Star Cash Processing: How to protect your bank account from them

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This people sent this money I didn't even ask for 350 dollars in my acc in didn't sign for it and everything I'm not resposeable it

Does anyone have an address for this loan place?

i am not sure if they have a physical address.. there is one floating around here but my mail got returned when i tried to send it out.

They deposited money into my account as well, however I called them and dealt with it. They took back ONLY the amount they put in and I haven't had any problems since then. Yes, they were hard to get ahold of, they were rude and they are shady and cruel, but after looking through my emails - I see that they did send me one. It was put into my spam - so check your spam! Here is a copy of the email (w/my personal info taken out). In the email addressee is [email]customerservice@starcashprocessing.com[/email] - - look for it and don't let them screw with you!!! ((The little bit of cash they are offering you when you're in a pinch is NOT worth the extra money, trouble, hassle and stress they cause after it! ))



Star Cash Processing
Phone Number: 1-888-322-4069
Fax: 1-866-571-0908
Attention: *****(name) ******
Customer Number: ****** (6 digit #)
Congratulations, your loan in the amount of $250.00 has been approved. The cash will be sent to your bank on **** date ****. It will be up to your bank to post the funds to your account, though the posting usually takes place the next business day. If you have questions regarding your deposit, please call your bank and ask for the ACH Department to verify posting.
If you have further questions about your account, please contact us at [email]customerservice@starcashprocessing.com[/email] or call us at 1-888-322-4069. We are open Monday through Thursday 7:00 AM to 4:30 PM and Friday 7:00 AM to 3:00 PM.
Thank you,
Star Cash Processing
*Dates are estimates only.
PLEASE REVIEW THE FOLLOWING REMINDERS REGARDING YOUR LOAN:
Loan Receipt:
By receiving a loan through Star Cash Processing you agree that your loan will be renewed on every due date unless you request to pay in full or to pay down your principal amount borrowed, at least 3 full business days prior to your next due date. If you do not notify Star Cash Processing 3 full business days prior to your due date, you will only pay the interest fee plus any scheduled pay downs on your due date. If your loan is renewed, you will acquire a new interest fee. If your pay date falls on a weekend or holiday and you have direct deposit, your account will be debited the business day prior to your normal pay date.
Renewal:
Your loan is always due on your paydays. By receiving a loan through Star Cash Processing you agree that your loan will be renewed unless you request to pay down an additional amount against your principal, or pay the balance in full. Renewing your loan means that you will pay the renewal fee (only) on this due date. Every time your loan is renewed, you will accrue a new renewal fee. You can renew your loan four times. On the FIFTH renewal, you must pay the renewal fee plus pay down your balance by $50.00. This is called an automatic pay down. (EXAMPLE: for a $300.00 loan the fee is $90.00. On the 5th renewal, you pay $140.00 which equals the $90.00 renewal fee plus the $50.00 pay down. If you renew your loan again on the next due date, your principal balance will be $250.00 with a new renewal fee of $75.00. When the automatic pay down process is in effect this will decrease your principal loan amount and your renewal fee.) After your fifth renewal, your loan must be paid down every due date until it is paid in full.
Pay Down:
You can pay down your principal amount by increments of $50.00. Paying down will decrease the fee charged for renewal. To accept this option you must notify us of your request in writing via fax at 1-866-571-0908, at least 3 full business days prior to your due date.
