Has anyone had any transactions with Cash Today, Ltd.

hi people there with there problems i was checking website and i found it out this .... the most major problem i found it out was when you call at customer services no one reply i guess.... i should look for the matter...... i be checking this site daily and i try to reply how much i can and might be solve your problems...... thanks

I too was in a desperate situation and applied for a $200.00 loan and they have taken out various amounts for 14 weeks ranging from $27 to $337 and now I am forced to close my account because they just keep taking money out. I talked to a rep today and he said I still owe $714. I asked how was that possible and he hung up on me.

Bernadette, I am sad that you have also become a part of this scam with Cash Today. Talk to your bank and close your checking account immediately. This company will continue making the unauthorized debits if the account is kept active. Talk to your bank as they might be familiar with this issue.

Also, your bank can dispute with the company on the debits already made. Each of them has to be verified and if they fail to give a valid explanation, it should be refunded back to you. You can consider taking some legal help also regarding this matter.

I was contacted today by Cash Today, Ltd for a payday loan. Iwrote down the names and numbers of all the companies I contacted, so imagine my surprise when I received a call on my cell phone from London, England!!!! I hung up on them only for them to call back from the same number. Not too smart. I called the toll-free number, 1-800-690-9975, and did a search on the number. Guess what, I actually spoke to the same man who recognized my voice!! It is being routed to a location in Outer London, telephone number, 011-44-2084922780. I hope this helps in your efforts. :D

Does anyone have an email address for a contact ar ctl

STACIE, there are lots of posts on Cash Today in this forum. Reading them will be helpful to you largely. You will get the better ways of dealing with them.

Call Cash Today at 800-690-9975 and request for information.

The lady with the $279 money order, don't send them a dime. They are fake. I called the company that is listed on the BBB and they are using their information and they don't know anything about them. Go to the BBB.com and put in Cash Today Limited, State is NV and see what comes up. They have had several, a lot of complaints. I wouldn't send them S--T!!!

I have had problems with them also. They have stopped sending me emails and I don't have their email address so I am building up what I owe them. I need to pay them off. They are quite sneaky also because they never explained that the money due was compounded weekly. I read monthly. My stupidity for thinking that I read ALL the tiny print. I am still trying to pay them back. I am in the same boat as you.

Diane
P.S. Thanks to all of you for the suggestions to Linnie. I am going to utilize them also.

Contact Darren of Cash Today limited at darrenw(at)cash2day4u.com

Request for an itemized statement or call them at 800-680-2177 to know your loan status. After you have reviewed the total amount paid so far, then only make further payment arrangements. Do you have their contract in paper? It will be good to give a thorough view once again.

They are they worst people. They just give you the feeling that they are scamming you and I really think they are. I asked them to email me the info about my account and Monika told me that they couldn't do that. Then they gave me and address in Nevada. I filed a complaint with the FTC. Rooney called me at work and I told him I would call him back with in an hour, then Jeffery called me 3 minutes later and I went off on him. And then he kept calling different people at my work. It was nuts. Then they told me I had to pay with a money order and fax it with my social on there, because I told them my account was closed. And Monika, who claims she is the supervisor there with no one above her, said they don't take credit card payments. This company is nuts.

Actually, it is in a way rather encouraging that they are willing to accept a money order instead. This is acutally more secure for you that giving them a credit card. When I was taking care of my ICS issue this is how I sent the payments. it worked fairly well. they ask for the fax to show that you have obtained the MO, since they don't get it for about 2 weeks. ( The US address you send it to is a mail drop that forwards to their UK address. Tell them you will pay only the principal balance (if you know it)unless they provide you with written proof of the additional fees owning. You may have to negotiate a bit. I ended up paying the fee twice ($178 instead of $89), but that was all and did it in $75 installments.

i took a loan with them and paid back $279 dollars which is what i'm supposed to pay. i called them in time and paid back. i had no problems. when they read the terms and conditions, i took a pen and wrote the key points. in fairness to payday loan companies, they read the conditions of the loan to u, but u need to take the time out to listen and ask them to repeat or explain if u don't understand. my friend spoke to a lady called anne who gave her some discount and was really nice to her. i advice people in this forum to call in and pay up for the sake of peace of mind and ask for anne who is probably the only angel there. if the case gets to court, chances her that they will win as they read u a contract which is recorded, (oral contract) and thats as binding as a written contract.

