Reported to Colorado BBB - Get rid of GCS

Has any one heard of this agency? PNC Bank has put a account since 1998 into there hands and I don't remember having an account with PNC. Called PNC they told me they use this agency. Called the number back and the operator said another name and never connected me with the rep who called me.

Here's some new news: 2710 Thomes Ave in Cheyenne is not the address for IWCB; it's the address of their agent that helped them become incorporated. So, are they only actually in Florida?

I have some updates for you all:

I read in some other forum that Ellis Crosby used to collect for E Processing and EP Processing few months back. Since ECA was sued these payday lenders fired ECA from collection work. But ECA did not stop collecting at all, as usual, and continued calling EP and EPP customers.

Probably a new collection agency is working for EP and EPP now. If any one gets call for these accounts, make sure with your lender whether this agency has legal right to collect your debts. But EP and EPP have no online identity. They are not there in BBB db.

IWCB might have branches in different location; they are using scaring collection tactics. Complain against them, so that they undergo a review.

What organization is the best to complain to about IWCB?

Thanks

lisa,

Since Federal Trade Commission defines the rules of consumer affairs and protects consumers' rights, I think this is the best place to file your complaint.

Also contact BBB and your Office of Attorney General of your state in this connection.

Hope it helps; please keep us updated in this matter.

Okay, I filed my complaint with the FTC. Now, I've seen posts that indicate that Ted Crosby does own IWCB. How can this be validated?

Thanks.

lisa1967, many people in this forum have been told by their attorney that ICWB is being run by Ted Crosby. In fact, Ted Crosby also used Anthony Galloway and Associates to do the collections. All these are the fake names of the same company run by Ted Crosby. Be cautious if you hear from them.

You can get some more information about them in the BBB website and the Florida attorney general's office. You will get these facts confirmed.

My wife just rcvd another call this time from Interstate Wire Compliance Bureau at number 866-225-4872 & some other guy no name would be given from a 800-664-0596 x8. Mr. Seymor from IWCB left another threatening message. This other guy that called first states that he rcvd this file from IWCB and that he is attempting to collect a debt. Then I ask for a phone number that actually works for IWCB and he then changed his story stating that he did not know who that company was. I filed a complaint to FTC but I want to file one with the BBB but without an address I can't. This company is not even in their database. What else can I do?

SeaninMD,

IWCB is not listed with BBB till date. You can contact the Office of Attorney General in your state and file your complaint there.

I just want you all to know that this is a fraud company they have an address for Cheyenne Wyoming however they are located in Florida. The guy is very rude and that is no such company. They are under investigation with the FBI. Also i have file a claim with my state OAG and i am going to be doing one with the BBB because they have fraudulently got my $200 as well and i will see to it that they pay and pay hard.

When are collection agencies allowed under the law to call you at home?

Guest,

Welcome to forums. collection agencies can call you between 8.00 am and 9.00 pm in your time zone, including weekend. However, if you are not comfortable with this, you can write to them mentioning the time period that suits you. Once they receive your request, they are bound to obey it.

You can also specify the mode of contact ??? if you like only correspondence from them; tell them not to call you any more. They shall be legally obliged to it.

Ben -

Unfortunately, though, IWCB is not listed by the BBB, so this information can not be verified this way. My attorney says if they're not listed there or in licensing info, the only other way to verify is to ask them. I'm doubting they'll admit their association with Ted Crosby!

Thanks

Jennifer C - I also got a call for someone who did not speak English very well tellimg me he was from Jacoby & Meyers that represents United Federal Bank. He gave me the same line as IWCB, same instructions to money gram the money, and they were going to download information, and charges aganist me. Gave me the number and two difference ext numbers that him and this other person share, they are one person with two different names, Shawn and Smith, keeps wishing me "Good Luck" left messages at my job. Left one today and I have not returned the calls. Checked - no such bank in WY or law firm by the name of Jacoby & Meyers in WY or Florida. The real Jacoby & Meyers should know that these people are using their name in there scam.

This company told me that they were going to contact my local Prosecuting Attorney for fraud....reguarding a defaulted payday loan, I have dealt with Wllis and Crosby also, I am scared, and think I shouldn't give into them, but if they keep contacting my husband at his place of employment, he will be fired. I asked them to validate the debt, the guy I spoke to was Charles Seymore, he said, they don't validate, and then I told him, that last time we spoke I informed him not to call at work, after I said that, he said, since I wanted to go that route, I obviously wasn't intrested in paying this debt, and I should hire an attorney, because he is sending my file to the Pulaski County Prosecuting attorney for charges of fraud, and so on....and then he hung up on me.

what do I do, to stop these people? Help!

