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Reported to Colorado BBB - Get rid of GCS

Submitted by Teleport on Tue, 11/22/2005 - 08:26
Posts: 1388

"Interstate Collections" is located somewhere in Jacksonville, Flordia.

Also, the same switchboard operator who use to work for Ted, at Ellis Crosby & Associates, is now working at Interstate.

Weird ain't it?

Phone number: 866-225-4872

Hopefully no one has to deal with them, as many are starting to get threatening calls from them.

It's also possible that they are called something else, but I was told by another forum member that they are "Interstate". Whoever they are, the switchboard operator is definitely the same person who answered "how can I dircect your call" for Ted Crosby.


Make Pinion Management validate before you pay. Let United Cash Loans know that they are not licensed to lend. They will deny, but if you need proof, I have proof of them not being licensed. You are to receive a letter within 5 days of initial contact from a collection agency and I think that includes inhouse collections also.

Submitted by Not so Lucky on Tue, 03/28/2006 - 05:39

Not so Lucky

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I received a call from pinion also back in October 2005. the guy told me he was from pinion and then said he was from oneclick cash. I told him to validate the debt and to send something in writing and he put me on hold and said at this time they are not willing to send anything in writing. Then I told them well at this time I am not willing to make any arrangements with you until I see something in writing. He hung up on me and I havent received a call or any validation letter. They wont send you a thing.

Submitted by on Tue, 03/28/2006 - 08:26

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Pinion Management keep claiming they are not a third party collection agency only a payment and processing center. I have not returned their call after their call to my work telling me I had 48 hours to return it. They did recieve my validation of debt letter, I have the certified card and have blocked my home phone number. In New Jersey payday loan companies are not licended.

Submitted by on Tue, 03/28/2006 - 10:04

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Letter of validation of debt was dated, Feb 20th, mailed CMRRR on the 21st, rev'd the green card back on the 25th signed. Todate have not recieved anything in writing and they were asked not to call me at work or home. On the 27th, the left a message at work stating I had 48 hrs to return the call to a Ms. Robinson from United Cash Loans they number left was to Pinion North Collection or they would start the process of my file. Have filed a complaint with the FTC, have gotten the form to file a complaint in NM. Also found my notes that when I called United Cash Loan, they claim they have no record of my ssn in the system and had no clue what I was talking about and she checked her file again before I hung up with her. They never mentioned they sent it to Pinion North Management Collection Dept.

Submitted by on Tue, 03/28/2006 - 18:50

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Got another phone call from a Ms. Robinson, United Cash Loans,Pinion North Collection Dept., they claim they did not recieve my letter and when I told them I have the signed CMRRR from someone from your office, they claim they never recieved it. Also told them that they were not to call me at work or home and asked they again not to call me. They kept telling me they never recieved my letter and hung up on her.
I do have proof that someone signed for this letter in that office and when I went online to the postal services website site and tracked it, it shows that this letter was delivered to the address shown. What can I expect now and what should I do next?

Submitted by on Thu, 03/30/2006 - 06:23

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This is one of the famous tricks of United Cash Loans. Now it is time to file your complaints with the Attorney General, Consumer Protection in Nevada and in your state. You have the signed CMRRR as proof they received it. They are now in violation of the fdcpa laws. Also, since they have received it Pinion North Collection has to cease all collection activity til they validate.

Submitted by Not so Lucky on Thu, 03/30/2006 - 07:15

Not so Lucky

( Posts: 3041 | Credits: )

Just ignore them. When they call tell them that they are being recorded and they will hang up. Play there game and they will leave you alone. I have dealt with these people and laugh at them and they hang up on your. Lay the phone down and don't listen and eventually they will get the message. Ask them all kinds of questions and they will get mad and hang up. They are jerks and scammers. Don't send them any $$$.

Submitted by on Thu, 03/30/2006 - 07:15

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Hi, I had an account placed with CACH,LLL, the letter came from J.A. Cambece Law Offices, PA out of MA. Sent them letter of validation CMRRR in March.
Have not recieved anything from J.A. Camece since.
Today, I get a letter from Astra Business Services, Mill Valley, CA. advising me that CACV of Colorado LLC has placed the account with them. Same account with two different collection agencies? Can someone explain why I got these two letter from two difference collection agencies or are they one in the same?

Submitted by on Tue, 04/04/2006 - 19:24

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Hi Again,
recieved a phone call at work from Astra, some non-english speaking person, using the same MO as Interstate Wire, told him just recieved your letter and you will be recieving a validation of debt and do not call me at home or work again. Who are these people and why is this account in two different collections agencies? This is the part I do not understand.

