LVNV Funding LLC: What to do if you find them on your credit report

I have recieved paper from the police. There is something wrong here.I filed chapter 13 in 2001. It took five years to pay all of my credit accounts. I have not had a credit card since. I got a call from another collection about another card. Some one has gotten a card in my name. I just got a credit report! ther a many things wrong. I have no job, been out of work over a year.I have many medical problems, no insurance! I lost my house in Sept, 08 What is left. This needs to stop!! I HAVE NOT HAD A CREDIT CARD SINCE 2001. DO NOT OWN A CREDIT CARD!!

You need to immediately file a police report for identity theft, include any of those accounts on your credit report that are not yours. Send a copy of this to the creditors who are asking to be paid. If you are sued, answer the summons and deny the debt is yours and attach the police report.

Please tell me who I owed $213.00 .

I had a debt back in 2005 with LVNV and was paying them.Then in early 2006 was being sued by thier attorny and so I counter sued for fraud. They called and said they didn't know I was paying and to just keep [aying the same amount but to them so thats what I did.I finally paid them off in April of of 2008. I have been able now to refinance my home and found out LVNV has put a lien on my house for the amount I owed when I started to pay the attorny.My lawyer has tried to contact the attorney but hasn't gotten a reoly in 3 trys now. Any advise on how to settle this. it's the only thing holding up closing

THEY HAVE STARTED GARNISHING MY CHECKS I JUST GOT THE WRIT OF GARNENSHMENT 2 DAYS AGO AND THAT IS THE FIRST I HAVE HEARD ABOUT IT I WAS NEVER SUMONED TO GO TO COURT OR ANYTHING BROUGHT TO ME BY THE SHERIFF AND IT STATES IN MY STATE OF ARKANSAS THAT THE SHERIFF HAS TO BRING THE PAPERS i DONT UNDERSTAND ANY OF THIS PLEASE HELP

LVNV Funding. I have received several letters from fly by night organizations. I will only deal with you on my matter. One of your members Mercantile Adjustments received $600. towards my $2143.50. No reduction was made. Is still stands the same. I would like to settle for $1500. and close this chapter for good. Here's my email adress. email deleted.. Sincerely [color=Red][/color][color=Red][/color]

Andre- this website is for people to ask questions and share experiences related to debt and collection agencies. It is not the website for LVNV.

Hopefully a mod will delete your account number and personal info.

How do i go about getting a balance off my credit report?

where can I make a payment for MCI?

WHAT IS A VALIDATION OF DEBT LETTER AND HOW OR WHERE DO YOU GET THEM FROM?

I noticed on my credit report as well that LVNV Funding LLX was on there in the amount of $278. I know that I signed up for a credit card by Old Navy in March of 2007, but I don't remember anything about LVNV Funding. My spending limit on the Old Navy card was $300, but I never swiped the card or let anyone else use the card because I really didn't and still don't shop at Old Navy that much. I got the card to get 10% off on my purchases.


Even though the account for $300 is closed, do I still have to pay it off? Or do I owe LVNV Funding $278?

i got a letter in the mail case number4401606cc37 for a wage garnishment can you tell me woh is sueing me for the 900 plus dollors and how can i stop this garnishment

My dad keeps getting letter and phone calls from LVNV for a credit card that was charged off (Capital One). The letter states they "Acquired from Capital One, advised the balance owing was $6,745.26. LVNV is currently charging interest and other fees for a current balance of $8097.01

My dad has sent them a letter along with a copy of his Drivers License and SS#. He is disputing the Capital One card as he is not the person who applied for and used the card. Can LVNV force my dad to pay for this even though he isn't the one who got the card?

Thank you.

I am Mercedes cousin and am trying to find out who might have her account now. I called lst Source yesterday and they told me that her account was recalled on Mar 26. On 20 Feb 09 I send a letter to 1st Source asking for a receipt of 08's payments to include Jan 09 for tax purposes. 1st Source said that they do not send any correspondence, just the file. I have general power of attorney over her and am her payee representative. I was the one that payed $10 a month (all she could afford at the time) since 11/15/06 or before.

