Does anyone have information on National Enterprise System?

What company do they collecto for? I want to be sure I stay in good standing with them.

I concur. These people are rude, and they dont follow the law. Ive asked them not to call at work and they have still called, as early as two days later. There has got to be a way to punish these people.

I've had a not-horrible experience with NES - I've worked with the same guy every time, he's never been rude, and he's accepting payments.

This thread has succeeded in scaring the crap out of me, though. :)

These people are unreal. I have only come across one guy who was decent when he spoke with us and made payment arrangements, but of course he left no notes in the system to what he agreed to.

The guy who called today was really nasty and told us he was sending us a summons and we would have to pay them 5000 in restitution. I have kept a very detailed log of my conversations with them. Figured it cant hurt. Also kept copies of all correspondance and money orders sent to them. Im just tired of dealing with them. Wish I had the money to just pay them off.

They have been calling me for the last 6 months talking about filing a judgement against me. I think that is one of their Biggest scare tactics against the debtor. It is a serious matter though, I mean they would really like their money. If I don't have it what can I do. There are people that own the National Enterprise System over $100,000. I am just wondering will they take time out to sue someone with just a few thousands dollars in debt. I don't think so. Beware this company has people with really good verbal skills that know how to get their money.

Oh my, these people are all over the net, they call like 6 to 7 times a day (no joke) and then when I try to call them back they hang up on my face. I just dont pickup the phone from "unknown callers" anymore and ive written a program that mutes the ringer on my phone whenever its them. Ive also reported them to the Attorney general and FTC, if enough people do this maybe something will get done. Also dont believe a word these people say, they have been saying I would get a summons for months now (even though I dont have a clue what for) its all a scare tactic.

If you feel like they have done something illegal, report them with this form.

https://rn.ftc.gov/pls/dod/wsolcq$.startup

Here's my long story short. Had a Sears CC, payments lapsed earlier this year (about 4 months). Made a payment to Sears online & then started getting calls from a Ms. Anniston (relation to Jennifer? :lol: ) from Central Credit Services. I called Sears & they told me the debt had been sold to Resurgent. I called Resurgent & got the particulars from them, told me if I were to make payments - they were to go to Central Credit Services. Did the DV letter, got the validation from Central Credit. Okay, made a $200 payment via cashier's check to Central Credit. Also sent them a cease and desist letter along with the payment. Then, interestingly enough roughly around the same time Central Credit Services got the cease and desist letter, "Mr. Parrish from NES starts calling me, left me a message claiming he's from their legal department and my claim is going through it's final review - hmmmmm it's the first time I heard from them, but yet my claim is going through it's final review? Right. My guess is once Central Credit got the c&d letter, they just transferred the account to another one of their companies so they could harrass me all over again. Remember when I said I sent a payment online to Sears? Well, I spoke with a woman in the internal recovery dept at Sears & she tole me I could still make payments online through them - the payments would then be forwarded to the collection agency. That's the route I'll go, since at least then I'll have a record of payments.

are they a debt collection agency for medical bills? They have been harrassing my elderly parents and have no idea why they are calling them. Any insight provide would be great

As far as I know its either Verizon or Sears. They are Junk debt collectors, dont pickup "Unknown Calls" and report their number to the FTC.

Guest - Frank is right - this company is a junk debt buyer. They will harrass you by phone SEVERAL times a day. My sister has been dealing with them regarding an old credit card debt that was charged off by the original creditor and then sold to them for pennies on the dollar. Enterprise added their "legal fees" to it, to the tune of an additional $250, and threatened to take her to court over it. I told her (thanks to the advice found at this site) to play hardball with them and tell them to go ahead and take her to court. She's in an extremely low income situation - she makes very little and her husband is disabled and can't work - so if they DID take her to court, chances are very good that the judge would end up making a payment arrangement for her with Enterprise. But to be honest, in all the posts on this site regarding Enterprise, I have YET to see anyone say that this company actually took them to court. That's not to say it wouldn't ever happen, but somehow I doubt it - this company seems to be all about the scare factor - trying to stress debtors out by making threats they don't intend to carry out.