If for any reason you do not wish to renew your loan, meaning you wish to pay the full amount due on this due date please contact our customer service department at [email]customerservice@starcashprocessing.com[/email] or 1-866-571-0908.
There is a three-day rule on a full pay out or pay down on your loan. We need to receive the documentation in our office by 4:30 p.m. THREE FULL BUSINESS DAYS prior to your due date. That means if you are due on Friday, we need to have the document by 4:30 p.m. on Monday.
If we do not receive the documentation, in time, your loan will be renewed.
By receiving a loan with Star Cash Processing you have agreed to the terms listed below:
AGREEMENT TO ARBITRATE DISPUTES: By signing the application and to induce us, Star Cash Processing, to process and consider your application for a loan, you and we agree that any and all claims, disputes or controversies that we or our servicers or agents have against you or that you have against us, our servicers, agents, directors, officers and employees, that arise out of your application for a loan, the Loan Agreement that you must sign to obtain the loan, this agreement to arbitrate disputes, collection of the loan, or alleging fraud or misrepresentation, whether under the common law or pursuant to federal or state statute or regulation, or otherwise, shall be resolved by binding individual (and not class) arbitration by and under the Code of Procedure of the National Arbitration Forum ("NAF" ) in effect at the time the claim is filed. This agreement to arbitrate disputes shall apply no matter by whom or against whom the claim is filed. Rules and forms of the NAF may be obtained and all claims shall be filed at any NAF office, on the World Wide Web at www.arb-forum.com, or at National Arbitration Forum, P.O. Box 50191, Minneapolis, Minnesota 55405. If you are unable to pay the costs of arbitration, your arbitration fees will be waived by the NAF. Any arbitration hearing, if one is held, will take place at a location near your residence. This arbitration agreement is made pursuant to a transaction involving interstate commerce. It shall be governed by the Federal Arbitration Act, 9 U.S.C. Sections 1-16. Judgment upon the award may be entered by any party in any court having jurisdiction. This Agreement To Arbitrate Disputes is an independent agreement and shall survive the closing and repayment of the loan for which you are applying.
NOTICE: YOU AND WE WOULD HAVE HAD A RIGHT OR OPPORTUNITY TO LITIGATE DISPUTES THROUGH A COURT AND HAVE A JUDGE OR JURY DECIDE THE DISPUTES BUT HAVE AGREED INSTEAD TO RESOLVE DISPUTES THROUGH BINDING ARBITRATION.
AGREEMENT NOT TO BRING, JOIN OR PARTICIPATE IN CLASS ACTIONS: To the extent permitted by law, by signing below you agree that you will not bring, join or participate in any class action as to any claim, dispute or controversy you may have against us or our agents, servicers, directors, officers and employees. You agree to the entry of injunctive relief to stop such a lawsuit or to remove you as a participant in the suit. This agreement is not a waiver of any of your rights and remedies to pursue a claim individually and not as a class action in binding arbitration as provided above.
Governing Law: Both parties agree that this Note and your account shall be governed by all applicable federal laws and all laws of the jurisdiction in which the Lender is located, regardless of which state you may reside, and by signing below or by your electronic signature, you hereby contractually consent to the exclusive exercise of regulatory and adjudicatory authority by the jurisdiction in which the Lenders is located over all matters related to this Note and your account, forsaking any other jurisdiction which either party may claim by virtue of residency.

