Law Offices of Richard A. Brennan - Can you rely on them?

PLEASE VISIT MY MYSPACE PAGE (EMAIL ADDRESS ON PAGE) myspace.com/103555666 - I am going to get my money back & then some. I have contacted a lawyer who is interested in a class action lawsuit - pro bono which means she's taking my case on for free out of the goodness of her heart - and she is good. She deals with debt issues on a daily basis & has heard RAB's name brought up on more than one occasion. We here in the Hampton Roads area of VA are joining togeter to put an end to it. There's a GREAT possibility that we (my lawyer & myself) are able to help you, help you find help in your area or work alongside who you've already chosen to help. Please contact me ASAP so we can get the ball rolling. It's been 9 months & none of my bills have been paid, credit score has dropped over 300 points, debt totals & interest rates have more than doubled since joining Feb 06. The agency that my info got dumped on from RAB is awaiting word from my lawyer. I don't want to do it without each & everyone of you who has been cheated. Please find a way to get in touch with me...Jamie

Guess I'm in the club as well... I say we amass a large scale suit against these criminals. This is obviously beyond a few hundred bucks here and there.. we're talking thousands of customers experiencing credit devastation, lost money, failed promises and poor service. If we could combine our resources somehow, Richard A. Brennan will be held accountable for his negligence and rot in the gutter where he belongs... :evil:

This company is a rip off and if you have had the misfortune of having your account transferred to them without ANY notification, CONTACT THE FEDERAL TRADE COMMISSION. These guys will continue to get away with this until enough people report them. If you haven't already, contact the BBB as well. These people have my $$ as well and they kept saying to fax in the statement copies to 'prove' payments weren't made. It's all lies. I read a few google searches on the LORAB and everyone posting messages... it's disgustingly similar to what I've gone thru, I've spoke to all the same people and literally had all the same conversations.

I just received an email from a Tiffany Femenia, Legal Assistant on 11/9/06 stating the following:

We are making this courtesy email today to inform you that your account as been transferred as of November 1st to Consumer Alliance. New contracts are on their way to your home. If you would like to continue your debt management program, please fill out the information they have mailed and return them directly to Consumer Alliance. All of their contact information is supplied for you in their mailing. They will be able to complete your debt management plan without further interruption. Please be patient as we will continue to work to resolve past credicure issues. Thank you and have a pleasant day.

GUESS WHAT??? I still haven't received ANYTHING in the mail and today is 11/20/06. If you look up the Consumer Alliance company online, you will find that the company is being sued in MN for fraud by the Federal Trade Commission. WONDERFUL. They are transferring my account to known theives!!

LORAB refused to give me a refund of my money. In September, they said I had to wait until October 1st for a refund because the company they 'sold' my account needed to do an internal audit of monies. I waited until 10/27/06 and sent them another fax asking for the information for the new company. LIES LIES LIES! ALL LIES!! Contact the Federal Trade Commission and don't just file a complaint online, call and tell someone your story! The operators are extreamly helpful and informative!!!

So I just got a letter in the mail from the LORAB telling me that I needed to fill out the form for Consumers Alliance Processing Corp in Carlsbad, CA to continue my dmp needs. When I called them to instead ask for my money back, Erica N took my phone call and informed me that I needed to contact LORAB for my refund.

I told her that it wasn't necessary as the LORAB made it clear to me on a phone call on 9/18/06 with Heather that I had to wait, since my money was in Escrow with the new DMP Company. She said that was not true. That the new DMP in fact did not have my money. She gave me four telephone numbers to contact LORAB myself to request for my refund.
She gave me the following numbers:

(800) 989-6590, (866) 892-1055, (240) 252-3452, (877) 895-1607

I wish I would've done a little more research before signing up with this company. Noone answers the phones. Noone returns phone calls and not one of my creditors have been paid, yet money has been taken from my checking account. Is there a reputable credit consolidator that will help me with my debt?

helpme, there are many of us that didn't have the option of signing up. I was a Nexum client (with whom I had a good relationship, I have to admit) and they sold out to Credicure which then sold out to LORAB. They are passing us off one to the other while holding onto our money. How many of us on here have lost $500-$1000+, and we're just the tip of the iceberg. They have a great scam going!

