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Law Offices of Richard A. Brennan - Can you rely on them?

Submitted by scaredsillybydebt on Thu, 03/23/2006 - 08:43
Posts: 9
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I received a call from these people yesterday. They said that for a $200 retainer they can put me in a debt management program and even consolidate my payday loans. Does anyone have any experience with them? Are they legit?


Hey All,

I am the one who brought up the class action and I am really appreciative of the response from our navy guy. So where do we start? I will take on part of the work. Do we need to divvy it up somehow? I do not have the resources our navy guy has but there is probably a way we can organize ourselves effectively especially if he uses his particular ones.

Th Texas Attorney General has already responded to my complaint by letter. All of us need to file a formal complaint with our state AG. You do need to send them a copy of the contract you signed.

By the way navy guy I am appreciative of what you do and how hard your existence must be.

Sally


Submitted by on Sun, 10/29/2006 - 09:35

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ashely2006 why don't you start practicing what you preach? stop telling people to stop posting the same thing in different threads. First of all, this is a public site, not yours, people can post when, what and where they want. And second, you are doing the same thing you are telling arizona not to do. Who died and made you boss?


Submitted by on Mon, 10/30/2006 - 07:18

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He helped me get out of debt,,,,,,,,,you stupid people stop hatin on him iight.............................if youu have a problem than your a**es should stop gettin in debt like sum dumb a**es


Submitted by on Mon, 10/30/2006 - 08:12

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I'm also a victim and I really don't know where to turn. Has anyone received help?


Submitted by on Mon, 10/30/2006 - 11:11

( Posts: 202330 | Credits: )


Quote:

He helped me get out of debt,,,,,,,,,you stupid people stop hatin on him iight.............................if youu have a problem than your a**es should stop gettin in debt like sum dumb a**es
_________________


I guess English isn't your first language. If you can't be bothered to use proper English, go else where. You are pointless.

We did nothing wrong. My money was always available in my account and the SOB took it and kept it. It is the same as if I paid a contractor to build a house and he just took off with my money. I am mad as hell and I have every right to be mad. And nothing some moron like you says means jack.


Submitted by Taquita on Mon, 10/30/2006 - 12:33

Taquita

( Posts: 287 | Credits: )


That may all be true Mr. Brennan...however that doesn't stop the fact that your staff (at least the ones I have delt with si far) or rude, unhelpful. It took me weeks of asking one person everyday to fax a form to me to finially get done. I could teach a monkey to send a fax faster.
Second. I was with credicure originally...however I ended up with your law firm, I never gave you permission to charge my bank account. and in July, Aug, and Oct you took money from my bank account and didn't even pay the credit cards...and yet your staff is refusing to pay back the 612.00 you owe me for those three months. explain how that is right Mr. Brennan? now my credits cards have not gotten payment, yet you have the money. I even got a letter from them informing me that they droped my credit consolidation because of lack of payment...explain that Mr. Brennan?


Submitted by on Mon, 10/30/2006 - 22:26

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File a bar complaint with the maryland state bar
File an ftc complaint with the federal trade commission


Submitted by on Tue, 10/31/2006 - 05:02

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brennan transfering account info breware!

As of today, anyone that has not closed their account number that brennan has, you will be billed by a new company called Consumer Alliance. You can call and cancel them. There phone number is 888-533-3016.


Submitted by on Wed, 11/01/2006 - 20:38

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We have attempted to contact each client that CrediCure had in July, August, September, and October as to what they wanted to occur. I have competing issues at work here. On one hand there are those who want payments stopped and on the other, I have clients who want them to continue. Either way I cannot win. As for those that have not let us know one way or another, we are sending them on to an agency that can complete your debt management plan. We only want to fix the problems. We are not keeping any clients' money. So if you please, mail in your request and we will address it as quickly as possible. We anticipate a time for resolution of three months. As of November 1, no former CrediCure client should have debt management payments debited through the Law Offices. All former CrediCure clients have been referred to another agency or have become actual clients of my law offices.


