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RJM Acquisitions LLC - What do consumers say about them?

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Has anyone ever had any experiences with RJM Acquisitions LLC NY? I received a letter in the mail from this company about three weeks ago about a fingerhut account that I had 5 years ago (or more).

My question if any can answer if you pay off your debt which is overdraft from BofA from 4years with RJM does that allow you to open an account with any bank once debt is cleared.

Need help around this question, thanks

Sub: #131 posted on Fri, 09/21/2007 - 14:34


I have a debt that was settlied with AM South Bank,through RJM , yet Iam still receiving letters from the bank. RJM is hard to reach.

Sub: #132 posted on Tue, 09/25/2007 - 13:34


I just received 2 letters Oct. 26, 2007 from RJM and could not fiqure out what they were talking about? I had never used the 2 companys that they refer to in the letters. I have shopped at Lane Bryant store in our local mall but not thru the mail order as they say!.How can we stop them if they put this on our credit reports?? Is it only Transunion That has this in their reports? Who do i report the scam to??Thanks S. King

Sub: #133 posted on Fri, 10/26/2007 - 11:51


This seems a cross state scam. I received a mail from the same company just now and claimed I owe a book membership club which I neved had. The said book membership was started in early 2003 before I migrated to the U.S. It was sent to an old address in California and was forwarded to my new address in another state.
It was very clear of its threats that If I do not pay for said membership that they will have this in my credit report!

It is a small amount but it makes me fuming mad that a company, whose claim of debt is not true, is threatening to destroy my credit report that I am working hard to raise. Since there is not basis of said debt, isn't this a scam?
Since it has cross states, isn't this under FBI's organized crime investigation arm?
I was a victim of ID theft a couple of years ago and I know going to the local police will not work. These firms, will ask for small amounts like a hundred or so, so as not to warrant the attention or time of law enforcement agencies. But small amounts in thousands of cases make a tidy sum to these people.
I have never taken any membership for any book club, much more when I still lived overseas and had no $ account, etc.
I will do the fraud alert as suggested here but I believe there ought to be more that can be done for a company like this.
If you google about this company, there are other reports of being scammed by this company way back in 2005.
Small amounts, like phishing in the Internet, makes the organized criminals think that the police or people will not make a big deal out of this.
Are we just going to sit here and watch this company harrass and scam other people?
What are the other options of harrassed consumers from seedy companies like this?

Sub: #134 posted on Tue, 10/30/2007 - 19:05


yea i work for these scumbags...its easy to dispute a claim..just tell them you never had the account, if its one of the old accounts, the scam ones, just tell them you never had it,and if its over 7 years old you are not legally obligated to pay it. however if they still say u owe it they are going to ask you if u lived at this address just tell them no, and they will just close the account as a disputed account,most of the time they dont even put it on ur credit report cause of the scam. hope this helps... i hate working for these guys but its the best job i can find right now but yea and if your ss# isnt on it dont pay...the social is the only way they can prove it you, so u people better stop being stupid and paying bills that arent yours

Sub: #135 posted on Fri, 11/02/2007 - 22:57


So far, I think it is great that they are willing to try to settle debts and give you payment options. I owed a financial institution money becasue AOL screwed me (long story) and I recenlt recieved their payment options and I am settling for 40% of my original debt. So Far I have nothing negative to say!

Sub: #136 posted on Sun, 11/11/2007 - 18:30


People...these debts are real. This company buys outstanding credit debts typically from 10-25 years ago and attempts to collect. The companys thought process is that now that people are older and more financially stable that LLC Funding can cajole individuals into paying these anciant debts off.
Legally, no one needs to pay off the debts as they are to old to appear on credit reports in most cases.

Sub: #137 posted on Sat, 12/01/2007 - 09:30


I just found RJM on my credit report I called they claim it was for books from 5 years ago I told them I have paid for anything I recieved and they told me they would close the account. I guess I will fgons out if what they say is true

Sub: #138 posted on Thu, 12/06/2007 - 12:30


I also received a letter from RJM Acquisitions about an account I had more than 5 years ago. When I called to find out why I had not been contacted earlier about the debt, they informed me that they didn't have to tell me anything because I should be checking my credit report to make sure all my accounts are current. They wouldn't tell me who the original creditor was and they woudln't send me written documentation of what was owed.

Sub: #139 posted on Mon, 01/07/2008 - 08:28



Sub: #140 posted on Sat, 01/12/2008 - 09:24

tsacgiv tsacgiv

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