FSM Processing, United Federal Bank, and Jail?

Most of you people sound like we all have the same call. The threats and going to jail which they have no legal ground I think for not paying your bills you go to jail. It's a joke, and like most of you they wouldn't give me a straight answer except after calling them over and over they said they were working for Electronic payment processing.

the number I have is 732-203-7708 and yes they were indian sounds as well

I need to know the name of the company associated with the number (732) 203-7708...some indian called and said i had 30 minutes or they were coming to arrest me. I want to sue this company...yeah i owe money, but i didnt expect this kind of dealing

I am so desperate to join i need help i am financially
in a big black hole and dont know where to go my email address is email address removed as per forum rules - Mike if anyone has any advice Thank you so much

I got this call from this man named Andrew today he was very abrasive told me that i was going to go to jail and spend many years there I told him I knew i owed a loan but what company is this with he wouldnt tell me he told me i was going to be put on a polygraph machine and to tell if i was lying or not he said i owed 600 dollars and that the police were going to come and get me at 11am well its 11:41 and no one is here yet. I called the Identinity Theft Bureau they are going to file a complaint against him and they told me to relax. Thank you for having such a great site as you do.

I recieved a call from 407-574-2413 from people with Indian accents who threatened me with arrest if I didn't pay this loan. I didn't know who the loan was with or what it was about and they wouldn't tell me. they continued to threaten and harrass me with arrest, internet fraud, bank fraud. THey need to be stopped. The man's n ame was Shawn Bond (right.) and the woman was Jessica McGowan.

I just received a call from a guy named james w/ an indian accent...threatening that i will be going to jail today if i don't pay 587.50 by my debit card. The guy was yelling at me and my co worker that i would be going to jail...the police are on their way know. The guy kept repeating my name and social security #. I asked him for contact information for astro lending and he just kept getting angrier and telling me i had i a contract. I stated to him that i did not have a contract, that i applied for pdl and was denied then they called me afterwards and i was approved verbally. He just kept saying that i did it online he has my ip address. That it was a company computer, he was going to contact my boss to garnish my wages.
He stated that i am being charged with 2 criminal offenses.
He would not give me information on astro lending he just kept telling me "oh my god" i don't think you ever intended on paying this!
He called back yelling at my coworker and hung up.
I also received a so called collection letter that looks like my 10 year old typed it up - no contact information on it and not even my name in the place for the customer from bmg group, i sent a reply back to the address (since it didn't so the email address) stating that i needed some one to contact me with payoff information.
How can i get this resolved without these people calling my job where everyone can hear what is going on?

To the people having problems with dirtbags(oops collectors),please read the link I am providing.I posted this originaly on a Jackson/Phillips topic.Since the threats are almost exact,it should give you a direction to get started.
http://www.debtconsolidationcare.com/collection-agencies/about21487-2.html

908 area code in New Jersey, I'm in TX, would I contact New Jersey and TX AG instead of florida?

COntact both of them!

You should contact your local AG if you have to file a complaint. That's your best starting point. But like Leah said - feel free to contact both. Can't hurt.

I only say that because I called the AG in my state yesterday and they told me to file my complaint with them but also with their state...They also told me that this company is being investigated by the FTC, FBI, and fla bar association(because the owner apparently is practicing law without a liscense) so all complaints will help fight them!

I got a payday loan from FSM Group but the name of the group debting my checking account is CSG Group LLC. I do not have any contact information for these individuals and they are taking tons of money out of my checking account and I want to contact them so I can pay them off to get this out of my hair. Can you help with contact information? Thanks.

Try this phone number for Fsm processing. 1-866-516-9300

I have tried calling this guy with heavy accent and he does not let speak. I told hime that I can pay next Tuesday and he threatened me over and over. How can one resolve this matter if they can work with you. Ther are real criminals out there and I personally believe its one of them. I will pray on this and still pay. Do you think they will file charges on someone as poor as me? Help me

No they are not going to file charges on you...they are using that as a scare tactic to extort money from you. in fact, they are the ones who are illegally threatening you. You need to file complaints to the AG, the FTC, etc....If you have paid what you legally owe then be done with them...DOnt take their calls, let them leave nasty voicemails and then save them!