Submitted by on Thu, 11/02/2006 - 12:16

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WHAT CRAP!!! We have to wait 3 months for a OUR MONEY, you are not making payments, the ones you were suppose to do when you took over these accounts AND TOOK OUR MONEY FROM OUR ACCOUNTS! I have talked with the useless staff and NOT ONCE was I told to mail anything in "AS QUICKLY AS POSSIBLE" What in the hell does that reply mean? Man enough to answer?


Submitted by on Thu, 11/02/2006 - 12:29

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Just an FYI - I spoke with a woman at Consumer Alliance who stated that they will not be receiving the information from Law Offices of Richard Brennan for about another three weeks, and will not officially be handling the accounts until December 1st. So if anyone out there is expecting Consumer Alliance to fix everything this month, it will most likely be another month or two before they contact the creditors or even start making any payments to them. Especially for those out there (including myself) whose creditors have not received payments since July due to Brennan holding the funds for the past three months, be aware that if you have not taken control of the situation, your accounts will continue to fall further past due before any payments are made by a third party.


Submitted by on Thu, 11/02/2006 - 14:10

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There may be a way to organize this. To my knowledge, JAG officers will only represent members of the armed services, but are willing to work with civilian lawyers. I will be contacting Washington to get the word out soon. RAB still has 16 days to get me a check before the Navy gets involved. I'm Navy and my wife is Army. She's on the ball with her JAGs as well. Once that ball is set in motion, there's no stopping it. If you steal from one military member, it's like stealing from us all. Either way, RAB is in deep trouble, and getting me my money will get the JAGs called off, unless there are more wrongfully treated members in the military, then he's sooo screwed. I'll call my bank and get any withdrawals made by Consumer Alliance blocked. I already have RAB blocked.

Thanks Sally for your support. I feel good putting my life on the line everyday for all of y'all's freedoms, even the Freedom of RAB. i do it because it's the right thing to do. The sacrifices I and my family have made are justified by the smiles on the faces of children living in freedom in our country and abroad.

I seriously urge RAB to do the right thing.


Submitted by on Fri, 11/03/2006 - 20:28

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Richard,

Or can I call you DICK?
You still refuse to accept any accountability or responsibility. And you persist in trying to paint yourself as the angel of mercy in this situation. Yeah, yeah, I know, you're a good guy, right?
You took 2 months worth of my payments, which you have not sent to the credit card companies. Where did the money go? Do you even know? Has it gone toward something you are driving or living in? Perhaps your condo in Miami? Your son's H3 Hummer? Your wife's Italian shoes?
And don't start spouting your lies about how the credit card companies returned the payments...I talked to all of them, and they all said basically the same thing - WHY would we refuse a payment? Really, Richard, why would they? That wouldn't make very good business sense. Even loan sharks don't turn down a payment. You should know that...you probably work with some of them, too.
As far as contacting everyone about how they want this to be handled, your firm certainly hasn't contacted me. Do you even know (or care) what is going on in your own company?
I sent your office a registered mail and got the receipt back with an illegible scribble on it where there should have been a PRINTED name of the person who received it, along with a signature. Obviously, no one wanted to be held liable when the stuff hits the fan.
And from the looks of these posts, I'm not the only one who has the Attorney General, the BBB, and the state Securities Commission looking at your "firm". Don't you think it would be the decent, moral, and ethical thing to do and just give all of us our money back NOW, or at the very least send it immediately to where it was supposed to go in the first place?
Your actions (or inaction as the case may be) confirm the stereotype of lawyers. No wonder they are the least trusted profession in most people's minds, right down there with politicians and televangelists.


Submitted by on Sat, 11/04/2006 - 17:26

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Observation about attorneys like Richard A. Brennan:

Attorneys by their very nature and training are not so much concerned about what is right, fair or just, but more so about what they can get away with.

Lets not let him get away with this! If you haven't already, file reports with the BBB, the Maryland State Attorney General, your state Attorney General, the Maryland Attorney Greviance Commission, ripoffreport.com and any other place you can think of to get his name and our stories out there!