Is the only way to close this to close your bank account? Can they be deposit money and take payments with my authorization? So frustrated right now

Hi, my name is victoria and these people deposited 300.00 in my acct. Also without my knowledge and i didn't even ask for the money and i also did not sign any papers for the transfer. But this is their number if you still need it. I just so happen to have ran across this page in looking for this company. Their phone number is 888-322-4069. Let me know what happens with you. My email address is email address removed by Shazzers

Just called them and it's not a scam, she was very pleasant with me

where do you go to apply for the loan

I tried to call Star Cash and its a dead line. I went to my bank and they reversed the deposit and it came back but doubled the amount. The first deposit was for $350 and the second deposit was for $700. So, after my bank send the second deposit back they put a block against withdrawals or deposits from them. Its been 2 weeks now and I think that did was a better way to go.

they sd i was approved for 350.00 but needed me to fax my bank statment to them @ 1-866-571-0908 and their contact number is 1-888-322-4069. When i called to enquire aboout their company i go a vm that sd they were closed, but it was the middle of the afternoon and i had just gotten a call from them. the disclosure that was sent to me in an email later on in the day did not have an address nor a company affilliation, just renewal information. I believe they are scammers!! I did nt send them my banking infor

It is a relief that we are not the only ones but at the same time weiry about how someone like this can get access to our account. We were told to close down the account and open another. go figure. Wish you guys the best.

i have no idea who these people are. they deposited 200 in my account. ia thought it was from another agency, now my acct is overdrawn. are they crooks

Read the contract posted above-they deposited $300 in my account and have taken out over $550 and my balance that i owe is $250....
they are crooks and here to rip people off
DONT DO IT! close your accounts, return the money, whatever you have to do....

i also received a loan for $350.00 and don't remember filing for a loan with them. I'm in a teerrible bind money wise so it kinda came at a good time i think i'm going to spend it and deal with it later, maybe I will close out my account and change banks. Could be a blessing. could anyone give me any suggestions on the subject.

how do you return the money and to who?

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hey does anyone know when they take the money back or how much and so on

they deposited money into my account, what is there number

:confused::confused:ok well the same thing just happen to me I received 300 in my account I did how ever fill out a loan applications what people don't realize this place is legit its just that when filling out loan apps on line they keep your info and send it to different lenders then star cash See's any opportunity to give you money they hurry up put it in your account then hope you don't call and have the transaction reversed or maybe even wait to reverse it to charge a fee but I don't think so most people make the mistake of not giving the money back or not noticing and spending it that's one thing about unless its just a govt grant its not free people they want their money back with interest that an guarantee they will get it your bank can't really do anything about it when you gave them your information so send it back asap monitor your account I have OCD when it comes down to monitoring my account so I caught the deposit quickly now I just hope I have heard the last of them! if I didn't need my account opened I would have just closed it and took the money out I check my account regularly so I caught the deposit as soon as it posted I called star cash immediately and had them do a reverse transfer that should post no later then tomorrow night if not I may have to close the account and with draw the money I only hope that this isn't the case but I do have a plan B because if the money is not returned to them within 72 hours I think they will try to charge you a fiance fee of like 60 or 90 dollars maybe maybe not its not all that bad as of yet;)

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So,closing your account wouldn't help. I spent the money because I was in a bind, my acct didn't have any money in it the day they tried to charged the fees which wassn't my payperiod, they ran it three times and my bank charged me $25.00 per transaction, I am really pissed, so I sent an e-mail for someone to contact me asap, because this is crazy that this many people have issues with the same damn company, if it is really a company or website or whatever. I do know that I will not be going back on those cashhelper websites anymore, I will just have to figure out something else once this mess is over.

If u have any new info about what else can be done about this please e-mail it to me at

closing your account is the only way to stop them but it has to be a permanate close. some banks allow ach to push it open, you would need to speak to your bank about this.
i urge everyone to report them.. to the FTC, attorney general's office, everywhere.. enough complaints will stop them.

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Ok well star cash sent me 300 dollars I called them because they do have the number and yes they answered and the told me they could reverse the transaction which they did they took only the money they put in and I haven't heard anything from them I hope its the last I hear of them but I had a shit load of loan people texting me and so I did have to change my number so I really have to monitor my account but I did give the money back before 72 hours so they did not charge me a finance charge so I hope I am in the clear now so far so good I would never keep the money because the fees are to high thats why you have soooo many problems with these people everyone you are not sending the money back and when you do its like over a week they have already started added their fees by then so maybe you shouldn't think so long wither you are going to keep the money or not because thats how they get you its not a scam they just want the money back that they loan you and with a lot of interest! and trust me they will by no means stop to get it from you

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Hi All,

Here is my deal. I was ALMOST ripped off by this company. First thing I did was figure out the exact amount they intended to take from my account. Then I put a hold on the account with my bank for that amount and processer, I then proceeded to close the account. Nothing posted and I still have the money and given the fact they claim immunity (and have won in Federal Court) I have no intention of paying it back ever. Here is why. They claim that because they are an indian tribe that they are not subject to our laws without a federal law being passed (which is in the works) Therefore, my stance is if you do not have to go by our laws, there is no chance I am going by theirs. I will wait until this maybe comes to court. They have been so sneaky with the federal court system that there is no way the court would rule in their favor expecially because they refuse and have no ability to track where the request came from (not my IP that gave them the info) and will not have the ability to get the contract stating they could have my information from anyone, therefore there is nothing binding me to their terms and conditions because I never gave them permission for the loan. Stick to managing Casinos Chief Run-a-muck. Thats $300 that you will never get back.

