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LVNV Funding LLC: What to do if you find them on your credit report

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I noticed on my credit report that there is a company called LVNV Funding LLC for $3195. The address and phone number are PO Box 10584, Greenville SC 29603-0584 and the LVNV Funding LLC phone number listed is 866-464-1183.

When I enter the lvnv funding phone number, (866) 464-1183 on the BBB website, it comes up with a Houston, TX address.

Has anyone dealt with this company? Have you heard of lvnv funding complaints?


If a lawsuit has been filed you must file an answer to the complaint within the time period stated on the complaint.

I have also been sued by LVNV and should be getting a notice of a court date within a few weeks. The account they are trying to collect is an account that I never opened, used or received any statements on. There has been nothing that has appeared on my credit report as the SSN attached to the account is not mine.

Through discovery I requested all documentation of the account, applications, statements, receipts, shipping addresses, phone numbers used to activate or access the account, purchases made on the account, screen captures of internet transactions, etc., etc. So far I have received nothing, most likely because it doesn't exist.

One of the forms that LVNV has been sending me asks for my identification which I have not provided but I have submitted the forms as evidence to the court along with multiple requests for validation on the debt.

Sub: #81 posted on Mon, 06/12/2006 - 17:49


This company posted an account to my credit file that was fraudulent and it dropped my score such that I could not get refinanced on my home. I called them and they did the research and they verfied that it was a fraudulent account. They refused to give me a letter saying such, saying only that they contactd the credit bureaus to do a quick-delete??? I asked if I could get a letter stating that and they refused. I filed a complaint with the FTC and a week later, got the letter, which I have submitted to the credit bureaus. I fought with them for 4 weeks about this.

Sub: #82 posted on Wed, 06/21/2006 - 14:59

jmbarbee01 jmbarbee01

(Posts: 5 | Credits: )

Good for you, jmbarbee01. You have been able to get the fraudulent entry removed from your file. It would have kept hurting your credit severely if it stayed there. Congrats!

Sub: #83 posted on Wed, 06/21/2006 - 16:05

andyyoung andyyoung

(Posts: 451 | Credits: )

use this address
Resurgent Capital Services LP
15 South Main Street Suite 600
Greenville, SC 29601

This is the address that i have been using validating a debt on my friends credit report, but the problem when you validate the debt coz i have done it like 5 times you get replies from different companies, and different adresses, make sure you mail your letter certified. and also dispute that account with bureaus.

Sub: #84 posted on Fri, 06/23/2006 - 18:01


(Posts: 34 | Credits: )

I reviewed my credit report and this company has different account numbers for the same balance, and they have it listed as open two years apart. How can this be?
Thank you

Sub: #85 posted on Mon, 06/26/2006 - 12:38



Send a dispute letter to LVNV Funding asking to verify their records. They will correct it if wrong information has been posted. Or, you can dispute with the bureau also highlighting the disputed item.

Sub: #86 posted on Mon, 06/26/2006 - 15:04

GunsNroses GunsNroses

(Posts: 485 | Credits: )

I'm dealing w/ LVNV Funding w/ my husband. I sent a debt validation letter to LVNV funding the first time around (unfortunately, I didn't send it w/ a delivery receipt). I then received a letter from a Lawyer representing the debt talking about judgements. I sent anotehr validation letter (got a deliver receipt this time around!) and still haven't received anything. I did this back in February, I believe. How do I get a debt validation from them? No one is complying. Any ideas or suggestions??

Sub: #87 posted on Wed, 06/28/2006 - 10:28

joendesha joendesha

(Posts: 5 | Credits: )

The collectors must validate the debt if they are doing legitimate collections. In most cases, they fail to validate the information when they have nothing to give you. Now, you need to get everything in writing so that your side of the story is easily understood about taking care of the account. Chances are very rare, but if the matter is taken to the court, you will have sufficient proof in your favor about their negligence and the judge will rule in your favor.

Sub: #88 posted on Wed, 06/28/2006 - 15:02

anthony anthony

(Posts: 456 | Credits: )

LVNV keeps gunning me for money I do not owe them..I ask for debt validation and they simply sent a page with this written on it: Validation of debt you owe LVNV funding $5200. If you do not pay then additional charges will be added..How is that validation.They sent me no proof that I owe this debt and I never heard of them before and if it was for credit, I haven't applied or had credit cards in 7 years. How can they be allowed to gun me for something that is not mine.

Sub: #89 posted on Mon, 07/17/2006 - 14:15


Don't feel intimidated by LVNV Funding. They are doing such illegal practices with many others. The information given to you does not sound debt validation in anyway. Read this page and know the facts they are required to put in writing before attempting collections. The most important requirement is the details of the creditors they are collecting for.< br />
The federal laws also state that you can refuse to pay anything to the CA until the proper details about the account have been given to you. Read this page direct from the FTC.

https://www.ft bt-collection-practices-act-text#809

Though, they may sound that the debt validation is complete, send a verification letter and dispute the information given to you. Send it through certified mail so that you have every proof about your actions taken to resolve the matter. Read some more thread about LVNV Funding and know more about their illegal practices.

http:/ / m/forums/lvnv.html

Sub: #90 posted on Mon, 07/17/2006 - 14:49


(Posts: 496 | Credits: )

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