Jessica, you are perhaps right with the point that you have made out. But I still differ when the company is not giving anything in writing when a contract has already been made with them. It is necessary for Cash Today to send the contract in writing even if they read the terms and conditions over the phone. Did you get something in writing from them?

I payed off my loan and cash today limited still took money from me. And I have been tring to get it refunded and their telling me their put it back in my account and I haven't seen it yet.

Do you know who I can get to help me get my money back?

Jessica, your bank must have dealt with similar complaints against this company. Take their help and get it verified with the company. Once the items have been disputed with them, Cash Today is forced to verify it with proper narrations. If they fail to send the verification, you can take help of your lawyer in dealing with the company.

Also, put your complaints at the FTC, BBB and the local AG's office. I am sure that they have also received number complaints against Cash Today. Request them to take their actions fast.

Does anyone have a number for them? Thay have taken so much $$ but my bank doesn't even have a number for them.

I borrowed $200. from them last year along with a few other companies. When it came time to pay off my balances, the other companies were deducted my money but cash today never stopped now into $5,000 from a $200 loan. What the $#@*? I had no original paperwork to contact them with like the other companies and I could not get my bank to stop these automatic payments of $79. every other week. I had to call banks to get numbers in order to contact Cash Today. Then this foreign lady named Jeny told me I only owe $279. because I had stopped the payments of $79. from coming out of my account only to realize that they started taking out $158. to double up on the payment that I tried to stop. I originally tried to stop that $79. payment so the company would contact me like any other bill collector would do. But they didnt, they just doubled the payment and the bank let them do it because I stopped the payment of $79. and not a different amount. I could not stop Cash Today from making a withdrawal but as long as they entered an amount they could take it from me. The bank suggested that I close my account and open another one, but then I would have to contact every company that I deal with to change my information. This company has been a %#@**() headache. Not only that once they took the $279. that Jeny told me was ALL that I owed now; they took two more payments of $39. each to total $78. and all she could say was it was a mistake. I cannot go on there website that she keeps giving me because it does not exist. This is a bunch of mess.

Deleted by PDL Associate

You can record your interview with the site admin so that people can know your situation. Consult a lawyer, I think you have paid enough already.

http://forums.debtcc.com/forums/about8194.html

am i getting money

Yeah, I had the same experiences as everyone else. I told my boss simply to tell him when they call that he needs a court order on paper to enforce any type of payments options. Also if tey do sue you there is a simple way out of it. When you give your answer to the court simply put in a motion to dismisss the case, ask for a discovery period, and request a copy of the original prommisary note. All banks can not provide this, and they will lose the case.

Hell..they called me at 11:30 last night saying it was urgent.
I spoke with them and told them what time it was here, but they didn't care.
I owe them $279, and told them I would pay it off next week, but then it will be $350
I can't wait to get rid of them

I originally accepted a loan from cash2day with the understanding that if I paid it back at the end of the month plus the service fee that would be the end of it. However they never informed me that they would automatically deduct the $79 service fee every two weeks for a two hundred dollar loan. So once they did that it made it more difficult to pay back the two hundred dollar loan and since then they have recieved nearly 500 until I stopped payment on the ACH. They call anywhere from 8 to 15 times per day and even call after 9pm which I thought was against the law. They call me names and threaten me, and if I hang up on them they call like 10 times in a row. How do I stop the harrasment? I am in NY and I don't know where to turn...I thought a quick payday loan would get me through a tough time but it has turned out to be a nightmare that won't end.

Miel..
I'm sooo sorry. These people are the worst I've seen yet. You're best bet is to try to work out a payment plan with them, better yet pay it off!!
You may want to freeze or close your account..I highly suggest one or the other. They will continue to attempt to hit it.
As for the law...well, they are not going by the United States law..they are located out of this country and we're still speculating on where their located.
Please, close your account and possibly change your phone number, try to make payment arrangments or pay them in full.
They are the worst of the worst and I'm sorry this has happened to you. But a lot of us got involved with these theives and this is what we have had to resort to...
Let us know how it goes...

