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404-965-0007 - is this number from Vandenberg chase & Associates?

Submitted by on Fri, 06/13/2008 - 18:45
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I rec'd a message on my home phone from a lady at Vandenberg Chase & Associates saying she needs to talk to me re: a pending lawsuit against me. I googled their number and found out this place is a scam. They threaten people with "lawsuits" and tell them they need to pay otherwise a warrant for their arrest will be issued. Apparently this company purchases oold debts from other CA's and they try to threaten people into paying them.

I know for a FACT that all of my collections have been paid, so there is no way I could owe them. I called the lady back and left a message telling her she doesn't scare me and if this is a legitimate debt, then they need to contact me in writing. So, today, this lady left another v/m for me asking if i could call her back to give her my address. I'm like WTF?! Yeah right! I told her never to call me again and that I reported the company to the FTC, which I did yesterday.

Has anyone dealt with these scum bags before? Does anyone have an address for them so that I can send them a c and d letter?

Thanks!!


Vandenberg Chase & Associates
887 W Marietta St Nw
Atlanta, GA 30318
10 MIN FROM CIVIC CENTER


Submitted by on Tue, 01/20/2009 - 13:41

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There was a message on my phone from a Mr. King stating that my case file was sitting on his desk for possible fraud and that I needed to contact him immediately to handle the case. He also called my best friend and told her that I needed to contact him because of a possible fraudulent case and he gave her other personal information. I have never received any written correspondence from this firm ever. I'm reporting them to the FTC now. I don't even know what this alleged "fraudulent case" is or what it could be. If there were a warrent for me, why haven't I been picked up? Or why hasn't a lawyer sent me something, a summons or something, anything? I had never even heard of Vandenberg until I got the message and then, I googled them. I've run across several other websites with all kinds of crazy complaints and stories. I even went to their website and read and they are in violation of not only federal law, but their OWN so-called policies! Go figure. According to THEIR website, they "use persuasion." It states that they do it while adhering to the federal fdcpa. Not so. Apparently, they don't expect people to know the law - or to be proactive enough to find it out if they don't know it - and they "use persuasion" and scare tactics to, as far as I'm concerned, extort money for old debts that they've purchased.

Don't give them a dime. Get the debt validated, send a c&d letter, and report this agency.


Submitted by on Fri, 01/23/2009 - 10:58

( Posts: 202330 | Credits: )


I also rcvd a call from a " adam cain stated that if i did not resolve this matter to day he would be contacetd higher athority or my hr dept to get me arrested. i have gottne so many of these calls before and they are so stupid, they dont want you to talk theywant you to only listen, when istarted asking reverse wuestions, he gets mad, iask him ,cna u sendme a statement to myhome, or give me your supervisor name and phone and the address to the company,he gets mas. asking me why do you ask for all that but you cant talk to me aboutresovlign this matter? well i have gotten there lots of times and then i ask him what numer are yoiu calling form. he tell me 1-877-822-2677, then i ask him whydoes the caller id say digital compass 1-404-965-0077??? he mumbled and then said oh i guess that is from your operator forwardin the call, how dumb. they try to hide their number but hten tyr to cover . he threatens to have be arrested and to call and have hr dept garnish wages. he ask me can you call me back on your brealk todiscuss this., i hung up on him. he then called my superviosre of my dept to have call forwarded to me.

i am going go research onwhat cna be done to this idiots, yes i am in default in a pd loan, but that was 4 yrs ago, they jsut keep buying the ageninces out.

just hang up on them and file a complain with your hr dept and who ever yoiu can/


