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Debtconsolidationcare.com - the USA consumer forum

Collection Agency Ranking forum?

Date: Mon, 06/02/2008 - 20:19

Submitted by LCW
on Mon, 06/02/2008 - 20:19

Posts: 1151 Credits: [Donate]

Total Replies: 16


Just a thought here. most of the people on DCC found it because they were doing research on a particular Creditor or Collection agency they were dealing with. What if we created a Creditor/ CA ranking forum where members could rate their experiences in dealing with an agency? I guess you could almost call it a Credit report on the creditors. Make it so that in order to post you have to rate the agency to deter from discussion getting off track. Duestions / discussions should still be in the Dealing with debt collectors forums.

I do believe there are some ( but probably not many) debt collectors that do what they are supposed to do, and abide by the laws, who treat people with courtesy and dignity. They should be recognized for that. Those that don't should be recognized as well.

You could maybe even expand to actual creditors (Bank of America, Retailers Natl Bank, chase, HFC, etc). So people can see clearly what others direct experience have been. Any thoughts?


I think it would work. I came here looking for a particuliar company.

Would you just rate them or would there be a comments section too? If I had know what others had been through, and what to do and expect from the company, it would have saved me some time.

I also think it would be good in the fact that some companies don't work with settlement, etc., and this could be put in the comments. Don't know how it would be set up, but think that this is a good posssibility..karen


lrhall41

Submitted by Bossy4455 on Tue, 06/03/2008 - 08:56

( Posts: 5854 | Credits: )


I'm think something along the line of rating on a scale of 1 to 5 1=poor/ Disagree 2=Below average/Somwehat disagree 3= Average/ Agree ; 4= Strongly Agree / Above Average; 5= Exceptional.

Maybe 5 to 10 Specific questions, and a limited amount of space for comments, say 1000 characters. Restricted so that a person could only post to a specific CA or Creditor 1 time. Detailed discussion would still be directed to the established forum. Maybe combine with the Collection Agency Address book to clean that forum up a little.

Shazzers you are correct, it would need to be well moderated, possible requiring aditional rules not covered by the TOS for that specific forum (mainly to protect Vikas and the community from law suits).


lrhall41

Submitted by LCW on Tue, 06/03/2008 - 17:40

( Posts: 1151 | Credits: )


Maybe they could put a discalimer that these ar the opinions of the person who gave them or soemthing so as to not get in trouble legally. It would have to be monitored carefully so as not to get alot of nasty comments or spammed.

I think,aslo, like you said, to be able to put positive comments as well.

I had one CA work with me with no problems, actually 2.

This will probably take some work to make it doable, and not just a complaint forum..


lrhall41

Submitted by Bossy4455 on Wed, 06/04/2008 - 08:05

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I don't think we will see too many good ratings because those who normally do have good experiences aren't looking for help in dealing with them. Also the fact that most people do not really like to talk about debt and don't come here because they have been treated well by a collection agency.


lrhall41

Submitted by FYI on Wed, 06/04/2008 - 11:48

( Posts: 1950 | Credits: )


My intention isn't necessarily to get "good" ratings, but honest ratings which relate others experiences so that people dealing with a particular agency can get an idea what to expect.I think it would be quite interesting to see the mix of experiences a particular agency may garner. I can think of one agency I have dealt with that has had some pretty bad stuff written about it in the forums, but my experience was not all together bad a 3.5 to 4 on my previously posted scales.

FYI and Goudah are correct, this could have the potential to turn into a bash fest and would require careful moderation and control. Some additional rules and restrictions would have to be place on this particular forum to keep things as fair and honest as possible.

As I stated previously:
Make it so that posters would HAVE to make a rating to post any comments. Restrict posters to a Single post per poster per topic/Agency ..


lrhall41

Submitted by LCW on Sun, 06/08/2008 - 10:15

( Posts: 1151 | Credits: )


Have you guys seen these pages??

http://www.debtconsolidationcare.com/allied-interstate.html
http://www.debtconsolidationcare.com/forums/lvnvfunding.html
http://www.debtconsolidationcare.com/forums/palisades.html

We have tried to consolidate the experiences of our members on these collection agencies. I hope it'll serve as the one stop shop for the information seekers and they'll get the required information at one glance. They can then weigh their chances against dealing with these CAs.

Any suggestion!! :D


lrhall41

Submitted by Jason on Fri, 06/20/2008 - 21:17

( Posts: 2430 | Credits: )


HI Jason,

While not exactly what I was thinking, its pretty darn close and serves the same purpose, now how could we go about developing more of the same for other agencies? or just wait until there are so many about a particular agency? Shoue there be a Top Ten list? Top 100? Obviously you cant set something up for EVERY agency out there, but how to decide which ones deserve such a place of dubious honor?


lrhall41

Submitted by LCW on Sat, 07/12/2008 - 07:15

( Posts: 1151 | Credits: )