Law Offices of Richard A. Brennan - Can you rely on them?

A class action lawsuit against Richard A Brennan was filed in the Circuit Court for Frederick Co., MD on 12/12/06, Case No. 10C06003015. We are attempting to create a victim database. If you have a claim against this defendant, contact us at the email address indicated below (Please ... no telephone calls at this time). Give us your name, address, claim amount, and any additional information about your claim that you wish to provide. Unfortunately, due to the large number of claimants, we may not be able to answer each email individually or respond to individual inquiries about this case.

Law Offices of James P. Koch
1101 St. Paul St.
Suite 404
Baltimore, MD 21202
jkoch1(at)ix.netcom.com
jpkochlaw.com

view Richard A. Brennan's personal yahoo profile with picture at: profiles.yahoo.com/ruwitme_richb

maybe we all should try his personal email address to get our money back. His email address is: Personal email removed. Please keep it professional - Mike

I pulled this info off register.com's whois database for Credicure.org.

He looks the same except he's bald & of course...he drives a new Mercedes SL 55 courtesy of all his victims and non-paid employees.

Don't get mad...get even...

Does anybody know how I can dis-associate myself with RA Brennan Law Firm??

I never can reach anybody via telephone and have e-mailed numerous times stating that I no longer wanted to do business of any kind with the company. Also, I stopped pmt w/ my bank back in Oct so that they could not take any more money out because they did not pay 2 months worth of payments to my creditors. They finally did start making payments again but now they are making payments still and the payments are getting returned and I am getting charged hundreds of $$$ in return pmt fees!! I have continuously e-mailed them saying that I did not want to do business with them and that I stopped payment and that I never authorized them to take over or be able to access any of my accounts in the first place.

I can take care of my own bills without a consolidation company, but Brennan's firm is costing me hundreds of extra dollars and prolonging the decrease of my credit amounts and the increase of my credit score....

Does anybody have any suggestions? I just want them to leave me alone.

Lacey - What I ended up having to do is change my checking account number instead of stopping payment. It appears that Brennan has changed the name of the withdrawals to get around the stop payments. I also ended up having a family member who was kind enough to take out a loan for me (which I am making the payments back to the bank) to completely pay off the cards. Because of the missed payments from Brennan, I was not able to obtain a loan myself. My problem was never with making payments on the accounts, rather that the interest kept increasing. After Brennan stopped making the payments, the interest rates went up higher than they were before I was on the program. Talk with the creditors and explain the situation as they will probably remove the late fees - they did for me.

I also provided my information to the lawyer listed above who is handling the class action law suit. Hopefully he will be able to recoup some of the money that Brennan stole, including the refunds of the bounced checks.

My Law Office DID NOT STEAL ANYONE'S money. Apparently NONE of the poster READS my above posts. Why do you think I am still in business? Had I stolen anything, I would be in jail where thieves belong. I have spoken with nearly EVERY regulatory body available about this issue.

On top of that, I have my personl information posted? How unethical is that? Yes, I drive a two year old SL55 that was leased for me BEFORE I ever even took on the CrediCure issue. All that I own I acquired BEFORE I ever tackled the CrediCure problems.

I don't know where that "little birdie" got her information from, but it is certainly INCORRECT. No one appears to want to hear the truth.

Hey Brennan - Your firm took money from my checking account 3 months and only sent 2 months worth of payments to 4 of the 5 creditors on the program, therefore you kept one whole month and one creditor's payments. Four of the payments that you did send were returned for the checks bouncing. I have called your firm multiple times, faxed in statments showing all of this, and I still have no refund. This means that you took over $800 which the creditors never received and you will not give it back to me. If you don't call that stealing, what do you call it???

I will look into this immediately if you can give me your client ID # with CrediCure.

My Law Office represented CrediCure. CrediCure was founded by a woman named Mary Purcell in August of 2000. I was never on their Board of Directors and was never a control party of the organization. USA debt management / United Christian Financial approached me about doing business with CrediCure. They were founded and owned by Jason Bennett and Jared Irby. I never owned or participated in that company. They were good at marketing and collecting payments. CrediCure was a federally recognized credit counseling agency.

So much for these companies all being mine. Look to the truth. More to follow:

CrediCure, like all of the top 100 credit counseling agencies in this country began being audited in the Spring of 2005. By spring of 2006 ALL of them have had their non profit status REVOKED. Because most states only allow NON PROFITS to do credit counseling, ALL of them would be in violation of State Law. CrediCure chose to wind up its affairs and close.