Sandra,Don't give these crooks a dime.They are not lawyers,police,court officers,or anything else they claim.They are collectors plain and simple.Send them a debt validation letter certified return receipt.

i received a call from kevin peterson, who said he was from united profit department. He had a strong accent, and threated me with commiting fraud and if i didnt pay by 7pm would press charges. he spoke very fast and wouldnt let me get a word in.He knew alot of my info. Should i be worried?

what should i do?

Use your legal rights in dealing with this company. Read the FDCPA and be an informed consumer. They are bound by federal laws and must show the details of the debt for which they are doing the collections. Send your DV letter, CMRRR to their mailing address and let them prove about their legitimate collections. Unless they show you this proof, they don't have anything to do against you. I highly doubt their business because they have so many complaints posted in the forums.

Kevin Peterson called me too. He said the same threats about sending my husband to jail. He even threatened me and I have never gotten a loan. They are evil people. Them wanting me to send money that day by western union was a red flag to me. If you owe someone money, you would get letters in the mail and prior phone calls other than one phone call demanding money that day. I hope these fools get greeted by 8 or 9 guys and enjoy their time in the pound.

Here is a reporter contact that Anthony put out.They have responded to me in less than 24 hours.

I would be very interested in talking with you about Bass & Associates, and debt collectors in general. Can you give me a call or tell me how I can contact you.

Thanks

David Bauerlein
david.bauerlein(at)jacksonville.com
The Florida Times-Union
(904) 359-4581
Fax (904) 359-4478
safe:morris
I received this from a reporter in Florida concerning Bass & Assoc.He also said he was interested in debt collectors violating the law.Give him a shout.

Ah, another CA I take it?

Hi I am a guest here as well. My name is Sequica and I got a call from the Andrew character as well. He took it to the limits to call my job and leave the message that I was in a legal mess and that the police would pick me up from my job or my home if I did not call him right back. HE left the same thing on my voice mail. I could get fired from him doing that. Its one thing to call my phone but just crucial to call my job leaving that message with a co worker. It could have been my boss answering. Something told me to look up that number and this site is what I got. Thanks for creating it, It helped me relax and not stress about a loan that I have been occassionally paying on anyway.

I was reached by the same guy and he called to tell me I would feel all the legal steps...asked for verification and would not give it, wanted to talk to his manager, he changed his voice! It has been three days and I still am not is jail....would love to know how to sue him so hard he wished he hadnt called!

These people are real a$$holes. I'm glad you have come to realize that this was a false threat and you are not going to be arrested for defaulting on a payday loan, especially an internet payday loan which is not licensed.

Is Andrew Flintoff a member of Bass and Associates or does he work for another company? I am going to send a letter to ICOLLECT and obtain all the account information since I live in Ohio and I can not have a refinance on my loans...is this a good idea?

I'm in Ohio also, You need to file complaints with the Attorney General's office which can be done online, they do investigate all complaints. I'm not sure if this man is also with Bass as these idiots use different aliases all the time, and the next person he calls hemay go under another assumed name.

You also need to file a complaint against the internet payday loan company you received the loan from. I had good results when I filed complaints with the AGs office against the internet pdls I was dealing with.

He stated I had three of them and he was filing internet fraud, bank fraud and deception, but his calls were three hours apart! I talked to the police department and they said the only thing that I could get them for is if they threaten bodily harm against me and I would have to have it recorded!!!!

Actually what they are doing is extortion. And you can pursue extortion charges against them, some credit collectors have actually been charged and convicted for this man's behaviors.

In Ohio, you only need permission of one party (which would be you) to record a phone call, you do not need this a$$holes permission. And he isn't going to be able to place any type of fraud charges against you, record his call, get him saying he placing all these false charges against you if you don't pay up, then you have 'em. Also go ahead and file complaints with the AG's office against them, they will investigate.

