Graham Beagle & Associates (877-836-3100)

Thanks keystrokes, where would I find out about the SOL for the state? Any help would be great.

sbme, google the word "statute of limitations" with your state name. You will find some links with the info. This page also has good information.

does anyone have an address or info on Graham & Beagle. They contacted me and demanded payment or I would be sent to court.

Their address on the "letterhead" fax they sent me is 3411 Bailey Avenue Suite #1 Buffalo, New York 14215. The letterhead was just typed on not even a company letterhead, they called me about a 1991 credit card with the same threat. The debt is not even on my credit report because it's been over 7 years, (the debt is about 15 years old).

den, the same thing w/me. this debt was "charged off" on my credit report. I have never received any billing etc for such debt. it was from 1995. what are you doing about it?

what about susan redecki? does anyone know her? is she an attorney?

Well I asked them for legal documents from the credit agency and they provided none, so for now i'm not do ing anything. If they call be back I will send them a letter saying the statue of limitations ran out, etc. etc. etc. Did Susan call you from Graham, Beagle. Haven't heard the name before.

sbme, let me take that back, I just sent a validation letter to them, certified mail. Was reading up on this and further action can be taken after 30 days if you do nothing about it (I think)

omar smith of weston ave in buffalo and narvell benning are trying to
pick up right where goive law office left off at there old office
.....the have a drug problem to and they also have people who use to drink on the job and sell drugs working for them too.....its an old motorcycle bar where they are setting up the sweat shop,,,, selling drugs and stealing people money over the pone,,,hey if your check doesnt clear the first time dont worry they will send it thur again and again.....hey its not like they have a whole lot of people to get out of jail they only have 3 people working for them.....they hire to many people they have to pay the 3000.00 lease on narvell credit...why is omar still driving that one wheel bike he calls a car. i thought drug dealer make more money....

den, i have read that too. I will be sending a letter to them asap. also i've read if they threaten you it is illegal. I will be filing a complaint w/ AG's office.

does anyone know the sol for nh and me? i can't seem to find out? thanks

Quote:

builing wealth...
thank you

I received a phone call in refer to your company filing some type of litigation paper in a county in within i have not resident in over 8+ years. I know for a fact I have no unknown collection account anywhere or with anyone. I had my credit report pulled about 2 weeks ago and no collection account, and/or public record were founded. I have very good credit and really don't know what type of business or services you guy provide if you could help assist me with understanding you service i would really appreciate. I pay all my bills on time. Please respond back asap.

cfrf, I think your request is for Graham Beagle & Associates. This is not that company. Please try your search for the collection agency's address at BBB.

i called graham & beagle... their address is 3411 Bailey Ave Buffalo NY 14215

I sent them a certified letter and they signed it. I'm just courious if they ever contacted anyone after they received a certified letter with a valid debt collection.

After the debt is asked to be validated, a CA must contact you only when they have the correct information about your debt. There should be no contact before they provide you the complete info.

i sent debt val letter and was called after they recvd it. I was threatened again. I called an attorney and was told they buy old debt and try to scare you into paying it. everyone be careful of them.

I got an extremely offensive call from G&BA from someone called Joseph Jones threating me with legal action. Never mentioned anything about collecting a debt. I believe that his behaviour violated the FCRA and I want to pursue it with the USAG. My question is this: His call went directly to my companies' voice mail system. Thus, it is already recorded. Can I play it back and re-record it to another medium so that I can preserve it before my companies' voice mail system deletes it? I believe that he implicitly agreed to being recorded when he chose to leave his message on voice mail. These crooks will never see a dime from me.

I was in here the other day a saw the validation letter but cannot find it now. Can you put it back in one more time? I'm also having problems with this CA and my first call was to them today and John Benning hung up on me after giving me 72 hrs to obtain an attorney!

Can you please post the validation letter that I saw in here the other day. I'm in desperate need of this due to Graham & Beagle. Thanks!

Who in their right mind gives out a social security number when attempting a collection? This doesn't show legitamicy. This shows true unprofessionalism and skeptism on my part about the company. I'm contacting the state about these collection practices.

I am having problems with this company as well. I received a call from them about 2 months ago. The person was very rude. I asked for them not to call me, but to mail me the details of their claim. I disputed their claim on the phone and let them know I had not received anything regarding any debt from them in the mail. The person agreed to overnight me the details. I never received anything.
Now on October 19, I received a message from Graham and Associates. In the message, Mrs. Mansler threatens to contact the local city clerk for litigation if they do not hear from me within 24 hours. I call back immediately. I asked them about the information they were supposed to send which I never received. She began to get very nasty. She insisted that they had mailed me many times. She claimed I knew all about this and that I knew I needed to take care of this problem. I asked her why they did not mail me the information and why is she contacting me via phone. She said they had mailed me "many times". This is not true. I asked her if she had any proof or if she had sent them certified mail? She was very testy. I told her I needed her to mail the claim information to me. She refused and said she could only fax some information. I told her I did not have access to a fax machine. She was very rude. I told her it was illegal to keep contacting me and threatening me by phone after I had requested written contact. After this, she practically hung up on me.