This is NOT LVNV. You need to contact them directly - ND

Hello,
Your company LVNV Funding, LLC is currently a creditor on a credit card bill from my mother Loretta Allison, I only have the last 4 numbers of her credit card 1250. My mother passed away October 5,2008, She had no Estate no will and no money. You had been sending a bill to my Mom's address. Our family never knew she had a credit card, and we never found one, after we went through all of her belongings. Her name apparently was the only name on it. I just wanted you to know that she died.

Jade...thIS IS NOT LVNV. Youwill need to contact them directly - ND

Hello everyone. If I send a settlement letter and I do not recieve a response from the debt collector, what should I do? I also wrote for them to cease communication after they agree or deny my offer. Thanks

If the credit card that is past due is past 6-7 yrs it was written off by lets say sears then it was sold to LVNV whatever you do DONT make any payments to these crooks once you do it becomes active again and now you will owe these crooks
if they send a letter stating they are sueing you get your papers together and show to court , most of the time they will not show themselves and it will be thrown out and you win AGAIN do not pay these crooks they are blood suckers

If the credit card that is past due is past 6-7 yrs it was written off by lets say sears then it was sold to LVNV whatever you do DONT make any payments to these crooks once you do it becomes active again and now you will owe these crooks
if they send a letter stating they are sueing you get your papers together and show to court , most of the time they will not show themselves and it will be thrown out and you win AGAIN do not pay these crooks they are blood suckers

Hi Guys,

Thought i would introduce myself and say Hi :) i'm kirsty from The UK, i hope to post more in future.

mwah x

Kirsty

Is it legal for LVNV and the original creditor to show the same previously disputed info 3 times on each of the credit reports. (After disputing with the original creditor several years ago, they changed the account number of the account that had fraudulent activity, and now the 1 account is showing several times) What, if any, recourse do I have? any help is appreciated.

i have judgements against me that are on my home can these be reduced and paid off[color=Cyan][/color]

you are currently having my checks garnished and I need to know what the bill is for I have no paperwork.

now I'll stay tuned..

Hi addictivesports,

Please start a new thread for this question. Please also tell us what state you are in, and more details about this alleged debt so we can respond properly.

Thanks!

Hi Roxanne,

Please start a new thread with this question so it can be properly addressed. Also please tell us what state you are in. You need to ask the bank for the reasons why they authorized the garnishment, it usually needs a court order, so find out where it came from. You can call the court it was issued in and file a Motion for Dismissal due to improper service. We can help you better with more info, but again - please start a new Thread.

Thanks!

Hi taxesprep,

Please start a new thread for this question. Also give us more information so we can help you. What state are you in? When were the judgments issued, and where?

Thanks!

I paid a illegal operated account in Feb 2007 and have prrof of it and it still shows on my credit report. The illegal item is that you somehow show you bought it Aug 2007. Well, it was already paid off & should of never been able for you to purchase. I need help. I wrote a letter to the FTC and attorney general because I don't know what to do so the next step my attorney asked if I could contact your office. I need to be called please Edited for your protection and this problem fixed. It is negatively destroying my credit report.

[samebox:3a6e775ae0="NASCAR_Devil"]
Nicole...we are not LVNV. You need to contact them directly[/samebox:3a6e775ae0]

LVNV FUNDING LLC just showed up on my CR, and it is going to keep me from getting a job offer. My question is what does :
ldt-Wells Fargo;Account information disputed by consumer;Closed 04/09 mean?????
tHANKS in advance!!!! Signed:REALLY IRRATATED IN AZ..... :evil: :evil: :evil:

Dear Sir:

Is there a form Validation of Debt Letter? If so, please fax it to xxxxx or email to xxxxxPersonal info removed for your protection..Bossy4455

[samebox:3cd983ea9b="NASCAR_Devil"]
Robert...see the sample letter link on the right side of the page[/samebox:3cd983ea9b]

what does validate the debt mean exactly?