I called the commerce department in Columbus this morning and made them aware of what was going on! The lady had never heard of this gentleman before, which wouldnt suprise me because I tried to call the number this morning and he wouldnt answer by that name, strange isnt it....she asked me to file a complaint against him and if enough complaints came in they would do a full scale investigation versus him and his company...she did state that the internet companies are not legal in the state of ohio and if they want to file a civil suit let them, then fight their charges in court...

I did a search on google with the phone numbe 407-574-2413 and this is what i found... thanks to whomever started this.

I just got in to work and our office phone rang. I usually say the name of the company and introduce myself. But, for some reason I just picked up and said "Hello" and the guy with the strong accent which i've been dealing with since yesterday said my name and said to tell me (not knowing that it was me answering the phone) "tell ---- that she's a ****!" what da heck!!! where do i go to get a lawsuit for this company. like me too, i owe them 200.00 but, what in the hell to give them the right to call my employer and say such thing. and then kept calling and calling me a begger and a theif???

i need help to pursue with a lawsuit. any suggestions?

thank you,
----

[color=Red]****Adult term removed - Jason[/color]b

What is the name of the company, does anyone know the legitimate company name?

The key word you used was legitimate, this is not a legitimate company. They are using illegal collection tactics, I would definately say, they are not legitimate.

I just experienced today what you people are talking about. Today I received a call from a number 732 203 7708 at my job by Senior Investigator Andrew Flintoff. He threatend me by telling me that I was going to lose my job and I committed a crime. When I asked him what I did, he told me to " Shut up you b@#$!r^ and do not interrupt him" he went on to say that if I was to interrupt him he will have me picked up by the police to my job. I was to be suponead in Florida and that I will lose my job. I had never had been in so much shock in my life. This person barley spoke good english. I wnet to the police dept today and file a report. For those of us that is going through this, i don't know but i feel really violated. They knew everything about me. Where I lived, where I worked, All my phone numbers and my social security. I just want to let you know that I work for the entertainment industry and believe me, this will be on the news before you know it.

I received my first threatening phone call from this guy so called Andrew. I was asked to verify my address and I asked who was calling and he said he could not tell me until he verified my address. He refused to give me the company name from which he was calling from and the reason for the call. He would not answer any of my questions so I ended the call. He then called me 3xs back to back and when he finally got a hold of me again he asked me if I terminated the call and I advised yes, becuase he could not give me the any information of who he was or where he was calling from. I was then asked if I have ever been arrested at home or work, my response was naturally NO, and he said well get ready they are coming to arrest you. I have worked in Collections before and I am some what familiar with the legal and illegal practices. You can also get the Federal guidelines for collections and it does tell you that it is illegal to threaten any one and as long as you make some form of payment they can not pursue any lawsuit against you.

I found this on the FTC THE FAIR DEBT COLLECTION PRACTICES ACT

[quote]???? 806. Harassment or abuse [15 USC 1692d]
A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.
(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.
(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3)1 of this Act.
(4) The advertisement for sale of any debt to coerce payment of the debt.
(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.[/quote]

This company is going to get just what they deserve. The nut that called me and made threats had the nerve to call me stupid and kept telling me to shut up. I am a Christian but I would like to kick his stupid butt!The guy that called me name is Andrew Fentoff and like the others he sounds like he is from another country.

Missy - I tell you, some of these companies would make a nun swear! :-)

They are very rude, and you can bet dollars to donuts his name wasn't "Andrew". I read an article about overseas call centers where an employee of one said they are TOLD to change their names for phone calls to the USA to make them sound more "americanized".

So good ol' Bob, Andrew, Sarah, Michelle, are really someone else with an unpronounceable name.

