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404-965-0007 - is this number from Vandenberg chase & Associates?

Submitted by on Fri, 06/13/2008 - 18:45
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I rec'd a message on my home phone from a lady at Vandenberg Chase & Associates saying she needs to talk to me re: a pending lawsuit against me. I googled their number and found out this place is a scam. They threaten people with "lawsuits" and tell them they need to pay otherwise a warrant for their arrest will be issued. Apparently this company purchases oold debts from other CA's and they try to threaten people into paying them.

I know for a FACT that all of my collections have been paid, so there is no way I could owe them. I called the lady back and left a message telling her she doesn't scare me and if this is a legitimate debt, then they need to contact me in writing. So, today, this lady left another v/m for me asking if i could call her back to give her my address. I'm like WTF?! Yeah right! I told her never to call me again and that I reported the company to the FTC, which I did yesterday.

Has anyone dealt with these scum bags before? Does anyone have an address for them so that I can send them a c and d letter?

Thanks!!


They contacted me today also, my story is the same as the rest- They scared the crap out of me- i didn't give them my card number, they told me i had to call back by tomorrow morning-What can i do?


Submitted by on Thu, 07/09/2009 - 13:03

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tell them you will not talk to the again until they send something in writing.

btw i deleted guests posts.do not call people deadbeats here humanoid.that is fastest way to delete city.


Submitted by paulmergel on Thu, 07/09/2009 - 13:26

paulmergel

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I just recvd a call from a MS Ford (dont they have real names) that stated I attempted to be malicious and defraud the bank by committing check fraud. She said this was a felony all for $500.00. UMMM last I checked a felony was $5000 or more. But anyway she demanded that I call her back and gave me a direct line 877-833-2677 x 1017. Has anyone ever been sued by these people for real???


Submitted by on Tue, 07/21/2009 - 14:22

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I have a question for anyone out there. I did a no fax pay day loan 4.5 years ago as I lost my job. I made the weekly payments of $200.00 and in all honesty I did not read the fine print as there was quite a bit of interest and with no money coming in I ignored it. Now fast forward 4.5 years later and the firm of Vandenberg, Chase & Associates leave a message stating that there is a warrant for my arrest for check fraud. I called them yesterday evening and they were extremely aggressive and said I would now have to pay 200% of what the debt was which was over $1,100.00!!! I told them that I would like to arrange a payment plan of $50.00 to resolve the debt and was told that they needed $314.50 in order to start the process. I asked for them to mail paperwork and they said they would once I made my initial first payment. I was hesitant to give them my checking account information and they said to go to Wal Mart and get a reloadable MC/Visa. Does anyone have any thoughts or advise to give me on this? Please help and thanks so much


Submitted by on Fri, 07/24/2009 - 08:22

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DO NOT...I reapeat...DO NOT give the people any information. I recived a call yesterday morning form Oscar Wells from VCA asking if I knew "(my neice's name)". I said yes and he in turn informed me he was calling to say she used me as a co-signer for a loan on No Fax Pay Day Loan.com in the amount of $500 and would be willing to accept $320 to settle the debt through me. I told him I knew nothing about this loan and would contact my neice. After letting it sink in a few while sitting here nursing a broken leg I called him back and told him I needed more info. He told me where the loan was out of, the address given for my neice, the address given for me (although I have not lived there in 7 years) and the first 5 numbers of my SSN and that it was a felony so I should really get on the ball with this. I went about my day. Did not call my niece so as not to upset her. She had given birth to her first born just 4 days ago. He then called me back later in the day while I was having visitors and told me that I would be arrested if I did not get in touch with my niece and that most people would have been moving on this a long time ago. It was 6 hours since his first call!! I told him I was not making any moves and he should send me whatever paperwork he could provide to prove that I co-signed for this loan. He said that he would not be able to help what would happpen next and I said goodbye. So far today ...no phone calls. I intend to report to all aggencies and ignore all further calls.


Submitted by on Fri, 07/24/2009 - 09:04

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I am from Texas and I had a similar problem with another company, but I didn't think I could afford an attorney and I wasn't even sure if I could do anything. A friend gave me the name of an attorney that helped her with another issue in San Antonio...I am from Austin. The attorney's name was Brian and he was so nice to me. He told me that almost everything debt collectors do is illegal and so he sued the company for me. I never received another call from them and he got me a good amount of money. I would recommend this path to anyone. He said that not many attorneys take cases like his, but they do and that it usually works out better than filing complaints with the government. I will recommend him for the rest of my life; I was so sick with worry for such a long time.