Submitted by on Wed, 01/28/2009 - 07:08

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I got a call from them on yesterday 2/2/09. Miss Grishm left a nice message. Then I called them back cause I was like, who are these people. They told me the call was regarding a "check fraud" case. I'm like WHAT! A check written and defaulted in 2005 to ACE for 300.00 it's now with apr int 616.30. I said well you won't get that from me. And how after four years you decided to call me. I asked for a letter regarding this debt, she said they didn't send those. I said how convenient. She asked if I have a credit card number. I said if I did she wasn't getting the number. I really do though... She said we can negotiate the bal. I said to what. She said 451.00. I said still too much. She said we can give you 3 mths to pay it. But you must first pay 300.00. I said absolutely NOT. These people are crazy. She's suppose to call me back. Now that I've found this site, I feel better about the situation. And can answer even better, what they try and throw at me. I wasn't scared or anything. It just weirded me out. Four years later they're calling me. Get outta here! Oh and a supposed supervisor Miss Constance got on the phone (ghetto as all get out) like she was the new sheriff in town, she was suppose to scare me. These people are ridiculous. I told her you can't add fees and all that mess to a loan that's face value is 300.00. I live in Cali there have been court cases for the payday advance places and certain things got passed. She said that was passed two years ago, your case happened in 4 years, so it doesn't apply to you. I just said whateva!!!! Lets shut em' down!


Submitted by on Tue, 02/03/2009 - 11:44

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Wow. I am going through this exact thing with this comapny. It's nice to see that I'm not the only one and I have gotten plenty of good info form you guys. I have already contacted my state's attorney general's office, and the BBB. I think I will contact some of these other places as well. Thank you all.


Submitted by on Wed, 02/18/2009 - 10:51

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It is scary to receive these calls and embarassing for relatives/friends to receive calls stating you are going to be "charged with fraud". I just went thru this so trust me, I completely understand.
Send them a Proof of debt letter, thru US Postal Service, return receipt requested and 99.9% of the time they stop.
Add in the letter that they are NOT to contact relatives, friends or neighbors and you will only communicate via USPS written mail (never, ever email or phone).

Don't buy their threats, if they had a case they would just file it and be done with it. The fact they have to threaten shows they have no case and they are nothing but "old schoolyard bullies" who more then likely ALL have criminal records and cannot get any other type of job so they resort to this instead of honest labor.


Submitted by on Wed, 02/18/2009 - 11:06

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Correct Nascar Devil BUT I was told by an attorney that most judges and courts don't recognize emails.

Why the flack about advising people to cross "t's" and dot all "i's" by simply sending all letters certified return receipt?

But for those who wish to follow advice and use email, true most won't follow thru with court but what if they do and the court won't accept your "emails"? Why chance it for something that cost about $2.00 to do? They almost never respond, you have the info and it is done.

Emails they can claim they never got. heaven forbid someone other then a "moderator" suggest info that might avoid heartache farther down the line for people.


Submitted by on Wed, 02/18/2009 - 11:52

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I would contact you but their is no contact info, lol. But I think it would be a good idea to start a class action lawsuit. I'm not a lawyer or anything, I'm just a consumer that this company is trying to get money from.


Submitted by on Wed, 02/18/2009 - 12:12

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No where in my post did I make any mention of e-mail. I have no idea how you made that inference. I stated that demanding that all communication be via USPS has no case law to back it up. The cease communication wording in the FDCPA is just that...to cease commuication. There is no statute to enforce a CA to limit there contact to USPS only.


Submitted by NASCAR_Devil on Wed, 02/18/2009 - 12:14

NASCAR_Devil

( Posts: 4671 | Credits: )


You are the exact reason people STOP coming to this forum in droves. You have zero soft skills in talking with people so you will be reported to the site admin.
You are a moderator? What a joke yet you put down other people and hold yourself above everyone?

Big ego = ???

[samebox:bde688da09="NASCAR_Devil"]People stop coming here because their financial issues have been solved and they have no further need of help. Those that stick around do so to give back to the community that assisted them. [/samebox:bde688da09]


Submitted by on Wed, 02/18/2009 - 12:21

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sorry i'll step in and add my.02.it seems that the guests have an axe to grind.NASCAR explained himself perfectly.you are making an issue where there is none.now add something to the topic or drop it.


Submitted by paulmergel on Wed, 02/18/2009 - 12:30

paulmergel

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and what about the attacks by Nascar Devil at myself and others in the last few days? Oh.....he is a MODERATOR........... :roll:

Unless this is a paying website, this is a free country and professing to "ban someone" because they dared to complain against Nascar Devil (aka wanna be moderator who earns his money by "helping" but posts 1/2 answers to get more money) and not allowing anyone but moderators to assist people is actionable.


