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Don't do bus.with Debt Free Financial Group!!!SCAM

Date: Thu, 07/10/2008 - 09:47

Submitted by anonymous
on Thu, 07/10/2008 - 09:47

Posts: 202330 Credits: [Donate]

Total Replies: 45


I entered thier program under high pressure and this co. has done nothing for me except take my money. I found out an ex mortgage broker Jason Evans is the owner and they are scamming people. It's been months and I'm getting calls. lawsuits , with they promised me would not happen, and can never get thru to cust. service, they ignore me. I then founfd out they have a big fat F with the BBB! I'm cancelling my draft, stay away from them! debt free Financial Group in Irvine is part of American Financial Service out of Bakersfield customer service told me the one timme I got thru to them! Anyone else heard of or getting scammed by them too?


and now is with debt free Financial Group , a partner firm with American Financial Services. Both of these firms have one of the worst reps in the industry, an ex associate used to work with him and knows this. Thye whole debt settlement industry is shady, just BK instead and move on!


lrhall41

Submitted by on Mon, 07/14/2008 - 21:41

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I disagree with you "guest " . Yes their are a lot of bad settlement companies out there but there are also some very good ones that have impeccable reputations. The key is researching the company you are shopping with. Always make sure they have a good track record with the BBB and make sure they are either members of TASC or USOBA.


lrhall41

Submitted by mobile0311 on Tue, 07/15/2008 - 07:06

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Site Administrator, we have a major issue, I have never ever been either accused of fraud, been arrested, or done any time what so ever. Guest #2, you just got into some hot water. As to scams, we are a legitimate debt settlement company. We have not had one complaint on the BBB Guest #1, not one! Site admin, I will send you a separate e-mail on how I plan on dealing with this issue.

Jason Evans
President ???????? debt free Financial Group


lrhall41

Submitted by on Fri, 09/12/2008 - 12:59

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I tried to look up debt free Financial Group on the BBB website for Irvine CA and found no entry. I did find a company called American Financial Service out of Irvine CA and they had an F according to the BBB. Taken from the BBB website the following grid displays the number and responses to complaints over the last 36 months:


No. of Cmpl Type of Response
2 Making a full refund, as the consumer requested
1 Making a partial refund
1 Agreeing to perform according to their contract
0 Refusing to make an adjustment
0 Refuse to adjust, relying on terms of agreement
10 Unanswered
0 Unassigned
14 Total

14 complaints seems really low to me to be honest unless this company only had 14 clients. If they have 100's of clients then this would be a really small number. Also I don't know if the 2 companies are related but the previous post did not deny any relationship.


lrhall41

Submitted by DOLLARSandSINCE on Fri, 09/12/2008 - 13:52

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Type in 92663 in the zip code for the BBB. Now you are in the Southern California BBB. I want to share something with you all. The BBB will give an F rating to any debt settlement company as soon as they open up. I mean with zero complaints! Here is one example; Type in debt relief Counselors of America. They rate them an F and It says, "We have received 0 complaints from this company. I heard that the someone at the BBB owns a large CCC (Consumer credit counseling) company. Something else too. The CCC's always says that their program does not affect the FICO score. This is true, but what good is a good FICO when mortgage lenders consider someone in a CCC program the same as a bankruptcy! Put Bankruptcy/CCC lender guidelines in Google and click the first link. You will see an actual mortgage lenders guidelines where you can see that they treat someone in a CCC plan as a BK! So, things are not always as they seem! And the BBB is not a government owned organization. Google them and wait to you see what you find.


lrhall41

Submitted by on Sun, 09/14/2008 - 00:27

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I don't think its a big secret the that BBB kind of sucks. I aslo don't think its a big secret that a bunch of debt negotiation companies suck also. My advice is to stay awy from both of them if you can help it. Also not being government owned doesn't really me anything. Actually things run better in general if the government keeps their nose out of it. Ones FICO score is not owned and maintained by the government either. Those are all generated by private companies.