Submitted by Taquita on Sun, 11/05/2006 - 07:35

Taquita

( Posts: 287 | Credits: )


I just checked out the BBB web site and Richard A. Brennan no long has a satisfactory rating. It doesn't give them any rating at all. It only says that they are being updated. Still, I suspect if they were going to be updated to good, they wouldn't bother to pull the satisfactory rating.

here is the link: baltimore.bbb.org/commonreport.html?bid=23018283&language=1

I think we may be able to count this as a small victory for the little guys! :D


Submitted by Taquita on Sun, 11/05/2006 - 07:51

Taquita

( Posts: 287 | Credits: )


Has anyone called the law offices recently? Their recording states that the offices will be moving November 15th. The only way to receive new phone numbers and address will be when they send you a letter with the information. However they mentioned a phone number of 800-989-6590 for the new law firm.


Submitted by on Mon, 11/06/2006 - 06:52

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I, too, have had all the same problems you guys have had recently with the Law Offices of Richard A. Brennan. After many, many phone calls and emails not going through, finally got a reply email saying that I needed to fax them a "Notice of Cancellation", so i did. I got a phone call within minutes saying that my request to cancel my account was received and accepted. Then I emailed this person that called me asking about my refund. She called me within minutes again, and I was able to get all of my questions answered. And she faxed me a "Refund Request Form". Which I quickly signed and faxed back. Not sure if I really will get my money back... but it's a start. So keep trying, they are just really busy there. I understand the frustrations. Because of this happening I may not be able to eat this month... but if I atleast get my money back, I can put this all in the past.


Submitted by on Mon, 11/06/2006 - 12:04

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I don't know about the refunds, but I received an email stating that the checks to the creditors will be going out this week. Maybe I am foolish to believe that, but at least they sent something in writing about the payments. Hopefully they follow through with this on my accounts, and send all of you your requested refunds or make the payments to ALL creditors that they need to.


Submitted by on Tue, 11/07/2006 - 13:54

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I also signed up with RAB, and Ive been getting concerned and following this thread, he has just cashed my $200 deposit for his services, Ive emailed him twice now and no response... Mr Brennan, can you pleas email me back and let me know, your person who took my money, was quick enough calling me back to secure the money from me.


Submitted by on Tue, 11/07/2006 - 17:49

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Also Mr.Brennan you wrote this......

Every email that I have received has been responded to. If you could give me some sort of indication as to who you are, then I can check on your request.

None of my emails have been answered.


Submitted by on Tue, 11/07/2006 - 17:58

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Mr. Brennan,
If you do actually read these threads I would appreciate your assistance. I have sent multiple emails to Tiffany and Sulma in your office. I have also left voice messages on your general mailbox. I submitted the paperwork to sign up with your firm and yet I am still not getting any response. I need to know the status of my account, my credit accounts and what is going to be done about the fact that they have still not been contacted to settle my accounts with you acting in my place. If you do actually read these and assist individuals who contact you I hope that you will have someone from your office call me or email me soon.


Amanda Cody
email address removed as per forum rules - Mike


Submitted by on Wed, 11/08/2006 - 12:50

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I love how ra brennan says he personally will return the emails back. I too, have never gotten a response by him or any one of his unprofessional staff members. Stay away from ra brennan! Get out! He is a joke and so is his company. Take the time and read all of the problems that have happened to people on here. I went 6 months without any problems, then they occured and i wish i would have known about this website earlier!


Submitted by on Wed, 11/08/2006 - 13:58

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December 2005 I called about my accounts not being paid the month of December in January of 2006. I could never get anyone to answer my calls on one phone number that I had for Credi-Cure and the other phone number that I had would tell me that the number was no longer in service. In a statement made by Richard A Brennan on a this web site posted September 7, 2006. Mr. Brennan stated the problem with my account and other people????????s account only quote, ???????come to light when his law office stepped in and began correcting the accounting issues from Credi-Cure.??????? This statement is false due to the fact that Mr. Brennan is the one who returned my phone call for Credi-Cure on January 5, 2006. I know this date because it is still on my caller ID with the Law office of Richard Brennan and is dated 01-5-06. Mr. Brennan stated that the office of Credi-Cure was moving to a new location and was late making my payment for the month of December 2005. Again in February of 2006, my payments were not made again by their due date. I called again and I was told that they were still behind where they had moved. My payments for03-06 ???????? 05-06 were made on time.