Brandy,

I would suggest you to settle the debt with original lender. Speak to the company you took the loan from. Propose a payment plan or offer a lump sum amount if possible. Ask them to take out your account from collection agency and try hard to pay off the loan. This way you can get rid of these people.

IWCB is not holding any goodwill. Check a related forum discussion here-

http://forums.debtcc.com/forums/iwcb-validate.html

Ask your husband to inform his employer before they start calling. Being in debt is not an offense, as you are trying to pay it.

ask for frank(runs the show)or wife evelyn or tammy teds personal assistant) or mary(once imprisoned for cocaine) these are real names of collectors breaking the law thier
frank is under house arrest and wears an ankle bracelet and turns himself into the sherriffs office after work,maybe you should call the police in jacksonville and report these complaints to them i would think that would be a violation of his probation........if they answer security desk you might have one of thier multiple names they go by please check business liscensing in wyoming....if your sending $$$ western union to a florida address then your not in wyoming ,also you can complain to western union and to money gram and they will pull there service. then there will be no way that they can get money

I got a call from this Interstate Wire Complaint Bureau with a telephone number 1-800-673-7429 saying that they were filing charges against me from a company called EPProcessing and I have tried to call back and the number is either busy or a recording comes on saying you have reached the desk of the receptionist. Now come on a real legal bureau would have a recording or person saying who they are. When I did reach someone they would not tell me who they were and some one who did'nt speak english good answered the phone. I look on the web for this company this is how I got this site. The only bureau that has wire fraud is the FBI and the FBI only investigates wire fraud which is transactions done like racketeering and illegal money transactions done over the net like dummy companies taking consumers money. I hope this helps someone.

Does anyone have a real address for IWCB yet? That one on Tomes Ave is not correct, according to the company that I spoke with, that really does reside there. They said they are an agent that helps companies register to do business in WY and that IWCB is one of their clients. Anyway, if the moneygrams are being addressed to WY, they must truly be there........Need to send my Certified but need to get a valid address.

THANKS!

I am still confused with these names ??? allied interstate, Interstate Collection, and Interstate Wire Compliance Bureau. Are these aliases of same company?

Lisa, please visit this page-
http://forums.debtcc.com/forums/interstate-details.html

And can you ask that agent for the address of IWCB since they are his client.

I just recievd a call from this organization " Interstate Wire Compliance Bureau" and spoke with Investigater Rowe, who said that I was being broght on charges of Federal Bank fraud and that I owed money from to a lender from 2004. He threated to come to my job and arrest me. Now, I am sure that the lender was paid, and they want me to do a money gram to there office in Cheyenne, Wyoming. Are these guys for real. The number of contact that was given to me was 904-356-0959. Do anyone have information about this group.

I also received a call from Lisa Plish? at 18006737429 X202. All the message said was that she was calling from the bureau and that me or my attorney need to call her on some matter. At first I was scared to death, but after talking to her I started to notice some discrepinces in what she said. She told me that she had tried to contact me several times and even left a message with my "son", but I don't have any children. She also told me the total I owed was $520, but I ony borrowed $200. Inresponse to this she told me that I should have read my contract. I told her I could afford to pay that much so she asked me how much I had. The she came back & asked if I could borrow another $150. She made it seem like she was doing me a favor by letting me make restitution on the loan. She gave me 1/2 hour then she was going to call back to see what I could pay. Once I got off the phone I did a search on the internet about the company & discovered this website. I can't tell you how glad I am for the info in this website. I have already filed a complaint with the FTC & I am going to file a complaint with the AG for CT. I am also going to file a complaint with the company's state. Hopefully if enought people file we can get rid of agencies like this.

Hello everyone .. I just thought you should know .. I worked for Ted for about a month till I realized all that crap he was doing was direct violation of fdcpa.. you should know that Interstate Wire Compliance Beru, Jacobi and Mayors, Homefront Security (something or other sorry I can't recall that one) and several other names are all him .. if you look up the address ... 2710 Tomes Ave Ste 128, Cheyenne, WY 82001 you will see that they all lead back to Ted Crosby .. aka .. Ellis, Crosby and Associates .. he used a booking agency in WY to file 7 different company names .. PLEASE DO YOURSELF A FAVOR ... DO NOT PAY THEM A DIME .. I KNOW FOR A FACT THEY ARE NOT REPORTING BACK TO THE ORIGNAL CREDITOR AND THEY ARE NOT PAYIING THE ORIGNAL CREDITOR .. call the orginal company you got the loan from and pay them .. the crap I saw while working there made me sick so I left .. PLEASE PROTECT YOURSELF FROM THIS PREDITOR .. there are ligit collections agencys out there .. I work for one .. and we don't use the scare tactics that he promoted on his collections floor .. just an FYI .. I am not saying don't pay your creditors just do yourself a favor and call them directly and make arrangemnts with them

Thank you very much for the info, I was worried about the situation, but after reading the many post's from other people I decided that I was taking the right steps to protect myself. I am sure they will try to call me at work again on Monday, as they have not yet attempted to contact me at the home number, but I will advise them that I have reported them to the FTC & the FL AG office. I also reported them to the CT AG office and will be sending a verification of debt letter to them.