lrhall41

Submitted by DOLLARSandSINCE on Sun, 09/14/2008 - 19:50

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my sister went through this "program" with debt free financial. she asked the rep where they were located, she was told Burlingame California, (north end i believe) later she was told irvine california. not sure why they would keep her guessing about the location. i read the other entries, i googled this jason evans guy, either he has no record, or i just dont know how to find it.. so i dont know about that, but i will say this i called in to this company and listened to their shpeal, i gotta say, it is pretty deceptive.. this girl, sounded like she was reading a manuel and really couldnt answer my questions.. i mean i was really worried about the whole law suit thing and she made it sound like it never happens. come to find out, yes it does.. quite often in fact.. look i dont know about this whole debt settlement/consoidation/counseling/scam/no scam thing.. discussing the merits of the credit industry, any facet of the industry, is a waste of time.. the whole dang industry is twisted... i just know that when you are talking to someone about money, your money, they should at least sound credible.. and the conversation i had last week with this young girl was anything but informative. anyone that would trust their financial future to a glorified telemarketer obviously reading some prepared manuel is foolish.. especially when that manuel was probably written by some salesman somewhere in a big office, driving a car that costs more than you will ever see and living in a house paid for by the dollars squeezed out of good but desperate people..like my sister. if you need help with your bills, talk to a lawyer, yeah they are crooks too, but they are educated crooks that are qualified to help you.. next time you talk to a "debt consultant" ask him/her.. "how long have you been doing this?" if the answer is more than 1 year, they are probably lying.. i live in orange county, i have seen many of my friends go from the mortgage industry and the used car industry into that industry.. fortuantely, i work for the city my job is secure.. but these people are nomads going from one job to another looking for the next "big score" want proof? once you get through their sales pitch for debt consolidation, mention you are behind on your mortgage.. see how fast they go from a "debt counselor" to a "mortgage agent" here is a hint.. one job does not lend itself to the other.. so the scam doesnt seem to be the industry,(as much) but more the way these people represent their own "knowledge" and credibiltiy. by the way, from what i have found Debt Free Financial Group has been in operation since January of 08, when i asked this girl how long they have been in business she said for 6 1/2 years.. that is an obvious lie.. again, if you lie about one thing, why would i believe you about anything else?? good luck people..


lrhall41

Submitted by on Fri, 09/19/2008 - 10:21

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What you guys have to realize that all companies have some complaints, but what you have to understand is 1 or 2 complaints doesn't mean the company's not legitimate. debt free is very legitimate, they have no complaints once so ever. File BK bad decision, cosumer credit counseling almost as bad. The "just me" guest obviously doesn't understand how debt settlement works. She wasn't even the client her sister was, I think she has too much time on her hands. She sounds like bitter woman, who just likes to judge and doesn't really no facts. You can't refinance and you file BK anymore, if you find a legitimate company like DFFG stay with them and judge for yourself, don't listen to other critical people who no nothing about the legitimate debt settlement industry. BTW I did some research on Jason Evans and he has no criminal record. That goes to show you don't believe everything you read. If you want to know anything, do what my mother used to say look it up yourself.


lrhall41

Submitted by on Sun, 09/28/2008 - 19:22

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This forum is a joke. How do you know that these entries are not made from competing debt settlement companies? They just enter in their comments and get to slam one another. No one leaves names? Or maybe it is CCC (consumer credit counseling), which has always competed for debt settlement clients. Don't believe me? I work for a debt settlement company. I could easily say a negative thing right now about another company and unless I admitted I worked for a debt settlement company, you would have never known.


lrhall41

Submitted by on Mon, 09/29/2008 - 16:42

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CONCERNED AMERICAN...just because you din't find anything on Jason Evans, it doesn't mean it's NOT there. I'm not saying he DOES have a Criminal Background, I'm just saying if people want to hide their past bad enough, they can. I've looked on the BBB site, for a few companies. I've never had one come up a 'F' rating, right off the bat. Especially if they have only a few complaints, I wouldn't think it would be an 'F' rating. However......remember.......this is MY opionion 9 and that's what people, on this forum are doing. Posting their own opionion). There ARE alot of scams out there. I've called a few companies, recently. Both ( i won't say names..) wanted me to give all of my information to them and they wanted to "sign me up." The way they were 'coming across', they din't want me to have a choice in the matter. If a company does this, I'm 'stay away.' Everyone has a 'gut feeling' about things, I suppose.