My Law Office began stepping in to work towards CrediCure's closure in March of 2006. In June, my law office took over CrediCure's trust account to prevent any loss of client funds.

At that time we did not know of the severe problems that CrediCure had with its accounts. All appeared normal because payments came in and went out as they should.

In July of 2006 we placed half of CrediCure's clients with new agencies. At this point CrediCure's client trust accounts with the Law Office all ran negative. Clients' money was consumed in the trust account.

We did not cause this, nor did we take any clients' money. We did not direct any clients money other than where it was supposed to go.

This issue would have happened no matter what we or anyone else did.

We are working towards a resolution, but it will take some time.

More to follow

I have nothing to hide from any of you.

I was raised in a small town in Pennsylvania. I was raised a devout Lutheran, attended church every sunday, and volunteered at the local soup kitchen once a month. I was a boyscout. I was an "A" student in advance placement classes in high school. I paid my own way through most of undergrad at one of the top 25 schools in the country. I played high school and college sports. I paid my own way through law school. I received no help from family to pay my way through school. I worked three jobs to make ends meet. Even after graduating from Law School, rather than sit around and do nothing while waiting for a job offer, I worked in a warehouse in between interviews, again, to make ends meet. I am a young man from modest beginnings.

I never asked for hand outs. I always worked. After becoming an attorney, I volunteered my time in the county pro bono workshops. I offered my services for less than I was worth because I wanted to help those in need of legal assistance. I represented non profits. I didn't even pursue clients who failed to pay due to their financial difficulties.

When I became more succesful, I tried to take care of my employees. I sought out the best benefits to meet their needs.

I took on the CrediCure issue to HELP all of you. I never set out to harm any of you. It HURTS to see me being called a "shark", "thief", and all the host of other negative remarks.

I spent ALL of my personal resources trying to fix CrediCure's mess. I was financially secure before I took on CrediCure's representation for winding up their affairs. I'm not secure any more. My family has shunned me because of the negative publicity. I've lost much of my business because of the negative publicity. Yet, when every regulator and auditor has looked at my books, I did nothing wrong. I didn't take any money that didn't belong to the law office. I didn't steal any person's money. I simply did not know how big the problems were when I tackled the issue.

I understand the frustration of all the CrediCure clients who feel they've been wronged. I am sorry that you feel this way.

The ONLY way this could get fixed is the following: continue on a debt management plan with letters of explanation. (We gave this instruction, but many of CrediCure's clients did not follow the instruction) The creditors were willing to forgive the problems, BUT, ONLY IF the consumer stayed on a debt management plan. Secondly, I offered MY services at a reduced rate. I could negotiate a settlement for less than the remainder owed. This would simply end your indebtedness. (Again, we offered this option, but most did not take advantage of the offer).

So... without following the instructions, I am left with very little I can do to help. Meanwhile, I have not slept in six months, have used up all my personal assets to help cover this, and set up my staff to best use what little business we have left.

I see and hear all the anger and frustration, and I am in the same boat. I'm stuck with a problem I did not cause, paying for debts I did not owe, and trying to stay in business with a ruined reputation. I possessed a great reputation before this issue. Now, my former business associates shun me. I opened my doors and my heart, and my reward is that I have been demolished and demoralized. I want to make sure this never happens again. Yet, for all the harm I have endured, I STILL want to help these consumers. If you need information on what to do with your financial situation, I still have the answers. It's only up to you if you want to listen.