They refused to make any sort of payment arrangement with my sister, demanded payment in full or they would take her to court. She told them she couldn't pay it in full, that she would have to just see them in court. They continue to call her home up to 10 times a day - almost every hour - but she doesn't pick up the calls because they won't work with her. They started threatening her over 3 months ago with taking her to court - however, to this date, no paperwork for a court date has materialized.

yeah these guys sent me a letter saying I owe 4000 and I needed to pay. I attempted to make 500 dollars in payments later that month as a sign of goodwill that i was trying to work it out with them. a month or so later i see the money has never been taken out of my account like it was supposed to. i call and they say that's because i have to set up stuff with them, etc. etc. i give him 320 of the original 500 (because it got spent unknowingly) later that week. since then i have given (in total) close to 1000. they say if i can't beg/borrow/steal the rest of the money they will take me to court and garnish my wages or what have you. because of these guys i've had sleepless nights and wanted to throw my car off a bridge. it's ruining my life but there is no way i can come up with 3000+ dollars in that little time. i'm a student and i only work part time during the semester. what do i do? i haven't paid my bill in a long time and it took me awhile to get in contact with NES but i've got a good job now and i am making a lot more money. i'm trying to settle my problems with them, but they are not making it easy. i can borrow another 1000 if need be, but i don't want to rob peter to pay paul. so is 1000 enough to show good faith that i want to take care of this? or 2000? how much do i need to give them to have them give me more time?

thanks

Like many others I am also on the NES hit list. Thankfully, they only have my home and cell numbers, which they call endlessly. Usually we don't answer but on the occasions we have they are beyond rude and don't care what information they give to anyone. My gf hates these jerks. She dishes it back to them and tells them that she is recording the calls. They always hang up when they hear that. I appreciate the info on the C&D letter. I'm going to give it a try.

Do not give these jerks a dime, they dont deserve it. Its actually fun talking to these people, I waste their time and talk about movies, they hang up on my face haha. Like I said, DO NOT GIVE THESE JERKS A DIME.

Thank you all for posting this information.

We are currently working on a case of an elderly couple who was scammed out of the majority of their life savings. Their credit card debt is more than most people make per year.

National Enterprise Systems has been harassing this couple to a horrible extent. We are taking measures to prevent them from doing so.

FraudAid.com
501(c)(3) Non-profit
Fraud Victim Advocacy, Education & Law Enforcement Support

I guess I shouldn't deprive myself from sleeping now. Thanks for clearing my nerves. I got a call today from this company and almost felt like calling everyone I know to get money to pay them off. Uff this is a relief. Apparently Zales goes through them as well. I tried setting up an arrangement, telling them I would pay them off by September 15 and the lady (Taylor) got very rude saying I had until the 24th of August to pay off this bill, otherwise they would take me to court. I went online and found you guys - I love the internet- Thank you so much! I also found their website and apparently they promote themselves as being a "different" collection agency. They use "different" tactics to get your money back (your referring to Sears, Zales, CitiGroup, etc). Well I guess we should try to do something to these people for putting us under stress and putting our jobs in jeopardy. After all McDonalds had to pay the lady who spilled her coffee on herself and claimed that she didn't know it was hot. Who can help?

These rude bottom feeders called me at work about 10 times over a 3 day period, I told them the first time they called me at work to stop calling me at work, they ignored me, yelled at me and threatened to take me to court if I didn't pay. I have not received anything in the mail from them yet. I finally complained to the FTC and the State Attorney Generals Office which I spoke with on the phone, the funny thing is the Attorney Generals Office knew exactly who I was talking about and already had a contact name and phone number, what does that tell you. I am also sending a letter to cease all phone calls and only communicate by mail.

I wonder how long it will be before someone files a class action law suit.