Thanks for the message about Consumer Alliance. I looked it up and CONSUMER Alliance is a utility company. I actually transferred to CAPC and they have been so nice and helpful. If you're looking up Consumers Alliance Processing Corporation, I didn't see a lawsuit, am I missing something? Good luck with with Brennan - I haven't gotten anywhere but at least now I'm back on track.

I too am a victom. I am new to the site but I have been reading for weeks. RAB has taken my money as well. It makes me sick to my stomach to see how many people have been screwed. I call his office EVERY day, send obnoxious amounts of email, send faxes and leave numerous emails without any response. I have faxed the refund request form in October. All the people in this office give me story after different story. Long story short, I talked to my caseworker@ BBB today and he told me there were soooooo many complaints with RAB that the director was handling all cases with this loser. I WILL NOT give up, I want my money!!!!!

If you are like me and signed up initially with United Christian Financial who passed the account over to Credicure, and payed an initial payment that was to be refunded upon completion of the program, YOU CAN GET THAT BACK! Call United Christian Financial at 800-621-7806, let them know you are calling to receive the refundable first payment. They will pass the information on to the appropriate department. Expect to receive a call back from their greivance dept with Fidelity Reserves, who will fax you a form to fill out. Since the form only has a couple of lines to complete your complaint, you will probably need to type up a detailed explanation of the situation. I was informed that the situation fell under "extenuating circumstances" that entitled me to a refund. The refund was processed and I was told it was mailed on Tuesday.

Don't think that the initial payment is a lost cause just because Richard Brennan's office staff say that it is. The staff at Fidelity Reserves are very nice and cooperative. I highly recommend that you call to try to obtain that refund!

good luck with your refund. They tell you what you want to hear. They told you your check was in the mail>? I would like to hear about it when you actually recieve it. Please keep us posted. They wont give back a refund unless your done with the program and finished paying of the debt. Is this true?

Nexum did not sell out to CrediCure. Nexum closed its doors in conjunction with a settlement with IRS. They were part of the AmeriDebt conglomerate and to avoid prosecution, the company closed its doors. AmeriDebt's for profit processing company, Ballenger Group, LLC, was forced via court action, to both close and cede Nexum's accounts to CrediCure, also pursuant to settlement.

CrediCure ultimately had to close as well, due to the IRS changes in rules enforcement. When this was done, multiple issues arose affecting CrediCure clients. The Law Offices has desperately attempted to keep up with both the volume of complaints and issues attached thereunto. Many clients were affected by the client trust accounts being behind and delays in clients acknowledging payments. Unfortunately there are multiple issues involved, which cause delays of three months or so in resoloution.

The law offices have attempted to get every former CrediCure client quickly to CAPC. Due to CrediCure's lost data, there have been delays. The transfer was supposed to be accomplished October 1, 2006. Delays in recovering data required those clients to hold off until November 1. In the interim, all client payments made in October were mailed out, USPS to each consumer's creditors. We have again desparately attempted to either resolve the issue quickly or contact the consumers. Our phone server keeps crashing due to the volume of calls and the fact it was not designed for such high volume. We do apologize for this and are working on a new phone system.

Please mail a detailed explanation of what you believe has happened to us at 6809 D Bowmans Crossing, Frederick, MD 21703. Thus far, our investigation indicates that CrediCure, pursuant to credit counseling industry practice pooled everyone's money in client trust account. When my office began transferring clients to a new agency in July, we found that the client trust account was behind. We apologize for the delays and problems, however we did not cause the issue. We are now swamped with correcting the issues caused by this and similar, related issues. We were not a large firm, and this issue has nearly bankrupted the firm as we have not made any money out of this. Our records distinctly show that each payment was carefully accounted for and remitted. No payments or monies went to the law office except those fees which were accounted for in the client agreements. These fees were used to cover CrediCure's outstanding expenses from its closure.

We only want to fix anything we are able to fix and not be blamed for what we did not create.

