Being Sued by LVNV!
Date: Sat, 07/04/2009 - 14:13
I received a court summons from a local attorney on behalf of a collections agency (LVNV Funding LLC) who purchased a debt from an original creditor. I was SHOCKED to be served with a summons yesterday. I have been working hard over the past 6 months to pay off debts and build my credit and a court judgment would ruin all of my progress. My husband is deployed in Afghanistan for a year, so I am already extremely stressed. Now this is making me feel physically ill.
What are my options at keeping this from going to court? Should I offer to make payments? If so should I contact the attorney or the company suing me? Or both?
Any advice is greatly appreciated.
You answer the complaint by saying you can neither confirm nor d
You answer the complaint by saying you can neither confirm nor deny because of lack of validation. LVNV has purchased your debt but they do NOT have the documentation to prove it. Paying them will not help your credit since the original creditor has already charged the debt off.
They hope that you will not show up for court or answer the complaint so they can get a default judgment against you. That is the only way they get their judgments.
You must answer the summons and show up to court. Have you asked
You must answer the summons and show up to court. Have you asked them to validate the debt? If not ask them. You may also look at speaking with an attorney in your area.
I have contacted a local attorney and have faxed them over the s
I have contacted a local attorney and have faxed them over the summons I received. I m just waiting to hear back from the attorney now.
I just want this to be resolved without a judgment appearing on my credit report.
You also may have some protections since your husband is activel
You also may have some protections since your husband is actively deployed in a war zone. Look into that as well.