On June 28, 2006, I had back surgery and was home on the 29th when I stated receiving phone calls from my creditors that my payments had not been made for the month of June. I had to start calling again to Credi-Cure and was finally able to reach someone after 3 hours on the phone tracking down different phone numbers and was told to call the law office of Richard Brennan. The customer care person that I talked to that day was Natasha. She stated that the problem was due to some credit card customers no longer taking electronic payments and they had to send a paper check and this caused all my payments to reject. However, she stated that payments were made . Natasha was told by one of my creditors that the Law office of Richard Brennan had mailed my payments for two of my credit cards to the wrong address. Natasha was told that the New Mexico office was for negotiations only. She was told the correct address to send payments to. Natasha stated that she would have to wait 30 days before she could trace these two checks and stop payment on them to have them reissued.

I called Natasha every Monday and Thursday of each week to find out what was going on with these payments. Natasha only returned my call one time during these three weeks of calling. However my payments were made for June 2006 on July 22, 2006 for all of my other creditors. The payments for July 2006 were paid to all of my creditors on July 29, 2006. This still leaves two of my credit cards missing a payment for the month of June 2006. This amount totals $424.00.

In August of 2006, an electronic withdrawal of $607.00 was taken from my checking account (the same amount that had been withdrawn from my account since May of 2005 by CrediCure) and always on time and the same date unless it was different due to the law office changing the withdrawal date, which should have been the 10th of each month. August withdrawal was electronically taken from my checking account by the law office of Richard A. Brennan on August 14, 2006. As of October 28, 2006, the August payments to all of my creditors have not been made. This payment that was taken out of my account in the amount of $607.00. This bring the amount that is owed to me $1031.00. This does not included the amount of the first payment ($607.00) which later was told to me by Tiffany, a customer care representative at CrediCure that this was not my first payment but a deposit. This ???????deposit??????? was to be kept until my last payment was due in case I defaulted my contract, which I did not. Nowhere in my contract does it state this. I did not find this out until the creditors started calling me in June of 2005 and asking me where was my first payment with Credi-Cure. This is a Grand Total of $1638.00. In the contract it states that I am to be given a 15 day notice of any changes that affects my contract with Credi-Cure. On August 27, 2006 I received a letter from the law office of Richard A. Brennan stating that I may not be aware of the closing of the office of Credi-Cure in February of 2006, this is six months after the fact.

At the end of August 2006 I started receiving phone calls again from my creditors stating that my payments for August 2006 were not made again. I called and talked to Nikki, a customer care representative at the law office of Richard A. Brennan, and told them not to take anymore money out of my checking account, that I was giving my three day notice as it states in my contract and asked where my payments were for the month of August. Nikki stated that the office was short staffed and behind sending the payments out and assured me that my payments were going to be made. Nikki also stated that she could not take my request by phone, that I would have to send it in a letter. However, that very day I went to my bank and had the proper paper work drawn up to stop any further withdrawals from my account in the amount of $607.00 from the law office of Richard A. Brennan. I also sent a certified letter to the law office of Richard Brennan requesting all withdrawals as of September 1, 2006 to stop being electronically taken from my checking account. This letter was received, signed, and dated on September 5, 2006 by an employee of the law office by the name of K. Gayle. I started calling Natasha and Nikki again and asked them where my money was for the payments of August. The first of September 2006, I received a letter dated August 31, 2006 from the law office of Richard A. Brennan asking me to sign a representation agreement and send them $1500.00 to save me 50% off of my outstanding balances. A couple of weeks later I had a message on my answering machine to call a man by the name of Andrew asking me to sign the paper and send it in, in order to start working up my proposals towards my creditors. The number that he left was not a valid number. After receiving this phone call and the representation agreement stating what they could do for me, I saw that they were just wanting more money and had no intentions of refunding my money.