If you let one of your supervisors speak to them and tell them that you cannot take personal calls at work they will not call you back. They called me over 1-1/2 ago and I have not heard from them since. Call there buff and they will leave you alone

they called me to tell me that they would come to my job and request a harddrive copy from my computer, I told them that I spoke to an Elliot Morris, who took my western union money, they then called back to say that western union isn't even accepted.
Every time I call to disscuss any information thet hang up on me ar put me on hold.

The same words ECA used once upon a time. Take my suggestion; please do not pay them until you see the debt validation. I doubt, they are not reporting back to original creditor. Speak to your creditor directly if possible and settle with them.

I previously got calls from a Krystal Freeman who hung up on me when I told her not to call me at work. Now I am getting them from a Stone Rockwell who called me at work and then asked to speak with my supervisor. The number I was given is 800-673-7429.

Sounds to me that they are running out of things to say when they realize the heat is getting hotter. I can just imagine how disorganized their offices are since they have to keep hiding and moving locations.

I wonder how much longer it'll be before Ted gets thrown in prison for 10 years. I'm getting anxious for this to get to trial so I can watch it on CourTV.

After looking at some of the comments posted here I am simply going to fight fire with fire. I already called the number that was left and the lady answers "security desk" and will not give me an address. All she does is ask me whose call I am returning or hangs up on me. I can not even get these people to tell me who it is that they are "collecting" on behalf of. I am already contacting the FTC to see what information they have on this company and add to it as well if asked.

Does this name and phone ring a bell with any of you?
Frank Miller and his number 10800-830-5927

I know they are part of the scam and have heard these lines before but can't place the name or number. I think I have read about this on this site

Please advise - tole them I would have my attory call the back and when I started asking questions would not get answers - gave them a curve ball they could not handle
Thanks

if you will talk to them like they talk to you they will leave you alone. If they can't verify it in writing they do not have a leg to stand on.

I just got hung up on (after asking basic questions as to his company's profile and information) by Scott Schneider from this company who told me he was a mediator for the debtors and I needed to send him money by wire, directly to him to show a good faith effort in paying. Only then would he be able to show the debtor that I was willing to settle out of court if they agreed. He even put me on hold for a few moments to make the imaginary phone call to them and ask to settle. To my shock(being a smart ass here), they actually agreed according to him. What a guy eh? The number he left was 1-800-673-7429, ext 224.

As with most, I am not denying my debt, but I had a mediacl emergency with one of my sons and things happen. It will get paid eventually. These people take the cake.

I received a call today from Liz Wade from Interstate and she asked me for my attorney info...I was like what for...She said I was being prosecuted for theft by deception or fraudlent conversion...She said I had til 11:00am the next day to pay 1100.00 or my employer would be contacted..She said she had all kinds of evidence against me and would prosecute...Is this legal and what on earth should I do...Advise please...I need to know if I should get an attorney or pay these people...HELP!!!!

Rhonda7, read this thread where you earlier posted your query.

http://forums.debtcc.com/forums/past-due.html

Rhonda7, Liz Wade is one of them - she called me a few months ago. Giving me the say routine. Talked to my attorney - they have to follow legal procedures- ask for it in writing. File a complaint with the AG in Florida and FTC, etc. DO NOT SEND THEM MONEY -
we have all been in your shoes just keep reading the postings I did and thankful I did. Now when they call I have a little fun with them and start to ask them questions. PS United Federal Bank and Eagle Federal Banks are dummy names I cheked in the state of WY with the Div. Of Banking and no such banks and if they tell you they are from Jacobi and Mayor that is fake also.

Liz Wade just called me to inform me that my paperwork was being submitted and that she needed my attorney to call her. I asked for vaildation of my debt and for her to send me something and she got very defensive saying that they did send me something. I informed that I had reported them and to leave me alone and my place of business. I also asked her where she took her acting classes at cause she was such a good drama queen.

rhonda7,

Go through the previous pages of this thread. It would help you with confidence and support.