Submitted by texasbadger99 on Wed, 07/29/2009 - 20:59

texasbadger99

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OMG! So glad I found this site. These people called my mom and about gave her a heart attack. Told her I had committed a felony and "attached her name to the case". WTH?! This poor old woman almost lost her mind. Called me frantically yelling about call this investigator Officer Wells. I listened to the message and he actually said Oscar Wells (but I'm quickly seeing they're giving different names to everyone). This had to be the same bullying guy. Profile fits him to a tee.

I even called this place and got a voicemail that stated something about "you've reached investigations, if you've received court notification...blah, blah, blah...." The ghetto woman at the end of the message states "Good Luck to you" HA! Not have a nice day or thank you for calling but another thing to try and scare you. Such bullcrap!


Submitted by on Thu, 08/06/2009 - 12:44

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I just wanted to add this interesting info that I found on the Better Business Bureau's website regarding VCA. Apparently they only have 12 employees...so the million and one names that we have received can't all be real! I'm willing to bet Mr. Anthony Smith is the bulldog that gets on the phone with the major threats...lol


Business Contact and Profile
Name: Vandenberg, Chase & Associates, LLC
Phone: (404) 249-1099
Address: 2870 Peachtree Rd NW Ste 492

Atlanta, GA 30305-2918
Website: vcacorp.com
Original Business Start Date: February 2008
Principal: Mr. Anthony Smith, Director of Operations
Customer Contact: Mr. Anthony Smith, Director of Operations - (404) 249-1099
Incorporated: February 2008
Employees: 12
TOB Classification: Collection Systems
BBB Accreditation: This organization is a BBB Accredited business.


Submitted by on Thu, 08/06/2009 - 13:07

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Thank you! I got a call from them today, but did not answer, and they called again! I am glad I read this before talking to them. They wouldn't give me any information, threatened me with arrest and violence. I quickly made a report to the FTC.


Submitted by on Fri, 08/07/2009 - 07:40

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They called my grandmother today for a debt I supposedly owe from a payday express loan from over 5 yrs ago. unfortunately she gave them her cc number. i called them and they were rude and when i told them that they were threatening legal action the gut tyrone said i never said that; that is hearsay I told him well, they lady i just talked to told me that so, it isn't hearsay. My grandma closed her cc account and is going to dispute the charges hopefully she will get her money back.


Submitted by on Fri, 08/07/2009 - 19:12

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I spoke with a rude man named Mr. Andrews. All I asked for was the address and he hung up on me over 5 times!!! I called back and reported him and I am taking it further.


Submitted by on Mon, 08/10/2009 - 16:26

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Okay so since my debt was legit and i was clueless about my legal rights is there anything that i can do to get my money back? The ppl that I thought I was paying are saying they never recvd my payment! I feel so stupid!!!!!!!!


Submitted by on Tue, 08/11/2009 - 11:43

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These people are scum bags! Thet would not send me any paper work on this supposed debt. They did finally email me something but, there was no proof it was from the company they said I owed. They said they were going to have me served but as of over a month now I have not heard anything else.


Submitted by on Wed, 08/19/2009 - 09:27

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I started getting concerned today after o girlfriend of mine calls and says someone called her and said I put her as a reference when she asked for what they wouldnt say. These same people have contacted my mother asked her if I lived there and also my father in law saying I used him as a reference. This is getting crazy. I have called all of they and told them this was a scam based on the blogges I have ready here. One thing to add this company is calling from 253-269-0441. When I called it it just gives a recording. I dont know what to do. Do I call them and see what they have to say to me or just tell them not to take anymore calls from them. HELP!


Submitted by on Wed, 08/19/2009 - 17:39

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I received a harrassing phone call from the Vandenberg Law Firm out of Atlanta, I believe he said. He was screaming at me saying I was refusing to pay a POST DATED check written in September 2005. Threating and very rude, putting words in my mouth stating that I was refusing to make payment on this check, etc. This people need to be reported to the Better Business Bureau if any one can locate their telephone number and correct address. Life is too short for this type of mess! :(


Submitted by on Thu, 08/20/2009 - 07:55

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These guys are chasing me for a payday loan I took out in 2005 - the original amount was 325.00 and now they say its 650.00 (due to fees).. They want me to pay 490.00 and have called relatives saying I am being investigated for fraud. I just went through a messy divorce and todl them I dont deny the debet and would like to settle it, but why should I pay more thhan what I borrowed.. These dudes are rude and they dont scare me...They want 2 payments of 245.00 within one month and I dont have it...what should i do?