Every time I see or hear a complaint about phone calls here, I know those people have not READ earlier posts. Our phone system has been fried by the volume of calls because the VOIP system was not designed to handle large volumes. To give you an idea, when we first represented CrediCure on its closure issues, this office had only five personnel. Five. One attorney. One paralegal. Three legal assistants. At that time, the Law Offices had 3 corporate clients, and 202 personnal clients. A staff of five cannot field calls from 4000 consumers. A phone system designed for five people cannot handle calls from 4000 consumers. The ONLY method of orderly issue handling of that magnitude is email. Even then, five people cannot research and resolve 4000 concerns. Keep in mind that this staff of five was designed to handle less than 1000 issues PER YEAR. The staff has been overworked, underpaid, yelled at, cursed, disgusted, and disrespected despite giving their best effort. Finding qualified and capable people to handle this issue has been time consuming and more costly than the firm can handle. The Law Office's clients suffered all summer long as we struggled to get ahead of your concerns and issues. We attempted to place you with a new agency as quickly as possible to keep from having these issues occur. What happened was that as we did so, we found more issues that were lurking under the surface.

We only ask for a bit of patience as we attempt to get caught up now that all former CrediCure clients have been placed with other agencies.

Richard,
I personally do not care your firm was not prepared to take on such ???????problems.??????? I do not care how you ended up with my account. I do not care your phones don????????t support the flooding of calls. Well maybe if all clients were ???????in the loop??????? of what was going on in the beginning instead of finding out that our creditors were not getting paid by all the phone calls from them then maybe we could all show some compassion. Instead you leave us with rude, unfriendly people to deal with that tell a different story every time you call. Can you imagine our position, you are quick to defend your firm, take a ride in our boat. In my personal situation 3 months of ACH withdrawals were made from your firm from my checking and none of that money was disbursed to any creditors. I have documentation, I have all statements. In the meantime I have paid all my creditors off in full to get them off my back and to try and save my credit score that you so easily made drop. I email your office EVERY day, I even personally email you. I email Natasha, Mattea, and the general email box all day long. I send faxes all the time, I leave message after message on Tiffany????????s, Natasha????????s, Mattea????????s, and Suma????????s lines EVERY day (not to mention your general mailbox.) Guess what? NO RESPONSE IN 3 WEEKS! Even in your rebuttal to my BBB complaint you vaguely dance around my immediate concern of my refund and offer me a general mailbox number to call you at. Thanks, great customer service you have there. I know for a fact the people you did hire have never worked in customer service a day in their lives because they are all rude and unfriendly (oh I think I already mentioned that.) I would be fired in a minute if I treated my customers that way. Bottom line, I want my money back that your firm withdrew from my account and did not disburse. I want an apology. I want my credit repaired. Most of all give me my refund, better yet let me talk to someone that knows anything about my refund. Some of your employees say, oh I don????????t know, you will get it when you get it. Some say, oh its alphabetical, you will have to wait until we get to the ???????M???????s. Are you kidding me? I want to be acknowledged, I want my money. I invite you to call me. Just listen to your voicemail, or read your email my number is there. Not a general mailbox number, my personal cell phone number. Clear your name, I dare you!

I too have paid off all my balances in full due to the non payments of RA Brennans office. My credit dropped 300 points, because for 2 months none of the 11 creditors had recieved payment. I was thrown off the proposals and everything became a joke. If his company doesn't have the resources they need to give our money back, then they won't even be able to find the time to repair our credit. THEN HIRE MORE PEOPLE!
Some companys for debt management charge 14.00 a month and sent you statments EVERY MONTH and someone is there to answer your call 24 hours! But after my experience with RA BRENNANS office, never will I go to another debt management company. Ask your family for a loan, or get a loan from the bank. You cannot trust no one! Everyone just tells you what you want to hear at his office, and everytime you call, its a different story! WOW! What a shock! How much longer do we need to wait? Its already been 2 months. 6 months? 1 year? By then it will be too late!
Call you bank, I reported it as fraud for the month of August 28th that was deducted and NOT PAID to my creditors. They are investigating it, and when they refund me back, RA BREANNANS office will have to pay the bank back! You can do this even if you closed your bank account, like I did. But it needs to be done asap. I would have done this sooner but was waiting for the office to send our refunds out sometime in October.