Submitted by on Wed, 02/18/2009 - 12:38

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This "limited C&D" has been beat up so many times on so many forums it is getting old. "Guest" must have gotten it into his head somehow and feels the need to spread his "wealth of credit repair knowledge" on to the rest of us uninformed comsumers. Personally, I don't give a rat's a$$ if my "soft skills" don't meet his standards. I have 25 years in the service industry that say otherwise.


Submitted by NASCAR_Devil on Wed, 02/18/2009 - 12:38

NASCAR_Devil

( Posts: 4671 | Credits: )


okay i'll bite this once.free speech doesn't apply here because of the TOS rules.which include.

no personal attacks
no name calling
no profanity

all right you didn't use profanity,but you are violating the top two,so how do you respond to that?nascar requested examples.so am i.don't go there without something to back it up.


Submitted by paulmergel on Wed, 02/18/2009 - 12:46

paulmergel

( Posts: 15514 | Credits: )


It's amazing how these people work, I will do a police report tomorrow on them. They said that there may be someone using my social security number and call them back with a case number per the messages on my cell phone. I called them to let them know that a police record will be filed tomorrow on them 2/20/09. Just beware and let them tell you the social security number they have and It will not be yours or if it is they are the ones using it for fraud. File a police report with your local police department if possible.


Submitted by on Thu, 02/19/2009 - 17:54

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I got the same call from michelle she left an 877 number the b**** told me the same thing fraud, were any of these calls valid? Seems no one has received written notice after contacting the fdcpa did anything happen? Let me know


Submitted by on Thu, 02/19/2009 - 17:57

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I have filed complaints with the ACA, FTC, BBB, Washington State Attorney General's Office, and am sending a complaint to the Georgia Attorney General's Office tomorrow. The BBB is actively investigating the situation, VCA missed today's-2-19- and has been given till the 3rd of March and I was asked for more info, and the ACA sent a response to VCA giving them 30 days to respond. I'm still waiting to hear from the FTC and my state's attorney general's office. What is interesting is that on the VCA web page they say that they follow the FDCPA guidelines to the letter. Well we all know that isn't true. I may contact my local police department to see what other types of action I can take. I think, though, that a class action lawsuit should be started against this company.


Submitted by on Thu, 02/19/2009 - 22:15

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i live in california and received a call yesterday(2-26-09) asking for me in a previous name in regards to someone with my current last name. i did not give out any info but asked them for info and was told it concerned check fraud and my name and number was given on a loan app. i asked for the company's name and they would not give me any info, but did give me a number to call them and a litigation # for the person they were trying to get in touch with. i became worried about identity theft and contacted my local police station(haven't got back to me yet) i called the law firm back on 27th and asked to speak to a supervisor. she was very rude and would not give me any info. she said they got my info from their search engines and since i did not know the person they were referencing that my information would be taken out of there paperwork and that i need not worry. i told the woman, mrs. williams, that i wasn't worried about them but about the individual they had asked me about since the first lady that had called me, camille, had said she got my info from a loan app. that had been filled out. conflicting info from them. i pressed mrs. williams and she refused to give me any more info and was very rude. as suggested here,thank you, i will report them.


Submitted by on Fri, 02/27/2009 - 12:33

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I got a response back from the BBB concerning the business. they are "willing" to make arraingments, etc, etc. But they want me to call them, they still are not sending anything in the mail. I said that it wasn't acceptable, so now I'm waiting to hear more. And the ACA stated they had 30 to contact me to make reasonable arraingments. So we will see. But I still don't trust them, and I want their practices to stop.