Found an interesting link for a law firm that will take action against these types of collections agencies reversesettlement dot com

:x My husband and I were just contacted by this so called collections agency....no previous message was left for us regarding anything of this matter, however when we were contacted this evening NES had left a very rude and threatening message, bascially stating that they had called us repeaddly...LIE!! Another thing that we are not sure of is what they are calling about they only left there Name and phone number no other information. As far as what it is regarding or anything...I believe that if they are suppose to be collectors of some sort then they should state who they are collecting for...RIGHT??? I think that it is ridiculious and they have only began to mess with my husband and me, we do not take lightly to threats or rudeness.....!

We had the pleasure of receiving calls on multiple occasions over the past week from NES - for a person we've never heard of. The moron who finally left a message - Larry Garvey, 1-800-204-1819 Ext 1322 - - then tried to claim we were giving him a disconnected / invalid number, suggesting that we were making things up. The guy sounded like he didn't have both oars in the water - one fry short of a Happy Meal. When he finally transferred to me one of NES' "account resolution representative", I had to explain that the we never knew the person he was looking for, and although she shares our same common last name, we had this number for 10+ years and there was no way our number would be mistaken in this way. WE further informed this ARR that we have stellar credit and no outstanding / delinquent debt, so they were way off base with these dozen-plus attempts at contacting us since the beginning of the week. So, ole Larry was just on a fishing expedition, randomly dialing up people with the same last name. THIS is how this company tracks people down? Amazing!

I use to work for them they really are full of crap. I really fell for people who came across a hard time and just could not afford to pay the bill. I have been there and out now because of them I am back there all over again,

These people called my cell phone on August 13th and told me that I had to pay them $2500 to settle by Aug 25th or there would be a civil judgement filed on me. He then proceeded to tell me that since I am a nursing student that I would be able to obtain my license once I graduated because of this. He also told me that if I didn't agree to pay this that I would be taken to court and they would garnish my wages up to 40%. I asked him if I could make payments and he told me that it was too late.

I panicked and told him that I had never gone thru this before and didn't know what to do. He tried to be 'nice' and tell me how I was screwing up my future and I was going to school for nothing. He said if I didn't pay this amount that my whole total would be $5400 after it went to court. He suggested I get a loan, but then said "no, you won't be able to get one with this on your credit report", and then told me to ask my parents or grandparents to charge it to their credit card. In a panic I gave him my bank account numbers and said I would try to come up with something.

I ended up calling a credit counseling center and now I have been set up with a financial attorney who is going to help me get this straightened out. I am not saying that I owe this money. I *want* to pay it ... but I can't come up with it out of the blue. She immediately told me to call the company and tell them to cancel the transaction.. that the money is not there and that I had a lawyer. I called they said they cancelled it and told me "good luck"

Then I received a call on Monday morning (the 27th) from a woman asking why my payment didn't go thru and now I have a bad check to pay. I told her that I had cancelled the transaction. She argued with me about it.. put me on hold and finally said "Ok, the check has been 'killed'. Good luck" I called my bank and thankfully they didn't even try to process the payment, because there wasn't a bounce notice on my account. I figured they just had miscommunication within their office...?

Anyway, this morning I got a call AT WORK from 'Lesley' who was in their 'legal department'. i hung up on her at first... then she called back again and asked why I refused to work with her and why I kept hanging up. I told her that I was at work and I couldn't get personal phone calls. She said that she will take this as I don't want to work on this and that it was a refusal. I explained that i wasn't refusing, I just wanted to be able to make payments. She said that I could settle with $1500 but it had to be paid TODAY. Funny... they lowered it by $1000 in one week.... I told her that I didn't have $1500 but I had a lawyer and she said they do NOT deal with third party payments. I told her sorry, I don't have it. And she said "Well, we will see you in court!!!!" I said "OK" and she hung up.

I immediately called my lawyer and they said they were just threating me and not to worry about it. They are sending them a letter now to let them know that they need to leave me alone and to deal with my lawyers ONLY.

I hate those people.

