payday loans and criminal charges/license suspension
They lied to you. They cannot take your license or press crimin
They lied to you. They cannot take your license or press criminal charges.
Call your bank or your card holder and cancel the card. Talk to a banker and tell them you were fraudulent forced to give your numbers out under duress.
With all due respect, a caller cannot keep you on the phone. Yo
With all due respect, a caller cannot keep you on the phone. You have a little button that will disconnect the call at your leisure. Do not let them put your job at risk, just hang up!! It will probably be necessary to let your Principal know about these harrassing call to assist in thier elimination.
if it were true and they could suspend your license or have you
if it were true and they could suspend your license or have you arrested they probably would have done that before they sent it out to a 3rd party collection agency
I really feel for you. These crooks have intimidated you and sto
I really feel for you. These crooks have intimidated you and stole from you. I certainly hope you file a complaint with the FTC and your Attorney General's office.
Definately, I agree with Shazzers. You need to file those compla
Definately, I agree with Shazzers. You need to file those complaints pronto.
Here is what I would do if you get anymore calls like that. When they call, say "Please do not call me at work as I am not allowed to take personal calls." If they persist, ask for either an address/fax number where you can send them what is called a Cease and Desist letter, which is where you put into writing how they can contact you, either by letter, calling you on your cell/home phone, or email. Whatever works for you.
If they won't give it, then hang up. If they continue to call, just say "Please do not call me at work..." then hang up. No ifs ands or buts. They will get the message.
Then as others have said, file fraud charges against them, because you have been scammed. Good luck, and keep us posted.
payday loans
I have looked on the internet several places, I just dont know what to do, I have to many payday loans, I cant pay, they are bleeding me dry, please help
payday loans
I live in washington state, I have internet loans and store ones, I have been trying to pay them off, but I have too many, they tell me if I dont pay then they will charge me with a crime. I am so tired of all this. I cant get a loan because I got divorce and my credit is bad. I have tried everything,
Hi Guest. You hang in there. I live in Kentucky and about 3 ye
Hi Guest. You hang in there. I live in Kentucky and about 3 years ago I found myself with about 20 pdls. It was a trap I couldn't get out of. That's when I found this site. All the info on here is so refreshing. With the advice I got from this site. This is what I did.
Number 1. You need to tell us what state your in. Most payday loan companies are not licensed in the states they lend in. If they're not licensed in your state then you only need to pay them the principal amount you borrowered. Chances are you've already paid them this amount with all the roll over fees.
Number 2. They cannot criminal prosecute you in anyway. They try to tell you this because of the whole bounce check thing. Your licensed will not be suspended. I believe it's even against the law to tell you such things.
Number 3. Immediately contact the bank that you gave the account info on. Give them the name of the companies and tell them to not let any charges come through on these companies. You may even need to close the account and reopen a new one.
Hang in there. I know the stress your dealing with. If this was criminal most of us on here would be in jail.
Just to add one thing, your storefronts with typically be legal
Just to add one thing, your storefronts with typically be legal as they cannot "hide" from regulators like they can on the internet. You need to list all of your loans and determine which are legal and which are not, then work from there.
Thanks!
Thanks for the help. I know I should have just hung up on them but because of my profession, they really scared me with the criminal charges threat...in the state of Pennsylvania, you can't teach if you have any criminal charges...I guess it's probably like that everywhere though.
Anyway, I cancelled my Visa Checkcard that I had given the numbers for. I specifically asked the lady on the phone if any debits could come through and she said no. So now I'm waiting for the phone calls I'm going to get when their debits are rejected.
I'm also going to be sending out validation and cease and desist letters to these companies. I had to look up the addresses of these companies because they would not give them to me on the phone so I hope they have the right ones. So if anyone has the address for CMG Recovery or Lawal and Associates, please post it.
I know I do owe money on these payday loans. However, they will not allow me to pay them back in reasonable payments. They expect me to have thousands of dollars laying around to give to them. By the way, there is no way I am paying $1,000 back on a $150 payday loan, especially since that one was with an unlicensed company and especially since that company has already taken $160. It's amazing what they get away with.
Thanks again for the help. Now I know what to do if they harrass me at work again. I'll keep you posted.
Good Luck and if you have more questions or need advice do not h
Good Luck and if you have more questions or need advice do not hesitate to ask.
Pay day loans
Hi, I just got a call saying they were filing criminal charges and my court date is tomorrow but refused to tell me where. they said I would lose my job and credit. It was with Fast Cash and the loan was for 300.00. I paid some, but things happened, we had no food, their dad refused to help. This was the only one I did when I realized I messed up. Can you hlep me?
They are lying. What state are you in? They can't just get a
They are lying. What state are you in?
They can't just get a court date. They have to file and you are served papers from the court.
Pay day loans
I am from Texas.
I kept asking where the court hearing was at, when was it set, where were the papers served and he wouldn't tell me. He told me that the papers would be served at my job today at 5pm. well my company closes at 4.30pm. From what I gather, they have not even served the papers. I called the court house and spoke to a judge in the small town I live in and there is nothing in our county set for me and he said that they have to bring the hearing to me. He told me to tell them to change your venue. He also said that you only file criminal charges on hot checks over 10,000.00.
do you have any info on Fast Cash Loans?
Well is is almost impossible to garnish in TX so they are really
Well is is almost impossible to garnish in TX so they are really lying.
Is this internet? Was there any other names on the loan documents or emails?
There was a Fast Cash One that was a CSO in TX but their license
There was a Fast Cash One that was a CSO in TX but their license is expired and the status is closed.
Pay day loans with Fast Cash
I too took out a payday loan with fast cash and had the same type of phone call you mention above. They threatened to show up at my house or job and file criminal charges against me for fraud and bad checks. They said they were calling from California and I would have to go to California to get the case tranferred to my state. (VA). How is someone supposed to handle these people? What can I do?
It doesn't matter what state you live in, there is due process a
It doesn't matter what state you live in, there is due process and rules of procedure when it comes to court cases. They can't call and tell you that you have a court date the next day. You must be served with papers and be notified of the date and time of hearing. Anything against this is going against your right of due process.
These people will tell you anything.
I do know that cashnet is a licensed payday company, so you might not want to blow them off, because they can take you to court. However, for payday loan companies that are not licensed, you should check with the AG in your state about what can be done.
I got a call today at my job saying they was a Madison County, A
I got a call today at my job saying they was a Madison County, Alabama Investigator and told me he was hired from a law firm out of new York but he was in Plano Texas i Google the number and came up as a company called Cboynd COMMUNICATIONS,LLC and the law firm he told was in new York called Goldman and Warsaw PC so i looked them up and will be calling them in the morning to tell them to stop harassing me or i will be file criminal against them. Told me i owe over 3000.00 dollars for a 300.00 loan that i took out. but when they deposited that loan that i did apply for they also gave me another loan for 300.00 that i did not apply for and now saying i owe all this and they are filing criminal tommorrow morning also send me a settlement letter from chec systems and the number on that are not even to telechec system and they are not going to that. so now i have to cancel my pre-paid debit card because i was dum and gave it to them for a payment. but I feel for all that has been thur this its been HELL. times are tough and they are scammers and need to be shut down. I am going to be protesting this very soon. we are working americans trying to make it and they are LOW LIFE SCUM BAGS THAT GET AWAY WITH FRAUD.. HOPE EVERYONE OUT HERE IS GOING GREAT.. KEEP SMILING WITH YOUR HEAD HELD HIGH......
They can't file criminal charges against you for owing a debt, i
They can't file criminal charges against you for owing a debt, it is a civil matter, not a criminal one.