Submitted by on Wed, 03/04/2009 - 20:30

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I recv a messgae from Mr. Robinson at my parents home. Scared my mother and father to death...adv of check fraud....I called back and was immediately leary of the situation. Mr. Robinson explained that if I don't repay deebt they will proceed with litigation. I lietened at the threatning language he was using and decided I would call him at a later date with any arrangements I would be able to do. I also am unemployed at the time. I adv him of this and he states I should get the money from family so I wont get tied up in legal bills. I called back after reading these blogs and adv them of what was being said...He became combative in his language accusing me of being easliy influenced by the internet and told me to get a lawyer. They are just a collection agency..... Please report them immediatley


Submitted by on Fri, 03/13/2009 - 09:12

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I was contacted on Friday 3/13/09 by a woman from VCA, who gave me the same load of bull. First she called my mother in law and had her all worried because she said I was involved in check fraud. When I called her back she was extremely arrogant and she did scare me because Im currently on chemo & am in no way able to pay what she was asking. honestly I don't even think I owe Check & Go. But she said the case was red flagged and if I didn't give her my bank account number before we hung up they would contact the A.G to issue a warrant for my arrest where I live in Texas. I hung up & called my husband at work, told him about it and then called back. Something told me to ask the receptionist if this was indeed a law firm and her stupid ass told me, "no we're a collection agency." When I gave her my "case" number she got the lady who called me back on the phone & I told her I knew this was not a law firm thanks to her receptionist and she then put me on hold & got her mgr Ms. Mcmillan. She was the complete opposite, very nice, even said that she didnt believe I should pay 1300.00 for a 650.00 debt & she could knock the interest off & I only pay 780.00 in 4 payments. Well my dumb butt gave her my account info!!!!! But after reading all of the post here I'm closing my account & calling everyone you recommended. I would love to be a part of a class action suit. This needs to stop. They had me sooooo upset when they called and now I feel like an idiot because i believed them.


Submitted by on Sun, 03/15/2009 - 07:08

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I was contacted several times this week, by a lady name Ms. Toliver. Me and my wife had no idea what this issue was about other than it was a legal matter, when I called I was told that they were looking for a family member?....I immediately told them that I had not seen or spoke with that family member if quite some time then she started asking if I could provide information of other members of my family that may have her contact information....yeah right like i was really going to provide some information. This is terrible for anyone that is unknowing....these scumbags should be stopped at once.


Submitted by on Fri, 04/17/2009 - 08:55

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I came home really late from work tonight and my Husband told me to listen to a message on our answering machine. I started to listen and it was some guy named "Steven Tompson" he did'nt leave the name of his company or anything. With it being so late I called the number to find out the name of the company. I found out that they were some Law Office named Vanderburg, Chase and Assot. The man said that he was calling about a "very sever matter" with some woman named Donna. The message was for my husband and the way the man spoke made it sound like my husband had been married to this Donna person. I know that it isn't possible tho because me and him have been together sence right after he came to the USA. So needless to say I tried to look them on the internet and when I typed in the address all i got was an error message. "This Page Cannot Be Found". Then I Googled there name. You wana know what I found? I'll tell you...This Page! How funny is that. Now that I know what I'm dealing with I'm going to have my Lawyer call them in the morning! We will see how they like that! If they try to call any of my family, friends, or my job I will stick a law suit on there asses so fast they wont know what hit them. I know my husband has no other "Wife" or debt. I am a very aggressive person and no one is going to mess with my Family. I have one of the best Lawyers in Indianapolis and I'll put him to good use. Let these people try to threaten me, my husband, or family. Like I said before I'll be the one putting a Law Suit anainst them not the other way around.


Submitted by on Tue, 04/28/2009 - 23:47

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I am so glad to hear this! These bottom feeders get away with it because almost no one fights for their rights.

Here are a couple of lawsuits that were made against them for FDCPA violations:
"http://dockets.justia.com/docket/court-mowdce/case_no-2:2008cv04251/case_id-87860/"
"http://dockets.justia.com/docket/court-azdce/case_no-2:2008cv02201/case_id-415217/"

And ms.hunter1, not only report them by filing a complaint with the FTC and your State's Attorney General's Office, but also sue them for FDCPA violations. You could be awarded court costs and attorney fees, and $1000.