Again, I am not doubting that I owe this. I made some bad choices in the past. Things are better now and I want to fix it, but they are just

These screwheads have been calling me up to 20 times a day for the past 2 months. I've heard the same guy 5 times in 36 hours use different names to make it look like they are some huge company. These guys are have the moral compass of that would make a pirate blush and they don't and CAN'T do anything they say.

Last week I laughed myself silly on the phone with one putz who said he was going to have the sheriff pick me up when I got home (yes, they call me @ work too; even AFTER being told multiple times to stop). The reason I laughed is b/c I KNOW all the deputies (it's a small town) so I told them which on to send because he likes my wife's cooking :oP

Then they called back 2 days later and said he was a laywer WITH the town I live in and there was a summons being reviewed by a judge! -->again, it's a small town and I personally know ALL the police, lawyers, judges, deputies, even the EMT's personally BY NAME and they're all friends of the family so I started asking what his name was and who is mom and dad were -- and !duh!, he changed the subject really quickly into a line of "we need to straighten this out" :oD what a complete rotten b@st@rd

After getting all of these B.S. threats from these jackals I'll burn in hell before I send them a crap-coated nickel !!!!

btw, they can't do jack to you without notifying you IN WRITING that they are proceeding with a suit and then they have to supply the case number, lawyer's name, where, what, how, why, etc... This company works like the mafia: a dead man can't pay -- and neither can a bankrupt one -- so it's in their best interest to harass you to get ANY money they can. This company paid literally 1% of the total $$$ you owe to whatever company you have debt with for YOUR account. Anything they get from you past 1% is ALL PROFIT FOR THEM.

Take your time. Don't pay them jack-squat. And DON'T believe the B.S. about "lawsuits", "arrests", "supeona", "take your house", BLAH!!!!! They are POWERLESS to do anything. I have YET TO SEE ANYONE ACTUALLY GET SUED BY THESE G.D. MORONS !!!!!!! STAND UP, HANG UP, and call the FTC + Attorney General (877-382-4357)

i'm w/ you Bill!!so monday the 10th the office manager at my husband's work gets a call from Tina Cache'(WTF?)They asked her if he was still employed there, what the address was and warned her that wage garnishmnets were going to be filed against him if he didn't call her back immediately. She passes on the message.my husband is a very busy manager so he calls me at work very despondent and pissed. So i call Tina and we get to talking. our debt from bank of america she said was 18,000. we do owe them, that we don't deny but we've had some hard luck. when we can pay we will pay bank of america- not these turds. She told me it had to be paid in full by friday the 14th. does she honestly think if i had a spare 18,000 lying around that i would be carrying debt?!?! dumbass.
she ran the game.we will be served the next day, sued,taken to court, a judgement filed against us,lien against vehicles/house/businesses/bank accts/tax returns... if either of us wanted to change careers,we were unemployable because of our credit history..35% wage garnishment,plus another 3000 in court costs. on and on and on.i was upset. she came across as legit.she sensed my despair and asked if she could put me on hold.she came back and said that after talking to their lawyer she was authorized to go down to 12200.all the late fees/overlimit fees/interest was forgiven. i told her it was still not possible,she puts me on hold again and says"we don't normally go this low this fast but the lawyer ok'd it to go to 9900. hhhmmm 50% in 5 minutes?!she asked if we could get a loan or did we have a 401k we could tap or family we could borrow it from......? Very good scare tactics but scummy to take advantage of some one caught off guard. she did her job well tho.called our bank, tried to get a loan(w/ this on it seriously??).
we were so addled,we went to my husbands 82 yr old parents for help. they were going to help and they called all the siblings and rallied the troops. thank God they were thinking. after a night to think about it, they began to wonder if this company was for real and legitimate.so after sitting through somewhat of a lecture,got very uncomfortable and kinda embarassed, they convinced us to do some research 1st before everyone threw money down a rabbit hole.
GOD BLESS THIS SITE!!!!
my husband and i are giddy w/relief. we will finally sleep well after 2 nights of not. Tina Cache' better watch out tomorrow.I have fury!! ratturds almost got us. i hate to be taken for an idiot and they will get that point.
thanks for all the tips about a C&D and validation letter.i will also ask for all my acct info for the creditor they are collecting for and their contact info and tell them i am reporting them to FTC and the attorney general.
let's see what happens....

in2justice - can't wait to see the outcome of your story.