lrhall41

Submitted by sdchargers_63 on Tue, 09/30/2008 - 03:50

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First of all I called the owner of this site to have him remove this web page, because of the false allegations that I did time and that our company is not legitimate. He gave me this song and dance that he could not remove anything written. He went into that he could get into trouble and so on. He told me that people have even written racial comments about him and he could not even remove that! So, on 10/1/2008, yesterday, I wrote a long response and it was up within 5 minutes. I really went out on a limb and told people I would do a background check and so on. I explained how we set up our company at the inception and how I could have saved hundreds of thousands by doing it, to be what I consider is the wrong way, which is how most people do it. I get up this morning and look again and it's is gone! Let me remind everyone that if call the number on this website and press 2, you get forwarded to a debt settlement company! I can only imagine that he owns that as well. So what is the real deal, Vikas*? *** is the owner of this site and told me he goes under Vikas in these forums. So, I have never done time for fraud, but have to have to suffer slanderous lies from what is probably an ex-employee of mine slamming me? I am going to post my response again, and when it is up take a screen shot. You say you can't remove anything, well I will have proof it is up and proof when you take it down. I already have my attorney working on it as well as Google. As I said in my previous post that was removed, I am a legitimate business owner of a debt settlement company and have never done time for anything! I will be happy do a background from a company of anyone????????s choosing and post it. Just let me know though this forum and I will step up to the challenge.

* Original name changed to screen name to maintain anonymity and respecting privacy. Please go through the TOS (http://www.debtconsolidationcare.com/tos.html)

*** Original name deleted to maintain anonymity. Please go through the TOS (http://www.debtconsolidationcare.com/tos.html)


lrhall41

Submitted by on Thu, 10/02/2008 - 07:37

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Click debt free, the words that have a link in the beginning of this page in the first comment and you get linked to submit your information for debt consolidation, or debt settlement! Folks, what this forum really is a lead capture site. If I wanted to spend the money and time, I could start a site similar to this to generate debt settlement leads. Then call them or sell them off or both. Guys, things are never what they seem.


lrhall41

Submitted by on Thu, 10/02/2008 - 07:47

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Jason Evans I clicked on "debt free" and got THIS, so what exactly do you mean? You do realize it states in the TOS CLICK HERE messages posted in this forum are the sole opinion of the poster (author) and he/she is fully responsible for it, don't you? It's at the readers discretion to believe or disbelieve what is posted here. :) :?


lrhall41

Submitted by Shazzers on Thu, 10/02/2008 - 08:14

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I understand moderator. What I mean is that this site is not just Vikas's*, the owner, solely wanting to "give back" to the community. This site is a way to make a profit. I know, because he told m that himself. Not that there is anything wrong with that. I just want people to be aware of it and maybe this is why he is not in such a rush to take down the lies that I did time for fraud and that my company is not legitimate. He told me he can not remove them, flat out. He told me that people have put up racial comments about him and that he can not even delete those comments. I challenged him to prove that to me and e-mail me those links and he said he will. We will see.

But, if you look at my previous comment, you or another moderator did in fact delete my comment. Why was that? Which is it? Now I have to get an attorney and according to ***, the owner who goes by Vikas in these forums, it won't do any good, because he is protected. Now my business and reputation has to suffer because of an untrue statement about me and my company. In fact this statement probably came from a disgruntled x-employee. I offered to do a background check in my posting that was erased to prove I don't have any criminal record! So, let me get your comment on that?

* Original name changed to screen name to maintain anonymity and respecting privacy. Please go through the TOS (http://www.debtconsolidationcare.com/tos.html)

*** Original name deleted to maintain anonymity. Please go through the TOS (http://www.debtconsolidationcare.com/tos.html)


lrhall41

Submitted by on Thu, 10/02/2008 - 14:33

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If the author if the posts are fully responsible, how come they do not have to take full responsibility? I asked, Vikas*, the owner of this site, to help me identify who this person was and he said the only way he would do that is by subpoena. So, are people that write the comments fully responsible?