From the previous page - the refund of the initial payment is not coming from Richard Brennan's office. They were not even involved with obtaqining that refund. If you look at your documents, you will see that the initial payment went to United Christian Financial, not Credicure/Richard A Brennan. Typically, you do need to complete the program to receive that first payment back, however with a letter describing the details as to why I was not able to complete the program (the lack of payments and response from Brennan) they felt that was "extenuating circumstances" that qualified me to receive the refund. No matter what your dealings have been with Brennan's office, call the number for United Christian Financial onthe previous page and talk to them about that refundable first payment.

Thanks for the info about the refund. I spoke to them at United Cristian Finanacial...and told them I paid everything off that I owed..there was no way I was going to give RA BRENNAN 8 grand. For him not to pay my criditors and to chase him down for not paying them. I had 344 taken from me that wasnt paid and that was enough of an eye opener for me not to let them touch my bank account. I did speak to someone there and they were supposto send me a fax, and I didnt get it. I will try again on Monday to contact them. Please let me know if you recieve your refund back. Good luck!

As I've mentioned in previous messages, the Law Offices of Richard A. Brennan ripped me off for $1500. I had to put two stop payments on my checking account so that his company couldn't take any more of my money. And this was after I had sent them two registered letters stating that I no longer wanted to be a client of their firm. I have yet to receive any money back and know I never will. Last month, I had to file for bankruptcy! I was never behind on my credit card payments before but wanted a way to manage my debts. Brennan's office ruined my credit and caused me an enormous amount of stress. I had to even diconnect my home phone because of daily calls from my creditors. I'm now left broke and humilitated by this experience.

Per previous messages regarding the refund of the initial payment - I received the check in the mail yesterday. As I mentioned, this is NOT the refund for the withdrawals that Brennan made these past few months, it is the very first payment that was withdrawn which was not passed on to the creditors. I encourage everyone to contact United Christian Financial at 800-621-7806 to request that first payment back.

As a side note, I have seen some payments start to post to my creditors from Brennan, however not all have appeared yet. Since it sounds like everyone else who has tried to obtain their money back from Brennan has so far been unsuccessful, I have to hope that all payments will end up being made and I can move on from this mess that he has created. I hope that everything works out one way or another for everyone that he has screwed over.

I just want Brennan to give me my money back. They have taken 3 payments out of my account after I faxed, mailed and e-mailed them telling them I wanted to sever our relationshp. They ignored me. I am paying my creditors, and they are still taking the money out of my account. How do I get these morons to understand? What do I need to do? I have again faxed, e-mailed, and sent them the demand to stop. I can't buy groceries for my children because they took the money out of my account. I am contacting the
Attorney General in Maryland, and anyone else I can think of. How can they do this????

So Brennan let me ask you a question you say..."A phone system designed for five people cannot handle calls from 4000 consumers. The ONLY method of orderly issue handling of that magnitude is emai"

Then why dont you answer your email, is anyone in these forums, happy with your service, I have emailed you over 8 times, tried to call and nothing happens.... but you keep taking money out of my bank account, you are nothing more then a con man!

Richard,
You still won't accept responsibility for any of this. Always an excuse. If you can't get your sh*t together, maybe you and your minions are just INCOMPETENT??? Or crooks? Which is it? You've been dragging this out since May, at least in my case. "we'll have it fixed next month"...that didn't happen. "We'll have it fixed by October"...that didn't happen...then November...Richard, do you see the pattern here??? Empty promises, or lies. Doesn't really matter. You flat out just don't care, and you aren't going to do a damned thing unless a governmental agency or court steps in and forces you to do what is right.