By the way, if ANYONE here has ever been sued by NES, I'd like to see that story posted as well. So far, all I've ever seen posted about them are empty threats. No one has ever said that these yahoos actually followed through with their threats to sue - apparently they can't afford to - all they can afford to do is make threats.

yeah me and my wife were just scared into making 50% payments of the close to $600 debt from these jerks. it is originally a verizon bill and though we CAN make these payments it will put our family in a very difficult postition for about a month. i am VERY interested to hear what happens, in2justice. i have made a payment for today and a promise for next week. if it is indeed possible to make smaller payments each week then that is what i would prefer to do. when you are being sued doesnt someone have to come to your house, hand you papers and say something like: "youve been served" or something? anyway, after reading whats been posted on this forum i am serisouly considering putting stop payments on these checks. but then again, what if i can just pay them and be done with them. we ARE responsible for the debt, just having trouble paying it. i have no intention of trying to skip out of paying, i just dont want to be scared into making a rash decision that may put my family in danger.

Today this company called & demanded my husband pay in full. We absolutely cannot pay in full & "Mike"(-the guy on the other end) said no payment plan could be made. I don't know how he had personal info. on our lives, but it's driving my husband insane because they called his work 4x. Can someone let me know how they resolved their situation or what ur trying to do to resolve it??

well today Tina called back and wanted to know how things were going getting the money together. i told her it wasn't happening. she said" oh you can't get it together?" I said" i probably could but we're not going to.I did research on you guys and you will never get one crap covered nickel from us."(thanks Bill for the quote :lol: She then asked if we had an attorney. I told her "no" and that we didn't need one.
I then said"I'm calling your bluff- take us court if you can." and as i was saying "and don't call me at work again." she hung up on me. I totally expected the phone to continuously ring off the hook w/ calls from the bad cop half of the routine, but no more came. we'll see tomorrow how many times. they didn't call my husband's work or our home again yet either.
I sent out the C&D/validation letter Express mail signature required. hopefully they get it monday, but from Alaska it might be tues or wed.
I will try and keep you all informed, but we have no fear of these people any longer. they are cowards w/ no conscience. soulless inhumans whom i have absolutely no idea how they sleep at night. the emotional upheaval and distress they put good people through should be enough for us to sue them for emotional damages. we also don't deny we owe a debt, but stuff happens in life and when we can comfortably pay off that debt it will be to the original creditor-not these morons. fendenkrell, if you send them a check for $5 and they cash it, they cannot do anything to you. womanfedup, when they call work simply quote to them this-"you are in violation of the fair debt collection practices act. do not call me at this number again" and hang up.if they call again tell them they are now being reported to the FTC and the state's attorney generals office." it usually works.I seriously doubt they have an attorney licensed for our state to actually file a suit anyway.
it's late for me tonight but maybe tomorrow i'll type out the letter as a template for you guys to use. a legal friend of mine said it was all that was necessary to shut them up.
more later.

in2justice - keep us posted - this is most interesting!

This company badgered my sister for months with up to 20 phone calls a day. I had her send a validation letter, and they sent back something of a validation. They kept threatening her with court, but this is going on several months now, with no court papers being served or any court date being set.

Hello all-
Neither my husband nor I received 1 single phone call from NES on Friday or Saturday. I don't think they're giving up but maybe regrouping. Hopefully the C&D letter will get there before the next assault.Here is the template letter I sent:

Quote:

This company is calling me 8 times a day. I finally called them today. I was told I owed 2000K on a gas card but she did not even know the name. She was fishing to see if I had on in 95. The have my name and SS#. I told her to F off. She was screaming. I put out a fraud allert with all 3 bureaus.