As of October 28, 2006, I have talked to and left numerous messages for Natasha, Nikki, Sulma, Mike (office manager) at the law office of Richard Brennan, with no response. I have also left messages at ext. 116, 126, and 238 which Sulma stated to me was her office managers extension per our last phone conversation, and that was on October 16, 2006. On October 10, 2006, I sent an email to Sulma at a yahoo address that she gave me per our phone conversation and emails to info(at)rabrennanlaw.com, and payment.issue(at)rabrennanlaw.com. stating everything I have written. I have asked the law office to send me my money not to my creditors, due to the fact that my interest rate has gone from 6 and 9% to 27 and 29% and late charges for each month. I am now working with a new debt management program called Consumer Credit and they are trying to clean up the mess that this law firm has caused. As of October 28, 2006 I am having trouble with at least one of my creditors wanting full payment of the balance due. This is due to the fact that it looks as if I have defaulted and was dropped from the program and was not making my payments. I have done everything I know to do and I have called and waited patiently since July 2006 but have not gotten a resolution to my problem yet. The only reason I went on this program was the fact it was under the name of Christian Finance and I checked the BBB and they had an outstanding rating as of May 2005. I would like to state that I am not a person who went out and spent her money foolishly or did not care who she owed. I lost my job after 19 years at a company that closed its doors in our area. Within a two year time frame 5,000 people in our area lost their jobs. Four months after losing my job, my daughter lost her job. Four months after that, her husband lost his job, and two months after that, my husband lost his job. We went from an income of approximately $75,000 a year to both drawing unemployment. My daughter and her husband lost their home and moved in with us. There were no jobs in this area for me or my daughter and we had to go back to college under the trade act agreement. My husband was out of work for six months and I was out of work for two and a half years. However after my first year in college I lost my trade act unemployment due to the fact I had never been laid off in 19 years and didn????????t qualify for full benefits. I could not quit college because I would have to pay my first year back to trade act and therefore had to complete my education.

I received a letter from the law office on November 3rd telling me they would no longer be helping anyone in the state of Virginia and was referring me to a new conselor by the name of Consumer Alliance Processing Corporation. However the propasal was to pay them $445 a month but they would be withdrawing $607 a month from my account. I called this company and warned them that if they touch my account I would sue them. I also asked them where was the $162 dollars of my money going to? Sounds like they are a bunch of crooks also. We all need to get in touch with a large news agency to see if we can get some help. Someone like CNN, CBS, NBC, & ABC.

Richard this message is for you: How do you sleep at night knowing that you have taken advantage of so many hard working people? Oh but that is right you are a LAWYER!! who thinks he can get by with anything. Think again someone will help us it will just take a matter of time. It might not be today or tomorrow but someone will help us.


Submitted by on Wed, 11/08/2006 - 17:01

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I tried contacting this office a couple of weeks before I was scheduled to make my first payment. I never heard back from anyone after I left about 5-8 messages. I put a stop on my bank account from "CREDICURE" a few months ago which worked for a while but they took more money again under the name LOROBERTABRENNAN. Still I cant get in touch with them. DONT TRUST THEM.


Submitted by on Wed, 11/08/2006 - 17:36

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STOP PAYMENTS DONT WORK. HE can just change the amount a couple of dollars and still take money out. The best bet is to put a stop payment and close out your account! I explained my situation to the banker and they told me to do a stop payment as well as closing the account out to be extra safe. You can also file a fraud complaint against him if you have tried to tell RA BREANNANS office to stop taking payments and hasn't done so.


Submitted by on Wed, 11/08/2006 - 19:01

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I got a large packet of information from the Law Offices of Richard A. Brennan yesterday. It was a packet of stuff to fill out and then send me to a second company.

