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6 Signs You’re Actually Rich (and 5 Best Ways To Spend Your Wealth)

6 Signs You’re Actually Rich (and 5 Best Ways To Spend Your Wealth)

February 25, 2024

Even wealth can dry up if you’re overspending. It’s understandable to feel tempted to immediately splurge on things you’ve had on your wish list for years-especially if having wealth makes those previously unattainable items seem within reach.
However, I’d urge you to pause and thoughtfully consider the wisest uses for this money before emptying your bank account on consumer goods that may bring short-term satisfaction but little long-term financial benefit.

- Loretta Kilday

How Can You Help Clients Improve Their Financial Mindset While Respecting Their Boundaries?

How Can You Help Clients Improve Their Financial Mindset While Respecting Their Boundaries?

February 19, 2024

Financial stress can be reduced if you simplify your finances. In my opinion, having good friends and role models who can give valuable guidance and motivation is crucial. Set challenging but achievable targets that inspire you to push yourself to reach them.

- Loretta Kilday

How To Become Financially Independent on Airbnb Without Owning Property

How To Become Financially Independent on Airbnb Without Owning Property

February 18, 2024

Airbnb is a common platform in which individuals can achieve financial independence without acquiring any property. This, I believe, is possible when coupled with the appropriate approach as well as rental arbitrage, where you rent out and then sublet properties or act as a co-host for others’ properties, which will enable one to tap into the lucrative Airbnb market. Furthermore, this also presents an opportunity to make money by giving unique experiences or specialized services such as listing photography. Essential to success is transparent communication with homeowners, outstanding guest experiences, and intelligent use of automation tools to run operations efficiently. You must, however, begin small, adapt quickly, and scale smartly while keeping an eye on the market trends and local regulations.

- Loretta Kilday

How to Effectively Launch ERG Programs

How to Effectively Launch ERG Programs

February 17, 2024

Once you have defined what your employees want, it is important to make sure that the ERGs are clearly established with a purpose. This is not only an ideal but a philosophy that governs the functioning of the ERG and underpins its objectives. The specificity of this will determine the efficiency and effectiveness levels of the ERG.

- Loretta Kilday

CAN A PARENT’S DOMESTIC VIOLENCE HISTORY AFFECT CHILD CUSTODY IN A DIVORCE?

CAN A PARENT’S DOMESTIC VIOLENCE HISTORY AFFECT CHILD CUSTODY IN A DIVORCE?

February 16, 2024

One must bear in mind that a parent’s prior encounters with domestic violence are influential on child custody decisions during divorce. In most jurisdictions, courts must weigh the occurrence of domestic violence when determining what is best for the child. Although domestic violence is one of the obligatory factors considered in custody determinations in twenty six states, this importance varies from jurisdiction to jurisdiction.

- Loretta Kilday

Retirement Income Streams: 10 Diverse Approaches by Business Leaders

Retirement Income Streams: 10 Diverse Approaches by Business Leaders

February 15, 2024

Many mediums are available for people to leverage their skills or expertise for financial profit, irrespective of factors like age. I suggest providing consulting services as an interesting and profitable option to try for additional retirement income.

- Loretta Kilday

10 Overlooked Intricacies in Online Privacy Regulations: a Lawyer’s Perspective

10 Overlooked Intricacies in Online Privacy Regulations: a Lawyer’s Perspective

February 13, 2024

I have seen that one of the most common business compliance oversights is managing cross-border data transfers. With specific requirements regarding international data transfer, businesses often neglect regulations, such as the GDPR and the CCPA. This involves local compliance and concerns about data crossing borders where other rules might apply. It requires mechanisms such as standard contractual clauses to protect information consistently.

- Loretta Kilday

5 Signs You Are on the Verge of Falling Out of Middle Class

5 Signs You Are on the Verge of Falling Out of Middle Class

February 07, 2024

I would stress that middle-class people must be on their toes looking for signs of their descent into uncomfortable lifestyles, more so in this unpredictable world economy. They may tell that they are living below the poverty level if they keep using loans to provide for basic needs while ending up with no savings and going deeper into debt.

- Loretta Kilday

Networking and Collaboration: 8 Strategies for Freelancers

Networking and Collaboration: 8 Strategies for Freelancers

February 06, 2024

I joined freelancing groups on Facebook and Telegram several months ago, and I can vouch that this is one of the best ways freelancers can network with clients and others. I have collaborated with other freelancers on a few projects in the last few months. Plus, I have connected with new clients and secured new projects.

- Loretta Kilday

16 Overlooked E-Commerce Laws that Online Businesses Should Know About

16 Overlooked E-Commerce Laws that Online Businesses Should Know About

February 05, 2024

Managing automatic-renewal subscriptions is a critical area that is often overlooked. There is specific legislation in many states of the U.S. This particularly applies to consumer disclosures for these programs. For example, California’s Automatic Renewal Law requires that subscription terms be clearly notified, cancellation procedures be effortless, and confirmation messages must include every detail. This is an important consideration since noncompliance can bring about legal consequences and significant losses.

- Loretta Kilday