I only had one loan which I extended for 3 months! ($200 loan and each extension $79.00!) I asked if I could get a bigger loan in January because they boast up to $1500. I was making 100,000 at that time and they told me they only lend $200! They made a $200.00 debit on my account 2 weeks ago and today $395! and I still get those "you have elected to extend your loan" Make a report on ripoffreports.com. They're part of the BadBusinessBureau. The BBB doesn't do anything. Any company can get on that list by payiing the club fees!

Hello no brainer - as mentioned by everyone else - notify them in writing to stop and send certified mail. When they call again make sure you can prove it (witness) file small claims or municipal. Not only will you probably get the amount of your loan but 3 x in damages for violation of federal law. Judges love that!

I do not remember taking out a loan with them, however, they have taken money out of my account; to the tune of $430; and I didn't know about it. How should I proceed in getting my money back? Or at least documentation.

Hi Ang,

Dispute with the help of your bank as they know the company that debited from your account. Once the item has been disputed, the bank might be able to refund the money back.

Did they tell any of you guys they would take the fee out every other week? They did us and then they said they changed thier mind and now its every week.And when they gave you the $200 what did it say on your account? Like Route 66 Funding or Cash Today?

I was in a very large money jam and I had to take out a very large loan $5000 dollars to be exzact Ive already paid back 3845 dollars on the loan already to the tune of 250 dollars a month. when I Called them and ask for the ballance of my loan they told me that it was still 5000 dollars I said WTF Ive paid you 3845 dollars already how come the princable hassent come down any and they told me that the intrest rate is 60% and that the loan will be paid off in 10 years to the tune of 30000 dollars OUCH!!! Is there a way that I can just pay them what I owe them Then cut them off of my bank account and save me 30000 dollars I need some legal help

darn, the company is manipulating your account the most. You need to talk to an attorney regarding this matter. Taking the first step and close your bank account from which they are debiting the amount. Get their transaction code blocked so that they don't have money using different amounts. You have to take care of this matter now before you lose your precious money to a scam company.

When i dealt with these guys, they only offered a maximum of 200 bucks - are you sure it is the same company?

The companys name is Cash Call like the one you see on TV with Gary Coleman as their spokesperson, what they dont tell you is when you take a loan out with them you just made a bad dission(A Deal with the Devil)Im going to close my account ASAP and Cut them off ASAP but not before I finish paying them the money I Barrowed. you know If I knew now what I Knew then I wouldent of taken the loan.

Does anybody Know of a good lawyer that can help me get cash call off my back and block any chance of them garnishing my wadges at my job. they just sent me an Email adding another 35.dollar insuffecent fee
to the 250.00 that they want from me.

I borrowed $200 from them a little over a year ago, and was sure this loan was paid off. They contacted me on Thursday, October 26, 2006, saying I owed them $2,388. I was flabbergasted. The lady got really irate with me, and I hung up on her, she immediately called back and left me a voice mail message saying she was going to have me prosecuted for fraud. I ignored it, and went onto the FTC's website and filed a complaint. I think a lot of us need to do so in order for the FTC to step in, and flood the Nevada Attorney General's office with complaints. Just a suggestion.

Thank you for providing me with an address for these people. I have told them many times I would be glad to pay them if they provided me with a mailing address and account number and each time they refused told me I had no choice but to give them a credit card number. I may have been stupid enough to do the loan but I am not that stupid! They call my work several times a day even though I have requested them not to and leave very threating messages on my voice mail.

Do not put up with their crap for one more second! The next time they call your work, tell them that you are filing a report with your local police department for harassment and then DO IT!!!!! See how fast they stop calling--it worked for me! Only pay back what your borrowed and not a penny more. They are completely illegal.

i strated getting phones calls yesterday at my job telling me that my wages were going to be garneshed because i owe cash today limiied that over $3,000. this is impossible. then this morning on my cell phone i had about 10 missed calls from a man from the smae company, saying that this a debt from january 2006.................. why would any one wait so long to collect a debt. the point is that i DONT OWE THEM ANY MONEY AT ALL.. WHAT CAN I DO??????

If it is a collection agency that called you, then that is considered harassment if they called you 10 times in a row.