Well folks, below is what happened to me. This guy is a real shithead. I think it is time we all banded together and brought a class action suit against this a**hole. My email address is email address removed as per forum rules - Mike
, I have a number of other folks involved that I met through my BBB filing against RA Brennan. I don't knwo about you, but I want my money and I want this ****to suffer as I have suffered.
To Richard: I have read your posts about your name being drug through the mud. Waaaaa****ing waaaaa, you thieving prick. Take a look at my credit score now thanks to you if you want to talk about a name getting drug through the mud. ****you!
I signed up with United Christian Financial in February of 2006 with a $150 "refundable" deposit. I singed the contracts for debt consolidation of my 4 credit card accounts and my file was turned over to the Law Offices of Richard A Brennan. The deal was, $157 would be withdrawn from my checking account on the 17th of every month and LORAB would work with my creditor's to reduce my interest rates and they would also pay my bills monthly. $127 of the above would go to my creditor's and LORAB would retain $30 per month for "processing and service" fee's. As of April, no money was withdraw from my checking account and my creditor's began to call me. I called LORAB, spoke to Natasha, who I may add was rather rude, and was told that UCF neglected to send all of my bank information over to LORAB. I gave it to her via phone and faxed a voided check as well. May rolls around and I am still receiving calls from my creditor's. I called back and spoke to Andrew who advised that Natasha had put my information into one computer screen but not the billing screen which is why no money was withdrawn from my checking account and no bills were paid. He told me that he fixed it. June now rolls around and still my account has not been debited and my creditor's were not paid. I borrowed money and paid $200 to each creditor so that I could get them off my back. I then called LORAB again and spoke to Joy who said that there was an issue with their computer systems that was now fixed and she assured me that everything would be fine. Finally, a payment of $157 was taken out of my checking account in July. By the end of July my creditor's till hadn't been paid with this money though. I called LORAB again and spoke to Mattea who assured me that checks had gone out. Another debit in the amount of $157 was taken at the end of July. Finally got notice from my creditor's that payments had been made by LORAB. Boy was I excited. Another payment of $157 was taken out of my account on Aug 17th. I checked with my creditor's at the end of August to make sure everything was all set and lo and behold, all of the checks that were sent in July were returned for non sufficient funds. The checks that LORAB sent all bounced! I called at the end of August, furious, and was given some song and dance about a company named Credit Cure going out of business and that the workload at the firm had tripled, blah blah blah and mistakes were made with the payments. Like I give a crap about internal problems! I just wanted my bills paid in a timely manner! I asked to speak with a manager and was told that it would take 24-48 hrs for them to respond. Needless to say, I never received a return phone call. In September, I sent a letter, certified mail, return receipt and made a demand for all of the money they took from me along with all of the over limit fee's, late fee's and returned check fee's that my creditor's had charged. I started out with $2,900 in debt and after LORAB's shenanigan's I was over $6,000 in debt!!! Well, I know they got the letter because I got the return receipt but they still tried to debit my bank account on Sept 17th!!! Good thing I called my bank and put stop payments against them! So, here I am today, in the hole more than $4,000 when all I wanted was to get out of debt! I have contacted the Better Business Bureau, the Maryland Attorney Grievance committee, the Attorney General's offices in my state and in Maryland. The BBB and the Attorney Grievance committee both have received responses in regards to my complaint from LORAB. They state that they never withdrew money from my account (I have bank statements showing debits with the name Law Office Richard A Brennan right on it!), then they go on to say that when payments were received they were sent out in a "timely" manner (BS!), and that all of the payments made by their office were good (I have statements from all of my creditor's showing these "good" payments were returned for non sufficient funds). I can no longer get hold of LORAB as they NEVER respond to emails and when I try to call, the phone either endlessly rings or I get sent to voicemail which has a message that says the mailbox is full. Something needs to be done. These people stole from me and dropped my credit score from a 620 to less than 400. These people are evil and need to be stopped.

[color=Red]****Adult term removed - Jason[/color]

I just need to take the time to respond to your woe-is-me postings on this site Richard A Brennan. You put in one reply that if we just send you a letter disputing the situation, you will handle it. I call your bluff a**hole! I sent a certified letter, return receipt to your office on September 2. This letter addressed your thievery as well as told you that I wanted no part of your scam any longer and to stop taking money out of my account. Guess what, Tricky Dick? Not only did you not respond to this letter, which I know you received cause I got the return receipt back with a signature, but you tried to get into my bank account and withdraw money on September 17 and November 17th. You know what that is? Wire Fraud! Did you know that is a felony? Did you know that in addition to participating in a class action suit against you I am pursuing criminal charges against you personally? Yeah. It's going to feel good to see you in court you ****. As for the crying about how your staff is so overworked andwaaaaaa ****ing waaaaaaaa. If you were all so "overworked" why would you take 3 weeks off? Doesn't make any sense does it? Here's what I think happened you scumbag: You are an immoral a**hole that saw an opportunity to make a quick buck off of the backs of others. Now the shit is hitting the fan and you're scared cause you know you did wrong. Your answer is to lash out and blame everyone else. Well guess what? My bank statements show YOUR name on it for all withdrawals. That's right, R A Brennan. Not Credit Cure or UCF or whoever else you want to blame. To me, your name is on the withdrawals, you are responsible.