Submitted by on Thu, 08/20/2009 - 08:49

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how about filing an AG complaint.you have no idea if you even still owe on this.make them prove it.if other posts are an indication.they can't.


Submitted by paulmergel on Thu, 08/20/2009 - 15:08

paulmergel

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These guys called me and said i was gonna be picked up for fraud..When I told them I was a COP, they said I am sorry to bother you... They ROT.


Submitted by on Fri, 08/21/2009 - 11:56

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I received a call from this company at my job. How do I write a Cease to Desist letter. This company is too much. They are calling me at home. Now on my job leaving a message that I could lose my job if they report me. Is this true?


Submitted by on Fri, 08/21/2009 - 14:14

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I too had been recieving these threatening phone calls, i have a debt for $400 to ACE cash express from 2007. Their first call was saying that there was a 'pending' fraud case against me, and it came from a local telephone number, but when i called i found out they were in GA, i knew they were using scare tactics.

They at first said that i owed $1200, then offered to settle with $600 with some extra fees. They tried to bully me into paying that $600 within one month.

I have a pre-paid debit card that i let them put on file for these payments, but never deposited the money, they called back threatening again.

I started doing some research, and the Arizona statute regarding payday loans clearly states that its a civil matter and criminal action is prohibited.

I do not deny that i have a debt to ACE, but im not going to settle it through these guys after reading all of this. I will pay ACE directly back for the $400 at some point, but im not giving these guys a red cent, because from what im reading here, i would be suprized if ACE even got any of it, if not a small portion.

Luckily, the card info i gave them is not tied into any accounts.

I would suggest that no one take them seriously, and and if they keep harassing you report them.


Submitted by on Mon, 08/31/2009 - 12:29

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Yes, we just a call to our cell phone, and when I called Michael was very ride, so I said Well serve me then!


Submitted by on Thu, 09/03/2009 - 11:19

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Someone who identified herself as "Agent Johnson" left several messages for me on my mother's answering machine asking for me. She stated that she needed to speak to me about an "urgent legal matter" and that she needed to hear from me by 3:00 PM that day. She left a call-back number of 1-877-822-2677 ext. 3016, and provided a claim number. I found this odd because I never use my mom's number for any type of business, only my cell phone. So I called back and this "Agent Johnson" told me that she represents a law firm that is working on behalf of a pay day loan company. She said she had record of a pay day loan that was taken out in 2006 and never repaid. I let her know that the loan has been paid over 2 years ago and that I have written proof of this. She proceeded to cut me off and insist that even though I had a payment on file of $240 (which was actually the full balance of the loan), I still owed another $315 in late fees and interest that accrued over the past 3 years. Again, I asked for an email address or physical address so that I could show her the documented proof that the loan has been paid in full as of early 2007. She then said that if I don't make payment arrangements by 3:00 PM that day I would be charged and taken to court and forced to pay much more.

Finally, I asked her to provide something in writing explaining how I could possibly still owe $315 on a loan that was paid off over 2 years ago. She again cut me off and insisted that the firm cannot provide any documentation until I give them my bank information and make payment arrangements. I then told her I would call her back with the information, hung up and immediately contacted the Better Business Bureau and the Federal Trade Commission. She called again for 3 consecutive business days insisting that I call her back by 3:00 PM each day, but finally stopped when I refused to call her back again.

If you've ever taken out a pay day loan be very careful because there are companies who are using stolen information from these pay day loan companies to scam people. I have taken out such loans in the past but I've paid them back in full and kept all documentation to prove this.


Submitted by on Sun, 09/06/2009 - 22:03

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Everyone seems to have this one under control. I simply note that the FDCPA contains an attorney payment provision along with the penalty provisions. Also, there are state laws that might allow for punitives for such unreasonable behavior. If the company has money, it's probably an attractive suit.


Submitted by Kenneth Gibert on Tue, 09/08/2009 - 09:47

Kenneth Gibert

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I am SO happy to see all these posts!

I live in Arizona, and I just received an email from my dad, who lives in Missouri, saying that he received a "mysterious phone call" from a "Stephen Thompson." This Mr. Thompson is is working with the county in which I live, about "checks with [my] name on them." I freaked! I have no idea what he was talking about.

So I called the number and the operator answered as "Agent" Something. (Nice.) She put me through to Mr. Thompson's voice mail. I said that I was returning his call and that his message to my dad better have been accurate and not a scare tactic.