Yesterday this company called my sister at work and threatened to send the sheriff to the High School where she worked. They told her she was being sued and that she would have to pay court costs in excess of 1200 dollars. I have read the BBB report, and personally think that is not the way to go with this company. If all of you will write a review on
Google and write a letter to the Ohio State Attorney General's office, I believe you will get some results. Also you can file a complaint to the Federal Trade Commission on line. Here is a link to the review I posted today on google. You have to have a gmail account to post. How many people can you get to post? This forum will not let me post the link to Google. Sorry!!

This company called me today at work, for the FIRST time, my bill with Verizon is only $500 but this guy is threatening a summons. He was not willing to make a pay arrangment with me, and demanded a postdated check for the full amount. He gave me until 4 pm to call him back, which I didn't. I can't pay that much.
He called at 4:05, and left a rude message stating I'd better call him back immediately.
Can they really summons me?
If I'm sending some sort of payment to them, can they really go that far? I'm doing the best I can, times have been hard.

Hello All!!!
Sorry so long in getting back on. Here's an awesome update. We have not received another single phone call from them, there has been no process servers, no law enforcement--NOTHING!!! They cannot and will not do anything they hollowly threaten to do. they can't legally. All scare tactics. bark and no bite. Bark back-you'll feel better :P
So rejoice! Do how we did it. you will sleep better and have much less stress.

These people are the rudest people I haveb ever came across! I mean they are collecting $90 and they act like its $100,000. They scream on the phone and make demanding threats. Arent they suppose to have PHONE ETTIQUETE?!?!?! These people are Fu*king SCUMBAGS!! Beware! They call you 524387365 times a day. :twisted:

I just moved into the state 2 months ago and was given a new phone number. I was getting several recorded messages a day from this company. I finally got so fed up that I called them back. They were unable to pull up anything on my name or the phone number oddly enough! They then transferred me to their compliance department who removed our number from their list - thank god!

We have an employee currently out on medical leave. I have taken back her cell phone to give to another employee while she is out because she is going to be out for quite a while due to an injury. These people call for her constantly indicating that it is urgent that she return the phone call. From reading these posts, it sounds like this employee got herself into some debt along the way.

I'm dealing with this company as well and I called the Office of Consumer Affairs to talk to them about it. The woman told me straight up the man did a number of things that were illegal, including telling me he was an attorney for the company but then contradicting himself later in the conversation. He also threatened to take me to work and garnish my wages (I'm unemployed, so that hardly matters). I tried to make arrangements to do a monthly payment and they straight up told me that wasn't an option and I either paid it in full or they'd take me to court. The woman I spoke with the second time actually told me to get a credit card to pay for the debt or borrow the funds from a family member.

This is a very crooked company indeed. Sure, let's have the debtor go into debt with ANOTHER company so they can pay this company off. :roll: If I had the $600 to pay up front (I feel for those of you who owe a lot more :( ), I would've paid it two months ago when we originally got the bill from Verizon Wireless.

Because of their harassment and threats, I no longer have any intentions of paying this debt, and if/when they take me to court, I am presenting all my evidence (to include recorded conversations) in my countersuit.

These same things are happening to me. They say they need to FULL balance. Do I just send a payment of some sort?? Will that be enough? They say they are suing me as well. What is the address that I would send the payment to?
I would love some help with this. I'm glad to hear they are being nasty to everyone....I thought it was just me!! They have even hung up on me!!!! That's no way to get their money back!

They just called and left a message to call them back---the number they gave was 800-204-1819 ---anybody dealt with them at this number? I will try to call tomorrow--Saturday to see what they want but was just trying to get some feedback at to what I am dealing with for people-----it sounds like not too good------------I need to get ahold of them before my husband hears the call because he will flip out about it..............