[color=red]Please restrain using profane lang - Mike[/color]

[color=Red]****Adult term removed - Jason[/color]

I would like to thank "refund guest" I contacted Credut-cure today and they were going to see about my refund. As far a Brennan's cry baby tune SAVE IT! You, for what ever reasons, have screwed us, our credit ratings, and OUR LIVES!! Just like us, we are told "stand up, accept respondsibility, and ACT RESPONSIBLE! You took from us....NOW GIVE BACK what is OURS!!! I'm yet another one who have involved the BBB and the Attorney General and I want is my two months of payments $1450.00 you owe me!

I would like to thank "refund guest" I contacted Credit-cure today, and they are loking into refunding my deposit! As far as you Brennan...too bad for your boo-hoo respond. Like we should feel sorry for you after all that you have done to us? I have contacted the BBB and the Attorney General! As I have seen by your responded lies, I WONT'T GIVE UP!! All I want is... what is MINE--what you took me! You STOLE $1450.00 in two months for payments from my account and NEVER paid my creditors, I have the proof---as most of us here does! The lies you told to the BBB and Attorney General will all come out. We will prove it!

As a passive observer of this, I'm curious as to why Richard didn't transfer the files to a credit counseling company capable of handling the accounts. If you are understaffed and underresources, why not ask for assistance? The logic approach would be to either do that or increase resources. It seems as though some of the complaints stem from a lack of attentiveness to deal--especially when it comes to payment debits. For the individuals who are accusing Richard of deliberate incompetence, I'm unconvinced the blame doesn't belong on the shoulders of the companies with whom you initially spoke. Of course missing creditor payment is unacceptable, but I'm curious as to why few of you made individual payments yourself. Many took the time to cancel, but nevertheless discontinued making payments for some time. I understand your anger and frustration, but repeatedly insulting the company, its staff, and profaning this board is probably not the best approach. I know that he's not answering your inquiries, but if you take his words at face value, maybe it's simply impossible to handle the traffic. I would suggest that Brennan speeds up the resource process and some of your guys sit tight until he does.

I hope very much that things work out for you.

John

You know what I think is just hilarious? The only person I CAN get ahold of at R A Brennan's Firm is the guy who's trying to sell me on their law firm representing me! He is the only damn person who I have been able to call and e-mail and get a response back from, of course he just tells me that he can't help me with anything other than helping me get signed up with the firm (AKA take some more of my money). Which presents another problem in that if I wasn't "signed up with", "represented by", or "working with" the law firm, then how the f*ck could they just waltz right in under my nose and start taking money out of my account and not paying my creditors and never even NOTIFYING me that they were doing so until 7 months after the fact..................

Mr. Brennan,
I too, have sent several emails and request asking for my returned monies. I too, have had to make other arrangements with my creditors and have suffered some serious back lash. The worse part is that you collected approx. $3000 from me and I lost my job this morning. I would truly appreciate the refund before I lose something else.

I have called CHASE BANK and they have confirmed that no funds have been transferred to Consumers Alliance Processing Corporation from Richard A. Brennan, I doubt if they transferred any money ! His office is lying! I have confirmed that our accounts were not sent over to Consumers Alliance Processing Corporation for servicing until December 1, 2006, this dog and pony show about them transferring us back in October is a lie also. After speaking with Consumers Alliance Processing Corporation and checking up on them it looks as though they are legit and a member in good standing with the BBB and an association called The American Association of debt management Organizations.

I recommend not working with the Law Office of Richard A Brennan. Consumer Alliance, Vanguard, Golden State debt management, what ever name they keep changing it too are not real. One recommendation is to get out of the program as soon as possible, file complaint, ask for your money back, talk to your bank, file disputes, change your bank account if necessary. RA Brennan is not a debt management firm but a settlement firm. Their job is to hold on to money as long as possible and then they work out a settlement with your creditors then pay them one shot. You don't want to do that. If you need to go back on a debt program, register through NFCC.org They are great and very very helpful.