---
???It is the common fate of the indolent to see their rights become a prey to the active. The condition upon which God hath given liberty to man is eternal vigilance; which condition if he break, servitude is at once the consequence of his crime and the punishment of his guilt.??? - John Philpot Curran


Submitted by Chrys Henderson on Wed, 04/29/2009 - 00:05

Chrys Henderson

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my story is the same as everyones, however i did a smart thing, once reading all these posts, i called them and cornered them, i requested they send me the documents stating what i owed and for what i owed it and said i wanted it sent certified US mail, of course they refused to do so. also when i questioned them as to who they were collecting the debt for Stephen Thompson, the person i had origianly spoke with at VCA about setting up payment said i owuld have to contact thier client to get that information, i said ok who is the client or who is the company i owe this debt to? he said i dont know i dont look at those files. i said really? cause you sure seemed to know that information when i had spoke with you before when you set up this so called "settlement" amount for this debt that i owed. lol I then proceeded call them out on them being investigated by the BBB and them being sued for multiple violations according to the FTC and FDCPA that i would not pay them a single dime without documented proof that i owed them this money. they had threatend me with arrest today and this was the last straw that started my investigation of them and i found several forums just like this one full of thier anticts. in the end he said its fine we know where you work we'll just serve you, I said please be my guest and my attorney will mop the floor with you and prepare to be counter sued for mental anguish, and multiple violations of the laws you have broken while trying to collect this so called "debt". in the end i know ill win, ill be surprised if they even bring suit against me, seeing as how im from michigan and they are in atlanta, georgia lol. wish me luck.


Submitted by on Tue, 05/05/2009 - 10:40

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This folks are scum bags they refuse to send me any mail so that I can see if this debt is for real or not. They are rude and very unprofessional.


Submitted by on Mon, 05/11/2009 - 09:42

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Vandenberg, Chase & Associates

2870 PEACHTREE RD NW
STE 492
ATLANTA, GA 30305

(877) 822-2677 Toll-Free
(404) 249-1099 Local
(404) 249-9599 Facsimile

General inquiries:
[email]info@vcacorp.com[/email]


Complaints:
[email]complaints@vcacorp.com[/email]


Support inquiries:
[email]support@vcacorp.com[/email]


Submitted by on Thu, 05/14/2009 - 08:38

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These people are totally heartless especially Ms. cindy chase or was it lora or was it frank or was it mark they all have split personallity get a life. there's a reson why they only come out at night!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


Submitted by on Sun, 05/17/2009 - 17:10

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Hey Shadow!! You still looking for people to help you sue these guys??

Just got off the phone with Vandenberg, Chase, and Assoc. Spoke to Nicole, who transferred me to "Cindy" (Jacinda). First she pronounced my name wrong, saying she couldnt find a case with the name I gave her; when I corrected her, she said "whatever your name is, however you pronounce it; I cant find anything with the name you spelled out for me." So I gave her the phone # that they called, and she couldnt find that either.

So she asked for my SSN, and I refused. So she said "well I hope then for your sake that the Sheriff doesnt come knocking on your door, cause if we called you, we have a case, and it's a valid case, so I hope they dont come for you..." So I said that I'm not comfortable giving my SSN out because I've had my identity stolen before; and she said "well I'm not going ot do anything with your SSN, you probably have bad credit, I have great credit, so I dont need to use your SSN for anything." I told her that it's not my worry that she would do anything, but that I dont want to give it out over a cell phone while I'm at work...so she said "well that's fine, but you'd better hope that the Sheriff doesnt come looking for you tomorrow when our client confirms a case against you." So I asked for her name, and told her that I will wait for the next time that they call, and that she might want to tell them to leave me my case number next time so that they can find me in the system. She said "OK well, that's your decision...good luck!" and hung up.

She then called me back about 45 secs later, all sweet as can be. "Hello, Jennifer? This is Cindy, we just spoke a few moments ago? I just wanted to call you back because I was able to find your case." Her voice sounded different; maybe cause she got all ghetto with me when she was trying her threat tactics. I said that she didnt sound like the same woman I was talking to. She confiremd that she was. She read off my SSN to me, then confirmed my address. Now she's saying my original debt was for $567.75, but that the judgement against me was for twice that! $1135.50!! I allowed her to list off the 3 possible options I have for paying off the debt. I told her that I will see if I can make arrangements and call her back. She said that she leaves the office in 2 hours, and that I'd better make arrangements by today to prevent the subpoena being issued against me when the client hears the recorded conversation and makes their decision.