I, too, took out a payday loan from Ace Cash Express in, I think, 2006. However, that was paid back almost immediately! I am disgusted that this "firm" got my information.

Again, I'm so glad I found this forum, because now I am armed with some information when (if) this Thompson person calls me back.


Submitted by on Tue, 09/08/2009 - 15:47

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Loranda, you are having a cranial rectal inversion, maybe actually read what people are saying before passing judgement, ok??

Its a scam when a company is LYING and BREAKING THE LAW by harrassing you and making legal threats when they have NO IDEA what the state laws in your area is, and making unauthorized charges to your card if you are dumb enough to give it to them.

I will pay back my debt to the debtor, which is NOT vandenscum and chaff.


Submitted by on Tue, 09/08/2009 - 21:06

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We just got a call from "Agent Stephen Thompson" today, too, asking for my husband about "a very severe matter" relating to "Crystal Lopez" (we don't know any Crystal Lopez) and giving his number as 877-822-2677, X3009 (or something like that). My husband googled and found all these posts, so needless to say, we are NOT returning the call! (And he's never used a pay-day loan in his life - our only debt is cc debt and we pay the bills on time.) (Not judging anyone who has - just pointing out that this place is just plain making stuff up!)


Submitted by on Mon, 09/21/2009 - 16:55

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my husband received a call for something about an ace cashing company and they connected me to a real rude gentleman who told him if he didnt pay a warrant would be issued asap and i would be charged with fraud by check i have already made two payments so far how so i get my money back and stop this my husband asked why didnt he every receive a letter or anything the gentleman said he should know because he did this, we dont remmeber anything about this they really suck


Submitted by on Mon, 09/28/2009 - 03:07

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got this call this morning, i screen my calls since i get solicitors al lthe time. got this call from Al dent from that company had a deep james earl jones type of vioce, telling me i had to call him back at this number which is differernt form the number i got on the caller Id apparently he was calling from philidelphia, Pa guess this is his work from home job? i did get scared but now that i looked this up i glad to just ignore it. you should always look it up on the net. to find out


Submitted by on Thu, 10/08/2009 - 08:24

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I recieved a called from VCA this afternoon. They said it was important that I call them back and they left a number to call back it was 877-822-2677. I called them back and they started in on me immidately. I asked them what the debt was and they refused to tell me. I recieved the same threatening words as everyone else. Then I looked them up on their webpage and noticed that their phone# is out of Atlanta GA, and the phone call I recieved today came from the area code 918 which is out of northeastern Oklahoma. When I did a number search it came up with nothing no listing or number found. I am also going to report them for this. They have also called my parents home phone and thank god my parents are wise enough not to discuss anything with them. In fact when they realized they couldn't get any informatiom from my parents they disconneted the call and have not return or attempt to call them. Anyone know of a good law firm in Oklahoma would be willing to file a law suite against them Thanks


Submitted by on Sat, 10/17/2009 - 01:47

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Like alot of you on this post i'm being harrassed but these people as well. They were successful in using their scare tatics on me as well threatening "criminal charges" for ACE payday loan I took out in 2005!! Unfortuntely I let them scare me into making a payment to them. I called last week to ask for a receipt for the payment that I made & was told that thye could not send me anything until the full balance was paid!! This rasied a major re flag in my mind so i begin seeking more information; after being transfered & put on hold several times the lady who got on the phone began giving conflicting information from the now & the orginal phone call I received she was stating that I toom out the loan in 2007 & also stated facts that i knew not to be true!! I confronted her about this & she told me to contact ACE Cash Express for the proper information & i again confronted her asking why I needed to contact ACE if their company was now handling the claim.....DIAL TONE!!!

So I started doing some research on this company & have found several post like this one. (NO SURPRISE!!) I have faxed a Cease & Desist to the Fax number provided on their website; but today received a call from "Agent Thomas" telling me that if I didn't call to make a payment by the end of business today a SECOND charge would be filed against me!!!

What Do I Do Now????


Submitted by on Mon, 10/19/2009 - 13:39

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I just got a call from Nikki Harris from Austin, Tx today, Vandenberg Chase & Associates. Do they have an office in Austin, Tx ? They mentioned they were going to press charges, for fraud. They also called a friend of mine and my ex husband's dad.
Said it was about a Fraud Matter in Fort Bend County. I guess I should not call them back and fax a Cease & Desist letter. Please let me know. Thank you.