I'm going trough the same trouble as everyone else. What you just did was to withdraw more money from me even when I have received a letter from you saying that my account with you had been canceled. You are a good son a bitch! you are getting rich with our money. I'm going to sue you!!! Remember my name hijo de la chingada porque te la voy a cargar!!!!dile a Sulma que te traduzca!!!!!Everyone else if you are still dealing with this we should get a tv show, we should call them and let them know about this issue!!!
It's not fair what they are doing! he should get punished or Richard if you don't listen maybe your mom will.

These guys are rip offs. They somehow ended up with my account from another company, said they were "changing" computer systems and that payments to my debtors would be delayed one month, then NEVER paid it! Subsequently my account was transferred to another company and it is 10 months later with no sign of my $!! And now their phone is disconnected! I am on this website specifically to track it down and get it back! DONT USE THEM!!

They are bogus!! Stole $290 from me and that was 10 months ago. Every time I called they said they were "sceduling the payments" to my creditor. But never gave me a date. Now my account went elsewhere (without my consent or knowledge) and their phone is mysteriously busy all the time, dont trust it!!

I have to say thank you for a wonderful job that Consumers Alliance has done for me. They have put my mind at ease knowing that my account is being held properly and I should have no more problems with money being taken from my account and not being paid.You can call them and they actually return phone calls where I was with another company who took money from my account for 3 months straight and never paid my creditor nor do they return phone calls or emails. Now I am in the process having trying to get my money to be paid to my creditor.

Two of the 6 payments they owe me posted to my accounts last week. Why now? Have they started paying anyone elses bills yet?

Hey Doc - they made payments on most of my accounts the end of last month. However one account has not received any payments, and they still owe one month worth of payments. When I called about that month worth of payments that I had not seen posted, they tried to tell me that the funds they withdrew in August covered the payments that posted in July - that initially the company fronted the first payments to the creditors. My account was NEVER set up this way - the creditors always received their payments after the funds were withdrawan from my checking account - from the very first payment. Supposedly a supervisor named Mattea is looking into this (along with the one creditor that never received any payments), however I feel that the emails that were forwarded to her have been deleted and faxes have been thrown in the garbage.

I hope you get all the payments that are owed to you.

Richard A Brennan...still reading the posts I see & making ANOTHER 84,000 excuses. As my lawyer is now handling my lawsuit along with the other people that have visted my myspace page (see previous posting from me for information) & since emailed me with their stories which were forwarded to my lawyer. I've currently managed to save up enough time off that I am able to camp out at your office both before & after the Christmas Holidays until I get some answers, reprives in addtion to a refund. Otherwise me & the other concerned consumers who've dealt with you will see you in the highest court. Please make special note that a private investigator has been hired, so once your office & it's employees has been throughly scouted, they're coming after you. You may even notice me camping on your front lawn - I'll be the pissed off one...as for the others, they'll let you know. Cindy Sheehan vs. President Bush ain't got shit on what I'm going to do to make your life as miserable as you've made mine & countless others.

I think if you wanted to be taken seriously, you should not be talking like white trash, and swearing every other word. Only juveniles do that. C'mon, let's be mature, I used words like that in grade school. And you just look like someone out for revenge, instead of someone who truly was deceived. Having said that, I also agree with Johng, you people are not paying attention to the details. How many of you have actually contacted the BBB and complained to someone who could do something for you instead of coming on this site, and just venting? That isn't helping anyone. I hope ya'll feel better after cussing people out and calling them names, boy that will really solve everything. GOOD LUCK!

I DAPHNE WALLACE IS A CLIENT OF YOURS . OUR PREVIOUS ADDRESS WAS

MY NEW ADDRESS IS: .
PLEASE E-MAIL ME WHEN YOU GET THIS MESSAGE . E-MAIL ADDRESS IS : or you can call me anytime tomorrow after 4:00 pm . just to let you know . creditors are still calling and harrassing us for a payment .