Does anyone know the true address of these people. I want to send them a certified validation request, but I want to be sure they get it.

Help!

Thanks,

D

These guys have been calling my home and calling my work. Threatening litigation, threatening to garnishe my wages, place a lein on my home and any other real property I may own. All this, over a debt belonging to my ex that I neither had any knowlege of nor any connection to. My last conversation with an extremely rude man calling himself Mr. Stuart, a man who threatened litigation and more and also called into question my manhood, "If you'd man up..." ended with me telling them to go ahead and sue me and me hanging up on them. They called my home again today, didn't ask for me but made the same threats. I checked, even if this were a valid debt, the SOL expired more than 2 years ago. If they persist, I will file a complaint with the Attorney Generals office in my state and theirs if I can find their true address. As well as the FTC as they have clearly broken the law several times over and I have the recorded conversations to back it up!

I pay my debts! Always! I do not pay other peoples debts nor succumb to shyster scare tactics.

Do you have a question?

Reckon I'll weigh in here. We just received the most curious call from Graham Beagle & Associates. A brief synopsis follows:

- received call from "John" Friday, 11/3/2006 1646 (from 716-836-1964) supposedly seeking information on a Clarence (or Cleerance) Riddle (or Griffin)

- we were supposedly listed as associated with him

- John had both our names and address

- so far the only info on this outfit is listed here, but I'll do come more searching based on the info I've found here

Things I found particularly odd:
1. He couldn't really say what the fellow's name was. I could understand perhaps some confusion on the first name, but there's a big difference between "Riddle" and "Griffin."
2. He never said what our supposed association with this fellow was.

I will say that he was very polite.

My concern is that somehow we're on their radar screen now...

I received a msg from Graham & Beagle, they knew all my names (maiden and married names (2)) telling me how if I didn't call them back they would report me to my county clerk, etc. and then come to find out they called an EX family memeber and left them a msg there as well, saying all the same info.

How can they do that? I felt bad that they bothered them and embarassed because they now know about some of my past.

What can I do?

this is the 3rd time i have looked over this site and my post have been removed,, this is just a CA bashing board,, Pay your Bills

Supervisor, no one is deleting your posts. Maybe you are trying to provoke something fictitious. If the posts were to be deleted, there are many insulting posts done on some members. First those would have been deleted. Please try to put something productive or you are free to go away with this thought that your posts are getting deleted. Choice is yours!

We do pay our bills! Thanks for your concern for us. You just reminded me in the right time that my credit card bill is near its due date. You really don't know how much I am grateful to you for saving some of my fees.

Graham Beagle and Associates, Inc is registered with the New York Department of State as an active corporation with a registered address of 1717 Fillmore Avenue, Buffalo, New York, 14211. Their phone number is 877-836-3100 and their fax number is 716-836-1975. They are NOT registered with the New York Better Business Bureau. Mr. Benning is NOT a licensed attorney in the state of New York, he is just an annoying debt collector. Do not be threatened by him. Immediately send him a cease and desist letter telling him not to contact you anymore by certified mail return receipt requested. Also, do not make any promises to pay the debt. If the statute of limitations on your debt has passed, you do not owe the debt, even if it still shows up on your credit report. Check the statute of limitations for debt collection in the state where you signed the contract/application for the credit, and the state where you live if it is different than the state where you signed the contract. Most statutes are around 3-5 years after your date of last payment. If you send them even $1, it retolls the statute and they can collect from you even after the statutory period has passed. It is also against the law to harass someone over a debt. They can't threaten to sue you unless they plan to carry it out. They can't threat to send you to jail, and they can't threaten to send you a summons within 1 hour unless you contact them. They can't contact you regarding someone else's debt and harass you. Just don't talk to them. Also, after they buy your debt, they have to send you a letter telling you that they have bought your debt and you then have 30 days to request validation of the debt. Research your rights online at the Federal Trade Commission. Send them a letter telling them that you won't pay the debt and that you don't want them to contact you at home or at work. If they continue to harass you, you can sue them.

These scam artists ar in clear violation of the fdcpa in multiple ways. They were sent certified statements requesting validation and notice to cease telephone communication. They continue to call, and they have sent absolutely no validation whatsoever. These people are really stupid to break such plain as day laws.

Your company has represented itself to me as an attorney, was not willing to give me anything but a 1-800 number, was not willing to provide an address, was not willing to give me a last name, was not willing to do anything but harrassment my aging in-laws, etc. They did continue to put me on hold a lot of times and keep coming back with an offer to settle, but only if I gave them my bank routing and account number. Too much shakey things going on for me to give out that information over the phone to someone who will not give me their full name, address, etc.

:? There you go--NEVER give out SS # or any bank account #,ever. It does pay to be suspicious.