Keep in mind, currently this company is Legal because they are on Tribal land. At first the US govt said they were illegal, now they dont even have to be regulated at the moment. In good time the US government will get around to it, but we are slow moving and it will be resolved. Right now, I would just fight it if they ever brought you to court, my guess is they would simply let it go.

I tried contacting them at the # ending in 4069 and there are always closed....

i sincerely doubt this company could ever take you to court though. i doubt they ever will. i have yet to find a physical address for this place and they give out money without sending contracts, etc. there have been many back and forths about this. my advice is to reverse the transaction as soon as you get it than close your bank. if not wait until they finally break down and provide a physical address to send a money order to. Even the address they use for their ach processor gets returned.

I checked my account today and they took out $105. from my account. I filled out their online infor for more info and never pressed ok for the loan. I never received any money from them but they're having no problem taking it out from my account. I tried calling them on a weekday around 2pm and there office was closed. I had to call my bank. I'm so pissed off. Who do they think they are?

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888-322-4069

they still do this without sending any sort of documents and are still very much illegal though.

Happy New Year's to you all. I have been trying to contact your office for the last 3 days about my payment of $90.00 dollars that I pay for the payment of my online loan. I was trying to let you that I wouldn't be able to make my payment on time and to see if you could understand my cituation at this time with a family death that I'm going thru. Two days after Christmas I had death in my family and I've been so worn down and out of losing this family member. But I'm willing to make my payment so that I don't have bad credit with your company. I'll try to call back Monday morning and hopefully I will get thru to someone to talk to over the phone. Thank You, name taken out to protect privacy of poster, this is a public foroum, we are not star cash /bea2ls

Hey, thankfully we are not star cash! They have an email address further up this post, but please the whole post through and look over the advice about closing your bank account.

People use the money cause they need it. If you look on some of your debit cards some of them have the word STAR on it. If that's the case your not going to think about it. That is what happened with my mom and my boyfriend. They should not have the right to put any money in anyones account without confirming it first. They called my mom and left a number for her to call them back and when she did it was disconnected so therefore they dont want their money back that bad.

I am sick of this payday loan crap... I am paying for something that I didn't apply for and it has ruined my account and the relationship with the credit union that I was dealing with!!!! Star Cash Processing... I cannot find them, nor did I know that I owed them... Is there anything that I can do to fight this?

Scam.......scam!

I would like for you to debit my payment after 2pm on 1-7-10

I am reporting this company to the Consumer and Credit regulation people in my state. I had the 300.00 put into my account, but I never filled out an application for Star Cash, I have completed other loan requests from payday loan companies. I have tried to call this company and was on hold forever. I closed my bank account yesterday for fraud and am reporting them to the Credit reg. people.

I got a deposit into my acct for 250.00 not sure why I did not apply w/ them at all m conscern is what to do the money is spent if when they get there money will they continue to draft from my acct or what..

I tryed to call 888-322-4069 and it says they are not open so do i wait untill monday and try then close my account? they just put 200 in my account and i did not get anything saying that it was approved what should i do?

to anyone dealing with them, secure your account asap, it is the only way to deal with them.

Hi everyone i have recieved 300.00 in my account on 1/12/09
i just talk to a young lady she said they would reverse the 300.00
because i told them i didn't even apply for this loan and i wanted them to take their mony the new number is 1-888-322-4069 theyvwere very polite surpiseing and they will be removing their money with no fee acessed in the morning and i will never inqiure about another paday loan over the internet again....oh yeah all calls were montiored and i recored them too promising to reverse this money

Tell them u don't want it.. It's 90.00 to pay back and if u roll it over it's 90.00 also may be that's why they force the loan on u because they stand to make good money off u.