MCYDSNB credit card/VISDSNB - How to remove it from credit report?

I would like to know why do I have a balance in my credit report

I recently got my credit report and I have the MCYDSNB and the VISDSNB on mine also. I think it is a major inconvenience that they don't have to post what bank or financial group they are from and an exact address and phone number so that we can all get to the bottom of this. We are googling the same thing and running into each other, sratching our heads.

i have a macy's account. i have both these accounts on my credit report. maybe when people sign up for credit cards, there should be in BIG print, that this puts TWO accounts on your credit report.

Just wanted to say this thred was very helpful for me. Thanks for running it, it helped me figure out what these accounts were as well.

They did it to me as well. VISDSNB account showed up on my credit report.

Is this fraudulent??? It should be if someone is opening accounts in my name without my knowledge and reporting it to the CRA!!!! And it shows as available debt.

MCYDSNB - 1-866-593-2543. It's for a Macy's Card. They have bought out several other departmental stores. You must get this item removed from your file.

I just pulled my credit report and have the same VISDSNB w/ no number. Googled and got this.

I also have this on my credit report with it being opened 2/01 and closed 4/06. With no balance history! I will dispute this. Thanks for all the heads-up information!

I also have the two Macys cards..Thanks for all the help letting me know what it was.
I have a quick question all the Credit Cards that are closed on my report..will they remain there forever??
Also can GAP open two accounts under 1 SS##

VISDSBN is Macy's Credit card (Visa) & "MACYS" is a Charge card. When you open a Macys Visa, you automatically open the Charge card. Thus, on one card, there are 2 account #'s. When you use your Macy's credit card at Macys, it's only used as a charge card & when you use it outside of Macy's, it's used as a credit card.

mcydsb/ 9111 duke mason oh 95040.Does any one know their phone number?

Is ts bloomindales?

Call 1-866-593-2543 and inquire about the mcydsb account in your report. It's for a Macy's credit card

Found MCYDSNB in a recent check of EXPERIAN, and was able to understand it (I think) only due to info on this site. Thanks very much. My problem goes back to an old Shillito's to Lazarus to Macy hand-me down account that is never used anyway. Now I will close the account, which I should have done a long time ago. I will also notify Experian.

Both MCYDSNB and VISDSNB show up on my credit report also. I still want my Macy's account, I assume its the MCYDSNB account, but I do not want the other on there. How can I get just the VISDSNB off. I am new to all of this, so specific directions w/ addresses etc. of how to do would be great! Thanks

Timothy, see the number posted above for getting in touch with Macy. Inquire about this account. It seems to be disputed because many others have complained on this issue. It will be removed from your credit after placing valid disputes with the CRA.

Facs Group

9111 Duke Blvd
Mason, OH 45040-8909
(513) 398-5221

I would like to thank those leading me to Macy's. I also had a credit card for Visa issued by Macy's. I called the # listed here and discovered that when Stern's (another federated store)went bankrupt, Macy's took over and since I didn't want their credit card they issued me a stand alone Visa. This is back in 2001 and they transferred my credit history from Stern's to it.

Anyone with a credit card at a federated store beware, if the store goes bankrupt and Macy's takes over this is what they do.

Fortunately they closed it after 5 years of inactivity
Was so happy with my score last year I missed it.

Debby

Hi everybody! What I got from your comments is that we need to:
1) contact the CRA to dispute this account
2) contact macys to close this account.

Is that correct? What I still don't get -- do I actuallly awe somebody this money (the amount is ridiculous, btw, - 12 bucks)?

Both are from your one Macy's card.

VISDSNB=your out of store Visa purchases on your Macy's card

MCYDSNB=your in store Macy's card purchases

both are for the same address 911 Duke Blvd, Mason, OH. Just call 866-282-8697 (I spoke to the lost/stolen dept--not sure when I called what I was calling about) and they closed my VISDSNB account and are sending me a closing ltr in the mail and next time I run my credit report it will show up as closed. I am being re-issued a new store card for my MCYDSNB account that doesn't include the Visa out of store purchase option account so in the future there will be only one open entry in my credit report. Hope this helps someone out there.

DSNB stand for Department Store National Bank which handle accounts for several retailers

Their address on their privacy policy is:
PO Box 8067
Mason, OH 45040

I just refinanced and the refinancing company sent me 2 checks (2 different amounts) one for MCY DSNB (assumed it was my Macy's account and mailed in one of the check and another check for MCYDSNB for a different amount with the 9111 Duke Boulevard
Mason, OH 45040 address. I don't know who to mail this check to. Should I mail it to Macys and have them "refund" me because I overpaid my account? I don't know what else to do with this check. Thanks.

You might have gotten this card under another name. When i opened this account, the store was the Bon Marche. Then they got sold to Macy's, and it was called Bon Macy's, then it became just Macy's.