I swear these people are so stupid they must be smoking dope.

I have cancelled multiple times, both verbally and in writing. Not to mention the fact that the morons don't have half of my accounts listed! :shock: Like I would sign with anyone they recommended, it is probably just another shell company to steal my money.

I wish I lived near them. I would picket their office on a daily basis.


Submitted by Taquita on Thu, 11/09/2006 - 08:17

Taquita

( Posts: 287 | Credits: )


I had to change my checking account number to prevent RAB from taking any additional withdrawals from the account. The personal banker stated that what most people don't know is a stop payment is only good for 9 months. After that time, the stop payment either needs to be renewed, reprocessed, or a request for a permanent stop needs to be made at that time. It seems that there is more peace of mind by changing the account numbers, that way there is no way around it.


Submitted by on Thu, 11/09/2006 - 12:24

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I have been trying to deal with Brennan's law firm for FOUR MONTHS and nothing has happened. I even sent them an fax and certified letter canceling my account. Yet they still have taken money out of my account for the last 2 months. They owe me well over $1000. Needless to say I am taking legal action against them. I will let ya'll know how it goes.


Submitted by on Thu, 11/09/2006 - 22:42

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I set up an account with them in September and as soon as I sent them the paper work no money was taken out of my account and I have not heard a word from them after calling them 15 times and leaving messages because you can not takl to a real person there and sometimes you can't leave a message and several e-mails. I think that they ae some sort of scam and that I am going to cancel my account with them.


Submitted by on Fri, 11/10/2006 - 13:55

( Posts: 202330 | Credits: )


I see the Navy guy posting in here. ROCK ON! I'd love to her from you & everyone else whose been taken advantage of personally, see my myspace link below! Here's my laywer's info Pretlow & Pretlow in Suffolk, VA. Her name is Anne Lynch (anywho.com - do you're own search incase the blog Nazi Mike is watching!)...as they say "have your people call my people". I'm going to blow this damn thing out of the water JAG or no I'm getting my money, if I have to drive to Maryland & hunt his punk ass & office minions down. By the way people your BBB & your personal State's Attorney General complaints fall on deaf ears. Mine have been in for over 2 mos & not the first fucking word from any of them. My lawyer contacted the Maryland Bar Assoc. & it's like the Pope preaching a sermon to Southern Baptist. NOTHING.

Catch up with me people! I'm doing something about this let me see if I can help you, or get you to someone who can just don't forget those 3 w's myspace.com/103555666


Submitted by on Mon, 11/13/2006 - 09:10

( Posts: 202330 | Credits: )


this brennan guy is full of it. you can not get in touch with anyone. every mailbox is full. ive sent e-mails, faxes, left messages. the guy has basically stole our money. how hard is it or how long can it take to write a check for the full amount they took and put it in the mail. All i want is my money so i can pay my creditors like that d.ick was supposed to and get my credit back on track becuase it has gone to sh.it becuase there have been no payments.


Submitted by on Tue, 11/14/2006 - 12:23

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Quote:

BBB of Metro Washington DC & Eastern Pennsylvania
1411 K St. NW, 10th Floor
Washington, DC 20005-3404
BBB Reliability Report
May Not Be Reproduced for Commercial or Sales Purposes

Printer-friendly

CrediCure, Inc.
142 North Queen Street
Martinsburg, WV 25401
Berkeley County
MAP
General Information
Original Business
Start Date August 2000
BBB File Opened January 01, 2003
Principal Contact Ms. Dalanda S. Cobb (President)
Complaint Contact Ms. Katherine Long (Executive Director)
Other Contacts Mr. Richard A. Brennan, Esq. (General Counsel)
Ms. Begett Fajer (Supervisor)
Mr. Jeffrey Formulak (CEO)
Mr J Bruce Liebstein (Owner)
Ms. Kathy McCracken (Counseling Manager)
Mr Paul Shaffer, II (Executive Director)
BBB Member This company is not a member
Type of Business
Credit & debt counseling
Credit Repair Services
Credit-Debt Consolidation Services
The information in this report has either been provided by the company, or has been compiled by the Bureau from other sources.