* Original name changed to screen name to maintain anonymity and respecting privacy. Please go through the TOS (http://www.debtconsolidationcare.com/tos.html)


lrhall41

Submitted by on Thu, 10/02/2008 - 14:36

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I did NOT delete any comments that you or anyone else made in this particular topic, so I'm not sure what you're referring to as far as false statements regarding "doing time", I just read this thread and saw no such statement, unless you are referring to a different topic?? I was addressing your comment below:
Quote:

First of all I called the owner of this site to have him remove this web page, because of the false allegations that I did time and that our company is not legitimate.


And:
Quote:
Click debt free, the words that have a link in the beginning of this page in the first comment and you get linked to submit your information for debt consolidation, or debt settlement!


The Terms Of Service explicitly states: Quote:
The comments are not endorsed by debtconsolidationcare.com or our parent company InterNext Technologies INC.


lrhall41

Submitted by Shazzers on Thu, 10/02/2008 - 17:01

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I am glad elcarademico and caradeculo agree. These days???????? people need strait talk, not BS. If you are trying to sell something, that's fine, but let me know up front. Don't try to have us all come into your forum, and in-between the comments or to the side put ads to get us to sell us something like debt settlement. Make sure you take a print screen as your comments and this one may be deleted! Oh and moderator, look at the beginning of this page, someone wrote and I am Copy/Pasting, ???????I found out an ex mortgage broker Jason Evans is the owner and they are scamming people.??????? And from the subject line of the next post, ???????Jason Evans got busted and did time for fraud???????. That is what I am referring to. As to what was deleted, let me know I you want me to post that again, because I have to save every comment into a word doc in a separate file, because you guys delete what you feel like.

The reason I and other guests agree that this forum is a joke is because anyone can say anything and hide behind the veil of a ???????Guest.??????? Their identity is never revealed. Is it fair that I have been accused of fraud from what is probably a disgruntled x-employee? Is that fair, when I have NEVER been either arrested, gone to court, or been convicted of A CRIME! That is why this forum is a joke! I called the owner today and even suggested he pull a background check to prove this. Do you know what he asked me for? My social security number! Feeling like I had no choice I reluctantly agreed. My wife, who overheard the conversation freaked out! So, I ask you. Is it fair that some lead generation site that owns a debt settlement company can decide what is posted and what isn????????t? Everyone is trying to fool the American people these days and I hope you guys to get what is coming to you. Thanks for allowing someone who won????????t reveal their identity and who you guys also won????????t reveal their identity to hurt my honest and legitimate business. We lost a deal this weak to this stupid forum. Do you think you got that deal? You guys are only hurting people.

Hey guys, we need someone to call the 800 number on this site and see how honest they present their products and then report back here!!!!! Let????????s put their feet to the fire! Let????????s see how they size up! And again, take a screen shot, because this comment might not be here! If you see it deleted report back! Let????????s FIGHT back against this sight, because the innocent get slammed. So, guys I will take a background check and put my money where my mouth is, will you?


lrhall41

Submitted by on Thu, 10/02/2008 - 22:12

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First part, I have no idea who Jason Evans is. That being said, WHY and I say again WHY do you care what someone says about you in this small forum? This forum is not nationally observed. Are you saying this site has damaged your business? I find that very hard to believe. Why defend yourself if you are doing the right thing? Your actions will speak for your reputation. Not to mention it's weird when you guys come in here and try to defend yourselves. YOU all say same the same EXACT thing. It's always an ex-employee who has it out for you, we are hiding behind false names, who will take responsibility for the comment, give me his/her name, I'm suing this person or the forum for making the comments or the person making the comment is just a hater. This forum does not have the power to destroy your good name. YOU DO.

When you guys come in here I get a red flag in my head thinking that this person is full of it. Why would this person care about this forum and second why would you CARE to have the time to WASTE on nonsense? True adults don't have to defend themselves. Your honor is in your hands not this forum. If you are legit don't waste your time debating with fools but if you are not it will come out.