The guy who called me today, Allen Taylor, had a think Middle Eastern Accent or Indian accent. I couldn't tell. Anyways, he called me today because I had disputed a charge from this TUPS company (never heard of them) for over 400 dollars on my credit card back in may. He told me today that if I disputed it that my money would be refunded, but that i would either be picked up and my place of work, or where i lived and taken to jail. i heard the whole "good luck" thing as well. The first time he called me, (same guy) he had me so scared that I paid the money....(come to find out later i never owed it, but he had be so convinced i did, i just paid) He said I was going to go to jail, and he yelled at me, called me stupid, threatened me until I just paid. Originally he was asking for almost 1000 dollars, but i told him i didn't have that much, so he just kept cutting it down. after he had me in tears, he started being really nice...asking what i looked like, if he could have a picture of me, if i had a boyfriend....stuff like that. AFTER I HAD ALREADY PAID! a few weeks later he called again, and when i asked if he was the same guy i spoke with awhile back, he hung up. Now that the charge is getting disputed and I am demanding my money back, he's calling again. he was just as rude today and made all the same threats. he actually told me he was with the FBI!!!!!! what a joke! when i asked for his name, he didnt like my tone and said "don't yell at me, do you know who you are talking to, stupid!" that's when i hung up......something needs to be done about these people.

It's now 8 months later since I paid these people off. Lucky enough I paid them through FSM personally. (Which reminds me, I have to find my receipt to prove my case to the BBB.) I'm soon to start a complaint on this company. I will do whatever it is possible to ensure that these people will not contact me again. I've already proved to my place of business of their harassment (in case they ever have the balls to show up at my job) by printing off the comments you all have left on this bulletin. My job is WELL aware of the BS these NON AMERICAN people have given me. I got a phone call just today from one of the "aligh-bah-bah" people and he told me I had until 1 pm to pay $1400 or else he will turn my affidavit in to the Fed's. Naturally I was upset only because they have your balls against the wall by telling you all of your information to make it sound so real. Little do these people know that I KNOW waaaaayyy too much on how to track them down, even if they "up and leave" and relocate to a new home or country with dirt floors.

I have been getting several calls from these non- american peoples too. They just called me today saying that if I didn't pay by 3pm today I was going to be issued a warrant out for my arrest. He said his name was " Frank Miller" he was asking me if I had every been arrested or been in jail? I have intended to pay these people off but just like a lot of you here things happen and it's just not possible. I have contacted the actual loan company 866-910-4521 and was then given to a debt broker 866-856-1024. I have left several messages for these people to pay off this debt. I am was also told by this frank miller guy that he was going to take my income tax and make sure that I never ever get a loan again. Then he tried reading me my rights and asking me to admit that I committed fraud on the phone. I got upset and told him that I would contact an attorney if he didn't stop calling me at work he then advised me to contact my attorney and then after that he told me that he was trying to help me. I asked him how by scaring me, how are you trying to help someone if you are threatening me and trying to read me my rights. What are we supposed to do about this crap? My supervisor has even spoken to these people and said that we were going to file a police report on them as well. this is ridiculous.

I got a threatening message on both my cell phone and my work phone saying that I have a court affidavid against me, and that the police would be there to pick me up! - What a joke! I called the guy back and he started in with the court judgement, and I said "no that is not true - just quit lying". He said okay, told me what the debt company was (SJM) and told me a legal complaint had been files. I said agian, "no it has not" and he said okay. He asked it I took out a payday loan, and I said yes. He started with the threats again, I said I was recording the call, and he hung up. A-hole!

This company with the phone number 904-685-5008 called my work over 10 times this morning - they got my voicemail, and then three other people's VM. They left messages about being the "chief investigating officer" on my bosses phone. After calling the guy back (he used a different name) I asked what his real name was and he called me a dirty bas**rd four times. I just laughed at him. He swore at me a couple more time, the hung up. He then called the receptionist and asked for my manager. I had told her what was going on, so she just transfered him to her voice mail. I called the Sheriff's department and complained, then the Bureau of Consumer Protection. I called the guy back again and informed him that I call the authorities, and that he would be hearing directly from them. He said "go ahead", and I said I already called them. He hung up. I don't know if this will be the end of the harassment, but I will not put up with this from anyone. Shaun or Anthony or whatever your name is now, you are not going to get away with these tactics!