Submitted by on Fri, 11/06/2009 - 13:43

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It seems that Firstsource Advantage's tactics include harassing family members and divulging the personal information they've collected about a person. It may be legal for them to do this, but it is also legal to ???fart??? in an elevator. Some things you just don't do. Firstsource Advantage is monitoring this site. I can tell by some of the comments that they've made. I wonder how they would like if their information was shared:confused:? Shall we find out? We shall;)!


Submitted by on Fri, 11/06/2009 - 18:33

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I too have been receiving a call from these IDIOTS for the last month, claiming I owed for a debt from 2001 that I have never heard of until this last month. As of today I have not received any documentation or validation of the debt. I will file my complaint with the FTC as well. Please continue to keep the word out regarding collection agencies such as Vandenburg Chase who continue to violate the FDCA amoung other laws.


Submitted by on Thu, 11/12/2009 - 06:56

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I too received a call from the infamouse Vandenberg, Chase and Associates. A Ms. Rachel Moore left a threating message on my home phone saying that me and my daughter had been involved in a fraudulent act and I need to contact her ASAP in order to get this taken care of. She said failure to do so could result in me or both of us being arrested. I just got off the phone with her and after i gave her the file number that she left on my voice mail, she put me on hold for about 5 minutes, came back and said that my case has been resolved and handed back over to the people who gave it to them. I guess she heard the tone in my voice, and knew that i was ready to give her the buisness....what a scam! her number is 1-877-822-2677 Ext.1007.....DON'T BE FOOLED.....


Submitted by on Thu, 11/19/2009 - 11:41

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A representantive of Vandenberg, Chase and Associates called me at my home on 12/11/2009 at 11:39 am from 360-918-9011. She identified herself as "Agent Tiffany Brown", stated she had called my place of employment and was told I was not there. She stated she was "investigating a fraud case and making a final warrant determination". When I asked fraud for what she stated "for theft by deception" and that I would "be served papers unless this matter is settled today." She was implying she was with a government entity so I pressed her for the name and she stated it very quickly and unintelligibly - I asked her to repeat it slowly and she again rattled it off rapidly so I asked her to spell it. She then said in a normal and clear tone "Vandenberg Chase Associates."

I asked for the company mailing address and she said I did not need that. I asked again and she demanded to know what I would be mailing them. I said that would depend on the advice of an attorney and she stated "well I hope you have a good one, you will need it". I asked for a phone number and she said she had to find the right one for my case. (?)

I asked what exactly this alleged theft was concerning and she said "you already know what it is, don't play games with me!" Then she asked for my bank account numbers to set up payment and I told her I did not acknowledge a debt to her company. She stated "it is from Nirvana Trading company" I said I had never heard of them and she then said it was "Quick Cash 2007" and I asked her for details on that company. She said "Stop playing games, you know damn well what it is" I again asked for her companys mailing address and she said they do not do business via the mail, only by phone.

I asked what sort of legitimate business doesn't have an address? She said they cannot discuss matters by mail because it concerns legal issues. (?) at this point I began laughing and stated to her "You are so full of it." and she got very angry and yelled "I hope you enjoy your jail time!" and then "Papers will be served very soon" I responded "Knock yourself out, "agent" Tiffany!" with sarcastic emphasis on "agent".

She shouted something further but at that point I was hanging up on her and missed it.

This woman was rude, confrontational and abusive throughout the conversation. At no time did she state that this was an attempt to collect a debt, only that she was an "agent" investigating fraud and theft. She never actually told me how much I supposedly owed on this alleged debt. She never did give me a company contact address or phone number, I found those via a search of the state licensing database. She repeatedly threatened me with "warrant" and "legal action" and refused to provide any identifying information on the alleged debt. I have never received any mail correspondence on this matter.

The above complaint was filed with the WA Ag's office, the FTC, the Georgia AG's office and the Atlanta BBB.

On Monday I will be contacting legal counsel to file suit for multiple FDCPA violations.

The WA License info on them is:
Vandenberg, Chase and Associates, LLC
887 W. Marietta St. NW STE J102
Atlanta, GA 30318-5266
Owner: Mohammad Ahmed

Enough is enough, fight back, people. :cool:


Submitted by Patches on Fri, 12/11/2009 - 21:47

Patches

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Quote:

Originally Posted by unclewulf
Good job, Patches!

I know it's a long shot, Washington being a two party state, but... Dare I hope that you got that idiot on tape?



Unfortunately, no. She caught me flat-footed. But I was in front of my computer and managed to type it virtually verbatim as we talked.

Next time i'll be ready for them. ;)


Submitted by Patches on Sat, 12/12/2009 - 10:54

Patches

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