I don't know if you agree but it's something to think about.


lrhall41

Submitted by on Fri, 10/03/2008 - 07:59

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Mr Evans,

I have only been a member here for a short while but I joined with full knowledge that there are 2 parts of this site. The freeOpen Public Forum and the business side of Debt Consolidation/Settlement. Vikas has never tried to hide the intent of this site. Moderators will delete personal information, personal attacks and posts that violate the TOS. If you want your posts to stay, follow the TOS. You also might consider registering. Maybe your knowledge would help the public as well. If you are dead set on legal action, then I would read the thread below. Good Luck!

http://www.debtconsolidationcare.com/legal/index.html


lrhall41

Submitted by NASCAR_Devil on Fri, 10/03/2008 - 08:39

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I Googled Jason Evans and came back with 512,000 hits. I got to page 6 before I found a link to DebtCC with Jason Evans Law Firm:

http://www.debtconsolidationcare.com/creditors-information/jason-evans.html

So my conclusion is there are a lot of Jason Evans' out there. An Actor, scientist, DR, Lawyer, photographer and tattoo artist. Which one are you?


lrhall41

Submitted by NASCAR_Devil on Fri, 10/03/2008 - 08:47

( Posts: 4671 | Credits: )


Man o man o man. Mr. Evans after reading your post I felt bad for you......really. I thought maybe just maybe you ARE getting a bad rap here. Then I did some looking up and I found some things that are very disturbing. Maybe you can explain them please?

Why is your website almost the same as about 12 and counting other websites?

Why is your ABOUT US statement posted on 20 and counting completely different debt settlement companies web sites word for word? Seriously it's on 20 or more other sites.

A lot of the sites the content is on has something that says AS SEEN ON TV. Where on TV? Why don't you have the commercial on the website? I would like to see it please.

I copied, pasted and googled ALL the content on the site and it is shared word for word ALL OVER the internet on completely different debt settlement web sites. A LOT OF THEM.

Companies and Web sites:

firstdebtsettlement.com
debtfreefinancialgroup.org
/handsfinancial.com
jwarrenfinancial.com/debt-settlement.html
apexdebtsolutions.com
approvalcenter.info/debtsettlementservices.htm
debtgroup.com
capitaldebtsettlement.com
aspirefinancialsolutions.org
And MANY more.

There are so many sites it is crazy.

What's this all about?


lrhall41

Submitted by on Fri, 10/03/2008 - 11:02

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I have better things do. This is my last posting. I don't know why I even bother. Leave a comment if you like, but I won't read it, becuase I won't be checking this anymore.


lrhall41

Submitted by on Fri, 10/03/2008 - 12:34

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see ya,wouldn't want to be ya.i just saw this thread and your conduct evans has been nothing short of appalling.


lrhall41

Submitted by paulmergel on Fri, 10/03/2008 - 12:55

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SEE they NEVER answer the QUESTIONS and make it out to be our fault. Cry wolf and stuff. As soon as you through FACTS in their face they run away or go for personal attacks. Seriously......this urks me to no end.

LOOK.......TO FUTURE COMPLAINERS IF YOU ARE A FRAUD JUST SHUT UP and go silent. You make MORE of an a$$ out of yourself when you try to defend yourself.

You can't even answer ONE of my questions?


lrhall41

Submitted by on Fri, 10/03/2008 - 13:27

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i had a friend who enrolled in debt cosolidation care and he said the program sucked....never could get a hold of anybody....he .had to cancel....rumor has it, its being ran out of a house!!! So be careful people


lrhall41

Submitted by on Fri, 10/03/2008 - 14:25

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same old rhetoric from one of sanjinjose's bobos.look do not post that garbage unless you have proof positive.okay smokey the dope.


lrhall41

Submitted by paulmergel on Fri, 10/03/2008 - 14:37

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No paulmergel I think smokey is right. When you reverse lookup the number of the business it states it is in a residential area. Some lookup sites tell you if the number is in a business area or a neighborhood. Sometimes you can use a satellite image to see the exact location.

What an age we live in today.


lrhall41

Submitted by on Sat, 10/04/2008 - 09:53

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point taken about that,but they also stated that they signed up
for debtcnsolidaioncare.okay,this ite is attached to a few reputable debt settlement and relief companies.i just think smokeyand evans were here to muddy the waters.


lrhall41

Submitted by paulmergel on Sat, 10/04/2008 - 10:03

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I'm sorry paulmergel I read smokey's comment wrong. I thought he was talking about that Jason Evans guy. I reversed lookup Mr. Evan's business number on his site. THAT is ran out of a home.