I have been receiving calls on my cell everyday from these scumbags. The guy that calls says his name is Terry Allen or something like that. The phone # registers as 'no number' but he leaves an 800 # for me to call back. I don't know what he's calling about since he doesn't say and I am not behind in any of my payments. I have tried to call back twice and after the initial recordings, the phone rings and rings and no one picks up. Anyone else been expriencing this? I am so glad I found this site. Now I know what to expect if someone ever answers when I call next time.

what is a "DV letter"? ref: Bossy 5/20/2006

BOssy is referring to a "debt validation letter". You can find samples of that, and other letters, here:

http://community.debtcc.com/letters/index.html

These bottom feeders had been calling my cell phone at least 5 times weekly. When I called the 800 number the recorded voice "Terry Allen" left, the automated answering system asked for my phone number. I punched it in. Then the automated system said it did not recognize the number and would I enter my SOCIAL SECURITY NUMBER! When I entered nothing, I was instructed to wait for a representative, and after a bit, the phone started ringing and ringing and ringing ad infinitum, ad nauseum. Is it possible this is some kind of telephone phising scam to collect social security numbers? BTW, I called NES number in Cleveland, got a live person who agreed to take my number out of the NES system.

Ok, talk about a wave of relief is coming over me after reading this! N.E.S. has been harassing me as well! Now, don't get me wrong, I know I'm the one who screwed up, but at least they could do is give me the courtsey of asking questions before hanging up on me! They are refusing to let me pay less than the full amount in one lump sum. I struggled and came up with 1/3 of it and called and the lady said, "let me check with the legal department to see if we can accept that, if not you will have to come up with the full amount." I was fine with that, so legal rudly picks up the phone and states," this is not a used sales car dealership and we will not accept a dollar less than the full amount." I said, "whoa, whoa, ok, I understand, but can you please not be so rude." His response, "fine see you in court" as he hung up on me (second time in 2 days). Now what is funny is I was PROMISED (with a refrence number) a week and half to pay, but apprantly he didn't have to stick by that and tried to set me up for court. I called back to speak with the compliance department to complain about how I was being treated and the response I got form this man (who oddly enough sounded exactly like the rude one I had spoken to before) "We don't cvare about your feelings, it doesn't matter to us if you feel good or not when you get off the phone with us."

I'm nervous now to pay them, I'm trying to call Citicards to get this taken care of between me and them. I hav never in my life been treating that horribly by anybody.

Have u validated this debt?? Before i would pay them a penny i'd make sure to validate it!
Good luck and ask any questions u may have!
Ang

Just an update on the situation I've described in this thread in the past, involving my sister and NES' harrassment of her with multiple phone calls.

She still gets the "no name/no number" calls several times a day, but doesn't answer them. The last time she spoke to these people and tried to make arrangements with them, they said "it's too late - see you in court". That was a few months ago.

Thus far, no court papers have materialized, nor has any further mail from this company.

I just got a call from these idiots stating I owe past due cell phone bill and had to pay it up front today on credit card, when I said I had not credit card the woman hung up on me!!!

you all need to pay your bills. quit crying you are debtors that want payment palns. they are 3rd party so you already had a chance for paymentswhen you signed for the card and than again when it went into collections. when nes gets these accounts they havn been paid on in almost a year. grow up and pay your bills debtors you signes a contract bottom line.

coll....

we welcome constructive comments in this forum. Yours can hardly be considered that.

Happy Thanksgiving anyway.

Wow....These guys....They have been calling me for months now, at least 5 times a day. I have requested several times that they send me something in writing but they always respond with "Why don????????t you pay your bills or get a loan or we are going to sue you for refusal to pay and so on. I have told them several times that I have no problem paying them as long as I have it in writing.

They always threaten to take me to court but I????????m not sure if they will do that or not. I would suggest buying a cheap recorder to tape your conversations you should let them know that you are recording the conversation when the call begins in case you have to go into a court of law. Ask them to send you a letter regarding their request. Remind them that you are just protecting yourself against fraudulent companies and you do not feel comfortable giving your account information over the phone and to company you have never heard of.

They will no doubt yell and talk down to you but at least you have it recorded in case you need to file a complaint against them.

Good Luck!