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Has anyone had any transactions with Cash Today, Ltd.

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Has anyone had any transactions with this pay-day loan "company", located out of Reno, NV? I've explained to them, literally seven times, in the past 24 hours, that I'm working with a debt consolidation company, who will be contact them to set up a payment plan, and they are calling, over and over again. Now they've reached the point, when calling me at work, while I was in the restroom, and my boss answered the phone, of accusing her of lying for me and refusing to put the call through to me. I've told everyone who calls, from this company to call my home or cell, but they continue to call my company and I'm really worried that their harassment of my co-workers, not to mention manager, are going to jeopardize my job... Help!




hi john,
i sent the same information as well to your e-mail address. i recieve e-mails from samantha@ cash2day4u.com and the phone number that i always call is 800-670-4075

Sub: #41 posted on Mon, 09/19/2005 - 11:16

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I am curious, did anyone get an actual paper contract with Cash Today, Ltd? I didnt, all I got was a phone call after I applied for the loan online. They told me the telephone conversation was the contract. Can that be right? I mean, I never got anything from them in writing except an email every two weeks asking if I wanted to pay interest only, pay down or pay off.

John, I am just curious, because I understand that they are apparently out of the country, but have a mail stop in Nevada and make loans all over the US, what are Nevada's regulations for payday loans and are they applicable to Cash Today? In Texas, I believe they are required to provide a contract showing the interests as well other T's & C's.

Thanks

Sub: #42 posted on Tue, 09/20/2005 - 08:11

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Tracy, does Cash Today means oral contract by that telephonic conversation? Just guessing

Sub: #43 posted on Tue, 09/20/2005 - 10:51

ben ben

(Posts: 2034 | Credits: )

Yes, that is how they explained it to me. They said the contract was "oral". They asked me a series of questions and each time I had to say "I agree".

Sub: #44 posted on Tue, 09/20/2005 - 11:03

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Tracy, same thing with me i had no papers just a phone recorded conversation saying i agree and their list of terms

Sub: #45 posted on Tue, 09/20/2005 - 11:14

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I dont know why I didnt think of this before, but that may not be legal.

Regardless if they are not a US company, they are still operating in the US and they should be controlled by our laws. I mean, if they werent, then they could do whatever that wanted, thus making consumers vulnerable to abuse.

They apparently have a mail stop in Nevada, and the Nevada Attorney General says if they have employees located at that stop, then they fall under Nevada laws. Maybe we should bring this to Nevada's. I beleive they are investigating them and trying to find out who they are actually affiliated with here in the US.

Sub: #46 posted on Tue, 09/20/2005 - 11:24

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i am pretty sure the deputy attorney general is doing his best, he sent me an email this morning and said that he went to the website but did not see anything relating to leads global but does think there is a connection. he also mentioned something about cash today is a fictitious name and that the company located at the nevada address could not find filing for a fictitious name such as cash today. so something is strang and wrong.he said that corporate office services is the location located at the nevada address but they are the resident agent for leads global so he still thinks they are in connection

Sub: #47 posted on Tue, 09/20/2005 - 14:14

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The problem with some of these payday lenders is they are so secretive. What do they have to hide? I think it is because they are eluding state usuary and lending laws. Hiding under the umbrella of a state that has loose laws or even in other countries. I think eventually they (Cash Today) and others like them will be found out. I hope the attorney general in Nevada is able to do something about them.

Sub: #48 posted on Tue, 09/20/2005 - 14:24

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They are VERY secretive! I did notice that too!
I had called one to see what kind of checks they do on pepople. Like a credit check ect and they told me Why ?
Sounds fishy

Sub: #49 posted on Tue, 09/20/2005 - 14:52

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I also found out that a lot of those pay day loan companies really dont check anything that you put on the application. Not even your place of employment.

Sub: #50 posted on Tue, 09/20/2005 - 18:39

Rhonda28 Rhonda28

(Posts: 411 | Credits: )

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