It must be a Federated account of sorts, maybe Macy's. The address is the exact same for a Bloomingdale's Visa and Federated owns both department stores.

I did a google search and here I am with the same problem. I have that VISDSNB on my credit report, and the dates coincide with when I opened my Macy's account. However, I've only ever had problems with this credit card and rue the day I ever got it. There is a store account and a Visa account - and their website is so difficult it looks like they don't want you to pay for it!

Get your free credit report - www.annualcreditreport.com from each of the national reporting agencies. 1 per every 12 months doesn't touch your credit score.

I just talked to the bank that does Macy's accounts, as I had these two entries (VISDSNB and MCYDSNB) as well. The guy's explanation confused me (he was reading from some script that seemed intended to confuse), but apparently the MCY item is indeed a Macy's account. The VIS is some random Visa account...he said something about it being invitational. Anyway, if you call them and find your way through the maze of automated menus, you eventually get to talk to someone who will close both your accounts.

I found MCYDSNB and VISDSNB on my report. I knew the MCYDSNB was Macy's and when I called to have that account closed they told me I had two accounts, one Macy's and one Visa and that they would close both. Letters are supposed to be in the mail, so I'll check the report again in a couple of months and see if they are both closed.

Any one have contact tel.number

Frank, call the number 1-866-593-2543 for VISDSNB

i cant get it off my report

It is a Macy's account the reason there is several is that you have one account and they give you one that has deferred payments, one that is for more expensive items and the other is just a revolving account. I called today and had them close two of them.

What is VISDSNB and RBS NB CC? What are they acronymns for? I have never heard of either.

I have both the MCYDSNB and the VISDSNB and i think this is the macys card i opens the idiots opened two cards but i only recieved one card.

This was showing up on my credit report also. I tracked it to be a Visa card linked to my Macy's credit card. You can call 1-800-537-0162 for information on your account or to close it. Good luck!

Yes, I definantely am wondering what a 4,000 credit card limit on my credit report for a card I have never had is. Same deal as the rest though. I recently signed up for a macy's card and it's for 1,000.00 and now I have a VISDSNB on my credit with a 4,000.00 limit. I am going to get this removed. How misleading!

It helps my credit score because it adds to my total credit. However, I don't know the terms or how to access this credit. From what I learned here, I will write to them and ask for the card.

When you apply for a Macy's card, they often automatically give you 2 connected accounts ... 1 is the Macy's card to the store. 2 is a Macy's Visa card that you can use elsewhere. If you call Macy's (as I just did) they will close it for you.

I figured out I got mine from opening a Bloomingdales account. Also I found an unsolicitated card after opening up a Boscov's account. It seems they are all jumping on the bandwagon.

I am befuddled. I am a divorce' and struggling to regain my credit that my ex ruined. I can't get any credit right now. I opened a Macy's acct. in 2004 and am finding this mysterious VISDSNB acct on my credit report. If there really is an open and available credit line from Visa there I could REALLY use it...how do I get that darn Visa card?!!

What about THD/CBSD, I have MCYDSNB & VISDSNB
and this one too.

Call the number 1-866-593-2543 and select the Lost or Stolen option so you can get to a live operator in the credit department. Then you can get the account closed!

On my credit report this came up and it ended up being my target visa credit card

I have both of those on my report.

I know that: MCYDSNB is Macy's

I am still unclear of who this is: VISDSNB

What is federated banks? Maybe Military Star?

MCYDSNB was on my credit report and was Macys, I went on the website to get the customer service number for the Macy's credit card. Then called to close out the account. Which the account number was a Macys' number and it is now closed.

But I also have the visdsnb and still not sure what that one is.

Jeff I have CBSD as Sears.

In 1993 I got 10 percent off on a pair of clogs that I bought in a department store in Memphis. It wasn't Macy's (Hech's, I think, which is now Macy's) but apparently the card is still open. $0 balance and it is in the "good credit" section, so I'm not complaining. A couple of other things ... I'm complaining. I've NEVER lived in Augusta, GA. I have to find out why experian thinks I did.

please tell me more about this card showing in my credit report as stolen or lost

Welcome to debtconsolidationcare . We are not a card company or loan company. This is a forum that discusses debt issues. Please register and join us here if you need to talk. KYSIDE38

I have a charge for $200+; haven't had Macy's in 15 years...sounds like a real issue and one I'm going to report to Macy's as well.

I too found this on my credit report and it is something if did not expect when I opened by Macy store card. This should be illegal to attach a second card to a store card without the consumers knowledge. I found a phone nubmer by doing a reverse address search for
FACS Group
9111 Duke Blvd
Mason, OH 45040-8909
(513) 398-5221
Hope this helps others