Boo Hoo, poor man.
Richard, I personally do not care your firm was not prepared to take on such ???????problems.??????? I do not care how you ended up with my account. I only care about how this all affects me and my family. Your firm has caused me and my family so much heartache and grief it is not funny. Maybe if all clients were ???????in the loop??????? of what was going on in the beginning instead of finding out that our creditors were not getting paid by all the phone calls from them then maybe we could all show some compassion. Instead you leave us with rude, unfriendly people to deal with that tell a different story every time you call. If you can even get a hold of anyone. I am told now, to call back in March??????????????..March? Are you kidding me? Can you imagine our position, you are quick to defend your firm, take a ride in our boat. In my personal situation 3 months of ACH withdrawals were made from your firm from my checking and none of that money was disbursed to any creditors. I have documentation, I have all statements. In the meantime I have paid all my creditors off in full to get them off my back and to try and save my credit score that you so easily made drop. I email your office EVERY day, I even personally email you. I email Natasha, Mattea, Sulma, and the general email box all day long. I send faxes all the time, I leave message after message on Tiffany????????s, Natasha????????s, Mattea????????s, and Sulma????????s lines EVERY day (not to mention your general mailbox.) Guess what? NO RESPONSE, EVER!~ Thanks, great customer service you have there. In the meantime, after I received my cancellation letter stating your firm will stop all activity and you are not handling my accounts anymore, as I do not have any need for your ???????services??????? , Mattea made payments on all my accounts and they BOUNCED. I once had zero balances, with no help from your firm, now I owe hundreds of dollars in NSF fees cuz you can????????t even get that right! Bottom line, I want my money back that your firm withdrew from my account and did not disburse. I want an apology. I want my credit repaired. Most of all just give me my refund, better yet let me talk to someone that knows anything about my refund. Mattea told me on December 2, 2006 that it was in the mail that day??????????????Ummmm it is now January 23, 2007. Are you kidding me, it would have probably bounced anyway. I want to be acknowledged, I want my money. I invite you to call me. Just listen to your voicemail, or read your email my number is there. Not a general mailbox number, my personal cell phone number. Clear your name, I dare you. Client #14***
Personal info removed for your safety. Plese message it privately - Mike
Keri

I understand your anger. I hope you read my posts thoroughly. I cannot refund money that we do not possess. If checks to creditors bounced, it was because CrediCure's trust account was negative NOT because the Law Office "took" the money. You were properly informed that it will take until March for the forensic accountants to complete the tracing of all the money. The preliminary findings show that the law office did not improperly dispose of any money. In fact, most of the deficit is derived of clients actually receiving money they did not pay. They actually owe the trust account. There is a problem, though. There exists no real way to recover that money. Send them to collections? They're overextended just like every other client.

Again, the only ways that I know 100% could resolve the problem in the short term are: continue your debt management plan and continue benefits as well as have the creditors work with you; or my office represented you for a reduced fee to settle off the outstanding debt for far less than you owe.

Everything else is going to take time. I terminated all individuals that were associated with the rude or incorrect information. I had no other recourse.

I want nothing more than to assist you.

If you really want to help me, do not make any more payments on my accounts. Was there no way to check the trust account before you wrote checks? I personally look at my balance before I write checks so I know how much is in there. Contact me, if you want to help. Respond to my messages. My main complaint is that I cannot get a straight answer from anyone. It is so frustrating to be out over $1000 dollars and have no one to talk to about it. In my eyes, your firm withdrew my money. Your name was on the ACH withdrawal from my checking. How could the money not be there for you to disburse? You withdrew it from my account and then where did it go? i do not understand....
Keri

I agree with AmyBeth - according to the letter you sent out, you took over the CrediCure accounts in February 2006. Your firm withdrew funds from my account in August, September, and October 2006 without passing anything on to the creditors until November, and even then not all was sent and half of what you did send was returned for nonsufficient funds. CrediCure was long out of the picture by then and the money came directly from my account to be sent on. Are you saying that you gave my money to random people that never gave you any money? Otherwise you should have that money available somewhere.

The only way to resolve this 100% is to refund me the money that you took from me that you never sent on to the creditors. After obtaining a loan from a family member, the accounts are now paid off so there is no need for me to enter a consolidation or settlement program. And I would never sign up for one again after going through this ordeal.

And one other thing - you mentioned obtaining a letter of explanation from your firm. Well when I tried to get anything in writing from your employees, I was told that they were not allowed to send anything to the clients in writing. What was that about?

Richard,
Is Anthony still working? He is probably one of the most rude people I have ever talked to. I know that I am the one who got myself into this mess. However, when I signed up with United Christian Financial, it sounded like a good sound program. I had a management and settlement plan. I have paid off the smaller credit cards on my own. So my management program is through. However, I have had over $5000 debited from my account for the settlement account. My settlement accounts have gone nowhere.
I to have emailed and called multiple times with no response. I did however recieve an email on Monday from Mike Tenney wanting to know why I was cancelling my account. He states that your company is working diligently to settle my accounts. I have been told this since August when I initially wanted to cancel. But Anthony assured me that he could settle one of my small accounts soon. Well, it is almost 6 months later, and nothing. But your company still debits my account.
I am sorry if you are having problems sleeping. But in October 2006, your company debited my account for $1163 when the amount should have been 469. Talk about stress and ulcer time.
I have spoken to Anthony multiple times, and he basically yells and calls me stupid. I do not need that. I can get that from the credit card companies.
I also have not recieved any information about the takeover by mail. I did recieve one email on 1/2/07 about this Global Client Solutions, but when I called anthony to ask some questions, he told me that I just needed to sign the papers and not worry about who owns that company or where it is or its reputation. Unfortunately, I want the information on the company before I agree to have any money debited from my account from now on.
I am willing to listen to anything you have to say but I need a phone call or an email to talk to you at.
I am very tired of calling and emailing and recieving no answer.