Sorry bro you are so right. He was sent in here to just spread garbage.


lrhall41

Submitted by on Mon, 10/06/2008 - 07:06

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Prove, Mr. EVANS business is ran out of his home! I am sitting in his office right now! SO PROVE IT!!!!!!!!!!!!!!!!!!!!! Oh, and after I talked to MR. EVANS, he told me the number on his site is an 800 number ordered from RING CENTRAL.com, so PROVE IT!!!!!!!!!!!!!!!!!!! Or, do you work for this website!!


lrhall41

Submitted by on Mon, 10/06/2008 - 10:16

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well guest/troll/shill.tom did a reverse lookup.so if anything. YOU PROVE IT!!!!!!!!!!!.not too pleasant when the shoe is on the other foot.that doesn't take away evans appalling conduct while here.if you are a potential client,sorry to hear that.


lrhall41

Submitted by paulmergel on Mon, 10/06/2008 - 10:31

( Posts: 15514 | Credits: )


Mr. Evans stated Quote: "I have better things do. This is my last posting. I don't know why I even bother. Leave a comment if you like, but I won't read it, becuase I won't be checking this anymore".

So what happened? I thought he has better things to do then tinker with this site? I thought he will not be checking this site anymore?

You mopes can't help yourself can you? He can't help but read this forum. You guys are pure NARCISSISTS. ALL of you scammers. And he has the signs all over him. Paulmergel is right, YOU PROVE IT ISN'T. And answer the questions. If not shut the **** up.


lrhall41

Submitted by on Mon, 10/06/2008 - 10:55

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I check this site from time to time to read all the silly back and forth about this debt free Finanacial. I think it is comedy how this "legitimate business owner" Jason Evans.. rants about how he has never done time and how he is going to sue the admin of this site for allowing random people to post their opinions. Has anyone ever heard the theory "me thinks he does protest too much"? in short it means: if it is a lie about him, posted by some other debt company, or even better, a former employee... why would he bother writing so many responses and chasing down the site admin, and getting an attorney involved? I mean if he is running his company so well and spent all that money that he "didnt have to spend" to "do it right" why worry? Another question would be why would a former employee spend the time to slam him? What does he do to his employees that would provoke such an attack? No, I am not in the debt business, but that doesnt mean I am incapable of researching the industry when a family memeber is lied to and swindled into a situation by a used car salesman posing as a "financial advisor". As I said in my earlier post, the whole credit industry is full of dishonest, evil people. It simply doesnt matter what company you chose to go with, there is a better than good chance you will get screwed. When there is that much money involved, someone is going to hide something. My sister paid over $6,000.00 in fees for this "program". I am aware that is right about what most companies charge, but it is still quite a lot of money. When there is that much money at stake, how can you trust anyone to be honest? As for this owner, the only thing I could really find about the guy is that he used to own a mortgage company.. now since this country is in such a terrible situation due to the MORTGAGE CRISIS.. are you sure you want to turn over your credit card problems to a guy that owned a mortgage company? I mean what qualifies this guy to offer advice on credit cards? Where did he get his financial degree? so you are trusting your financial future to a guy that made his money convincing people to take bad mortgages?? If you trust this guy.. you get what you deserve...


lrhall41

Submitted by on Wed, 11/19/2008 - 10:50

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Mr. Evans why does your customer service ring to a voice mail machine and no one returns phone calls?

Mr. Evans why have you changed the name of your company three times in the past six months from ???Debt Free Financial Group??? to Modifyyourloantoday.org to United Financial Services Group.Org?

Why if you are located in Irvine California does your address come up as a POB in Burlingame California?

Why have your sales people have tried to sell me a loan modification when I called on status of my debt settlement that your company has done nothing with and now I am being sued?

Why are you doing loan modification if you are not approved to by the California Department of Real Estate to accept an advance fee?