Submitted by on Wed, 04/05/2006 - 09:49

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Can u believe these people. I dialed *67 to block my call to make sure the number that was calling me was these people and they called right back and identified my number. How do they do that. I just let the answering machine get it. UNREAL how do they know when you block your number

Submitted by on Thu, 04/06/2006 - 12:14

( Posts: 202330 | Credits: )

I just won a judgment on Pinion Managment for fdcpa violations...I have a great atty, and they have to follow the FDCPA...record all of your conversations and find an atty to file for you....the best part is that they paid the award within 2 weeks of the judgment...

Submitted by on Thu, 04/13/2006 - 06:21

( Posts: 202330 | Credits: )

I sent a letter of validation of debt to Pinnion back in February, 2006, they did get letter sent CMRRR. and claimed they never got it. Today, I received an e-mail from them wanted to settle the debt and I have until April 30th or further processing will take place. Should I re-send them the letter of validation again? How can I make a settlement on something they did not validate? What is the next step that I should take?

Submitted by on Wed, 04/19/2006 - 03:57

( Posts: 202330 | Credits: )

Guest, have you contacted the original creditor, won't they accept payment from you?

However, if you go with collection agency, always ask for validation and clearly tell them that you will not pay without proper paper work. Once you have the documentation, check it and dispute any discrepancy over there.

While paying to them, make sure they agree to report your account as paid or paid as agreed. This agreement should be in writing too.

Do you have the green slip signed by them? You can use it as evidence. If you request for validation, they cannot continue with collection unless they validate the debt.

Submitted by stella on Wed, 04/19/2006 - 13:55


( Posts: 488 | Credits: )

In the first letter, they were asked to contact me by written letter and mailed to my home address. Is this another violation of the fdcpa? Can they do something legally or does there non cooperation kind-of-protect me/ help me?

Submitted by on Wed, 04/19/2006 - 17:21

( Posts: 202330 | Credits: )

Has anyone heard of this collection agency First Credit of America 1-800-852-9465? They called my home and wanted payment and when I asked for address to send a validation of debt letter the person started to give me a hard time and told him that under the fdcpa I had the right to request validation of debt before I make any kind of payment then I hung up on him.

Submitted by on Thu, 04/20/2006 - 13:58

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Who should I send the letter to I did not get a name of the person that I spoke with - do I call back and get a name, etc? He mentioned the payday loan to E-Processing, which is outstanding. I don't have any paperwork for them.

Submitted by on Thu, 04/20/2006 - 18:47

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Send it to First Credit of America. I wouldn't worry about a name. They tried to collect on a payday loan that I had made arrangements with. John Smith was the one who called and threatened me, so I called the sheriffs department and luckily he was still cussing and threatening when the officer got here and the officer set him straight and haven't heard another word from them since. I filed a complaint with Lisa Manigan about the conduct of the company and also included the tape recorded conversation and the police report.

Submitted by Not so Lucky on Thu, 04/20/2006 - 19:11

Not so Lucky

( Posts: 3041 | Credits: )

Recieved a call from a Ms Robinson,at work, after sending two validation letters to the NM address they provided. Telling me there were never rec'd by that office (have both CMRRR cards)asking me to fax them proff I sent the letters so that her boss, Anthony Bell, has documentation that they do not have to call me again. The first time she called, told her I sent letters and they were only to contact me by US Mail and hung up and the second time is when she asked me to fax the information.
Something does not sound right? Any clue as to what could be going on?

Submitted by on Mon, 05/22/2006 - 13:07

( Posts: 202330 | Credits: )

800-931-8160 does any one know this number??

Submitted by on Mon, 06/12/2006 - 13:12

( Posts: 202330 | Credits: )

Does any one know this number?

Submitted by on Thu, 06/15/2006 - 08:42

( Posts: 202330 | Credits: )

Does anyone know who this number came up "Unavailable" on caller ID 866-881-4365


Submitted by on Thu, 06/15/2006 - 09:47

( Posts: 202330 | Credits: )

Got a call from Total Card Recovery, stating they are a third party collection for Plains Commerce from a VISA credit card debt in 2001 and that was just turned over to them in 2005 Does any one have any information about them? When I mentioned that this might be a SOL issue - she came back with some remark - and she claimed she knows the law!
Any information greatly appreciated.