Customer Experience
Based on BBB files, this company has an unsatisfactory record with the Bureau due to unanswered complaint(s).
Customer Complaint Data
Number of complaints processed by the BBB over the last 36 months: 46
Number of complaints processed by the BBB in the last 12 months: 26
Complaints Concerned:
Selling Practices (2 complaints)
2 Resolved
Service Issues (23 complaints)
10 Resolved
5 Delayed Resolution
2 Company made every reasonable effort to resolve
6 Company did not respond
Credit or Billing Disputes (13 complaints)
6 Resolved
7 Company did not respond
Delivery Issues (2 complaints)
1 Resolved
1 Company did not respond
Refund Practices (5 complaints)
4 Resolved
1 Company did not respond
Contract Disputes (1 complaints)
1 Resolved
The company's size, volume of business and number of transactions may have a bearing on the number of complaints received by the BBB. The complaints filed against a company may not be as important as the type of complaints, and how the company has handled them. The BBB generally does not pass judgement on the validity of complaints filed.
Additional File Information
According to information provided by the company's legal counsel, the firm ceased charging fees or administering actions for any credit counseling clients after February, 2006, as part of industry restructuring connected to an evaluation of non-profit companies by the IRS. The firm reported now provides counseling on credit and debt issues, and charges no more than $75 for that counseling. It may set up a debt management program for a consumer, but does not collect or distribute money to creditors any more.

According to information provided by the company, it had been a non-profit credit counseling company. It reports that it did not charge for services, but asked for voluntary contributions from its clients. Under the company's terms of services, it asked for an initial contribution of 3% of the debt load, plus a monthly contribution of $7 per account. Such contributions are deducted from payments made through Credicure. The company may have also received payments from the creditors involved in the payment plans.

Licensing Information
This company is in an industry that may require licensing, bonding or registration in order to lawfully do business. The Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.
Company Management
The company's CEO had previously been associated with Ameridebt, another debt management firm. A separate report is available for that firm.
Educational/General Comments
Companies or organizations offering debt consolidation services do not lend debtors money to pay off their bills. They may, however, offer to total all the money you owe and try to make arrangements with your creditors to pay them what they are owed in manageable monthly installments. They may also offer counseling on good credit and budgeting practices. They cannot obtain the removal of accurate, adverse information on your credit history from credit reporting agency reports. A variety of providers offer credit counseling services. Costs and services vary widely among them. The costs of the services may range from nothing, or very little, to several hundred dollars in up-front fees plus a monthly membership or service charge based on a percentage of your total debt. Debt consolidation services may have arrangements with local retailers and financial institutions, such as banks or loan companies, to help set up debtors' repayment plans. Before signing up with a debt consolidation service, ask your major creditors if they have -- or are willing to make -- these arrangements with the service you are considering. If there are no prior arrangements, or your creditors are not willing to make them, you may have a hard time structuring a helpful repayment plan.

Additional Information
This Business Operates under the Names CrediCure, Inc.

Addresses
300 North Mildred Street, Charles Town, WV 25414, Jefferson County MAP
301 No. Mildred ST, Charles Town, WV 25414 MAP
9724 West Sample Road, Coral Springs, FL 33065, Broward County MAP
12850 Middlebrook Road Suite #410, Germantown, MD 20874, Montgomery County MAP
14625 Baltimore Ave, Laurel, MD 20707, Prince Georges County MAP
142 North Queen Street, Martinsburg, WV 25401, Berkeley County MAP
8181 Professional Pl 125, New Carrollton, MD 20784, Prince Georges County MAP
113 East 3rd Avenue, Ranson, WV 25438, Jefferson County MAP
Phones (301) 918-4041
(304) 596-6644
(304) 725-4782
(888) 434-5252
(304) 262-3870 (FAX)
Reported on Tuesday, November 14, 2006
As a matter of policy, the Better Business Bureau does not endorse any product, service or company. BBB reports generally cover a three-year reporting period, and are provided solely to assist you in exercising your own best judgment. Information contained herein is believed reliable but not guaranteed as to accuracy. Reports are subject to change at any time.
The Better Business Bureau reports on members and non-members. Membership in the BBB is voluntary, and members must meet and maintain BBB standards. If a company is a member of this BBB, it is stated in this report.
???? 2006 BBB of Metro Washington DC & Eastern Pennsylvania


