submitted by on Wed, 06/14/2006 - 12:19

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where do I go to get the message with T & C info.


lrhall41

Submitted by on Thu, 06/15/2006 - 11:28

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please
if you can send soon, sometimes I feel like everything financially is out of control, and with nowhere to turn except to these payday loans, things just get worse. I started out with just $ 500.00 now I am up to $ 1450.00, the extensions fee don't allow me to payday down at all and every two weeks my debt increases. I take it you mean you get a hold of me through my email address. I also registered as a community member if that helps.


lrhall41

Submitted by on Thu, 06/15/2006 - 11:40

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Hello again! How is everyone? Well, I'm still about he same with my loans. I owe over $5000 and no one is willing to work with me. So I am interested in getting this information on this T&C company. Would like to give them a call at least and see what they have to offer...... thanks all !


lrhall41

Submitted by isaacksd on Fri, 06/16/2006 - 09:03

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Still trying to find t & c myself still drowning, can anyone help with info on t & c.


lrhall41

Submitted by on Fri, 06/16/2006 - 10:26

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Hi there, I have 4 paydayloans and probably if this goes on will be moving onto payday loan # 5, my finances are so bad and if I can consolidate it will help, it started out at $ 500.00 now i am at $ 1600, I have 2 children and no help and now have a 3rd on the way. can anyone help


lrhall41

Submitted by wedwards on Fri, 06/16/2006 - 11:59

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I didn't know that they accepted payments except for the regular extensions whenever I have asked they have said no. so i just keep paying the extensions every two weeks. each time my rent check comes, i don't have enough for the extensions now so I have to borrow more from another lender and so on. perhaps you can give me tips on how to talk to them, because what i am doing doesn't help.


lrhall41

Submitted by on Fri, 06/16/2006 - 15:13

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You will have to write some letters regularly to your lenders explaining the situation. The results of these negotiations are not seen quickly, but you have to stick to it. It will sound good if you can send some money in advance to make your proposal stronger. This way, if the company cashes your check, the proposal will be considered accepted. If they don't, their will be a proof of your efforts done to resolve the matter.


lrhall41

Submitted by Justme on Fri, 06/16/2006 - 16:08

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I signed up on this forum a couple weeks ago and still received no contact from T&C. I have 5 payday loans, 2 agreed to mark me paid in full after sending them letters on Texas law. 4 of the 5 remaining, I feel I still owe money to. Can someone pm me contact info on T&C. I would try & settle this on my own but one lady that contacted me got really nasty. I don't want to experience anymore of that.


lrhall41

Submitted by vbragg on Wed, 07/05/2006 - 13:37

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I have 5 payday loans and I am paying about 450.00 in fees every 2 weeks please advise me of the company that can help me


lrhall41

Submitted by on Fri, 07/07/2006 - 07:56

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How do I register on the forum? I am looking for a company that will consolidate payday loans. Thank you!


lrhall41

Submitted by on Mon, 07/10/2006 - 17:34

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Steven, you can do a free registration in this website and someone from your area will call you for a free counseling. Discuss your accounts with him and he will help you in framing your repayment options. There are some consolidation companies that can work with payday loans. You need to get in touch with the counselor after registering here. He will call you and let you know if there is any further assistance for you.


lrhall41

Submitted by ArDeN on Mon, 07/24/2006 - 13:50

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Can anyone provide me with any information about B&L Marketing. I was looking for payday loans online back in December of 2005 and one of the places that I filled out an application for apparentally sent my information to B&L, a representative contacted me by phone and gave me a loan for $250. That was great because I was in a bind at the time. well here we are 8 mths later and I am still paying $75 every two weeks interest on this loan. I have never heard from anyone...never signed an authorization form for them to take money from my bank account and can not find any contact numbers to get in touch with these people. At this point I have paid $1200 interest on a $250 loan.


lrhall41

Submitted by on Mon, 07/31/2006 - 07:52

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can someone please give me info. on T&C.. i too have about 7 payday loans, have not defaulted but it's so hard getting by every 2 weeks w/ all the payments..


lrhall41

Submitted by on Fri, 08/18/2006 - 13:46

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What are the names of some of the companies that will consolidate payday loans?


lrhall41

Submitted by on Mon, 08/21/2006 - 10:26

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I need help with my payday loans- a possible consolidation.


lrhall41

Submitted by on Sat, 08/26/2006 - 15:52

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Where can i go to get a free credit report without having to pay to see? I;ve tried different companies but no luck they all want money to view.

Can someone help me wit hthis please??


Geo


lrhall41

Submitted by amayesing3200 on Sun, 08/27/2006 - 14:11

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Try googling "free annual credit report"..That's what I did and I was able to find the link and received my Equifax report and made alot of disputes I found on it via the internet. You can choose which report you want for free, Equifax, Experian, or Transunion. I tried Transunion first but had alot of trouble accessing the site with the login info they gave me so I went back and did Equifax.


lrhall41

Submitted by WHEREAMI? on Sun, 08/27/2006 - 14:25

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I am in desperate need of some help, I need help in consolidating my payday loans. Please help me. I have no money left after the fees are taken out.


lrhall41

Submitted by on Thu, 09/07/2006 - 06:35

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Hi Ben,

Can you tell me what company you used to consolidate your payday loans? I thought it was this site but when i asked some one they sais i couldnot do payday loans.

Thanks!
Cristinekz


lrhall41

Submitted by on Wed, 09/13/2006 - 09:21

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I have been ready the forum and i would like to know how do i get in touch with the company T&C that you all are talking about. I have the same problem as you all with payday loans. I would like any information anyone can give me.What a cycle huh gang? Its a mess.


lrhall41

Submitted by geogirl29 on Thu, 09/14/2006 - 07:18

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shrtcaek67,

Thanks for the information. I have been trying to reach them also and signed nothing and I was stressing out. They haven't taken money yet, but they are going to soon.

Thanks!


lrhall41

Submitted by on Wed, 09/27/2006 - 09:55

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