I jusgt got a call from 484-220-1055, Mike Scott but they didnt even know what payday loan they were talking about, asked me if I had one with... then they named 5 of them... I have been in default but paid back years ago, where are they getting this from? I couldnt' even understand him! Told him, sure come and pick me up, they said they were going to arrest me at work! I have no payday loans in default?

Got a call from a man with foreign accent...told my co-workers he was the FBI. Next day I called him back at the ph# 732-203-7708. Yelled at me, told me to shut up and listen, that he was with the FBI's main office, that the police would be swarming my house and job, and ruin my life. Would not allow me to ask any questions...in the end he wanted 700.00 to fix this problem, so I would'nt be taken in by the FBI. I don't owe anyone any money, and feel like he got my info off the internet, when I was looking for small business loan. He knew mySSN#/bank acct. # and home address....Embarassed me at work, and scared me....Can some one figure out a way to find out who this is?????????????????

I entered that number at "whocalledus" website and it came up at United Federal Proccessing" and the guy who is calling is given his name as "Andrew". There seems to be alot of people who got this same call and all agree that it is a scam with the same stories as you.

Tell this person that your call is being recorded and you are sending it to your states attorneys office and to your states FBI department and hang up. In the mean time you really need to report this to your local police department and find out how they got your ssn and other infomation. Its a scam and donkt worry about them.


thanks,
Luke

Ok, i for a call from a Travis and Andrew both threatening me with jail cause of a payday loan i really can't afford to pay at this present time. Yes i started cussing at them cause they wouldn't provide me with the documents i wanted stating they would give them to me after i went an paid the 700.00. Then ol Travis himself started cussing back at me. I swear i called them back atleast 10 times an everytime he kept hanging up!I had them so irate at me. that they kept hanging up on me. So yes i kept calling them back. Told them that now that they couldn't give me the documentation i wanted and that they kept hanging up on me so i couldn't get the information to pay the debt off that the contract was now NULL and Void. THe indian accented guy couldn't even tell me if this was true or not. Member if they really work for the FBI or anything to that effect that they should be able to provide you with 1. documentation. and 2. not hang up on you, and 3. they should be able to tell you if what you are saying is true. and besides the fact. if they are real FBI agents there english should sound a lil more like english then mumbo jumbo

oh and to let everyone know. Since this all happened at almost 2 hours ago. They haven't tried to call me back yet!

I've had the same run-ins. I am fairly certain that the guy I spoke to was not giving his real name. The message left for me to call was from "matt hardy" of the legal department. I called and asked for Matt and the foreign guy that had trouble with English answered and said he was Matt Hardy.
First of all, the guy used the same "good luck" line when we hung up after he realized I would not budge. I had agreed to make payment arrangements but when he gave me the number - about 4 times the face value of the loan, I refused. I was only willing to pay them twice the face value of the loan. (which I thought was fair) He started threatening to send police to my "place of work" and when I told him he had broken the law by threatening me, he said "you want lecture me on legal?". Um - yeah. Last I checked the law was written in English.....lol
So I told him to get me someone who spoke English and he got mad and said he was hanging up and "good luck."

That "Good Luck" was the key. This is the same person as above. I am sure of it. But he gave a different name. I was already suspicious. "Matt Hardy" sounds way too American for a guy of obvious middle eastern descent with a loose grasp on the English language.
Last time I checked, this is very illegal. They have to identify themselves properly. I don't think a real person named Matt Hardy even works there. Definitely worthy of some investigation.

So I thought I would start a list. For each area code, please list the number, name of the person and any details just as I do. Let's keep this list up towards the top. Once we get a decent list, we can prompt a class action suit. Anyone want to join in?

(305) 433-8367 Matt Hardy Middle Eastern threatened to send police to my place of employment

:shock: