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US NATIONAL BANK

Submitted by on Wed, 07/30/2008 - 09:02
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So I have been receiving calls from a gentleman named either Kevin or Tevin can't quite tell from the VERY thick Indian accent. Apparantly I am being arrested for felony, fraud and money laundering and a few other things that I couldnt understand..this for an unpaid pdl for 297.00 that has now gone up to 5500.00. This man will not give me any info on this account such as who the original creditor was or anything. Such I be worried or what should I do...any advice would be greatly appreciated.

Thank you
Debbie


Unless you have been laundering money, I wouldn't worry. They cannot put you in jail for debt in the US (maybe in India where they were calling from). Next time they call, tell them to send it in writing, verify your address and hang up. DOn't answer the phone anymore if they call. If you do, I would suggest you start recording the calls. What state do you live in? If it is a 1 party state, you don't even have to tell them you are recording.


Submitted by NASCAR_Devil on Wed, 07/30/2008 - 09:32

NASCAR_Devil

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Nevada is a 2 party state so you will have to inform him that the call is being recorded. When he calls and asks for you, tell him "Please hold while I turn my tape recorder on". If he objects then hang up. When they send you their dunning letter, respond with a DV and at the bottom in large bold print put

"ALL CALLS TO MY HOME ARE RECORDED"

If they call after signing for your DV, record away.


Submitted by NASCAR_Devil on Wed, 07/30/2008 - 10:26

NASCAR_Devil

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nascar,they have as much chance of getting a dunning letter from US NATIONAL BANK as i do of winning the MR OLYPMIA.in other words ain't gonna happen.i suggest you have all co-workers tell these things you no longer work there,then just don't return calls.ignore them completely.


Submitted by paulmergel on Wed, 07/30/2008 - 10:29

paulmergel

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I am looking for information on this entity and its practices for an official Congressional investigation into debt collection practices. If you would like to assist in providing information please send me an email. Thank you.

http://hsgac.senate.gov/public/index.cfm?Fuseaction=Subcommittees.Home&SubcommitteeID=88ed6460-02ee-40a9-84a9-e278af44313c&Initials=PSI


Submitted by cliff_stoddard on Thu, 07/31/2008 - 10:34

cliff_stoddard

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Our investigation is looking at abusive practices in the debt collection industry in general and we have already identified a couple of companies that sem to be leading in the abuse. We just learned about US National Bank from a state attorney general's office and want to follow up on its practices as well. Of course, we would like to identifiy the bigger abusers so will glady accept some input, but because of our small staff size, we have to focus on a few case studies to make our point.

Always itnerested to hear about abuses against military families whose members are serving overseas as well. You guys do a good job in sharing pertinent information about debtor rights. Unfortunately, too many people are unaware of their rights and protections against abusive practices.

my email is [email]cliff_stoddard@hsgac.senate.gov[/email]


Submitted by cliff_stoddard on Thu, 07/31/2008 - 11:00

cliff_stoddard

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I did notice a large number of threads about this entity and am seeking to talk to people who have actually had cotnact with them and can provide me additional information that would enable us to track them down.


Submitted by on Thu, 07/31/2008 - 12:35

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There is NO "US NATIONAL BANK". It's a SCAM. They are making everything up, trust me. They are completely bougus. I repeat - it's a SCAM. Dont' send them any money. No legitimate debt collector says "good luck, as the situation unfolds on you" in a rehearsed script. They are calling from India. The fact that they threaten a lawsuit and say "you will be downloaded tomorrow at a certain time if you or your attorney of record does not call me back" shows that they are frauds. They've called me too - many times. I had to change my home phone, my cell phone, and finally had to ask my manager to change my phone extension at work.

Report these calls and all the details to the FTC. If they get enough complaints, they will forward it to the appropriate LE agencies.


Submitted by goldhelmet on Sun, 08/10/2008 - 22:23

goldhelmet

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