Submitted by on Thu, 06/29/2006 - 16:01

( Posts: 202330 | Credits: )

Called again to get a mailing address instead of a PO Box for them. This time got a little more information from them. The gentleman, Roger, told me that the account was opened in Dec 3, 2001, then charged off on March 31,2003 and given to them in August 2005. They tell me they could not give me any kind of an account number and after cheking with his manager gave me a mailing address to send CMRRR. Told him that is was the first time that someone contacted me by phone and have recieved nothing by mail. Have not paid anything to them did not know about this account until today. This person was not able to give me much more information then he did and I did ask the questions.

Submitted by on Thu, 06/29/2006 - 21:29

( Posts: 202330 | Credits: )

Got a letter from these people for a debt owed to MCI from 1997 - who are these people?? What should I do?
Over SOL?? live in NJ.

Can any one give me the 411 on these people??

Submitted by on Wed, 07/05/2006 - 12:30

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Depending upon the state laws and the date of last activity, I think it is past the SOL period. Did you make any payment in the recent times? This can bring the account within the SOL timeframe. Check the last payment done and the statutes in your state. Once you are confirmed about the expiry of the statutes, send a notification to the company and they need to stop further collections.

Submitted by andyyoung on Wed, 07/05/2006 - 16:31


( Posts: 451 | Credits: )

No this is the first time ever getting anything from them or anyone else. No payments have ever been made to them or MCI.

Do you have any information on Total Card Recovery, Total Card Solution or Total Recovery - they are all they same company I think out of Sioux Falls, SD.
Again first I am hearing about a credit card opened in 2001 no payments made to them. Another that could be SOL case??

Thanks for you help/information have recieved an education from your site.

Submitted by on Thu, 07/06/2006 - 04:31

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This confirms that the debt is out of the SOL period and you are not required to make any payment. It doesn't mean that the company cannot take actions against you. They can try for it but won't get anything since you have the legal cover. Don't make any payment otherwise the SOL will be renewed and you will come under legal collections once again.

As per the FCRA laws, the negative information will be removed from your file after a period of seven years from the date of first delinquency. You probably wait for another year before this account goes off from your file.

Submitted by andyyoung on Thu, 07/06/2006 - 18:08


( Posts: 451 | Credits: )

they called me about collecting on a payday loan and is to me back tomorrow.
Do you know of a collection agency in Jacksonville,florida with this number I asked them for a email number and they said they did not have one. when I called the number back I got a answer that said I had the operater and to leave a message but did not say the name of the company.

Submitted by on Thu, 07/06/2006 - 18:36

( Posts: 202330 | Credits: )

Send them a letter requesting validation of debt CMRRR.

In todays mail I recieved a letter on Plains Commerce Bank lettethead stating the my account is being services by Total Recovery Services, the account was charges off 3/31/2003, as of today the balance is $528.84. They enclosed a copy of application default update screen with my information on it name,ssn, etc. and a copy of a check payment entry showing last payment made on 2/28/02 and nothing since, it shows the name of the bank, BUT the location of were the account was opened in not correct, it shows account routing number and acct number of my checking. This is the only information set by mail. I had asked for other information, proof they are legal to collect in my state, proof of a few other things in the letter and they have not been proven as yet. They told me over the phone the account was opened 12/03/2001.
What do I do in this case? What is the next step I should take?

Submitted by on Fri, 07/14/2006 - 14:52

( Posts: 202330 | Credits: )

GCS 719-546-6356 has been calling me. it's a fake company. when you call them they ask you to press 1 to leave your message but it's not an automated system just a voice message telling you so. if you press 2, you are asked to call another number for live tech support. that live number is someone's residential number who has no clue about the company.

report it to your local authorities if you're in Pueblo, Colorado.

They claim to be Global Call Center Solutions.

hate this companies!

Submitted by on Mon, 08/07/2006 - 16:11

( Posts: 202330 | Credits: )

Got a call from 573-268-0501 unavailable on caller ID
left message this is a business matter, etc., etc.
you need to call this person Kim at 800-478-6103 to resolve this matter...

Does anyone know who they are??

Submitted by on Tue, 08/08/2006 - 09:33

( Posts: 202330 | Credits: )

I am getting threatening calls from First Credit. They called out of the blue saying I owe money from an account I paid and closed 5 years ago. Is this possible? It was paid and closed by the company. Who is the credit company and why do they just call like this?

Submitted by on Thu, 08/17/2006 - 08:49

( Posts: 202330 | Credits: )

Be careful of them. They are now operating under the name of First Credit after being closed down under another. AG of Il has them under her watchful eye- report them to her office. They do not follow the law

Submitted by on Wed, 08/23/2006 - 11:57

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