Now, I do NOT appreciate someone saying "well you probably have bad credit!" and threatening to sick the "sheriff" on me if I didnt let het look up my case the way that she wanted to. Something needs to be done about them!!! I know this may sound crazy, but I've actually dealt with NICE debt collectors before...and THOSE people I actually paid! But when you come at me threatening subpoenas and Sheriffs, and slandering me in an attempt to scare me into paying you, that's not cool!! GRRRRRR!

Shadow - please send me the contact info for your employer. I want to be on that suit!!


Submitted by on Thu, 05/28/2009 - 13:27

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THESE PEOPLE CONTACTED ME TODAY THREATENING ME WITH A FRAUD LAWSUIT CONCERNING A SO BE SUIT FROM ACE CHECKING CASHING WANTING ME TO SEND THEM $1,087 OR SETTLE FOR $800,I AM GLAD THAT I CHECKED THEM OUT AND TO FIND OUT THAT THEY WANT TO SCAM PEOPLE OUT OF MONEY.


Submitted by on Tue, 06/09/2009 - 10:21

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i received a call from a Merrick today. He called my brother first who in turn wanted to know what I did to have the district attorney looking for me. I returned the call and the first thing he said was good thing I called because he was just sending the sherriff to pick me up. I first argued back, but he must be their top CAT because in a matter of seconds I was in tears! He threatened me in every shape and form. I was totally shaken. I actually gave my info debit card # to set-up payment arrangement (the debt owed was for about 500.00 he was being kind enough to settle with me for 890.00. Payment havent been made as of yet What do I do?


Submitted by on Fri, 06/12/2009 - 17:13

( Posts: 202330 | Credits: )


well they almost got me, I was cohearsed into getting a WalMart VISA card the reloadable type and they would withdraw $100 a month but then I decided to have them send me all of the details via Email and they never did so. I will be cancelling the VISA card ASAP. Good luck people


Submitted by on Fri, 06/12/2009 - 20:54

( Posts: 202330 | Credits: )


In response to my last post...I'm actually suing them for violating the FDCPA (the idle threats, lies, and NEVER saying even once "this is an attempt to collect a debt ,and any info obtained will be used for that purpose"...yes folks, that is a required statement, by law). I've got a great attorney. Nice thing about my lawyer is that he doesnt charge me; he adds the attorney fees/filing fees/etc in the settlement amount when he files. He wont take a case unless he knows that he can win it, cause he doesnt want to NOT get paid. :) My paperwork was filed on Monday, and they should be served any day now. Since the filing, I've only heard from Vandenberg/Chase/Assoc once...that was this morning, and they were SWEET AS PIE; when I (at the advice of my attorney) told them, once again, that I just dont have the money right now, they told me that it's going to have to be referred out. I guess they're assed out of their fee...well, they're about to be assed out of another $3-5K too! Jerks. If anyone on here getting these calls is living in Colorado and is interested in suing, let me know and I'll get you his website.


Submitted by on Fri, 06/19/2009 - 13:45

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"It is interesting that you all talk about fraud and scams on this post but you have outstanding debt that you have failed to pay. Isn't it fraud to sign a contract with a company telling them you will pay them at a certain time then hide, disconnect your phone and refuse to pay your bills? If you honoured your obligations you would'nt have companies like this calling you. Stop being deadbeats and pay what you owe."

Now guest debt collector here is the rub...No one owes you jack shit. You chose to buy a bad debt for a penny without being able to validate so that is on you dumbass.

I would never (I suggest no one does) pay a junk debt collector because it makes no sense. The OC won't take my money and you can't prove I owe you any money so you are SOL and I don't mean statute of limitations either.

And yes I have been sued (twice) and won both times pro se to boot because all of you guys are stupid, uneducated idiots. I have also gotten their hits on my credit report take off as well.


Submitted by on Thu, 07/02/2009 - 15:39

( Posts: 202330 | Credits: )


Hi webmaster! ova


Submitted by on Sat, 07/04/2009 - 00:53

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