I sent a dispute regarding a judgement that is on my credit report with experian and it is not mine. In order for Experian to do the investigation they had to contact you and they were given the wrong answer. I gave them my Social Security number and it does not even match up with the person that you are trying to collect from. It has nothing to do with me what so ever. Can you try and get this matter cleared up because I am tired of getting phone calls and letters sent to my residence and I am thinking of seeking a attorney concerning you and how you do business. I am tired of being harrassed by telephone asking me when am I going to pay and I am sorry but this is not my responsibility because it is not my dept and it is effecting my credit with my own personal accounts. My social security # is personal info removed for your safety - Jason and the person that you are trying to collect from does not have my social security number. Again can you take care of this on your end because according to Experian they contacted you and apparently someone wih your company told them that it is me and it is not.

Please delete this whole response it has to much personl information.

Michael J. take your SS# off this website.

LVNV is on my credit rpeort, too. They say the credit card balance was $3500 at charge off, but they are listing the balance, over due, as $6908. How can they add so much interest and/or fees?

My boyfriend got a letter from LVNV in Feb of this year ('09) and I've heard you only have 30 days to get them to verify the debt that you owe to them. What can he do now? Just as a side note, my boyfriend had gone into collections by not paying HSBC after purchasing a motorcycle in 2007, so I know he does in fact owe money. Its just that he has received letters from another company previously (which we haven't heard from lately) claiming to have taken over the account from HSBC. So now LVNV is claiming to have the account. He hasn't checked his credit report just yet to see who shows up, but I assume LVNV will. Should he just try to pay them or is there a way to know for sure that they are the company that will settle this debt? Thanks!

By the way I have looked up the Statue of limitations for California, which is 4 years so I know he's not covered by that.. it's only been 2 years..

hello,

I have recieved a letter and a court date from an attorney on behalf of LVNV fundingLLC.... stating that I owe you $3,537.01 I have never heard of you and don't understand how it is that I owe you anything at all. Please help me understand and resovle this matter.

RECEIVED A LETTER FROM THE CLERK OF THE CIRCUIT COURT VOLUSIA COUNTY FLORIDA STATING "....no activity by filing of pleadings, order of court, or otherwise has occurred for a period of 10 months (or more) immediately preceding ...this notice, & no stay has been issued or approved by the court. .....if no such record activity occurs within 60 days ....of this notice ....... this action may be dismissed by the court or on the motion of any interested person." The question is what must be done by me and what can LVNV do. No mention of amount or description made.

Sounds like LVNV filed but never moved forward with the suit. File a Motion to Dismiss w/prejudice

they claim i owe them about $200 which was already paid in full to another company. i sent lvnv two credit validation letters which they did not respond to. now they have posted negative info on my credit report!

If I were to start making monthly payments towards my debt would this help bring my credit score up?

What exactly is LVNV's phone number, i tried the number on hte website as well as my credit report, neithere work.

What exactly is LVNV's phone number, i tried the number on hte website as well as my credit report, neithere work.

i have a company called LVNV Funding LLC on my credit report for 774.00 Who is this from

LVNV is the only collector that is preventing me from helping my daughter with college. how can i get this letter to send to LVNV?

These guys are a joke. They spend their time harrassing you and will try to force you into paying for the debt whether it is yours or not. :x

Budd Hibb's site about LVNV:
"http://www.budhibbs.com/collectorpages/LVNV.htm"
It has address and phone number.

i am willing to pay my debt off today and i will need a fax or reciept upon payment. who do i need to call? what are the hours?

These people show up on my CR high balance - $92. but they are filed for $112. What the? I think this is from a phone bill after reading everything about this company, I don't know if I should call or write a letter to them? I want to pay it off bc my Credit score is horrible because of this neg. account! I remember the cell phone having a $300 bill and the remainder was 92, but after i paid the 200 some dollars I've never heard anything after in reguards to the remainder of the bill..Should I send a letter to them or call and pay it off over the phone??

i paid off a debt for sears through your company. this was probably two years ago. the problem is it was never taken off my credit report. i would like this removed and also a letter stating that the debt was satified. i'm trying to buy a house and this is a problem

what is the name and address of the ceo of lvnv funding