I don't know the rules about posting links to other websites here, but I thought you all might be interested in grahambeagleandassociates.com
:) :roll:

pay back is a b**ch, you'll see . all that for $50 check you had on file when i spoke with you, remember what you 've done and dont complain when it happens

Was contacted by them today in regards to what seems to be a ridiculous amount of owed debt that I have no idea about.

They say they are going to sue me and freeze my accounts. Can they do that?

Fortunately, before calling them I found this site. Thanks in advance to all of you with knowledge in these matters who are here to assist people like me.

As most of you, several of my family members were contacted in trying to reach my husband. In all occurrences, personal information, including my husband and my social security numbers were provided to what they believed were our family members. A relative of mine called me, after Mr. Stuart claimed to her that he had 24hours before putting a $50,000 lien on our home. He went on to give her social security numbers and our date of births. This was his tactic in order to get us to call him back. Upon calling them back, Mr. Stuart threatened legal action, including a lien on our house. According to Mr. Stuart, the original debt was allegedly @$3000. Due to the interest rate, this was now@$7000 and they had the right to sue 7 times this amount in damages if we did not come up with an agreement with him within the next 24hours . Then, I asked for him to send me a notice via certified mail or UPS. :?: He said they did not work using mail, but that he could fax me a notice. According to Mr. Stuart, this alleged credit card has been in default since 2001, therefore, passing the SOL for the state of Florida.

After several threats and attempts to show power, I told him I needed to speak to my husband about this alleged debt. He refused to hang up until I gave him a phone number to contact me at. I advised him that he already had more than enough information about me and I was not going to provide any further information. He then told me I now had 5 minutes to call him back. The following day, he left a 10 minute voice message on my in-laws answering machine, where he repeated the threats that he had given me. He even left our personal information on the voice message. He went on to threaten to send a summons to their house.

In researching, all of these tactics are illegal. Thanks to Mr. Stuart, we now have a recording of his voluntary message.

We have now sent a letter of complaint to the BBB, State AG and FTC, as well as a letter to Graham, Beagle and Associates to cease contacting any of my family members or myself regarding any alleged debt via certified mail.

Hopefully, these illegal collection attempts will cease.

I found a really good link on fair debt collection, explains SOL, you will have to look at your particular state, but it gives a really good expired SOL that you can copy paste and add your own info to and send to the credit. It is:

http://www.fair-debt-collection.com/statute-limitations-explained.html

Here is the sample expired SOL that you can copy, paste and edit. Be sure to check your states SOL first on the link above to make sure that it has expired.

http://www.fair-debt-collection.com/disputing-collections.html

Can you give me the webpage for pa to search for license, I have looked all over, googled it and keep running into a brick wall. Could you put the link here so i can just hit it and go.

Fed,
Google state of Pa. Look for sec. of state,dept of financial institutions,& maybe professional licensing.

Here is the Pennsylvania Dept of Banking's website

www.banking.state.pa.us/banking/site/default.asp

I just got a message yesterday for my husband from Graham & Beagle. I was told it was due to fraud and that they were going to send a summons to appear in Orange County (CA) court.

I called back and was told that my husband owes $3,000 for a credit card for Montgomery Ward (they have been out of business for about 10 years). The debt that they claim he owes is for 1992!!! That is 15 years old! The account isn't even on his credit report anymore. They said if he pays it now, he will only have to pay $844.00.

The statue of limitations in the state of california is 4 years for a contract and 2 years for oral.

They even called my mother in law and were harassing her about where her son is. I think they like to use scare tactics to try to get people to pay.

The lady that first called stated she was the filing clerk for G & B and that if we didn't call her a summons will be served on him. This sounds like a law firm. They are very deceptive. I hope they file their lawsuit and waste their money because my husband will go to court and tell them the statute of limitations has run out. They will have wasted their time and money.

They have not got a leg to stand on in court.The debt is out of statute for court and bureau reporting.Send them a full cease and desist letter and tell them to go away.

again i am here to help these consumers who are feel they have been targeted by our offices. please if you have any problems regarding accounts i am sure i can help you my ext is 36, as far as concerns regarding family members being contacted, we are doing everthing to not alarm family members only to notify them of our attempt to reach you. for the information you have with your former account doesnt give us direct phone numbers or information leading us to you, then we go with 2nd information to get message to you, information you provided when account was open, i understand these concerns, an will take the right action if warrented,
2nd most information on this site is correct, the people who are in place overseeeing information are doing the right thing informing consumers of rights i personally totally agree, but some of these people or consumers just dont want to pay the bill, and would rather complain, some information on ths site isnt warrented,

Supervisor, your comments and advice are welcomed here.We rarely get a inside view of an agency.

I got a threathening call from these people about 2 mos ago. They claimed i was going to jail. O.k. how about i got a call from the company that is really handling the account and it was not graham beagle and associates. Imagine that.

for supervisor, a richard harris contacted someone i know saying there is a matter going to co. court
your phone number brought me to this board

oh, hey, that IS you supervisor, sorry didn't connect the dots till i saw your ext. #
my ? is, how do we figure out how to fix our issue and to find out what IT is exactly???