Hi i am a new customer of consumer credit counseling of america and i just wanted to know are you the same richard a. Bennan that they use... Because his address is for the state of florida? I am very concerned about all of the negativity that i have been reading... I am just really confused and concerned i guess you could say... I can not afford to get screwed over with any amount of money...

I read Brennan's posts and I have to say...wasn't that taken right out of a made for TV movie from last week? I think it was called 'Against All Odds'. Or was it 'Just The Boy Next Door'? Awww. I beg to differ. I base my world in facts, not fiction as Brennan. Let's look at his lie about not being involed with creditcure.

My lawyer looked up creditcure's 990's IRS tax forms(available publicly and FREE on (www.guidestar.com). It lists HIM as A director and a KEY employee in 2003, 2004, & 2005. After reviewing these documents it appears he is playing a shell game with OUR money. Yet he still states he only "represents" them only recently.

Also, is it not interesting that after the hundreds of posts with complaints (that apparently he reads) he will only respond after a CLASS ACTION law suit is filed against him. I find his lame attempt at damage control to little to late and insulting.


I would like to see how he responds to these facts!!!!

See for yourself at the link below.
guidestar.org/FinDocuments/2003/651/035/2003-651035935-1-9.pdf

Link made inactive as per forum rules - Mike

MAN OH MAN!.......MR BRENNAN & HIS associates sure are in in for a world of hurt from reading this here lil thread! Um, "Dick"? It's Ok to admit that greed got the better of ya! Happens everyday to greedy people that started out serving chow at the local soup kitchen.

HMMMMM......you are something else, boy! Maybe those that signed in as guests are afraid to go public about you. All I'm gonna say on the matter is......."Must suck to be you, pal".

*chuckling real hard*

For those of you that don't know what an SL55 is (which Brennan admitted to being given), check this review out:

https://www.yahoo.com/autos/?ref=gs

A "little birdie" told me that the car was in fact leased for Richard by CrediCure, Inc. Also, another member posted some info up from CrediCure filings with the IRS. There was one form they didnt post that may be very helpful...

Do a search for "credicure" here:

http://www.foundationcenter.org/findfunders/990finder/

Then take a look at the 2004 form (990 form which is a non-profit's tax return).

For those that don't want to read it all, here is a short clip from an addendum on page 21:

"Law Office of Richard A Brennan received $34,713 of independent contractor payments for legal services during 2004. Richard A Brennan IS a KEY member of CrediCure Inc's management."

As a previous poster mentioned the 2003 990 form for CrediCure indicates that "Richard A Brennan" was on the list of "Officers, Directors, Trustees, and Key Employees" with an indicated salary of $38,928 (which I am sure didn't include lease payments on a $125,000 car, expense account charges, and other compensation).

I have tons of further information on Brennan if anyone is interested. Just post up here and if interest is high enough I may make a website with all kinds of goodies (more evidence, financial statements, witness and employee accounts of the situation at RAB and CrediCure, personal contact info for all parties to the scheme, etc).

I am experiencing similar problems with mr. brennan's company, i'm out $628 and growing. Can anyone offer any advice as to how to get out of this? Will they allow me to cancel my account without further fees or penalties???

Help!!

"brennanscrewedmetoo" PLEASE continue to post info, because I too am not allowing Brennan to get away with "STEALING" $1570.00 from me....Yes, Brennan STEALING, because that what it is called when you take someones money from their account which was a auto debited BECAUSE they trusted you to make payments and YOU NEVER did pay them for two months! This I say for myself ONLY, because I want it to be TRUTHFUL!!

go to your bank lizbeth, ask THE manager for help with ending the auto-debit & why you need his/her help. "This company is not performing the service they claimed, they will not stop withdrawing money from my account, I am being defrauded" do it ASAP!