Sooner or later they will catch you and put you where you belong!


lrhall41

Submitted by on Tue, 03/10/2009 - 16:05

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I joined Debt free Financial in January of 2008. I was given the spiel of how they were going to get rid of all my debt and they start working on it as soona s payments are being made, etc.
What a laod of BS! They hide behind ther double talk to get you to ign up. Once they do, tehy take your money and do nothign for you, leaving you to STILL deal with the credit card companies. They tell you that they cannot/will not get in touch with the card companies until they have taken out enough money to "settle" with them (that's if the CC will accept their offers).
After enarly 9 months of them taking my money, I fianlly had to answer BoA, as they called continuosly for a hour and a half. I'm glad I did answer (even though these schmuks would tell you to not answer the phone). Theyw anted to settle, and at a very reasonable offer.
Of coruse, Debt Free nearly f'd that up. I forwarded them all the info and they dragged their a$$es in getting in touch with BoA (I actually ahd to call Debt Free and keep reminding them to get this done) and mossed the deadline. Fortuanately, BoA was still willing to honor the settlement.
With the second card I was using them for, I actually went and settled that on my own, as they were going to file a law suit; and again, I got a good settlement rate.
So, basically, they took my money and did nothing until I forced them to settle with BoA and than i got the hell away from them.


lrhall41

Submitted by on Mon, 07/06/2009 - 07:50

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After some medical issues came up and I was off work for a significant amount of time I needed to get help with some fo the debt I accrued over time, due to my medical problems. We decided to go with debit free financial group, last Oct 2008. It is now end of July 09 and they have not done anything, except for taking my money. I am now threaten from two creditors to garnish my wages and have been takent to court three times. This group is worthless and should be shut down. What was told to me numerous times was not infact the way of their practice. We did sign a contract, although, now looking through it again, it was very vague in some very important areas. At which times, we didn't know what particular questions to ask. Now we fear they will take our house and wages. If they take our wages, we won't be able to make our house payment, let alone any other payments. This group has done nothing but ruin my credit. When we signed up we were still in good standing with each creditor. Now our credit is crap. We thought we were being smart by joining this group to help us manage/pay off of creditors. It was actually the worse thing we could have done!!!!


lrhall41

Submitted by on Tue, 07/21/2009 - 09:35

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I too, have signed up with Debt Free Financial Group and had to deal with all of the creditors myself. I had generate all the calls and the negotiating. Then they nearly F***ed that up! I wish there was a way return the favor that they were so willing to help me and stick it to them! What a crock of Sh**! If anyone is looking for help with their debt....DO NOT USE DEBT FREE FINANCIAL GROUP!!!! I believe in karma, so I hope someone sticks it to them!!! DFFG is a SCAM!!!!


lrhall41

Submitted by on Tue, 07/21/2009 - 09:40

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I've been with American Financial Services for 1,5 years now, they settled 2 accounts for a low payment and I am quite satisfied with them. You fax all the information from credit collectors, keep a call log etc. get everything in written form. They have always responded to my call back requests, emailed me my account activity and payments have been going through no problem. I pay them a small monthly amount which is OK as I havent had to deal with collector calls etc. So far nothing bad to say, I hope this won't change... I recommend these people anytime.


lrhall41

Submitted by on Fri, 10/09/2009 - 08:26

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I have been with Debt Free Financial for a little over a year now and they have done NOTHING wrong!! The post here regarding how they are a scam, steal money, and no one can ever get through customer service is lame.
First of all, to hire a consolidation company to take care of your debt you must have patience. Yeah, it does take a few years to get everything together and clear debt. I was never told that I would not get sent to collections or get sued or anything. Infact, they did say it can be a possibility, but they would do everything they can to AVOID it.....not promise it won't happen. I was told everything in detail on what could happen through the program AND I was given the option to back out if I felt uncomfortable going through it in the beginning. I had read blogs before signing up with the company and called/emailed and asked them to rectify them and they did.....whole heartedly within 24 hours.
Second of all, I get through to customer service every time I call. Yeah, I have to hold for a couple minutes usually, but I always get my questions answered plus they ALWAYS call me back regarding anything I fax in or e-mail. They even have called me back a FEW times for one document after I had spoken to them about it and resolved it. They are THAT on top of it. We already have 2 debts settled...and we did not have to do a single thing other than approve the settlement. They did everything. Plus, they send us a statement every single month as to how much money our account with them has accrued so we can see exactly where our money is going each month.
Unless there is another company using this same name, I believe research needs to be done before anyone joins a debt settlement company. I'm sorry most of you are going through all this with a so-called "Debt Free Financial" company.


lrhall41

Submitted by on Thu, 12/17/2009 - 07:27

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