Personal info removed for your safety - Mike

Jamie in VA has contacted the BBB and more. If you read the 23 pages on this website you will see that this not only is a place to vent, but also a place to warn others and help eachother. If you dont like it then YOU leave. I have contacted every name possible! In times like this an attorney is the only resolution.

I have had no problems with my account with Richard Brennan's office. I was confused at first about the settlement and why my creditors weren't getting paid, but when my paralegal explained to me how the whole process works I felt alot better. My paralegal was able to show me that he had been working with the creditors, despite what they said. This really helped build my trust when I could see that it wasn't them BS'n me like I thought, but actually the creditors. Imagine their suprise (the creditor's) when I told them that I knew they were lieing to me and that they had been contacted and I had proof! I haven't had a call since.

I've been working with a guy named Justin Hartman and he's helped me understand what has happened. I'm not happy, but at least I know whats going on and what my options are. I have since signed up for a settlement plan and even though I know my credit has been hurt I have looked into this and found out its nothing that I can't recover from once this is all over. I would have preferred to pay everything off normally, but at this point I just want it over with and the settlement seems the best option for me. I have also noticed that it is hard to get through on the phonelines, but when I've left messages my calls were usually returned in a few days. Mr.Hartman explained that he had to answer the calls and concerns in the order he got them, which I understand. Its frustrating having to wait a day or two for a phone call, but at least they call me back.

of course they call you back because you settled your accounts with Richard a brennan. You still pay a huge chunk to his office. His office may return your calls because your a settlement client. But they dont when your a debt management client. Because they obviously have done something wrong and are trying to avoid the issues and confrontations with their clients.

I used to work for this company but quit because of the way they do business.they are misleadind and have no interest is customer service.the ceo refers to his clients as losers and dead beats. Take it from me if you sign with this company, you'll regret it. Screw you jeff(ceo) and you too richard. You will both one day get what you deserve,karma is very real.

Former employee

Any advice on how to get our money back?

Thanks!

I checked over at the bbb.org site and discovered that the BBB torch had been removed from Richard A. Brennan, Esq.'s listing. They still have not posted a report though. I think they should have some sort of negative notation in the interim. It is misleading for him just to not have a report available. It leaves no indication for the disaster that is "The Law Office of Richard A. Brenna" or as I like to call him.... the Devil. :evil: :twisted:

I wish I lived closer to Maryland, that man would come to loathe the sight of me. I would love to camp out on his doorstep.

To the "A Guest" who decided he was MATURE enough to pop off at the mouth to me(though not using a real name)about name calling being immature but then turned around & cast those same stones back-profane remark deleted - SueBee-this is what the BBB sent me yesterday:
Complaint ID#: 36000614
Business Name: Richard A. Brennan, Esq.

The Better Business Bureau has made several attempts to contact the business regarding the above referenced complaint. We regret to inform you that we have not received a response from the company.

In 2005, over 300,000 consumers used our Maryland website to give them confidence in their business choices. Although we were unable to help in resolving this complaint, the company's Reliability Report will reflect your recent experience.


So since you are obviously a bible thumping socio-chrsitian in addition to be a know-all be-all & it's obvious you can read, check the other pages of posts for my stuff. Please take special note moron that I've contacted the BBB, Maryland Bar Assoc., VA Attny General, MD Attny General, etc. All have given the same result "Ok, we heard you...we're looking into it...we'll get back to you soon..." then nothing. So shut the profane remark deleted - SueBee up unless you KNOW WHAT YOU ARE TALKING ABOUT.

VICTIMIZED CUSTOMERS OF RA BRENNAN -
if you've been contacted by the debt management Co that RAB forwarded (SOLD) your information to because you were not interested in settling-THIS COMPANY IS IN CAHOOTS WITH RAB-company ownership information shows that the same people who funded & owned stock (including Mr Brennan himself *a greater than 50% stock holder*) in Credit Cure & the rest have the same name as the ones running this Credit Alliance Company crap. It's all a front - same crooks different names, new addresses....is anyone else seeing a pattern here?

CCCA referred me to R.A.Brennan. They have asked for money up front to start the process of debt settlement in motion. I am very leary of this after reading all of the posts n this man.Is there someplace else that I can seek help?