Take your hankys with ya, tearup them eyes big time, pull a Hollywood on 'em, earn yourself an Oscar! :D

This man is about as popular as a *fart in paperbag8


*chuckle*

I would like to hear your response to my bomb shell post last week. Whats your story this time?

Question: if you ran credicure and my money is missing from its trust account, then aren't YOU to blame! I would like to know where my money went. If as you say no crime was committed, how does money disappear?

My lawyer told me money deposited in a nonprofit trust account CANNOT be spent on anything eles except toward my bills. I do not want to hear some lame Enron excuse either. I know you watch these complaint blogs daily. What do you have to say? Let''s hear it!

I think eveyone should post everything they got on Richard A. Brennan.

Let's see it! Your contributions can help others.

Hey BRENNANSREWEDMETOO, post it all!


Please list all the companies in Brennan's web of lies.

They have stolen over $1100 from me. Cannot contact them. They will not return any calls. STAY AWAY

Mr. Brennan

Since you represented AmeriDebt, can you explain their nonprofit status?

Hmmm - do I see a pattern here? Three years ago - I called Ameridebt to become a client. They told me they were no longer accepting new clients, and referred me to Nexum. I signed on with Nexum, which became defunct about a year or so later and was turned over to Credicure, which then evolved into R. A. Brennan. I was having $555.00 a month withdrawn from my checking account each month, all bills were getting paid on time, and I had paid down my balances by over $10,000.00 in a little over two years, until RAB took over. In February of '06, I started getting hit with late fees and "nasty grams" from ALL of my creditors - and my balances were going back up because of the accounts not being paid. By June, I FINALLY got ahold of someone at RAB who stated that they could do debt settlement for me. Well, after having $183.00 a month withdrawn through December of '06. I decided to file bankruptcy. Well, wonder of wonders, I'm not getting any of my money back - I was cited all of these "retainers" and "fees" as reasons to not get any money back from RAB. What a bunch of crap. I just turned over most of my tax return to a bankruptcy attorney in my area, and was told that I should have just filed bankruptcy to begin with, instead of having my money stolen by so-called "credit counselors".

Hiya folks. Just wanted to let you all know that I am going through the SAME thing. Check out my sob story at Rip-Off Report.com. Anyway, there is recourse here! Attorney James Koch of Maryland has filed a class action suit against this a-hole. He is representing all of us that got taken by Tricky ****. His email address is jkoch1(at)ix.netcom.com. Please contact him and join the fight. Brennan is a thief and needs to be punished, not to mention that we all want our damn money back!

[color=Red]****Adult term removed - Jason[/color]

Well, Where is Mr. Brennan? Where are you?
Yoohoo... 8)

As of today, February 10, 2007, the law office of Richard Brennan owes me $2817.00. They withdrew money from my bank account for two months and never paid my creditors. "We don't have system," is what I was told. I had to close my bank account, open a new one, beg my creditors to work with me and change to a reputable firm. Since October, I have tried to resolve this issue through fax, email, correspondence and phone. Never have phone calls been returned. Never has anyone been able to return the money owed to me.

Stay away from this office of lies. They do not care about taking your money away. I have filed compaints with The Attorney Grievance Commission of Maryland and the Federal Trade Commission and encourage everyone to do the same.

Even though I have requested the extension number of Richard Brennan to see if this person actually exists, I have been told it is against their policy.

Beware.

Richard Brennan

Where are you. I know you are notified via email of each post on this forum. You took our money and now you ignore us?

You are a thief and a COWARD!

I was also scammed by this rat. I canceled the service after trying for days to contact someone at the law office of RAB When I finally did reach someone it was some young boy who couldnt even talk like a profeesional. he sounded more like a 14 yr old trying to talk his way out of somthing. After i canceled the service the money was still taken out of my account. My bank advised me to close my account and open a new one.

I was lucky that my band worked with me and stopped payment on all future debits. I have cancelled my account with the law firm but I have yet to hear about my refund of $3000. I do not know if it will ever come in but I have contacted an attorney to see what my options are. I would advise anyone to not use this company.

Alright folks, let's quit ****ing and start some action. Attorney James Koch has filed a class action suit against this butthead and we really need as many people involved as possible. There is power in numbers! I want my mony back and if I can help anyone else get their money back, I will! Oh by the way, if by some odd chance Tricky Dick actually calls you or emails you, DO NOT BELIEVE A WORD HE SAYS. See my email correspondence with him below (what a friggin liar!)





