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Does anyone have information on National Enterprise System?

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Help please - looking for information on National Enterprise Systems, if there is a thread, can you let me know where it is?
I need info as soon as possible - Thanks!




You can find the answer you seek, tmc, right at this link:

http://www.ft c.gov/bcp/conline/pubs/credit/fdc.shtm

That is the easy read of the Fair Debt Collection Act. A simple scan a few lines down and you find this:
Quote:
How may a debt collector contact you?

A collector may contact you in person, by mail, telephone, telegram, or fax. However, a debt collector may not contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree. A debt collector also may not contact you at work if the collector knows that your employer disapproves of such contacts.


They will use EVERY illegal tactic in the book. Don't fall for them. Send out C&D letters to keep them in check. And simply tell them that you know your rights and you will not tolerate such treatment. Note what they have done wrong and contact your state's AG if needed.

Sub: #41 posted on Thu, 06/07/2007 - 05:32

jedijeff13 jedijeff13

(Posts: 1734 | Credits: )

What is wrong with these people. They have been calling my house asking to speak with a friend of mine. I didn't answer the call the first 3 -or 4th calls. When I did answer.I told them that this person was DECEASED. As of last year. I told them they need to check public records . Well they want to know if I have his SS #, could I fax a copy of the death certificate. Asking all these questions.When I asked why they were calling MY house. I was told they could not divulge any info. I asked them why they wanted answers from me, but couldn't answer mine.(This person did not live here.He briefly lived here about 9-10 years ago. I didn't tell them that tho'). I wanted to know why & how they got MY number. I assured them that this person was as dead as dead could be.They kept calling. This morning again, same thing. They want his SS# etc. Itold them I truly did not have it. But if I did, I wouldn't give it to them. I was trying to tell them to call any other number that they could find for him. And the B---H, hung up on me.I called the # that had been left on the machine. The guy who answered, said yes, he was that person"s supervisor. He also hung up when I told him how rude she'd been. Has anyone been successful in suing this company? It's not about the money so much as the way they conduct themselves. If you don't give them info. They are crude and ugly in demeanor.
I work nights and it's extremely annoying when I am awakened to hear there crap. They must be vying to see whose gonna get the commission. I told her to please post the fact that he is dead. So that they can stop calling my house. FConsidering the fact that he did not live here. I told her it is bordering TRULY, on harrassment. Causing me loss of sleep, making it harder or me to go to work.
At anyrate. I think there are 2 kinds of people who work there. Those that have to, as they don't have workplace skills. And those that want to feel superior. By annoying people. While hiding behind the "anonymous" desk.

Sub: #42 posted on Tue, 06/12/2007 - 15:29

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Ok - this is the collection agency that is threatening to sue a relative of mine over a credit card bill that she hasn't paid on in 4 years. She's asked for my help on it, but I've never been in her shoes with a collector threatening to sue me.

I've read elsewhere that a collector cannot sue you - the original creditor has to. Is that true?

I've also advised her to get a debt validation letter out immediately.

Any other ideas? This company calls her every single morning demanding immediate payment of the full amount and will not work out any payment arrangements with her. They have gone so far as to describe the entire garnishment procedure and told her they would consider all of her other expenses when going for a garnishment. I'm thinking with her low income (her husband is disabled and doesn't work), if it went to court at all, the judge would end up setting up a payment arrangement.

Sub: #43 posted on Tue, 06/12/2007 - 22:14

SUEBEEHONEY70 SUEBEEHONEY70
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Bump! Anyone able to help? :-)

Sub: #44 posted on Wed, 06/13/2007 - 14:23

SUEBEEHONEY70 SUEBEEHONEY70
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Sue, a collector cannot sue anyone as they are not an attorney.If that threat is made and it is not a attorney licensed in your state,it is a violation of Fdcpa.For your friends peace of mind,send a validation letter with a paragraph in it stating to contact by written method only.Send it certified return receipt. After they sign for it they are not allowed to contact this person and every phone call would be a violation.If they show a desire to not follow the established law collecting,then gather the violations and find a consumer attorney to file suit.

Sub: #45 posted on Wed, 06/13/2007 - 14:31

cajunbulldog cajunbulldog
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thanks, Cajun. That's what I was thinking. She said a "paralegal" called her yesterday from this company (or said they were a paralegal) and asked if she was going to come up with the money (it's about $1300). She told them she couldn't come up with that - that all she could do is make payments on it - they said, "fine, we'll see you in court, plus all the attorney's fees and court costs".

So, even if they've bought the debt from the original creditor, they can't sue her?

Somehow I doubt this company has a paralegal on staff, considering all the information I've seen on them here. I guess anything is possible, but it sounds more like a scare tactic to me.

Sorry for all the questions, but she's asked for help on it, and I want to give her some solid advice. I'm pretty certain that if it were to go to court, the judge would end up setting up a payment arrangement rather than a garnishment - she really has no disposable income to speak of that could be garnished.

Sub: #46 posted on Wed, 06/13/2007 - 14:35

SUEBEEHONEY70 SUEBEEHONEY70
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If they own the debt,they can sue. The theory I was putting out is if a person calls you and threatens suit,they are in violation with the one exception of it being a lawyer licensed to practice in your state. The violation would be threatening to take an action they would/could not take. I would need more info on the debt to go any farther. Original creditor,name of people harassing person,and date last payment made on account.

Sub: #47 posted on Wed, 06/13/2007 - 14:59

cajunbulldog cajunbulldog
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Ok Cajun, thanks! Do you prefer it here or in pm?

Sub: #48 posted on Wed, 06/13/2007 - 15:01

SUEBEEHONEY70 SUEBEEHONEY70
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pm it so I can find a direction.

Sub: #49 posted on Wed, 06/13/2007 - 15:10

cajunbulldog cajunbulldog
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(Posts: 4859 | Credits: )

I have been mis treated by one of NES debt collectors.
They threatened lawsuit, took my checking acct information and gave me 5 days to pay the hardship amt. I was turned down for a loan and the debt collector was rude, refused to listen to what I had to say about they could not sue me and that I was reporting them to the attorney general of New York State. He yelled at me to get off his phone line then hung up.

I am complaining to whomever will listen, I am a military disabled veteran and will not be treated this way.

Sub: #50 posted on Wed, 06/13/2007 - 21:17

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