Submitted by on Tue, 11/14/2006 - 13:21

( Posts: 202330 | Credits: )


I too have made numerous phone calls, sent faxes, and mailed letters in which I have received no repsones. I also finally made arrangments with my creditors after learning they too were never notified or received any type of communication from this office.

I have asked for my monies to be returned also (and I am out alot ore than $900).

I would like to know how tofile a complaint with the BBB. Your input would be greatly appreciated.


Submitted by on Tue, 11/14/2006 - 20:02

( Posts: 202330 | Credits: )


Mr. Brennan,
I recently sent you a fax, email and letter indicating I would like to terminate my program. I would appreciate a refund also since no monies have been paid to my creditors. Client#9182.


Submitted by on Tue, 11/14/2006 - 20:10

( Posts: 202330 | Credits: )


Go to bbb.com and there is a complaint form...fill it out...and you should get a response. I did..but my money wasnt returned. Its still good to file one so the the numebers will increase against his company. Calling, faxing, emailing doesnt work. Someone please sue this a**hole.. Ive just gotten tired of getting stressed out about getting the money back that in the long run it will cost me my health, money and time. He shorted me 344..not counting the deposit of 344. But he said that was a different company and we would never get it back, they went out of buisness. It is bad..I feel bad when others have been shorted out alot more than I have. I claimed fraud on my bank about his transaction that was pulled out on aug. 28th they are investigating it and will let me know hopefully this week. Good luck to all of us. Hopefully his day will come...either he will get sued the sh*T out of or be in prison.


Submitted by on Wed, 11/15/2006 - 18:20

( Posts: 202330 | Credits: )


I've been reading these complaints and I too have been calling Richard A Brennan's office along with emailing, faxed and certified mail and still trying to get my money (1,318.00), I was fortunate to have talked to someone from their office who informed me to send an email and state why I did not want to take the settlement by Richard A Brennan and they would send me my check along with all my papers yah right:( and that each Friday they send checks out. Yup, you figured it right. I am still waiting to see my money. I never gave authorization for Richard A Brennan to take over my account. I too had to close my old account so that no more money was going to his law firm and don't you know he still tried taking the withdrawl - oh the nerve..... I feel for all of you that are going through this. On a good note I am making arrangements with my creditors to get back on track. Richard A Brennan has ruined my credit up to now but note: I am determined to get my credit back I never had bad credit before and I am talking over 20 years, this is a sad shame what this company is doing to each of you and me. I know, I feel the same way In my thoughts, I am with you all.email address removed as per forum rules - Mike


God Bless you all


Submitted by on Wed, 11/15/2006 - 19:26

( Posts: 202330 | Credits: )


I came back on this site because I left out part of my email address, if anyone is interested in writing to me my email is email address removed as per forum rules - Mike


Thank you!


Submitted by on Wed, 11/15/2006 - 20:07

( Posts: 202330 | Credits: )


I would like to share one more thing. If you feel you can not negotiate with your creditors I give you these words YOU CAN! I have found them to have empathy beyond what I could ever imagined. Two of my creditors is giving me a second chance one at 0% and one at .99% what more could I ask for? Now I have 2 more creditors to negotiate with, so as you can see I am very thankful and I will not give up!! However I am not giving up on getting my money back so I can pay it to the creditors that's where it should have been going in the first place. To all, Hang In There, there is light at the end of the tunnel! Shall I try again? the answer is yes my email address email address removed as per forum rules - Mike


Take care!


Submitted by on Wed, 11/15/2006 - 20:38

( Posts: 202330 | Credits: )