[color=Red]****Adult term removed - Jason[/color]

I was also conned by the law office of Richard A Breenen. I paid $151.00 a month for 4 or 5 months but most of my accounts went into collection. I have written to them a couple of times and have also called them but no response.

ok, well i'm glad I read this thread...

when I signed up for this site at about 7:20 eastern tonite I got a call at 7:32 from Consumer credit counseling of America. Since I haven't signed up with any debt consolidator's in a LONG time, nor gotten calls from any, i think it's pretty obvious where they got my phone number.

Oh yeah, almost forgot to mention, when I expressed doubt that I wanted to "sign up" tonite over the phone, they said I could research their company at rabrennanlaw.com. What is he buying leads from here or something??

jason

I think some individuals need to take a firm step back and look at the things that you are saying. Everyone is in the same boat. Everyone signed up with an agency that has now changed hands. Name calling, insults and threats are not going to accomplish anything. I have felt the same way, angry and frustrated. I have also spoken to rude individuals at Mr. Brennans office but have since been put in contact with someone who regularly returns my calls, keeps me up to date and is honestly trying to rectify the situation that I put myself into to begin with. Mr. Brennan is one man, and to think that one man is out stealing everyones money for months on end is ridiculous. Do you honestly think this would be allowed to continue? If the man was smart enough to defraud all of us for the amount of money that you're stating then he'd be smart enough to high tail himself out of the country. He sure would't take the time to monitor a board posting if he was just some greedy swindler like he's been made out to be.
We all signed up with credit companies so we are all adults. And as adults I would think we could act like we have some semblance of class instead of acting like hot headed, foul mouthed individuals with nothing better to do than sit around and blast a man who in good faith has assisted many individuals. Take some responsibility. Recognize the fact that we're in this situation because we made mistakes with our credit. It's highly possible that Mr. Brennan has made errors but just like we're attempting to fix the mistakes we made, he's also trying to help rectify the situation he jumped into while ALSO helping each one of us.

Quote:

Good points by you, Jeff.

Bizkette,

How can I contact James Koch? I signed up with a different debt settlement named Mezey and Associates. There are many people that have experienced the same kind of things you all have experienced with Richard Brennan. We have talked about possibly organizing a class action lawsuit against them as well.

Any help you can provide would be greatful to myself and others.

Good luck with your cases.

Tricam

Just a follow up to amandas comment. I beg to differ with you about Richard A. Brennan. Not sure if you have read a few pages back regarding researching and uncovering IRS tax records that proved as fact he owned several of these companies that are no longer in business. He tells us he only recently become involed with these companys but the record confirm as fact he owned them since 2003.

I think he is playing some kind of shell game with these companys and our money and painting himself as a do gooder.

How can one man do so much you ask. No sure but I will let the hundreds of complaints from others who have had there money stolen speak for that.

Just an update, I am still waiting on my refund. Go figure. Also, if you call the office to 240-252-3452, it is answered as American Debt Advisors. I went to the website and it does not list RA Brennan at all. Also, if you call Anthony's number at 240-252-7717, the law office has changed it name to Brennan, Smith and Associates. The website for RA Brennan has also changed and has no way to navigate around it. It is just a black background with RABRENNAN in the center.

After reading this Ive been trying to contact RAB people, today I instructed my bank to do stop payments on anything he tries to remove, I also contacted the company he is using to withdraw money from my account and instructed them to cease trying to withdraw any more funds... Im now going to contact all my credit card companies and grovel, and explain what happened and see if its not to late to fix this problem....whats the chances of getting my money back from RAB?

Hey Scaredsilly,

Stay away from Richard Brennan, that firm is a scam. You can google Rihcard A. Brennan and see many complaints against this firm.
You should check out ClarkHoward.com. He has legitimate info on debt consolodation and the right people to contact about this subject.

Hope you find the resource you need. But stay away from Richard Brennan.

So, has anyone gotten any money back yet?

Tricam,

You can join in on the already in progress class action suit against Tricky Dick by contacting James Koch at email: jkoch1(at)ix.netcom.com

Also an update on the "refund" that both Richard Brennan and his office manager Mike Tenney said was "in the mail", "overnighted" (see posts above for the laughable email correspondence between myself and these jokers), guess what, my mailbox is still empty. What a freakin surprise. Liar, liar, pants on fire!