If you really have some unpaid loans, contact your creditor directly and try to settle it. Some feedback on them shows that they are not reporting back to the original creditor.

Oh, Im not denying that I owe...But things happen in your life where some things are more important..I will make arrangements to pay thru the original creditor..I just dont wont these people to call me again...

Rhonda

Contacting the original creditor is the smartest move. In the meantime, keep tabs on any complaints you make against Ted Crosby. He's currently hidding, apparently, and is already in trouble with his previous company Ellis Crosby & Associates. Paying "Interstate Collections", would not only mean that you'd have to pay again, but they'd also keep the money. They're having you send it via Western Union, which means it would be almost impossible to prove who you really paid.

And always remember to remain strong when speaking to them on the phone. You're the one who is in control.

Regards-
Mike

[quote=rhonda7]Oh, Im not denying that I owe[/quote]

I know that you are not running away from your responsibility. I do admit that circumstances often restrict our movements. Contact your creditor and show your willingness to pay the debt. I hope they will cooperate with you.

Also request them to withdraw your account form collection. This might stop the harassing calls.

Thanks Mikey...I do feel better now since I have been reading the posts on here...I didnt sleep at all for worrying that my employer would be involved...I will be strong on this...that is a guarantee.

Now these people are changing their phone number. The man Stone Rockwell left a return number yesterday of 800-673-7429 and today the number is 866-201-4603 which is his direct line.

[quote=Stanley]Also request them to withdraw your account form collection. This might stop the harassing calls.[/quote]


Usually the companies sell their accounts for .25 cents on the dollar. Once they have sold the accounts, they are no longer allowed to collect on them, but they can stop any future dealings with deadbeat collectors. I would still try to contact the original lendor, and see what they can recommend. Once Ted Crosby has been shut down, you could possibly not owe anything because of restitution.

I would also keep in contact with the AG Office of FL, and see what they recommend. They'll need every piece of evidence possible, as well as any testimonies.

Regards-
Mike

[quote=Mike]Usually the companies sell their accounts for .25 cents on the dollar.[/quote]

Then would it be of any help contacting the OC? If OC agrees to settle the account, I might continue receiving collection calls because, CA has bought my account after all and how the let it go so easily?

Chances are that maybe the collection did sell these accounts, but at last minute bought the accounts back. You never know who really owns these accounts till you contact the original lendor. Ted Crosby is not suppose to be collecting PERIOD! However, if his counter-partner Dick Greenburg is the new owner, then he's next in line at the dunk tank.

Usually if a creditor says they'll take payment from you, even though they were not allowed too (but did because of error) they will contact the collection agency and inform them of payment (and in such cases, forward payment). The collection agency will then have to update their own systems. It'll be problem however, because the offices of "Interstate" aren't even set up. I'm imagining that they're ready to pack up and move again.

Regardless, the lendor needs to be informed of the practices that the collection agency is doing. One call will not be enough. After a few complaints, I'm sure the creditor will launch their own investigation. It makes them look just as bad.

Mistakes do happen. Not everyone needs to get threatened with arrest because they defaulted on a loan.

Regards-
Mike

These people contact me today and stated that I was in violation of white collar under the Martha Stuwart Act for a payday loan I recieved in 2004. This loan was placed under bankruptcy and the Investigator that contacted me stated that I need to send the money through Western Union today or criminial charges and a warrent for my arrest will be send to my place of employment by today at 3:00 central time. I asked them to send me some type of verification for this loan and they would not. What do I do, do I need to go to the local authorities.

Fuleasha

Hi, welcome to the forums. I would recommend reading over some of the entries in this forum. You will not be arrested. The company contacting you has no right to even collect. You need a license to do that. Ted Crosby once owned Ellis Crosby & Associates, before filing bankruptcy. He's currently undergoing legal procedings in court for unethical business practices. You will NOT be arrested, so no need to worry.

My recommendations would be to file a complaint with the BBB, the AG of Flordia, and I would also recommend keeping records of any future phone calls. If they happen to call again, tell them the call is being recorded for your own protection.

I also do recommend trying to contact the original lendor, and mention to them that you are being contacted by a collection company who has no right to collect or a license. Ask if you make good with them, or simply wait till another collection company picks it up.

Regards-
Mike

MB - I got a call today from these people today - but using a different name and the 866-201-4603 his name he left in the message was James Jordan and his ex 212. The message was either me or my attorney needs to return the call , etc, etc. Did not nor am I going to return the call unless the call me at my job - no caller ID- I am so glad that I found this site reading the information has heled me recognize the names and numbers these people are using so when they call or see "Anoymous"I know who I am dealing with.